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Executive - Debt Management Services - Rural
Bajaj Finance

0.0 - 2.0 years

Pulivendla, Rayachoti

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Job Purpose The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Duties and Responsibilities Achieve collections target by visiting customers/agency. Monitor performance against set parameters and provide regular updates. Ensure legal guidelines are complied with while repossessing products. Maintain accurate records of customer interactions and transactions. Provide regular reports on collection activities and performance. Handle escalations promptly and effectively to resolve issues. Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates. Case to Case trac...

Posted 4 days ago

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Executive - Debt Management Services - Rural
Bajaj Finance

0.0 - 2.0 years

Beawar, Gulabpura

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Job Purpose The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Duties and Responsibilities Achieve collections target by visiting customers/agency. Monitor performance against set parameters and provide regular updates. Ensure legal guidelines are complied with while repossessing products. Maintain accurate records of customer interactions and transactions. Provide regular reports on collection activities and performance. Handle escalations promptly and effectively to resolve issues. Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates. Case to Case trac...

Posted 4 days ago

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Senior Centre Manager - MFI North
Bajaj Finance

1.0 - 2.0 years

Sultanpur, Lambhua

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Job Purpose Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location Duties and Responsibilities Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing. Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow ent...

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Senior Centre Manager - MFI North
Bajaj Finance

1.0 - 2.0 years

Gumla

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Job Purpose Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location Duties and Responsibilities Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing. Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow ent...

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Specialist - Branch Operations
IDFC FIRST Bank

5.0 - 7.0 years

Mumbai, Maharashtra, India

On-site

Job Requirements Role/ Job Title: Team Manager - Branch Operations Function/ Department: Wholesale Banking Operations Job Purpose: To sustain superior client servicing by way of exhibiting overall trade and banking expertise to support Products like Trade, GBO, CMS, etc in line with Customer's requirement. To provide timely support to all Business & External stakeholders and to manage their requirements, which should be in tandem with internal process guidelines. To assist and support Team Managers /Leads & Senior Lead to achieve organisational goals as per KPI. To avoid any financial and reputational risk to the bank. Roles & Responsibilities To ensure smooth processing of transactions invo...

Posted 1 week ago

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Relationship Manager - Direct Channel
TekPillar

1.0 - 6.0 years

1 - 4 Lacs

Guwahati, Kolkata, Cuttack

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Join us as a Relationship Manager where you will be the face of the company for our direct customers. This role is perfect for a sales professional who excels at building long-term trust and providing financial solutions through a consultative approach. Key Responsibilities: Warm Lead Management: Efficiently manage and convert high-potential leads provided by the companys internal database. Portfolio Growth: Upsell and cross-sell life insurance products to existing customers. Client Advisory: Conduct financial need analysis for clients and recommend suitable insurance plans. End-to-End Service: Hand-hold the customer from the first meeting through the documentation and medical process. Who w...

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Business Advisory New Associate
Accenture

0.0 - 1.0 years

Chennai

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Skill required: Banking Services - Core Banking Designation: Business Advisory New Associate Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 0 to 1 years What would you do The Loan Servicing Analyst is responsible for end-to-end servicing and maintenance of commercial loan portfolios, including bilateral, participation, and syndicated facilities in both agented and non-agented arrangementsThis role ensures accurate execution of loan servicing events such as rate resets, billing, payments, advances and draw downs. Also need to maintain data accuracy, ensure compliance with legal and credit agreements, and uphold operational excellence across the commercial lend...

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Business Advisory Associate
Accenture

1.0 - 6.0 years

Chennai

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Skill required: Banking Services - Core Banking Designation: Business Advisory Associate Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do The Loan Servicing Analyst is responsible for end-to-end servicing and maintenance of commercial loan portfolios, including bilateral, participation, and syndicated facilities in both agented and non-agented arrangements. This role ensures accurate execution of loan servicing events such as rate resets, billing, payments, advances and draw downs. Also need to maintain data accuracy, ensure compliance with legal and credit agreements, and uphold operational excellence across the commercial lendin...

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Relationship Manager - GL South East
Bajaj Finance

2.0 - 4.0 years

Hyderabad

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Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL South East
Bajaj Finance

2.0 - 4.0 years

Medak, Gajwel

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Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL North West
Bajaj Finance

2.0 - 4.0 years

Bundi

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Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL South East
Bajaj Finance

2.0 - 4.0 years

Guntur

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Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL South East
Bajaj Finance

2.0 - 4.0 years

Mettupalayam

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Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL South East
Bajaj Finance

2.0 - 4.0 years

Jaggayyapeta

Work from Office

Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL South East
Bajaj Finance

2.0 - 4.0 years

Tadepalligudem

Work from Office

Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL South East
Bajaj Finance

2.0 - 4.0 years

Mandapeta

Work from Office

Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL North West
Bajaj Finance

2.0 - 4.0 years

Mumbai

Work from Office

Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL North West
Bajaj Finance

2.0 - 4.0 years

New delhi, Mayur hand

Work from Office

Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Relationship Manager - GL North West
Bajaj Finance

2.0 - 4.0 years

Sangli

Work from Office

Job Purpose “This position is open with Bajaj Finance ltd.”Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain.Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relatio...

