Credit Manager

You will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models for risk assessments, approving and rejecting loans based on available data, calculating and setting loan interest rates, negotiating the terms of the loan with new clients, ensuring all loans and lending procedures comply with regulations, maintaining records of all company loans, and reviewing and updating the company's credit policy. Qualifications required: - Education: Graduate Key Responsibilities: - Evaluate the creditworthiness of potential customers - Create credit scoring models for risk assessments - Approve and reject loans based on available data - Calculate and set loan interest rates - Negotiate the terms of the loan with new clients - Ensure all loans and lending procedures comply with regulations - Maintain records of all company loans - Review and update the company's credit policy In addition to the job responsibilities, you will be expected to demonstrate the following knowledge, skills, and abilities: - Good judgement and decision-making ability - Self-confidence and calmness under pressure - A high level of numeracy - Leadership and teamwork skills - Good organization and time-management skills - Accuracy and attention to detail - Good spoken and written communication skills Please note that the working days are Monday to Sunday, and the work timing is from 09:30 to 18:00. Employee benefits include a letter of recommendation, health care & insurance, coffee, bereavement leave, performance bonus, medical insurance, accidental insurance, and employee-friendly policies.,