7374 Loans Jobs

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7.0 - 9.0 years

13 - 15 Lacs

bengaluru

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Global & Indian Privacy Frameworks: Demonstrate an exceptional level of expertise in DPDPA and GDPR . Apply your deep understanding of these regulations to assess, implement, and maintain a robust privacy program. Privacy by Design: Collaborate with product and engineering teams to integrate privacy requirements seamlessly into the software development lifecycle. Ensure that new products and features are designed with privacy in mind from the outset. Review the product designs for privacy compliance in line with DPDP/GDPR. Technical proficiency to map product, tech and privacy correlation and suggest the best way forward. Privacy Impact Assessments (PIAs): Lead and conduct PIAs and Data Prot...

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5.0 - 10.0 years

7 - 12 Lacs

bengaluru

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Establishing and strengthening relationship with the allocated customer base. Ensure retention of customers in his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self appointments everyday from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers. Ensure successful completion of licensing as per MLI standards Measures of Success TAT adherence for updating System - CRM Next Successful co...

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6.0 - 11.0 years

11 - 12 Lacs

hyderabad, ahmedabad, greater noida

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Monitor the team daily to ensure all SLAs are met and escalate exceptions immediately for resolution. Supervise processes like Deal Closing, Drawdowns, Rollovers, and Nostro & Past Due Reconciliation. Ensure adherence to QUALITY & QUANTITY SLAs and maintain a robust workflow allocation model. Serve as the SME, handling complex process-related queries and routing them to onshore teams if needed. Implement a robust Knowledge Management model, including SOP maintece and training. Drive 100% compliance with process-related policies, guidelines, and controls. Motivate and support team members to meet goals, identifying HIPOs and planning for their development. Identify alternatives and options fo...

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2.0 - 3.0 years

7 - 11 Lacs

bengaluru

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Work with the trading desk on various stages of potential non-performing ,re-performing loan and new originations/forward flow bids (NPL/RPL/ New Orig). This includes understanding the pool and bid data, normalizing and loading loan level data into internal databases, analyzing and stratifying pools, determining appropriate modeling assumptions. Interact with the Mortgage Banking team on deal securitizations to produce analytics, schedules for the governing documents, accurate loan level data, and work with transaction managers on diligence items Understand the month over month portfolio changes and the drivers behind them for all the mortgage whole loan positions on our books. Work with the...

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3.0 - 5.0 years

17 - 19 Lacs

bengaluru

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Have a deep understanding of the entire product suite. Should be up-to-date in technical knowledge, and an in-depth understanding of any coding language is a must. Responsible for implementation of the solutions provided by Razorpay for key clients. Responsible to represent Razorpay from a platform integration perspective with prospective merchants. Accountable to ensure successful implementation of platform integration between Razorpay and merchants. Support reactive queries and requests raised by merchants within an agreed turnaround time and quality standards. Read and respond to integration and platform documents shared by prospective customers. Act as a key feedback channel for customer...

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0.0 - 7.0 years

4 - 5 Lacs

hyderabad, ahmedabad, bengaluru

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Adhere to established QUALITY & QUANTITY SLAs consistently. Ensure 100% compliance with process-related policies, guidelines, and controls. Manage Deal Closing, Drawdowns, Rollovers, Repayments, and other ficial processes efficiently. Support the secondary trading desk with trade booking and settlements. Liaise with bank departments and external contacts, including Borrowers and Trustees. Follow up timely with agents or customers for any missing notifications. Complete all funding within the SLA on the same day. Serve as the SME and first internal POC for process-related queries and clarifications. Act as the first point of escalation for process-related issues from customers. Pay attention ...

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3.0 - 14.0 years

5 - 16 Lacs

nashik

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We are looking for a customer-focused and sales-driven Relationship Manager to manage and grow the Commercial Vehicle (CV) business under the Saral Auto (SA) segment. The role involves handling customer service requests, selling liability and investment products, and enhancing customer relationships through cross-selling and referrals. The ideal candidate should have a blend of service and sales orientation with experience in ficial services or banking. Handle customer service tasks including account opening, DMAT services, and grievance resolution. Educate customers on product features and assist with service requests like cheque book issuance. Achieve sales targets for bank and investment ...

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1.0 - 4.0 years

3 - 7 Lacs

bengaluru

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Responsible for business development of Area / Cluster Strengthen business relation and co-ordination with other business and close liason with branch banking team and Area Manager Regular Travel to branches - All branch visit to be done once in month Educate the GLROs regularly and also updating them with new policies introduced by HO Ensure every GLROs meets they SOP / KRA targets - See that week wise targets are set to GLRO and they are being achieved To fill the Gaps by regular recruitment of GLROs Find new potential locations where Gold loan can be started Need to have market update , competition info . To guide GLRO that there should be smooth process of Gold Loan operations at branch ...

