Richman Fincap Limited

28 Job openings at Richman Fincap Limited
Collection Specialist Naraina, New Delhi 2 - 31 years INR 0.1 - 0.4 Lacs P.A. Remote Full Time

Job Description: We are looking for a Pre-Collection Executive with prior experience in NBFCs or banks. The candidate will be responsible for managing follow-ups between 1 to 30 DPD (Days Past Due). Key Responsibilities: Make proactive calls to customers for payment reminders (1–30 DPD bucket) Explain repayment schedules and resolve queries professionally Ensure timely follow-ups and maintain call logs Coordinate with collection & accounts team for updates Requirements: Experience in pre-collections with any NBFC/bank Strong communication and negotiation skills over the phone Ability to handle pressure and meet daily targets Work Days: Monday to Saturday Timings: 10:00 AM to 6:30 PM

Document Verification Executive (Office) Naraina, New Delhi 2 - 31 years INR 0.1 - 0.45 Lacs P.A. Remote Full Time

We are looking for a detail-oriented Auditor to ensure compliance and assess internal controls within our NBFC. The role involves conducting audits, analyzing financial statements, and recommending improvements. 1. Loan File Review: Conduct thorough audits of unsecured loan files to ensure accuracy, completeness, and compliance with organizational policies and regulatory standards. Verify documentation including credit reports, income verification, and identification. 2. Risk Assessment: Identify and evaluate potential risks associated with loan disbursement and recommend mitigation strategies. Analyze trends and patterns in loan data to identify areas for improvement. 3. Compliance Checks: Ensure all loans meet regulatory requirements and internal guidelines before approval. Collaborate with compliance teams to stay updated on regulatory changes affecting unsecured loans. 4. Reporting: Prepare audit reports summarizing findings, recommendations, and areas for improvement. Present findings to management and assist in developing action plans for any identified issues. Collaboration: Work closely with loan origination teams to understand processes and provide insights for enhancing loan quality and compliance. Assist in training staff on audit processes and compliance requirements.

Collection Executive Naraina, New Delhi 2 - 31 years INR 2.4 - 4.32 Lacs P.A. On-site Full Time

We are looking for a Collection Executive with prior experience in any NBFC or bank to handle follow-ups for customers in the 1 to 30 Days Past Due (DPD) bucket. The ideal candidate should have: Experience in collections for short-term/personal loans Excellent communication skills for phone-based follow-ups Ability to persuade customers and resolve queries professionally Basic understanding of DPD terminology and collection strategy Capability to update and maintain collection records systematically Key Responsibilities: Make daily follow-up calls to overdue customers (1–30 DPD) Ensure timely recovery and reduce roll-forward cases Provide clear and correct repayment information Escalate difficult cases to the team lead when needed Coordinate with the pre-collection/field team where necessary Experience Required: Minimum 6 months in collections (NBFC/Bank preferred) Salary: Based on industry standards + Incentives

Collection Executive Naraina, Delhi-NCR 2 - 31 years INR 3.0 - 4.8 Lacs P.A. On-site Full Time

Job Description: We are looking for a Collection Executive with prior experience in any NBFC or bank to handle follow-ups for customers in the 1 to 30 Days Past Due (DPD) bucket. The ideal candidate should have: Experience in collections for short-term/personal loans. Excellent communication skills for phone-based follow-ups. Ability to persuade customers and resolve queries professionally. Basic understanding of DPD terminology and collection strategy. Capability to update and maintain collection records systematically. Key Responsibilities: Make daily follow-up calls to overdue customers (1–30 DPD). Ensure timely recovery and reduce roll-forward cases. Provide clear and correct repayment information. Escalate difficult cases to the team lead when needed. Coordinate with the pre-collection/field team where necessary. Experience Required: Minimum 6 months in collections (NBFC/Bank preferred). Salary: Based on industry standards + Incentives.

Collections Executive Naraina, New Delhi 2 - 31 years INR 3.0 - 4.8 Lacs P.A. On-site Full Time

Job Description: We are looking for a Collection Executive with prior experience in any NBFC or bank to handle follow-ups for customers in the 1 to 30 Days Past Due (DPD) bucket. The ideal candidate should have: Experience in collections for short-term/personal loans Excellent communication skills for phone-based follow-ups Ability to persuade customers and resolve queries professionally Basic understanding of DPD terminology and collection strategy Capability to update and maintain collection records systematically Key Responsibilities: Make daily follow-up calls to overdue customers (1–30 DPD) Ensure timely recovery and reduce roll-forward cases Provide clear and correct repayment information Escalate difficult cases to the team lead when needed Coordinate with the pre-collection/field team where necessary Experience Required: Minimum 6 months in collections (NBFC/Bank preferred) Salary: Based on industry standards + Incentives

