Regional Credit Manager - CF - Credit Monitoring

2 - 7 years

13 - 17 Lacs

Posted:1 month ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit management, underwriting, and risk assessment.
Roles and Responsibility
  • Support and collaborate with business teams to manage end-to-end credit approval for the designated region.
  • Underwrite for all customer segments for corporate finance products and present to senior level.
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests.
  • Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission.
  • Coordinate with the recoveries team and generate business insights.
  • Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency.
  • Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio.
  • Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems.
  • Stay updated on key regulatory changes and competition practices and evaluate team members accordingly.
  • Participate in all monitoring activities and collection follow-up/delinquency management.
  • Maintain the quality of the portfolio and keep overall TAT within acceptable norms.
  • Regularly update the team on updates/modifications in credit policies/processes.
  • Job
  • Minimum 2 years of experience in credit management, underwriting, or a related field.
  • Strong knowledge of credit policies, underwriting, and risk assessment.
  • Excellent communication and interpersonal skills.
  • Ability to work in a fast-paced environment and meet deadlines.
  • Strong analytical and problem-solving skills.
  • Proficient in MS Office and other relevant software applications.
  • A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.
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    Tata Capital logo
    Tata Capital

    Financial Services

    Mumbai Maharashtra

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