343 Credit Approval Jobs - Page 6

You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. Your main duties will include supporting and collaborating with business teams to oversee the end-to-end credit approval process for the designated region. You will underwrite cases, present them to senior management, and authorize any deviations raised by underwriters in compliance with credit policy. - Finalize the review of credit memos prepared by underwriters - Approve or decline sign-offs on each file after verifying documentation requests - Approve all disbursement requests based on adherence to agreement value requirements and full documentation attainment at the bran...

Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. You will assist in the collection, management, and resolution of outstanding invoices from past due accounts Collect overpayments from current and former employees Work with departmental managers to eliminate root cause of overpayment Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest ...

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Job Role: Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & su...

Were Hiring: Credit Manager @CredFlow At CredFlow, our lending arm is reshaping credit access for SMEs in India. And now were looking for a Credit Manager to drive underwriting and disbursal. This is a key role with full ownership of credit underwriting, loan processing, and coordination with lending partners. Location: Noida, Sector 3 Key Responsibilities: Conduct detailed credit appraisal and underwriting for high ticket size unsecured business loan applicants Process loan applications and ensure policy compliance Coordinate with NBFCs/banks for loan fulfilment and documentation Ensure stringent compliance with KYC, AML, and other regulatory requirements Monitor credit performance and high...

Formation Supporting execution of lending strategies across home loans, personal loans, business loans, and investment products. Assisting in setting up lending-specific customer journeys and contributing to ramp-up of multi-channel sales processes. Building product knowledge in lending lines by understanding credit policies, documentation, processes, and compliance requirements. Collaboration Coordinating with cross-functional teams (Credit, Operations, Marketing, Product) to support effective lending acquisition models. Supporting initiatives to increase customer lifetime value in lending products and contributing to customer portfolio consolidation. Engaging with lending SPOCs and interna...

Affordable housing loan gram panchayat and Gautham property knowledge must. • Visiting business premise, property of customer at the time of PD in HL/Lap • Ability to understand customer business and requirement from their perspective Required Candidate profile Male Graduate with 2 - 5 years’ experience underwriting and sanction of home loan/LAP Understanding credit worthiness of customers observation & findings of PD gram panchayat and Gautham property

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Job Role: Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & su...

Are you seeking an exciting opportunity to become a part of a dynamic and rapidly growing team within a fast-paced and challenging environment As the Lead Credit Risk - Vice President within the Risk Management and Compliance team at JPMorgan Chase, you will play a pivotal role in ensuring the strength and resilience of the organization. Your expertise will be instrumental in facilitating responsible business growth by proactively identifying and addressing emerging risks, while utilizing your expert judgment to tackle real-world challenges that have an impact on our company, customers, and communities. Our team places a high value on innovative thinking, challenging conventional practices, ...

Key Responsibilities: To give effective credit support for meeting business targets. To frame the lending policy framework, processes, and workflow, and assist in setting up the mortgages business in India. To approve credit applications judiciously as per the Delegation of Authority (DOA). Ensuring that the quality of the Bank s exposure in India is acceptable at all times. Provide guidance to the team of relationship managers on areas of policy and processes. Expected productivity is 15 to 20 Project Deliverables (PDs), which consist of around 50 to 60 visits. Requirements: 6+ years of experience in Credit Underwriting with an overall experience of 10 years. Underwriting skills in Financia...

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Job Role: Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & su...

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & support to l...

Business/Team Description Deutsche Banks Lending Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address theunique and complex needsofultra/highnet worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore. Your key responsibilities Team Lead Lead the local team of credit analysts and liaise with senior onshore desk heads/counterparts on a regular basis, while managing own set of deliverables Build and develop the local team in terms of skillsets and Book of Work Initial financing enquiries and live execution Financial Analysis of underlying companies and/or collateral....

As an Underwriter for corporate finance business in the assigned area, your primary responsibility will be to manage the portfolio and support business teams in handling end-to-end credit approvals for the designated region. You will collaborate with the business teams to underwrite cases and present them to senior management for approval. You will be required to authorize deviations raised and documented by underwriters in compliance with the credit policy. Additionally, finalizing the review of credit memos prepared by underwriters and providing approval or decline sign-offs on every file after ensuring documentation requests are met will be part of your duties. Approving all disbursement ...

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Job Role: Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & su...

Regional Manager - Lifestyle Finance/Senior Regional Manager - Lifestyle Finance Job Purpose This position is open with Bajaj Finance ltd.First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management s with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) Hiring, Retention & Productivity. R...