Field Collection Executive Chennai 2 - 31 years INR 1.8 - 3.96 Lacs P.A. On-site Full Time

Key Responsibilities Follow-up with delinquent customers for repayment via field visits and coordination with tele-calling team. Ensure timely updates and reporting of daily visits and collection status. Verify customer addresses and check authenticity as per company policy. Handle collection objections or issues tactfully, maintaining a positive customer relationship. Educate customers on repayment schedules and financial discipline. Coordinate with the recovery manager and update on difficult or non-traceable cases. Achieve assigned monthly collection targets and KPIs. Requirements: Minimum 1–2 years of experience in field collections (NBFC or Microfinance preferred). Must own a two-wheeler and have a valid driving license. Knowledge of local geography (Chennai/Mysore) is essential. Strong interpersonal and negotiation skills. Ability to handle pressure and field challenges independently. Basic smartphone handling and app usage knowledge. Preferred Qualification: 12th Pass / Graduate in any stream. Familiarity with payday loan products will be an added advantage. Language skills: Local language fluency (Tamil for Chennai, Kannada for Mysore) + Basic Hindi/English. Compensation: Fixed Salary + Travel Allowance + Attractive Incentives based on collections. Location: Chennai

Data Analyst Naraina, Delhi-NCR 1 - 31 years INR 3.0 - 3.6 Lacs P.A. On-site Full Time

Key Responsibilities: 1. Clean & analyze large datasets (loan portfolio, customer data) 2. Maintain MIS reports and dashboards (using SQL, Excel, Power BI/Tableau) 3. Track KPIs (credit risk, delinquency, portfolio quality) and deliver actionable insights. 4. Automate routine data processes and reports 5. Collaborate with credit, operations, finance teams on analytics needs 6. Support forecasting, trend analysis, and predictive modeling Essential Skills & Qualifications: 1. Bachelor’s/Master’s in Statistics, Math, Finance, Computer Science, or related 2. 2+ years in data analysis, preferably in NBFC 3. Proficient in SQL, Excel (advanced), and BI tools (Power BI/Tableau) 4. Good understanding of lending/credit risk concepts 5. Strong problem-solving and communication skills

Credit Manager Naraina, New Delhi 2 - 31 years INR 3.0 - 5.4 Lacs P.A. On-site Full Time

We're hiring a Credit Executive to join our team. This role involves assisting with credit assessments, maintaining records, and ensuring compliance. Qualifications Graduate/Post Graduate in Commerce. Key Responsibilities : Assist in credit evaluations Maintain accurate records Communicate with customers Stay updated on regulations Support other departments. Experience & Skills CPA in any bank preferred Minimum 1-2 years of experience in the banking related field Should have basic understanding of financial documents, loan products i.e. PL, Unsecured loans etc. Evaluating financials of the client and preparation of CAM Understanding of the bank statement and preparation of ABB as per bank requirement Basic understanding of EMI calculation, EMI tracking in the bank statement, CIBIL and SOA understanding etc. Co-ordination with clients and interacting with them for fulfillment of the loan document requirement.

MIS Specialist Naraina, New Delhi 2 - 31 years INR 1.2 - 4.2 Lacs P.A. On-site Full Time

We’re looking for a skilled and experienced mis executive to manage day-to-day accounting operations. The ideal candidate should be proficient in Tally, capable of generating accurate MIS reports, and well-versed in taxation laws and compliance. Key Responsibilities: Handle Tally entries and reconciliations Prepare and analyze MIS reports Assist in audits and financial planning Requirements: Minimum 2 years of experience in mis reporting

Debt Recovery Agent Naraina, Delhi-NCR 2 - 31 years INR 3.0 - 4.8 Lacs P.A. On-site Full Time

Job Description: We are looking for a Collection Executive with prior experience in any NBFC or bank to handle follow-ups for customers in the 1 to 30 Days Past Due (DPD) bucket. The ideal candidate should have: Experience in collections for short-term/personal loans. Excellent communication skills for phone-based follow-ups. Ability to persuade customers and resolve queries professionally. Basic understanding of DPD terminology and collection strategy. Capability to update and maintain collection records systematically. Key Responsibilities: Make daily follow-up calls to overdue customers (1–30 DPD). Ensure timely recovery and reduce roll-forward cases. Provide clear and correct repayment information. Escalate difficult cases to the team lead when needed. Coordinate with the pre-collection/field team where necessary. Experience Required: Minimum 6 months in collections (NBFC/Bank preferred). Salary: Based on industry standards + Incentives.

