Full Job Description is as under: 1. Head of Management (GM/CEO) IME India Finance Pvt. Ltd. Location: Noida, India Reporting To: Board of Directors Salary: Negotiable Role Overview As the Head of Management (GM/CEO), you will lead IME India Finance Pvt. Ltd. with strategic vision, operational discipline, and regulatory stewardship. You will be responsible for driving growth in the MSME lending space, ensuring complete compliance with RBI/NBFC regulations, and building a resilient, profitable, and innovative financial institution. Key Responsibilities 1. Strategic Leadership Develop and execute strategy to position IME India Finance as a trusted, innovative NBFC. Identify market opportunities, product innovations, and partnerships for portfolio expansion. Lead annual business planning and budgeting aligned with regulatory and shareholder expectations. Anticipate shifts in the fintech ecosystem and adapt business models accordingly. Adopt global best practices for digital and customer-first lending solutions. 2. Lending Operations & Risk Management Oversee MSME loan origination, underwriting, disbursement, and recovery. Build robust credit appraisal and risk assessment frameworks. Implement systems for loan monitoring, delinquency control, and collections. Drive adoption of digital credit scoring, AI/analytics-based risk models. Develop contingency frameworks for credit, liquidity, and reputational risks. 3. Compliance & Governance Ensure strict compliance with RBI prudential norms, asset classification, and reporting. Stay ahead of regulatory changes and embed them into company practices. Act as the primary liaison with RBI, auditors, and other stakeholders. Enforce AML and KYC practices in line with national/international standards. Uphold strong governance, ethics, and transparency. 4. Digital & Operational Excellence Drive digital transformation via modern loan management systems and mobile-first solutions. Enhance customer experience with faster approvals and seamless repayment. Ensure cybersecurity, data protection, and platform resilience. Continuously improve operational efficiency and reduce costs. 5. Human Capital & Leadership Build, mentor, and lead high-performing teams across credit, compliance, operations, and risk. Establish a culture of accountability, collaboration, and performance. Develop succession planning and invest in staff training. Champion diversity, inclusion, and ethical leadership. 6. Stakeholder Engagement & Brand Building Foster strong relations with regulators, banks, investors, and MSME associations. Represent the company at industry forums and regulatory dialogues. Position IME India Finance as a customer-first MSME lending partner. 7. Financial Performance & Sustainability Drive profitability through disciplined cost management and pricing strategies. Ensure accurate and transparent reporting to Board and regulators. Monitor key financial metricsloan book growth, NPAs, and capital adequacy. Balance growth with responsible lending and long-term sustainability. Candidate Profile Postgraduate in Management, Finance, Economics (MBA/CA preferred). 8+ years of leadership experience in NBFCs, banks, or financial services (minimum 5 years in senior executive roles). Strong knowledge of RBI regulations, NBFC frameworks, and MSME financing. Familiarity with global digital finance practices (open banking, digital lending, financial inclusion). Proven track record of growth, compliance, and risk management. Strategic vision, stakeholder management, and team leadership skills. High integrity, adaptability, and resilience in complex environments. If you are ready to lead an ambitious NBFC into its next phase of growth and innovation, we’d love to hear from you. Apply info@imeindfin.com Before 5th October 2025 About IME India Finance Pvt. Ltd. IME India Finance Pvt. Ltd. is a newly established NBFC, promoted by IME India Pvt. Ltd.,a leading RBI-licensed Full-Fledged Money Changer (FFMC) operating successfully in India since 2017. Leveraging its strong foundation in financial services, IME India Finance is now expanding into MSME lending with a vision to provide innovative, sustainable, and customer-centric financial solutions.
1. Credit Manager / Risk Manager (Underwriting) IME India Finance Pvt. Ltd. Location: Noida, India Reporting To: Chief Executive Officer (CEO) Salary: Negotiable Role Overview We are looking for a Credit Manager (Underwriting) to assess MSME loan applications, maintain portfolio quality, and strengthen disciplined credit practices. This role is pivotal in balancing growth with risk management, ensuring compliance with RBI and internal credit policies, and adopting technology-driven credit frameworks. Key Responsibilities Evaluate MSME loan applications, financials, bureau reports, and alternate data sources. Ensure underwriting practices comply with RBI/NBFC regulations and internal credit policies. Refine MSME lending products aligned with market needs, risk appetite, and regulations. Collaborate with collections teams to design effective recovery strategies. Develop and enhance credit policies, scorecards, and risk assessment frameworks. Monitor portfolio performance, identify early warning signals, and suggest corrective actions. Leverage technology, AI/ML, and analytics for smarter credit decisioning. Stay updated on MSME sector trends, lending practices, and credit ecosystem developments. Collaborate with sales, operations, and compliance for smooth loan processing and minimal delinquencies. Mentor and guide junior credit staff to ensure quality and consistency in underwriting. Candidate Profile Postgraduate degree in Finance, Business, or Economics (CA/CFA/MBA preferred). 3–5 years’ experience in credit underwriting (NBFCs, banks, or lending institutions). Strong knowledge of MSME credit products, secured/unsecured lending, and assessment tools. Familiarity with RBI regulations on lending, provisioning, and asset classification. Understanding of digital credit tools, analytics, and fintech practices. Excellent analytical, decision-making, and risk management skills. High integrity, resilience, and ability to perform under pressure in a fast-paced environment. If you are passionate about balancing growth with responsible credit practices and want to shape the future of MSME lending, we’d love to hear from you. Apply info@imeindfin.com Before 5th October 2025