Head Credit - MSME

Stci Finance

15 - 20 years

50 - 60 Lacs

Mumbai

Posted:1 day ago| Platform:

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Skills Required

Loans credit approval Head Business Development NBFC Bfsi Underwriting Credit appraisal Banking Credit underwriting Credit evaluation

Work Mode

Work from Office

Job Type

Full Time

Job Description

STCI Finance Limited - Head Credit STCI Finance Ltd : Career

Careers / Current Vacancy

Head Credit - MSME

Role & Responsibility

Build a strong credit function in consultation with Head MSME Lending
Develop credit underwriting & approval systems for secured MSME loans
Oversee credit appraisal and ensure portfolio quality with strong risk controls and early warning systems; design and implement tech-enabled credit evaluation processes
Monitor credit performance and drive refinements in credit strategy as the business scales

Age, Qualifications & Experience

40 to 45 years - Post Graduate degree in Finance or CA
15 -20 years experience in BFSI of which 8-10 years in Credit; 5 or more years managing the Credit function/underwriting independently for / SME / MSME lending in a Bank/NBFC
Demonstrated track record of setting up and growing/building a strong credit function for a Bank/NBFC (AuM Rs 2500 crs+)
Experience in digital lending/tech-based credit approval/underwriting

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