Credit Manager Naraina, New Delhi 2 - 31 years INR 2.4 - 4.2 Lacs P.A. On-site Full Time

Experience: Minimum 2 Years Job Type: Full-Time Job Description: We are looking for a proactive Credit Manager with at least 2 years of experience in credit underwriting within the NBFC or digital lending space. The ideal candidate should have strong knowledge of loan underwriting, document verification, and customer profiling. Key Responsibilities: Assess and underwrite payday loan applications based on risk parameters. Verify customer documents such as KYC, income proofs, and bank statements. Conduct telephonic verification and customer discussions as part of due diligence. Identify fraud indicators and ensure compliance with internal credit policies. Coordinate with the sales and collections teams to ensure smooth operations. Requirements: Minimum 2 years of experience in credit underwriting, preferably in an NBFC. Strong knowledge of financial documents, credit risk assessment, and customer verification. Excellent communication skills and comfort with customer calling. Detail-oriented with good decision-making skills.

Audit Manager Naraina, New Delhi 3 - 31 years INR 1.8 - 4.2 Lacs P.A. On-site Full Time

Experience: 3–5 years preferred Qualification: CPA / CA (Mandatory) Job Description: We are seeking a highly skilled Internal Auditor to join our dynamic NBFC, focused on providing payday loans. The ideal candidate must be a qualified CPA or CA with deep expertise in loan documentation verification, customer due diligence, and regulatory compliance. Key Responsibilities: Conduct detailed audits of customer loan applications to ensure authenticity of documents and adherence to internal policies. Verify KYC, income proofs, bank statements, and other supporting documents. Identify potential fraud, discrepancies, or red flags in applications. Evaluate compliance with RBI/NBFC regulations related to small-ticket personal lending. Recommend process improvements for enhanced control and risk mitigation. Collaborate with the risk and operations teams for periodic assessments. Requirements: CA or CPA certification is mandatory. Strong knowledge of payday loan processes and digital lending norms. Excellent attention to detail and investigative skills. Familiarity with audit tools, MIS reporting, and data analysis.

Ad Sales sector 18, noida 3 - 31 years INR 3.6 - 16.8 Lacs P.A. On-site Full Time

Experience : 4–5 Years in Ad Sales / Brand Partnerships / Media Collaborations ( Fintech ++ ) Industry: Marketing, Media, Digital Advertising About Us - At Cruzon, we’re not just building campaigns—we’re building ecosystems of growth. We specialize in performance marketing, branding, and partnerships that help brands scale faster and smarter. As we expand, we’re looking for a dynamic Ad Sales & Brand Partnerships Manager who can onboard premium brands, create high-value collaborations, and strengthen business relationships. Role Overview - The Ad Sales & Brand Partnerships Manager will be responsible for driving revenue through brand onboarding, forging collaborations, and nurturing long-term business relations. The ideal candidate is a deal-closer with strong networking skills and a passion for growing brands through strategic partnerships. Key Responsibilities - Brand Onboarding: Identify, pitch, and onboard new brands across diverse industries. Ad Sales & Revenue Growth: Sell advertising and partnership solutions that align with client objectives and drive business growth. Collaboration Development: Build win-win collaborations with agencies, affiliates, influencers, and media platforms. Relationship Management: Maintain strong, long-term client relationships through regular engagement and performance reviews. Strategic Planning: Work closely with the marketing & media team to craft ROI-driven campaigns for partner brands. Market Research: Identify new business opportunities, emerging categories, and potential high-value partners. Negotiations: Lead pricing, deal structuring, and contract finalizations to maximize profitability. Desired Skills & Qualifications Proven experience (4-5 years) in ad sales, media sales, brand partnerships, or business development. Strong networking skills and ability to engage with decision-makers (CMOs, Brand Managers, Agency Heads). Deep understanding of digital marketing, advertising, and partnership ecosystems. Excellent presentation, pitching, and negotiation skills. Target-driven, with a proven track record of achieving or exceeding sales quotas. Self-motivated, with the ability to work independently and in teams. What We Offer Competitive Salary + Attractive Performance Incentives Opportunity to work with leading brands and agencies. Exposure to a fast-growing digital marketing ecosystem. Career growth with high autonomy and decision-making freedom. If you’re a relationship-builder, strategic thinker, and growth driver, we’d love to meet you! Apply now at hr@cruzon.in with your CV and let’s grow together.

accounts & audit assistant naraina, delhi-ncr 2 - 31 years INR 1.2 - 3.36 Lacs P.A. On-site Full Time

