- Prepare and review facility letter and related security documents including support documents for uncommitted and committed bilateral facilities based on MyCreditApp (MCA) approvals and terms and conditions.
- Support syndication deals.
- After the completion of preparation of documents, send final draft in soft copies to ISPL checker for review.
- Prepare and review any amendments required during the drafting process.
- In case where required, prepare additional documents. (e.g. registration form for security documents, tenancy consent letter), invoice for set - up fees, memo to relevant department to arrange retrocession payment, etc.)
- Inputting and validating guarantee data for all business lines in the Received Guarantee Module(RGM) and ensuring that all the data in RGM is up to date for all credit facilities.
- Inputting covenant framework and updating required financial statements in the MCA (covenant module)
- Collection and follow-up of various fees such as renewal, commitment and upfront fees
- Signature verification of executed documents
- Preparation and review of NSSC form for overdraft interest conditions
- Limit maintenance and validation
- Support and participate; when necessary; in the organization of the Watch List and Doubtful debt committees and control the appropriate booking of specific provisions in accordance with the committee decision and accounting standards. Data maintenance in the systems
- Input and verification of credit risk data and faclit in Atlas 2 and CAT based on (MCA) MyCreditApp output.
- Input and update overdraft rates in Altas 2 based on MCA output.
- Maintenance of monthly KPI reporting Reporting :
Preparation, Analysis and distribution of Reporting, monitoring of excesses and exceptions at different frequencies Ad Hoc Tasks
- Particpate and contribute to initaitives relating to process changes, system enhancement and UAT
- Participate and contribute local/regional/global projects
- Contribution to Regulatory/IG audits
- Participate and contribute to BCP Contributing Responsibilities
- He or she shall possess a culture of accountability and discipline for management of credit risk data quality
- He or she shall have clear understanding of data definition in order to secure the data quality
- Direct contribution to BNPP operational permanent control framework.
- Comply with regulatory requirements and internal guidelines.
Technical and Behavioral Competencies required
Technical
- Basic knowledge of the Financing & Capital Market products
- Basic knowledge of credit risk concepts
- Good command of Excel and Word
- Planning & Organization skills (setup and follow schedules)
- Good oral and written communication skills with internal and externa clients
- Knowledge of Commodity Finance products
- Basic knowledge of understanding B/S and P/L in the financial statement for calculation of financial covenants Behaviour
- Accurate and attention to details
- Committed and motivated by a strong sense of accountability and care about delivering.
- Team player and collaborative
- Autonomy and capacity to take initiative
- Work under pressure
Experience and Qualifications required
Minimum 3 - 5 years of relevant working experience (as per open position)
Degree holder or equivalent qualification in Banking sector