162 Credit Approval Jobs - Page 3

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 11-15 years of experience in credit management, preferably in the banking or financial services industry. Roles and Responsibility Manage all activities related to the sanction life cycle of all borrower accounts. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 11 years of experience in credit management. Possess strong knowledge of credit underwriting, risk assessment, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Manage a portfolio in assigned areas. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Ahmedabad - Naranpura. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, while evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong understanding of credit risk assessment and mitigation strategies is required.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to lead our credit team in Bengaluru. The ideal candidate will have 2-7 years of experience in corporate finance, business loans, or related fields. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute the consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, business loans, or related fields. Possess strong knowledge of corporate finance, financial services, broking, and banking. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ahmedabad. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Videocon Towers-M4-M6, Delhi. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Indore. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department based in Delhi. The ideal candidate will have a strong background in corporate finance and excellent analytical skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance or a related field. Possess strong knowledge of corporate finance, credit appraisal, and risk management. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-10 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance and credit appraisal. Possess strong knowledge of corporate finance, credit appraisal, and financial services. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced professional to join our team as a Senior Manager - CFSD in Mumbai. The ideal candidate will have 7-10 years of experience in risk management, preferably in the banking or financial services industry. Roles and Responsibility Manage the risk/reward dynamics for the company''s mortgage portfolio by developing proactive mitigation actions. Develop and formulate acquisition/portfolio policies and conduct analysis to fine-tune acquisition/portfolio management strategies. Monitor economic and social environmental factors impacting portfolio credit performance and develop proactive mitigation actions. Review, change, and modify documentation processes, forms, and guidelines for the mortgage profile. Provide functional support on all credit/risk matters to business teams. Manage and monitor portfolio quality, undertaking periodic portfolio and collection reviews. Undertake monthly reviews based on portfolio MIS and manage triggers, taking decisions on portfolio basis the triggers. Partner with the business team in identifying market selection and sales zoning from a credit risk perspective. Identify and analyze risks related to the broader loan portfolio; ensure portfolio diversification and quality across activities and area. Ensure adherence to policies and processes, correcting procedural flaws, and proper documentation. Support Branches in troubleshooting field problems and identifying, designing, and implementing improvements. Enable credit training on credit fundamentals and processes including origination, credit approval, collection, documentation, and disbursement processes. Support & coordinate with the training team for credit-related modules by designing training modules to ensure policy and process training is easily understood by the teams. Participate in the development and monitor the effectiveness of statistically validated risk mitigation tools. Drive innovation in methods of identifying and quantifying extant risks as well as emerging and developing risk trends in the market. Provide senior management with clear insights into the factors driving the credit risk profile of the portfolio and provide forecasts of future performance, identifying means of mitigating key risk factors. Develop analytics in collaboration with leaders across the mortgage business to assist in product development and pricing strategies, driving business growth, and ensuring prudent risk/return balance. Interact with various support groups including IT and compliance to initiate and review systems and processes. Ensure compliance with all Audit/RBI regulations. Job CA / MBA Finance degree. Minimum 7 years of experience in risk management, preferably in the banking or financial services industry. Strong knowledge of credit risk management, risk mitigation, and risk control. Experience in managing and monitoring portfolio quality, undertaking periodic portfolio and collection reviews. Ability to work closely with various support groups including IT and compliance. Strong analytical and problem-solving skills. Excellent communication and interpersonal skills.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit appraisal, underwriting, and risk assessment. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Jaipur. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Emerging Corporate - Credit Appraisal, located at Videocon Towers, Delhi. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent communication and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a skilled Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Mumbai. The ideal candidate will have 11-31 years of experience and support and co-partner with business teams to manage end-to-end credit approval for the designated region. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 11 years of experience in credit management or a related field. Possess strong knowledge of credit underwriting, risk assessment, and financial analysis. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 8 to 13 years of experience to lead our retail credit team in Bengaluru. The ideal candidate will have a strong background in credit underwriting and management, with excellent analytical and problem-solving skills. Roles and Responsibility Own the entire credit underwriting process for the zone, including consistent application of credit policy and periodic reviews of existing customers. Conduct periodic reviews of policies, guidelines, and processes to ensure alignment with external environment, organizational needs, and regulatory framework. Assess customers sourced by the Sales team according to the credit policy, determine deviations and exceptions, and provide decisions on deals. Monitor the local market monthly through interactions with customers, dealers, branches, and market intermediaries, providing recommendations for corrective action in sourcing and underwriting. Arrange for credit programs and training within the company''s credit framework, and provide inputs to the analytics team for building portfolio analytics and scoring models. Authorize deviations documented by underwriters in compliance with the credit policy. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Manage end-to-end credit approval for the designated zone. Engage in developing, implementing, reviewing, and monitoring various credit programs, and provide training and coaching to upgrade the competency of the team and improve processing efficiency. Efficiently handle the team, keep them motivated, and make quick decisions while being mindful that decision delayed is decision denied. Manage the credit buying process, which monitors turnarounds, approvals, sample review quality checks, and develop cross-functional collaboration to smooth business and ensure quick TAT. Ensure compliance with all Audit/NHB regulations and company-designed processes, policies, and reports. Job Minimum 8 years of experience in credit underwriting or a related field. Strong knowledge of credit policy, underwriting, and risk assessment. Excellent analytical, problem-solving, and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong leadership and team management skills. Experience in managing credit teams and driving business growth. Educational qualificationsAny Graduate or Postgraduate degree. Additional Info The selected candidate will be required to manage a team and drive business growth.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Bangalore. The ideal candidate will have 6-10 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to lead our commercial vehicle credit appraisal team in Mumbai-Lower Parel. The ideal candidate will have 6-10 years of experience in the banking or financial services industry. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and underwriting principles. Demonstrate excellent leadership and team management skills, with the ability to motivate and develop a high-performing team. Exhibit strong analytical and problem-solving skills, enabling sound decisions to be made in complex situations. Possess effective communication and interpersonal skills, allowing for strong collaboration with cross-functional teams. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Jaipur. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Senior Manager to lead our Credit Risk team in Mumbai. The ideal candidate will have 5-10 years of experience in credit risk management, preferably in the banking or financial services industry. Roles and Responsibility Manage the risk/reward dynamics for the company''s mortgage portfolio by developing proactive mitigation actions. Develop and formulate acquisition/portfolio policies and conduct analysis to fine-tune acquisition/portfolio management strategies. Monitor economic and social environmental factors impacting portfolio credit performance and develop proactive mitigation actions. Review, change, and modify documentation processes, forms, and guidelines for the mortgage profile. Provide functional support on all credit/risk matters to business teams. Manage and monitor portfolio quality, undertaking periodic portfolio and collection reviews. Partner with the business team in identifying market selection and sales zoning from a credit risk perspective. Identify and analyze risks related to the broader loan portfolio; ensure portfolio diversification and quality across activities and areas. Ensure adherence to policies and processes, correcting procedural flaws, and proper documentation. Support Branches in troubleshooting field problems and identifying, designing, and implementing improvements. Enable credit training on credit fundamentals and processes including origination, credit approval, collection, documentation, and disbursement processes. Support & coordinate with the training team for credit-related modules by designing training modules that easily understand policy and process responsibilities. Participate in the development and monitor the effectiveness of statistically validated risk mitigation tools. Drive innovation in methods of identifying and quantifying extant risks as well as emerging and developing risk trends in the market. Provide senior management with clear insights into the factors driving the credit risk profile of the portfolio and provide forecasts of future performance, identifying means of mitigating key risk factors. Develop analytics in collaboration with leaders across the mortgage business to assist in product development and pricing strategies, driving business growth while ensuring prudent risk/return balance. Interact with various support groups including IT and compliance to initiate and review systems and processes. Ensure compliance with all Audit/RBI regulations. Job CA/MBA Finance degree. Strong knowledge of credit risk management principles and practices. Experience in managing large portfolios and leading cross-functional teams. Excellent analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in data analysis and reporting is an added advantage.

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business. The ideal candidate will have 6-10 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases. Authorize deviations documented by underwriters in compliance with credit policy. Review credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Adhere to all norms and regulations required. Job Post Graduate/Graduate in any discipline. Minimum 6 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Additional Info The company offers a competitive salary and benefits package.