Job Summary:We are looking for a skilled professional to manage accounting, audit, and credit analysis functions. The ideal candidate will be responsible for maintaining accurate financial records, supporting audits, and analyzing customer financial data such as bank statements and CIBIL reports to assess creditworthiness. Key Responsibilities:Accounting & Audit Maintain day-to-day accounts and financial records as per accounting standards and RBI guidelines Handle GST, TDS filings, reconciliations, and general ledger maintenance Prepare financial statements and assist with budgeting and MIS reporting Support internal audits, statutory audits, and RBI inspections Coordinate with external auditors and ensure regulatory compliance Credit Analysis & Monitoring Analyze customer bank statements and financial documents for eligibility assessment Review and interpret CIBIL and other credit bureau reports Evaluate customer repayment capacity, income patterns, and credit history Assist in preparing credit appraisal reports for loan processing Monitor post-disbursement compliance and risk flags Requirements:Bachelor’s degree in Commerce, Accounting, Finance or related field (CA Inter / MBA Finance preferred) 2–5 years of experience in accounting, audit, or credit analysis in an NBFC or financial institution Proficiency in Tally, Excel, and financial analysis tools Familiarity with CIBIL and other credit bureau reports Strong analytical skills and attention to detail Understanding of RBI regulations and NBFC compliance norms

Grievance Support Executive connaught place, delhi, delhi 0 years INR 1.35096 - 0.01032 Lacs P.A. On-site Full Time

Key Skills & Competencies: Excellent verbal and written communication skills Strong customer handling and empathy skills Knowledge of NBFC products like personal loans, gold loans, vehicle loans, etc. Familiarity with grievance redressal guidelines issued by RBI or regulatory authorities Ability to handle pressure and multitask Good analytical and problem-solving skills Experience with CRM or ticketing tools is an advantage Open to travel for work regarding legal cases or grievance. Qualifications & Experience: Graduate in any discipline (Commerce/Finance preferred) Knowledge of regulatory frameworks (e.g., RBI customer grievance handling guidelines) is desirable Job Types: Full-time, Permanent, Fresher Pay: ₹11,258.86 - ₹25,000.00 per month Work Location: In person

Grievance Support Executive connaught place 0 years INR 1.35096 - 3.0 Lacs P.A. On-site Full Time

Key Skills & Competencies: Excellent verbal and written communication skills Strong customer handling and empathy skills Knowledge of NBFC products like personal loans, gold loans, vehicle loans, etc. Familiarity with grievance redressal guidelines issued by RBI or regulatory authorities Ability to handle pressure and multitask Good analytical and problem-solving skills Experience with CRM or ticketing tools is an advantage Open to travel for work regarding legal cases or grievance. Qualifications & Experience: Graduate in any discipline (Commerce/Finance preferred) Knowledge of regulatory frameworks (e.g., RBI customer grievance handling guidelines) is desirable Job Types: Full-time, Permanent, Fresher Pay: ₹11,258.86 - ₹25,000.00 per month Work Location: In person

Human Resource Manager naraina, delhi-ncr 2 - 31 years INR 1.2 - 4.8 Lacs P.A. On-site Full Time

Job Title: HR Executive / HR Manager Company: Richman Fincap Limited (RBI Registered NBFC) Location: B-52, Naraina, New Delhi About Us: Richman Fincap Limited is an RBI-registered NBFC providing fast and reliable financial solutions. We are looking for a proactive and dedicated HR professional to join our growing team. Key Responsibilities: Manage end-to-end recruitment (sourcing, screening, interviewing, onboarding). Maintain HR records, attendance, and employee database. Handle employee engagement, grievance management, and HR policies. Coordinate payroll, compliance, and statutory requirements. Support performance management and appraisal processes. Draft and communicate official letters, notices, and circulars in clear English. Requirements: Graduate (MBA in HR preferred). Minimum 2 years of experience in HR role. Strong communication skills in English (written & spoken). Knowledge of HR policies, recruitment portals, and MS Office. Good interpersonal and organizational skills. What We Offer: A professional work environment in a fast-growing NBFC. Competitive salary package with performance-based incentives. Growth opportunities and exposure to multiple HR functions.