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2.0 - 9.0 years

7 - 8 Lacs

bengaluru

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Interpret and analyze loan documents, ensuring accurate understanding and application of terms and conditions in line with established protocols. Manage and monitor assigned loan portfolio, ensuring timely and accurate servicing activities such as funding, re-pricings, and payments. Engage with internal and external stakeholders, providing clear and concise communication to address queries and resolve routine issues. Apply critical thinking to identify potential conflicts of interest within loan servicing tasks, and facilitate discussions to reach mutually beneficial solutions. Contribute to the teams efficiency by organizing and prioritizing tasks, ensuring adherence to deadlines and mainta...

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1.0 - 4.0 years

1 - 4 Lacs

bengaluru

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India's leading life insurance provider requires relationship manager in Credit Life Channel . Job role is to cross sell Life Insurance products to Bank loan customers. To maintain good relationship with bank staff and Cluster Head for effective closing of sale. Needs to maintain and build relationship with the customer's of the Bank For more information please call Pavithra@9562174455 or Gopakumar@9562184455

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2.0 - 4.0 years

4 - 5 Lacs

cachar

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The Project Coordinator - Livelihoods will be responsible for planning, implementing, and monitoring livelihood development initiatives focused on enhancing income, resilience, and sustainability of rural communities. This includes supporting micro-enterprises, facilitating skill development, and linking communities to relevant market and government ecosystems. Roles and Responsibilities Coordinate in developing and managing knowledge and communications materials, such as articles, learning documents. Producing learning briefs, reports, and other written and digital communications. Research entailing both secondary and primary data from a diverse range of stakeholders. Assisting the team in ...

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5.0 - 8.0 years

7 - 10 Lacs

yevla

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As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing ficial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits They will be required to use their communication skills to add new customers and Cross Sell of Bank products As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer BROs are expected to process customer transactions and Service requests with...

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4.0 - 9.0 years

6 - 11 Lacs

gandhidham

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We are seeking a motivated and experienced Relationship Manager to lead sales and customer engagement in the Small Commercial Vehicle (SCV) segment The role focuses on deposit mobilization, cross-selling ficial products, and ensuring operational excellence at the branch level The ideal candidate will bring strong sales expertise, leadership qualities, and a customer-centric approach to drive business growth Portfolio ManagementManage and maintain the existing portfolio of Small Commercial Vehicle (SCV) customers, ensuring consistent engagement and service delivery Loan HandlingOversee the end-to-end process of Commercial Vehicle loans (both new and used), from customer onboarding to loan dis...

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2.0 - 7.0 years

4 - 9 Lacs

kolkata

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Two Wheeler Business-Two Wheeler Fice-KMPL - 2W Fice Customer Service Executive Sells products by establishing contact and developing relationships with customers. Making calls to the customers and closing the leads of Personal Loans, Credit Cards and upgrade, Debit Cards and upgrade, FD booking. General Insurance/Health Insurance Communicating with target audience and managing customer relationship Graduate

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5.0 - 6.0 years

4 - 5 Lacs

pandharpur, hyderabad, solapur

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The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention Key Responsibilities Business Development o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management o Mana...

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0.0 - 3.0 years

4 - 8 Lacs

hyderabad, ahmedabad, bengaluru

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As a Credit Support Specialist IV within JPMorganChase, you will play a pivotal role in maintaining the integrity of our credit portfolio Your primary responsibility is to assess borrower compliance with credit agreement terms, ensuring adherence to the stipulated conditions you'll use your understanding of ficial covets to identify potential defaults, focusing on syndicated loans and bilateral agreements Guided by established routines and procedures, you'll apply critical thinking to semi-routine tasks, escalating non-routine issues to senior team members Additionally, you'll leverage your skills in conflict management, emotional intelligence, and stakeholder management to facilitate discus...

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0.0 - 6.0 years

2 - 8 Lacs

jaipur

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We are looking for a motivated and customer-oriented Gold Loan Relationship Officer to drive business growth in the Loans Against Gold segment. The role involves sourcing new customers, managing existing relationships, and ensuring smooth processing of gold loan applications. The ideal candidate should have strong interpersonal skills, a sales mindset, and a good understanding of gold loan products and branch operations. Source new customers for gold loan products through branch walk-ins, field visits, and local networkingExplain product features, eligibility criteria, and documentation requirements to customersEnsure timely processing and disbursement of gold loansMaintain high levels of cu...

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0.0 - 6.0 years

2 - 8 Lacs

chennai

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We are looking for a motivated and customer-oriented Gold Loan Relationship Officer to drive business growth in the Loans Against Gold segment. The role involves sourcing new customers, managing existing relationships, and ensuring smooth processing of gold loan applications. The ideal candidate should have strong interpersonal skills, a sales mindset, and a good understanding of gold loan products and branch operations. Source new customers for gold loan products through branch walk-ins, field visits, and local networking Explain product features, eligibility criteria, and documentation requirements to customers Ensure timely processing and disbursement of gold loans Maintain high levels of...

