The Credit Manager role involves managing the company's credit and collections process to ensure sound financial practices and minimize credit risk. Your responsibilities will include assessing creditworthiness, approving or declining credit applications, setting credit limits, and overseeing collections activities to maintain a healthy cash flow for the organization. You will be responsible for evaluating and analyzing credit applications, financial statements, and other relevant documents to determine the creditworthiness of clients. Additionally, you will develop and implement credit risk assessment tools and models, as well as establish and refine the company's credit policies and procedures to minimize risk while ensuring compliance with regulatory requirements. In this role, you will conduct periodic risk assessments of clients, monitor their credit performance, identify potential risks, and develop mitigation strategies to safeguard the organization's financial assets. You will also maintain accurate records of credit transactions, manage the aging report, and prepare regular reports on credit performance, outstanding debts, and collection activities for senior management. As a Credit Manager, you will supervise and support the credit control team, providing guidance and training to enhance their skills and effectiveness. You will set performance targets, monitor progress, and ensure the team meets organizational objectives. Key Requirements: - Bachelor's degree in Finance, Accounting, Business Administration, or a related field. - Proven experience (X years) as a Credit Manager or similar role in credit risk management. - Strong understanding of credit assessment and risk management principles. - Excellent analytical and decision-making skills. - Proficient in financial analysis and credit evaluation tools. - Strong communication and negotiation skills. - Ability to lead and motivate a team effectively. Preferred Qualifications: - Professional certification (e.g., Certified Credit Professional, CPA) is a plus. - Experience with credit management software and ERP systems. - Knowledge of industry-specific regulations and compliance requirements. This is a full-time position with benefits including health insurance and a performance bonus. The work schedule is during the day, fixed from Monday to Friday with weekend availability. The education requirement is a Bachelor's degree, and the experience required includes 3 years in banking and 2 years in financial analysis. The work location is in person, and the application deadline is 17/10/2024 with an expected start date of 11/10/2024.,
Job Title: Research and Program Analyst Location: Gurugram Experience: 2-3 Years Employment Type: Full-Time About Access Assist Access Assist is an action tank dedicated to advancing inclusive development through innovative interventions in climate and green finance, digital public infrastructure, livelihood enhancement, and gender empowerment. We collaborate extensively with a broad spectrum of partners and funders to incubate and scale impactful solutions that address critical social and environmental challenges. Position Overview Access Assist is seeking a highly motivated and detail-oriented Research Analyst to join its research and programmatic team. The successful candidate will play a key role in supporting funder-driven projects and Access Assist’s incubated solutions across thematic areas including climate and green finance, digital public infrastructure, livelihood, financial inclusion and gender. The Research Analyst will contribute significantly to thought leadership outputs, proposal development, and evidence-based policy and programmatic recommendations. Key Responsibilities ·Conduct rigorous research and analysis on climate and green finance, digital public infrastructure, livelihoods, and gender equity, producing high-quality deliverables. ·Directly engage and work with different partners on ongoing projects, ensuring clear communication, coordination, and alignment on objectives. ·Take ownership of assigned project deliverables, ensuring timely, accurate, and quality completion in line with partner expectations and funder requirements. ·Contribute to the development of thought leadership materials such as whitepapers, research articles, and presentations for diverse audiences. ·Prepare comprehensive proposals, concept notes, analytical reports, policy briefs, and other documentation for funders and strategic partners. ·Collaborate closely with internal teams and external stakeholders to generate actionable insights that inform strategy and solution design. ·Monitor and analyze emerging trends, policies, and innovations relevant to Access Assist’s thematic focus areas. ·Ensure accuracy, quality, and timely delivery of research outputs and data management. ·Support the coordination and management of funded research and programmatic projects, including documentation and progress reporting. Qualifications and Experience Bachelor’s or Master’s degree in Economics, Development Studies, Environmental Studies, Public Policy, Social Sciences, or a related discipline. 2-3 years of demonstrated experience in research roles focused on climate finance, digital infrastructure, livelihoods, or gender-focused development initiatives. Strong analytical and critical thinking skills with the ability to synthesize complex data into clear, concise insights. Excellent written and oral communication skills in English, with proven experience in drafting proposals and thought leadership content. Sound understanding of climate finance instruments, digital public goods frameworks, and the intersection of gender and livelihood issues is preferred. Proven ability to work effectively in multi-stakeholder and cross-functional environments. Proficiency in data analysis tools such as Microsoft Excel and familiarity with statistical software or research databases is an advantage. Why Join Access Assist? Engage in impactful work addressing some of the most urgent social and environmental challenges. Collaborate with a diverse network of experts, funders, and partners. Opportunity for professional growth at the intersection of climate action, digital innovation, and social equity. If this interest you, send in your resume at hr@accessassist.in and our team will connect with you!