113 Credit Processing Jobs - Page 4

Role & responsibilities Responsible for credit appraisals- loan applications of Commercial Vehicles.• Responsible to maintain quality portfolio Responsibility to deliver the credit assessment target within specified Turn around Time Responsible for Audit and Regulatory compliance for the Location.• Assist RCM with coordinating / managing RCU & verification vendors Take sound lending decisions based on available information &interactions with the applicants To interact closely with other functions such as sales / Operations/Collections / Policy/etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases Coordinating with agencies for proper sampling / screening of files for fraud prevention Managing performance in terms Cost of credit administration. Preferred candidate profile Graduate / Postgraduate 4-5 years experience in Credit/Underwriting of Secured/Unsecured products Ability to manage credit processes & teams

Position: Credit Underwriter (Off-roll) Experience: Minimum 4 years Budget: Up to 6 LPA Location: Bangalore Key Responsibilities: Evaluate loan applications and assess the creditworthiness of applicants Analyze financial documents and assess associated risks Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned authority limits Coordinate with internal teams for documentation and loan processing Requirements: Minimum 4 years of experience in credit underwriting, preferably in the Banking, Finance, NBFC, or Fintech sector Strong analytical, decision-making, and risk assessment skills Experience in both secured and unsecured loan underwriting Proven loan approval authority within set credit limits Sound understanding of loan approval processes and compliance Proficiency in financial tools, credit assessment systems, and MS Office Call/WhatsApp: 9205488912 (Pragati) Email: pragti.saxena@cielhr.com

Collating Capital Loan proposals received at HO, rectification of errors and arranging for timely decisioning as per policy.Business & Financial Analysis according to polinorms.Assessment of business capacity, managerial competence, and financial

CALLING, TELECALLING IS MUST Role & responsibilities Handling Credit operation from Login to Disbursement Credit Decision Making for PL TW and forwarding Proposals. Handling Credit and Operational issues Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Preparing MIS, Collection reports on daily basis and Weekly review reports Assisting customers with queries, requests & complaints. Key Responsibilties Assessing overall Credit Eligibility of customer & recommended the case to higher authority. ? Policy -Deviation Tracking ? Strong analytical and problem solving skills. ? Documentation, Disbursement & File Processing Preferred candidate profile Graduate/Post Graduate 2 - 3 year experience Good communication skill High level of Self Drive/Enthusiasm. Knowledge on secured and TW loans Desirable Skills Good communication skill High level of Self Drive/Enthusiasm. Knowledge on secured and TW loans Calling, Tele calling is must.

Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager

Skills Skill Sales Highest Education No data available Working Language No data available About The Role Role Description DesignationBranch Credit Manager GradeEB-2-Assistant Manager/EB-3-Deputy Manager Legal EntityEquitas Small Finance Bank Business UnitRetail Banking DivisionEmerging Enterprise Banking DepartmentCredit Travel requiredYes/No (if Yes, please mark ->) Level of travelModerate/Extensive LevelIndividual Contributor / Supervisory / Purpose of the role The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. The role holder is responsible for the credit appraisal of all vehicle finance proposals at the branch for New CV business. The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level. Key Responsibilities Ensure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. Supervisor & mentor Credit officer & Officer Credit Operation. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided Minimize turnaround time per application Maintain a high quality portfolio at branch level . Manage and support other operations activities at the branch. Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate Ensure that the PDD is collected and maintained as per credit norms. Desired Experience Number of years of experience (05-08 years) Type of companies/sector worked for(Private commercial banks and large NBFCs) Responsibilities managed in the previous organizations(Primarily Credit function. Past experience in credit side of CV.) Languages (English/Hindi/Marathi) Computer/technical skills (Basic Computer Skills MSCIT) Qualifications GraduationAny Graduate Post-graduationIf any would be an added advantage Professional QualificationsIf any would be an added advantage Certifications (please specify)If any would be an added advantage

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 24 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Manager External Title (Job Role) Credit Manager Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Madurai Area Tirunelveli Cluster Sankarankovil PT Location Kanyakumari (Nagerkoil Branch Code 1090 Branch Name Nagercoil Skills Skill Post-conflict Highest Education Master of Business Administration Working Language English Tamil About The Role Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Location - Kanniyakumari,Madurai,Nagercoil,Sankarankoil,Tirunelveli

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 25 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Chennai Area Chennai-South 2 Cluster Kanchipuram PT Location Chennai Branch Code 1205 Branch Name Avadi Skills Skill Credit Highest Education Certification Working Language Tamil About The Role Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 18 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Affordable Housing Zone South State Karnataka Region Bangalore Area Bangalore Cluster HSR LAYOUT PT Location Karnataka Branch Code 3047 Branch Name HSR LAYOUT Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 21 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Manager External Title (Job Role) Credit Manager Division Affordable Housing Zone South State Karnataka Region Bangalore Area Bangalore Cluster HSR LAYOUT PT Location Karnataka Branch Code 3047 Branch Name HSR LAYOUT Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 21 Jun 2025 Organisational Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 21 Jun 2025 Organisational Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 08 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone South State Karnataka Region Karnataka Area Chitradurga Cluster Bellary PT Location Karnataka Branch Code 3064 Branch Name Sira Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer Credit Officer