Regional Manager - Lifestyle Finance/Senior Regional Manager - Lifestyle Finance Job Purpose This position is open with Bajaj Finance ltd.First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management s with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) Hiring, Retention & Productivity. R...

Job Title: Business Development Manager Car Loan Sales (Used & New Cars) Location: Ahmedabad, Gujarat Company: Dealing in auto loan ( new car and used car) CTC: Up to 12 LPA depends on Interview Job Description We are looking for a Business Development Manager to drive used car loan and new car loan sales in Ahmedabad. The role involves leading a team, managing dealer relationships, ensuring customer delight, and achieving sales & portfolio growth targets. Key Responsibilities Drive monthly business targets for new & used car loans through Finance Executives. Develop and maintain strong dealer & distributor relationships to generate sales. Train and motivate team members on new product launc...

ROLEPURPOSE & OBJECTIVE Underwrite Micro Mortgage in both SFB and URC branches Sanctionor recommend loans up to Rs. 10 Lakh with proper justificationbased on the product features and credit policy matrix Ensurecredit policies and processes of secured products of Micro /Rural banking vertical are followed effectively by branch staff Coordinatewith legal and technical vendors for their expert opinion reports EnsureLegal opinion and technical valuation reports are interpretedproperly while sanctioning these secured loans Interpretationof Property documents (Residential/commercial property), aware ofthe property value as per market and government value for LTV Conductthe risk assessment of the c...

ROLE PURPOSE & OBJECTIVE This role is primarily responsible for underwriting high ticket and open market loans in the field through thorough assessment and personal discussion with borrower and / or co-borrower and unsecured loans of the microfinance and rural business vertical The incumbent works on maintainingsuccess and growth of products by adhering to defined policy and process for loan approval and credit policies and processes are followed effectively by sourcing staffs and appraisers. SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE IL Disbursement of Rs. 2-3 Cr in a month and manage IL portfolio of 12-15 Cr. Support IL business of 3-4 Branches KEY DUTIES & RESPONSIBILITIES OF THE ...

Business Underwrite Micro Mortgage in the field through thorough assessment and personal discussion with borrower and / or co-borrower Underwrite IL loans in SFB and URC branches to understand the geography and segment Sanction or recommend secured loans up to Rs. 10 Lakh with proper justification as per product features, credit policy and based on approval rights Conduct farm lands, business place, office, and residence verification of the applicants based on the product and purpose of the loan Assess repayment capacity, character and cash flow of the applicant. Conduct reference checks with customers /suppliers / vendors / dealers. Ensure collection of relevant and proper documents. Ensure...

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate/ Graduate in any discipline 1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing customers, early warning and delinquency management and the assessment of the creditworthiness of potential customers.2. Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organization needs and regulatory framework3. Assess customers sourced by the Sales team a...

o Support and co-partner with business teams to manage end to end credit approval for the designated regiono Underwrite for all customer segment for retail and high value cases and present to senior levelo Authorize deviations raised and documented by underwriters in compliance with credit policy.o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.o Ensure timely completion of personal discussion documents through customer visits if required. Oversee and ini...

As a Two Wheeler Sales Manager, your primary responsibility will involve managing two-wheeler operations through dealers in the market. This includes empaneling new two-wheeler dealers, DSA, and DST to expand market reach. You will be held accountable for the sales performance and team productivity, ensuring that sales targets are met. Conducting regular training sessions for all channels and team members on products, policies, and market changes is also part of your role. Your role will also involve coordinating business promotional activities with the channels to enhance visibility and drive sales. It will be your responsibility to monitor channels and team members for quality sourcing and...

As a Manager in the Two Wheeler Sales department, your primary responsibility will be to oversee the management of two-wheelers through dealers. This includes the empanelment of new two-wheeler dealers, DSA, and DST in the market. You will be accountable for the sales performance and productivity of your team, ensuring that sales targets are met. Additionally, you will conduct training sessions for all channels and team members on product information, policies, and market changes. Your role will also involve managing business promotional activities with various channels and tracking them for quality sourcing and maintaining a healthy portfolio. You will be required to interact with the credi...

As a Two Wheeler Dealer Manager, you will be responsible for managing two-wheeler dealers and ensuring their optimal performance in the market. Your duties will include the empanelment of new dealers, DSAs, and DSTs, as well as being accountable for the sales performance and productivity of your team. You will conduct training sessions for all channels and team members on products, policies, and market changes. Additionally, you will oversee business promotional activities with channels and track them for quality sourcing and a healthy portfolio. Interaction with the credit team to obtain business approvals and monitoring competitor products, policies, and market strategies will also be part...