Credit Manager

As the Credit Manager, you will be responsible for overseeing the credit-granting process for the company. This includes developing and implementing credit policies and procedures to ensure effective risk management. You will assess the creditworthiness of potential customers through credit scoring, financial statement analysis, and external credit checks. Your role will involve approving or rejecting credit applications based on company policies and risk tolerance, as well as monitoring and managing the company's accounts receivable portfolio to ensure timely collections. Key Responsibilities: - Develop and implement credit policies and procedures - Assess creditworthiness of potential customers - Approve or reject credit applications - Monitor and manage accounts receivable portfolio - Review and update customer credit limits and terms - Prepare monthly credit and collection reports - Resolve disputes and maintain good customer relationships - Ensure compliance with legal regulations and company policies - Manage and mentor the credit control team - Set objectives and monitor performance Qualifications Required: - Previous experience in credit management or related field - Strong analytical and financial skills - Knowledge of credit scoring and financial statement analysis - Ability to make sound credit decisions - Excellent communication and interpersonal skills The company also offers a range of benefits including cell phone reimbursement, provided food, health insurance, leave encashment, paid sick time, and provident fund. The work schedule is in a day shift, with additional performance and yearly bonuses. The work location is in person. Please note that this is a full-time position and open to fresher candidates.,