Job description Role: Raising of debt funds through various sources to meet the requirements of NBFC lending operations as per the Business Plan of the Company. The Candidate is expected to plan, source, and manage the funds requirements in a timely and cost-effective manner so that the liability profile remains strong enough to support the business growth of the Company. Key Responsibilities - Funds and liquidity planning according to growth requirements and business plan of the Company, handling entire funds raising activities and maintaining a healthy liability profile - Raising Funds through various sources in different short and long-term instruments such as Line of Credit/CC/OD, Term Loans, NCDs, CPs, ECBs - Maintaining healthy relationships with Fund Providers of the Company. Meeting their informational/documental requirements and handling their queries/requests in a qualitative and pro-active manner. Preparation of Executive Summary/IMs/Proposals/CMAs etc. for proposed borrowings - Negotiation of interest rate and other charges with lenders/investors to minimize the cost of borrowings - Review and execution of various facility and security documents related to borrowings with the help of internal/external legal team - Completion of pre- and post-disbursement requirements of the lenders/investors related to borrowings - Handling of auditors periodical requirements related to borrowings - Preparation and submission of data/documents/reports for renewal/review of existing loan facilities, handling queries and providing clarifications wherever required - Working with lenders/investors for renewal/enhancement of existing borrowing limits - Maintaining sound relationship with Credit Rating agencies, meeting their periodical informational requirements, providing periodical updates, conducting review and surveillance meetings for renewal of existing ratings and fresh rating - Ensuring compliance with the regulatory guidelines, debt covenants of lenders/investors and internal policies of the Company - Smooth co-ordination with various internal functions for meeting the requirements of Lenders, Investors, Credit Rating agencies, Debenture Trustees, Registrars, Depositories, IPAs and other external agencies involved in debt raising - Developing and generating MIS/Analytical Reports/Presentations for internal and external requirements.