Posted 2 weeks ago

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Genpact Hiring For Banking Commercial Lending roles - Noida
Genpact

0.0 - 5.0 years

1 - 4 Lacs

Noida

Work from Office

**Ready to shape the future of work? At Genpact, we don't just adapt to change we drive it. AI and digital innovation are redefining industries and were leading the charge. Genpacts AI Gigafactory, our industry-first accelerator, is an example of how were scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team thats shaping the future, this is your moment Genpact (NYSE: G) is an advanced technology services ...

Posted 3 weeks ago

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Lead Commercial Loan Closing Representative
Wells Fargo

6.0 - 11.0 years

10 - 14 Lacs

Bengaluru

Work from Office

About this role: Wells Fargo is seeking a Lead Commercial Loan Closing Representative In this role, you will: Support performance and overall effectiveness of team, as well as cross-group pre-close and post-close documents for the most complex commercial real estate loans Provide feedback and present ideas for improving or implementing processes and tools within Commercial Loan Closing Perform or guide others on complex business and operational decisions that require planning, evaluation, and interpretation Review and prepare loan related documents Independently prioritize work and provide day-to-day-work leadership and mentorship to Commercial Loan Closing team Lead or contribute to impleme...

Posted 3 weeks ago

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Commercial Banking Portfolio Associate
Wells Fargo

2.0 - 6.0 years

9 - 13 Lacs

Bengaluru

Work from Office

About this role: Wells Fargo is seeking a Commercial Banking Portfolio Associate In this role, you will: Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables Underwrite loans with aggregate credit exposure based upon approved credit authority limits Investigate credit standards and determine credit worthiness of high net worth loans Receive direction from supervisor and exercise independent j...

Posted 3 weeks ago

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Delivery Lead Manager
Accenture

13.0 - 18.0 years

17 - 22 Lacs

Chennai

Work from Office

Skill required: Banking Services - Retail Banking Card Operations Designation: Delivery Lead Manager Qualifications: Any Graduation/Post Graduate in any discipline Years of Experience: 13 to 18 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Songall powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clien...

Posted 3 weeks ago

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Customer Sales Executive - Two Wheeler Loans
Tata Capital

0.0 - 8.0 years

2 - 10 Lacs

Davangere, Shimoga

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any...

Posted 1 month ago

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Customer Sales Executive - Two Wheeler Loans
Tata Capital

0.0 - 7.0 years

2 - 9 Lacs

Jorhat

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any...

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Exploring Loans Jobs in India

The loans job market in India is thriving, with numerous opportunities available for job seekers looking to build a career in this field. From banking institutions to financial technology companies, there is a high demand for professionals with expertise in loans. If you are considering a career in this industry, here is a guide to help you navigate the job market in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

These cities are known for their robust financial sectors and offer ample opportunities for loans professionals.

Average Salary Range

The average salary range for loans professionals in India varies based on experience and location. Entry-level positions typically start at INR 3-4 lakhs per annum, while experienced professionals can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the loans industry may include roles such as Loan Officer, Credit Analyst, Loan Processor, Loan Underwriter, and Loan Manager. As professionals gain experience and expertise, they can progress to higher-level roles such as Senior Loan Officer, Credit Manager, and Vice President of Lending.

Related Skills

In addition to expertise in loans, professionals in this field are often expected to have skills in financial analysis, risk assessment, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you handle loan delinquencies and defaults? (medium)
  • What are the key factors to consider when evaluating a loan application? (medium)
  • How do you stay updated on changes in lending regulations? (advanced)
  • Describe a challenging loan approval process you managed successfully. (medium)
  • How do you ensure compliance with anti-money laundering regulations in loan processing? (advanced)
  • Can you explain the impact of interest rates on loan repayments? (basic)
  • What are the different types of collateral that can be used to secure a loan? (basic)
  • How do you handle customer complaints related to loan terms and conditions? (medium)
  • What strategies would you use to increase loan portfolio growth? (medium)
  • How do you prioritize loan applications in a high-volume environment? (medium)
  • Can you describe a time when you had to make a difficult lending decision? (medium)
  • How do you verify the income and employment details of loan applicants? (basic)
  • What role does credit scoring play in the loan approval process? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What are the risks associated with subprime lending? (advanced)
  • How do you handle confidential information in the loan processing workflow? (basic)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • How do you handle competing deadlines in the loan approval process? (medium)
  • What are the key metrics you use to evaluate the performance of a loan portfolio? (medium)
  • How do you ensure accuracy in loan documentation and records? (basic)
  • What steps would you take to mitigate risks in a loan portfolio during an economic downturn? (advanced)

Closing Remark

As you explore opportunities in the loans job market in India, remember to prepare thoroughly for interviews and showcase your skills and expertise confidently. With the right preparation and mindset, you can build a successful career in this dynamic and rewarding industry. Good luck!

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