Audit Manager naraina, delhi-ncr 3 - 31 years INR 1.2 - 4.2 Lacs P.A. On-site Full Time

Job Title: Audit Executive – Customer Verification & Risk Control Location: Richman Fincap Limited, New Delhi About the Role: We are seeking an experienced Audit Executive to strengthen our risk management and fraud control framework. The role primarily involves customer verification, eligibility checks, and document audits to ensure compliance and minimize risk. Key Responsibilities: Conduct thorough customer verification and eligibility checks. Audit financial and supporting documents including bank statements, utility bills, rent agreements, and KYC documents. Identify potential frauds, irregularities, and risk exposures in customer applications. Ensure compliance with internal policies, RBI regulations, and industry best practices. Collaborate with credit, operations, and compliance teams to strengthen fraud prevention measures. Prepare audit reports highlighting gaps, risks, and recommendations. Requirements: Professional qualification: CA / CPA (or equivalent). Minimum 3 years of relevant audit/risk experience in NBFCs, banking, or financial services. Strong knowledge of banking operations, financial documentation, and risk management practices. Excellent analytical skills and attention to detail. Proficiency in identifying fraud patterns and mitigating risks in the finance sector. Why Join Us: At Richman Fincap Limited, an RBI-registered NBFC, you will play a pivotal role in safeguarding our financial ecosystem while driving sustainable growth.

Brand Partnership Manager sector 18, noida 3 - 31 years INR 6.0 - 16.8 Lacs P.A. On-site Full Time

Experience : 4–5 Years in Ad Sales / Brand Partnerships / Media Collaborations ( Fintech ++ ) Industry: Marketing, Media, Digital Advertising About Us - At Cruzon, we’re not just building campaigns—we’re building ecosystems of growth. We specialize in performance marketing, branding, and partnerships that help brands scale faster and smarter. As we expand, we’re looking for a dynamic Ad Sales & Brand Partnerships Manager who can onboard premium brands, create high-value collaborations, and strengthen business relationships. Role Overview - The Ad Sales & Brand Partnerships Manager will be responsible for driving revenue through brand onboarding, forging collaborations, and nurturing long-term business relations. The ideal candidate is a deal-closer with strong networking skills and a passion for growing brands through strategic partnerships. Key Responsibilities - Brand Onboarding: Identify, pitch, and onboard new brands across diverse industries. Ad Sales & Revenue Growth: Sell advertising and partnership solutions that align with client objectives and drive business growth. Collaboration Development: Build win-win collaborations with agencies, affiliates, influencers, and media platforms. Relationship Management: Maintain strong, long-term client relationships through regular engagement and performance reviews. Strategic Planning: Work closely with the marketing & media team to craft ROI-driven campaigns for partner brands. Market Research: Identify new business opportunities, emerging categories, and potential high-value partners. Negotiations: Lead pricing, deal structuring, and contract finalizations to maximize profitability. Desired Skills & Qualifications Proven experience (4-5 years) in ad sales, media sales, brand partnerships, or business development. Strong networking skills and ability to engage with decision-makers (CMOs, Brand Managers, Agency Heads). Deep understanding of digital marketing, advertising, and partnership ecosystems. Excellent presentation, pitching, and negotiation skills. Target-driven, with a proven track record of achieving or exceeding sales quotas. Self-motivated, with the ability to work independently and in teams. What We Offer Competitive Salary + Attractive Performance Incentives Opportunity to work with leading brands and agencies. Exposure to a fast-growing digital marketing ecosystem. Career growth with high autonomy and decision-making freedom. If you’re a relationship-builder, strategic thinker, and growth driver, we’d love to meet you! Apply now at hr@cruzon.in with your CV and let’s grow together.

Credit Manager naraina, new delhi 2 - 31 years INR 1.8 - 4.8 Lacs P.A. On-site Full Time

We are hiring Credit Executives to join our growing team at Richman Fincap Limited, a trusted name in the fintech lending space. This role involves assisting with credit assessments, evaluating financials, maintaining accurate records, and ensuring compliance with internal and regulatory requirements. --- Qualifications Graduate/Post Graduate in Commerce or related field. --- Key Responsibilities Assist in credit evaluations and loan processing. Maintain accurate and up-to-date credit and financial records. Communicate with customers regarding loan documentation and queries. Stay updated on RBI guidelines and compliance requirements. Support internal departments such as Operations, Collections, and Audit. Coordinate with clients for fulfillment of loan document requirements. Experience & Skills CPA in any bank/NBFC preferred. 1–2 years of experience in the banking/financial services sector. Basic understanding of financial documents and loan products (PL, Business Loans, Unsecured Loans, etc.). Ability to evaluate client financials and prepare CAM (Credit Appraisal Memo). Understanding of bank statements and preparation of ABB (Average Bank Balance) as per requirement. Basic knowledge of EMI calculations, EMI tracking, CIBIL, SOA (Statement of Account) interpretation, etc. Strong coordination skills for interacting with clients to ensure documentation and compliance. --- Why Join Us? Opportunity to work with a fast-growing RBI-registered NBFC. Exposure to diverse lending products in the fintech ecosystem. Growth-oriented environment with structured career progression. Hands-on experience with digital-first credit evaluation and loan management processes.