Basic Section No. Of Openings 1 External Title Branch Credit Manager Employment Type Permanent Employment Category Field Closing Date 06 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Branch Credit Manager External Title (Job Role) Branch Credit Manager Division Inclusive Banking - SBL Zone West State Maharashtra Region Pune Area Pune Cluster Akurdi PT Location Maharashtra Branch Code 9065 Branch Name Garkheda Skills Skill Learning Highest Education Bachelor of Arts Working Language Hindi Marathi About The Role To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 13 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Mailaduthurai Area Mailaduthurai Cluster Mailaduthurai PT Location Nagapattinam Branch Code 1260 Branch Name Sembanarkoil Skills Skill Survivability Highest Education Bachelor of Engineering Working Language Tamil About The Role Key Result Areas Position ABM - RetailCredit OfficerS.NO.DESIRED RESULTWEIGHTAGEKEY PERFORMANCE INDICATORAnnexure1Early Delinquency25%OD% on 12 Month Book-No. of casesAnnexure 12TAT for agency reports15%TAT of FI, RCU and TechnicalAnnexure 23Business Target Achievement (Collaboration)15%Branch Budget Vs. ActualAnnexure 34Process Orientation15%Credit Compliance/ Internal Audit ScoreAnnexure 45Post Disbursement Document15%PDD% collectionAnnexure 56Sampling10%20% Files ProcessedAnnexure 67Self Development5%Average Mandays of Training for selfAnnexure 7

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 12 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone West State Maharashtra Region Pune Area Kolhapur Cluster Mondha PT Location Maharashtra Branch Code 9084 Branch Name Mondha Skills Skill Credit Highest Education Bachelor of Arts Working Language Marathi About The Role To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)

Basic Section No. Of Openings 1 External Title Area Credit Manager Employment Type Permanent Employment Category Field Closing Date 30 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Area Credit Manager External Title (Job Role) Area Credit Manager Division Affordable Housing Zone South State Tamil Nadu Region Kumbakonam Area Trichy Cluster Cantonment PT Location Trichy Branch Code 1288 Branch Name Cantonment Skills Skill Credit Credit Risk Credit Analysis MIS Highest Education Other Qualification Type Working Language Tamil About The Role Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager - Area Credit Manager

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 02 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Emerging Enterprise Banking Zone West State Chhattisgarh Region Chhattisgarh Area Chhattisgarh Cluster Chhattisgarh PT Location Chhattisgarh Branch Code 8013 Branch Name Korba Skills Skill Highest Education No data available Working Language No data available About The Role To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)Physical File Dispatch to HO as per the matrixCompletion of PDD on time for the loans disbursedSelf DevelopmentProcess Orientation

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 11 Jun 2025 Organisational Skills Skill Credit Highest Education Bachelor of Arts Working Language Marathi About The Role TAT Management Achieve the Budgeted business volume for the financial year Maintain portfolio quality Portfolio Hygiene & Housekeeping

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 11 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Chennai Area Chennai-North Cluster Porur PT Location Chennai Branch Code 1203 Branch Name Villivakkam Skills Skill Post-conflict Highest Education Bachelor of Computer Applications Working Language Tamil English About The Role Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 07 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Manager External Title (Job Role) Credit Manager Division Affordable Housing Zone South State Tamil Nadu Region Coimbatore Area Coimbatore Cluster Coimbatore PT Location Tirupur Branch Code 1343 Branch Name Tiruppur Skills Skill Survivability Highest Education Bachelor of Science Working Language English About The Role KeyResultAreas Position:ABM-RetailCreditOfficerS.NO.DESIREDRESULTWEIGHTAGEKEYPERFORMANCEINDICATORAnnexure1EarlyDelinquency25%OD%on12MonthBook-No.ofcasesAnnexure12TATforagencyreports15%TATofFI,RCUandTechnicalAnnexure23BusinessTargetAchievement(Collaboration)15%BranchBudgetVs.ActualAnnexure34ProcessOrientation15%CreditCompliance/InternalAuditScoreAnnexure45PostDisbursementDocument15%PDD%collectionAnnexure56Sampling10%20%FilesProcessedAnnexure67SelfDevelopment5%AverageMandaysofTrainingforselfAnnexure 7

Basic Section No. Of Openings 1 External Title Area Credit Manager Employment Type Permanent Employment Category Field Closing Date 24 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Area Credit Manager External Title (Job Role) Area Credit Manager Division Inclusive Banking - SBL Zone South State Karnataka Region Karnataka Area Hubli Cluster Hubli PT Location Karnataka Branch Code 3086 Branch Name Gulbarga Skills Skill Under Writing Highest Education Master of Business Administration Working Language Hindi English Kannada About The Role ACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACMACM

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 05 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Emerging Enterprise Banking Zone South State Tamil Nadu Region Tamil Nadu 2 Area Tirunelveli Cluster Tirunelveli PT Location Tiruchendur Branch Code 1347 Branch Name Tiruchendur Skills Skill Credit Analysis Credit ops Highest Education Bachelor of Commerce Working Language No data available About The Role Ensure proper credit evaluation of customers as per policy & process Document verification to be carried out for the loan proposals Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Appraise of CAM proposal of the customers who have applied Loan

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 30 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Emerging Enterprise Banking Zone North State Rajasthan Region Rajasthan Area Jaipur Cluster Jaipur PT Location Rajasthan Branch Code 16066 Branch Name Churu Skills Skill Highest Education Bachelor of Arts Working Language English About The Role SNO.OBJECTIVE1To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)2Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)3Physical File Dispatch to HO as per the matrix4Completion of PDD on time for the loans disbursed5Self Development6Process Orientation

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 15 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Affordable Housing Zone South State Andhra Pradesh Region Andhra Pradesh Area Vijayawada Cluster Vijayawada PT Location Eluru Branch Code 4007 Branch Name Eluru Road Skills Skill Credit Highest Education Bachelor of Arts Working Language English Telugu About The Role Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF