337 Delinquency Management Jobs

Plan and execute daily field visits to follow up with delinquent customers. Visit & Negotiate on high poss cases, settlements, Track PTP, Prepare DPR, FOS allocation visit Planning & tracking. Coordinate with the TC & FOS for escalated recovery

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline Location: Mumbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

Role & responsibilities Manage collections for Tractor Loans accounts in Bucket 90+ (Delinquent/Write-off stage) Lead and manage a team of field executives and collection agents Develop and implement collection strategies for high-risk overdue accounts Coordinate with legal teams for recovery via SARFAESI or other legal proceedings Conduct field visits and borrower follow-ups to maximize recovery Monitor daily collection progress and ensure achievement of monthly targets Maintain MIS reports, collection data, and compliance documentation Preferred candidate profile Minimum 45 years of experience in NBFC/banking collections , preferably in Agri or Tractor Loan segment Strong knowledge of rural markets and agri-financing Experience handling 90+ bucket/NPA portfolios Leadership experience in managing field teams Willing to travel extensively within the assigned rural clusters Graduation (mandatory); Post-graduation preferred

The role of an Area Collection Manager-Consumer Loans and Cross Sell based in Mumbai within the Retail Banking unit focuses on managing a team and coordinating operational recovery activities for an area credit portfolio in the assigned territory. The primary responsibility is to administer corporate policies, minimize front delinquencies, and work closely with the legal team to provide legal advice on managing delinquencies. This role involves end-to-end collection responsibility and contributes to the larger organizational objectives of the bank. Planning, organizing, directing, and overseeing Recoveries department activities are part of the role, along with managing associated agencies in the assigned area. The efficient retrieval of EMIs from customers while adhering to company guidelines is crucial for meeting organizational objectives and directly impacts budget planning. Key Responsibilities include: - Handling collections for specific products in the assigned area - Ensuring collection efficiency and cost optimization - Tracking and controlling delinquency by buckets and days past due (DPD) - Reviewing account allocations and collection targets - Following up with default customers through a dedicated team - Ensuring adherence to legal guidelines by collection agencies and executives - Monitoring productivity and performance, setting parameters, and conducting daily reviews - Ensuring availability of resources for effective collections - Conducting background checks on agencies and evaluating their performance - Collaborating with the legal team to initiate legal action when necessary - Building relationships with clients to facilitate timely collections - Implementing suitable tactics and strategies for timely collections Managerial & Leadership Responsibilities: - Attracting and retaining top talent for key roles within the reporting structure Educational Qualifications: - Graduate in any field - Post Graduate in any field Experience: - Minimum of 8+ years of relevant experience in collections This critical role requires strong leadership, strategic thinking, and the ability to drive efficient recovery activities while aligning with the bank's larger objectives.,

Job Description: We are seeking an experienced Guidewire BillingCenter QA Tester to join our team. The ideal candidate will possess deep expertise in testing Guidewire BillingCenter functionalities, including invoice scheduling, delinquency management, payment allocation, credit allocation, and more. This role involves designing test cases, performing regression testing, identifying edge case scenarios, and ensuring comprehensive test coverage for various BillingCenter functionalities. The candidate should also be comfortable handling adhoc activities, such as deployments, and have experience with CI/CD tools like GCC and TeamCity. Roles and Responsibilities: Test Case Design: Design and develop comprehensive test cases that cover all aspects of Guidewire BillingCenter functionalities. Edge Case & Impact Analysis: Identify potential edge case scenarios and perform detailed impact analysis to ensure thorough testing of the system. Regression Testing: Perform regression testing on all BillingCenter functionalities, including but not limited to: Invoice scheduling Delinquency management Payment allocation Credit allocation Commissions handling Agency bill, direct bill, list bill Funds handling Billing instructions (New business, rewrite, new renewal, policy change, renewal) Suspense payment and suspense items Unapplied funds Payment request handling Disbursement handling Adhoc Activities: Handle adhoc testing activities such as deployments, system updates, and other necessary tasks as required by the team. Collaboration: Work closely with the development and functional teams to understand system changes and validate the proper implementation of features and functionalities. CI/CD: Utilize and manage continuous integration and deployment tools such as GCC and TeamCity to ensure smooth testing and delivery processes. Documentation: Document test results, report defects, and provide feedback to the development team to ensure high-quality deliverables. Automation (Optional): Experience in test automation will be a plus to help enhance the testing process. Preferred Skill Set: Guidewire BillingCenter Expertise: Strong hands-on experience with Guidewire BillingCenter, including knowledge of key functionalities like invoice scheduling, delinquency management, and funds handling. Test Case & Impact Analysis: Expertise in test case design, edge case identification, and performing impact analysis in complex systems. Regression Testing: Proven ability to conduct thorough regression testing on critical functionalities to ensure system stability. CI/CD Tools: Experience with tools like GCC and TeamCity for continuous integration, deployment, and testing automation. Adhoc Testing & Deployment Activities: Ability to handle adhoc tasks and deployments in a fast-paced environment. Billing Knowledge: Strong knowledge of billing cycles, invoicing, payment allocation, and associated processes in insurance. Communication: Excellent communication skills, both written and verbal, to effectively interact with cross-functional teams and report issues. Mandatory Skills: Guidewire BillingCenter QA Testing: Hands-on experience testing Guidewire BillingCenter functionalities and performing related quality assurance tasks. Nice to Have: Experience with Other Guidewire Products: Experience testing other Guidewire products such as PolicyCenter, ClaimCenter, or any other Guidewire suite products is a plus. ",

Responsible for the timely billing and collection of billing charges from customers.This is an operational role, responsible for delivering results that have direct impact on day-to-day billing and collection operations.Responsibilities Work with the revenue team to ensure that accruals are set at the correct level. Oversee all aspects of advertising billing, new Accounts, and circulation billing Team. Manage the status of accounts and balances and identify inconsistencies. Write thorough reports on billing activity with clear and reliable data. Perform periodic checks on customers outstanding /debts on system, Inform Sales and on the outages. Follows up with personal visits by relationship managers, telephone inquiries and letters to customers to process claims for outstanding account. Address invoice and billing discrepancies Lead the monthly audit process for the function. Ensure billing accuracy and delivery of billing information to customers.Minimum qualification & experienceAny Graduate with Min of 5+ years of experience in Account Receivables.Should have experience in handling Enterprise, SME, whole sale collections....Local language (Malayalam) is must. accounting experience Should be well versed with Collection process.Able to Do RECONCILIATIONS.Desired Skill sets Good understanding of billing and collection systems Knowledge of billing procedures and collection techniques

This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts to maximize overall profitability Minimum relevant experience in SME collections Secured/Unsecured products in Banks or NBFCs for minimum 2 years Handled inhouse and outsourced collection setup including agency management and handling team Ensure collection and recovery in identified stressed accounts with focus on critical NPA cases Continuously monitor collection recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zone Ensure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collections Execute plans as per the MIS reports on number of cases current portfolio size security deposition etc of critical NPA cases and strategize collections and recovery based on forward flow backward flow resolution bucketing etc Regular follow up with customers for settlement and collection payment Undertake necessary actions in coordination with the legal department for cases that need to be restructured repossession of asset and for the booked loss cases that can be recovered through legal intervention

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

Responsible for collection & recovery from 60+/90+ NPA and / or handling of other stressed advances portfolios assigned (Including the Rollback, and Penal interest collection for the assigned geographical area for Vehicle/ Property loans ).

LTFinance is looking for COLLECTION MANAGER to join our dynamic team and embark on a rewarding career journey. Manage collection activities for overdue accounts. Develop and implement collection strategies. Negotiate payment plans with customers. Monitor collection performance and metrics. Ensure compliance with collection regulations. Train and supervise collection team members. Prepare collection reports and documentation.

LTFinance is looking for AREA COLLECTION MANAGER to join our dynamic team and embark on a rewarding career journey. Oversee collection activities in a designated area. Develop and implement collection strategies. Monitor and manage collection staff performance. Resolve escalated collection issues. Prepare and analyze collection reports.

LTFinance is looking for AREA COLLECTION MANAGER (90+) to join our dynamic team and embark on a rewarding career journey. Oversee collection activities in a designated area. Develop and implement collection strategies. Monitor and manage collection staff performance. Resolve escalated collection issues. Prepare and analyze collection reports.

LTFinance is looking for AREA COLLECTION MANAGER (0-90) to join our dynamic team and embark on a rewarding career journey. Oversee collection activities in a designated area. Develop and implement collection strategies. Monitor and manage collection staff performance. Resolve escalated collection issues. Prepare and analyze collection reports.

1. JOB PURPOSE Responsible for driving branch / area collection activities as applicable (including adherence to Policy & Collection processes) Delinquency management, Collection MIS. Accountable for reducing delinquency. 2. PRINCIPAL ACCOUNTABILITIES Allocate delinquent accounts to Field collectors / Collection agency and obtain feedback / PTPs for the accounts allocate d.Responsible to monitor Promise to Pay and address the broken promises.Regularly visit chronic default accounts and resolve the delinquency. Review and monitor branch/agency collector performance vis a visAchieve Case resolution / Roll Back Targets/ Collection targetsIdentify chronic accounts and provide regular update on the recovery recours e. Negotiate payment programs with delinquent customersInitiate SARFAESI proceedings against the chronic delinquent customer in line with SARFAESI Act, 200 2.Represent the company in day to day court matters and update the legal status of cases filed for /against the company 3. DIMENSIONSFinancial Dimensions(if applicabl 4. SKILLS AND KNOWLEDGE(State the minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent Educational Qualifications : Graduation Functional Skills : Market knowledgeNegotiation Skills Maintain data on profiles Relevant and total years of Experience4-7 Years of experience into Collections.

Job Responsibilities: Manage & motivate team/vendors. Manage cash pick process for assigned vendors. Ensure FOS are delivering individual targets, Maximize Productivity by increasing visits, repeated visits, FPC Required Candidate profile 2+ years exp overall experience in field collections – NPA & write off cases. Must have exposure to geographical areas on field. Agency team handling , good excel knowledge . team handling ex must . Perks and benefits Petrol allowances & Incentive is extra

To achieve collection targets as per company key objectives in terms of bucket flows. Handle customer issues escalations. Ensure that the collection team adhere to the legal guidelines provided by the law in force. Required Candidate profile Ensure that the collection team adhere to the legal guidelines provided by the law in force. Continuously monitoring collection team

As a Credit Risk Analyst, you will be responsible for utilizing your strong domain knowledge in Credit to assess credit risk based on geography, security offered references, financials, and facility structure. Your proactive approach in developing enterprise-wide risk management strategies and practices for various High Limit transactions will be crucial in managing risk effectively. You will be expected to have a deep understanding of operational, legal, technical, market, and segment risk practices related to High Limit business. Managing delinquency effectively while collaborating with the business will be a key part of your role. Working in a fast-paced office environment, you should be prepared to travel to customer locations at short notice to conduct meetings. This role will require you to be open to traveling to Lucknow and Kanpur twice or thrice a week to oversee operations in these locations.,

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate/ Graduate in any discipline 1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing customers, early warning and delinquency management and the assessment of the creditworthiness of potential customers. 2. Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organization needs and regulatory framework 3. Assess customers sourced by the Sales team as per the credit policy, determine deviations and exceptions and provide decision on deals (approve / suggest modified terms / decline), assess the customers based on customer documents, FI report, Sales visit report, Bureau report (CIBIL, etc.) and Tele-verification with the customer / Personal Discussion. 4. Monitor the local market on a monthly basis through interaction (personal visit/conversation over telephone) with customers, dealers, branches and other market intermediaries and provide recommendations for corrective action in sourcing, underwriting, etc. 5. Arrange for Credit programs and training within company's credit framework, providing inputs to analytics team to build portfolio analytics and scoring model, ensuring that there is no compromise on the quality of credit & maintain a healthy portfolio. 6. Authorize deviations raised and documented by underwriters in compliance with credit policy. 7. Oversee and initiate follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays. 8. Co-ordinate with the recoveries team and generate business insights. 9. Manage end to end credit approval for the designated zone. 10. Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB. 11. Efficiently handle the team, keep them motivated and take quick decisions while being mindful that decision delayed is decision denied. 12. Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process. 13. Develop cross functional collaboration to smooth business and ensure quick TAT 14. Ensure compliance to all Audit / other regulatory regulations as well as processes, policies and reports as per company designed systems

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline Location - Mumbai, Delhi, Pune, Bangalore, Hyderabad, Chennai

Collections Manager PRIME VISHWAAS Collection Job Responsibilities: Candidate will handle collection for traditional for UP/UK. Candidate will be responsible for the numbers and losses of the state. Candidate will ensure to maintain the processes of the state and ensure that the process is followed by the team. Candidate will responsible to hire/complete the team in state. He will ensure the proper distribution of the state i.e. teams & vendors. He will handle the vendor management for the state.

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Area Collection Manager - Support Services-Collection Job Role : Monitoring and maintaining branch collection. Managing repossession. Co ordination with collection agency, repossession agent, sale of vehicle. Legal formalities. Job Responsibilities : Monitoring and maintaining branch collection. Managing repossession. Co ordination with collection agency, repossession agent, sale of vehicle. Legal formalities. Job Requirements : Minimum graduation, and thorough knowledge of collection activity. Managerial position Educational Qualifications : Minimum B Com(MBA preferable) Experience Profile : 4 to 5 year in relevant field. ( relevant exp is fine if no of years is less than 4 years) Personality Traits : Should be able to take major decisions independen

Zonal Collections Manager - Prime Vishwaas -Collection Job Responsibilities: Candidate will handle collection for business. Candidate will be responsible for the numbers and losses of the state. Candidate will ensure to maintain the processes of the state and ensure that the process is followed by the team. Candidate will responsible to hire/complete the team in state. He will ensure the proper distribution of the state i.e. teams & vendors. He will handle the vendor management for the state.