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0.0 - 6.0 years

2 - 8 Lacs

solapur

Work from Office

We are looking for a motivated and customer-oriented Gold Loan Relationship Officer to drive business growth in the Loans Against Gold segment. The role involves sourcing new customers, managing existing relationships, and ensuring smooth processing of gold loan applications. The ideal candidate should have strong interpersonal skills, a sales mindset, and a good understanding of gold loan products and branch operations. Source new customers for gold loan products through branch walk-ins, field visits, and local networking Explain product features, eligibility criteria, and documentation requirements to customers Ensure timely processing and disbursement of gold loans Maintain high levels of...

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1.0 - 4.0 years

3 - 6 Lacs

mysuru

Work from Office

We are looking for a customer-focused and sales-driven Relationship Manager to manage and grow the Commercial Vehicle (CV) business under the Saral Auto (SA) segment. The role involves handling customer service requests, selling liability and investment products, and enhancing customer relationships through cross-selling and referrals. The ideal candidate should have a blend of service and sales orientation with experience in ficial services or banking. Handle customer service tasks including account opening, DMAT services, and grievance resolution. Educate customers on product features and assist with service requests like cheque book issuance. Achieve sales targets for bank and investment ...

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1.0 - 4.0 years

3 - 6 Lacs

lucknow

Work from Office

We are looking for a customer-focused and sales-driven Relationship Manager to manage and grow the Commercial Vehicle (CV) business under the Saral Auto (SA) segment. The role involves handling customer service requests, selling liability and investment products, and enhancing customer relationships through cross-selling and referrals. The ideal candidate should have a blend of service and sales orientation with experience in ficial services or banking. Handle customer service tasks including account opening, DMAT services, and grievance resolution. Educate customers on product features and assist with service requests like cheque book issuance. Achieve sales targets for bank and investment ...

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2.0 - 4.0 years

4 - 6 Lacs

nagpur

Work from Office

As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing ficial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits They will be required to use their communication skills to add new customers and Cross Sell of Bank products As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer BROs are expected to process customer transactions and Service requests with...

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2.0 - 4.0 years

4 - 6 Lacs

madurai

Work from Office

As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing ficial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits They will be required to use their communication skills to add new customers and Cross Sell of Bank products As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer BROs are expected to process customer transactions and Service requests with...

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2.0 - 4.0 years

4 - 6 Lacs

hathin

Work from Office

As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing ficial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits They will be required to use their communication skills to add new customers and Cross Sell of Bank products As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer BROs are expected to process customer transactions and Service requests with...

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5.0 - 8.0 years

7 - 10 Lacs

kamptee

Work from Office

As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing ficial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits They will be required to use their communication skills to add new customers and Cross Sell of Bank products As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer BROs are expected to process customer transactions and Service requests with...

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Exploring Loans Jobs in India

The loans job market in India is thriving, with numerous opportunities available for job seekers looking to build a career in this field. From banking institutions to financial technology companies, there is a high demand for professionals with expertise in loans. If you are considering a career in this industry, here is a guide to help you navigate the job market in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

These cities are known for their robust financial sectors and offer ample opportunities for loans professionals.

Average Salary Range

The average salary range for loans professionals in India varies based on experience and location. Entry-level positions typically start at INR 3-4 lakhs per annum, while experienced professionals can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the loans industry may include roles such as Loan Officer, Credit Analyst, Loan Processor, Loan Underwriter, and Loan Manager. As professionals gain experience and expertise, they can progress to higher-level roles such as Senior Loan Officer, Credit Manager, and Vice President of Lending.

Related Skills

In addition to expertise in loans, professionals in this field are often expected to have skills in financial analysis, risk assessment, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you handle loan delinquencies and defaults? (medium)
  • What are the key factors to consider when evaluating a loan application? (medium)
  • How do you stay updated on changes in lending regulations? (advanced)
  • Describe a challenging loan approval process you managed successfully. (medium)
  • How do you ensure compliance with anti-money laundering regulations in loan processing? (advanced)
  • Can you explain the impact of interest rates on loan repayments? (basic)
  • What are the different types of collateral that can be used to secure a loan? (basic)
  • How do you handle customer complaints related to loan terms and conditions? (medium)
  • What strategies would you use to increase loan portfolio growth? (medium)
  • How do you prioritize loan applications in a high-volume environment? (medium)
  • Can you describe a time when you had to make a difficult lending decision? (medium)
  • How do you verify the income and employment details of loan applicants? (basic)
  • What role does credit scoring play in the loan approval process? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What are the risks associated with subprime lending? (advanced)
  • How do you handle confidential information in the loan processing workflow? (basic)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • How do you handle competing deadlines in the loan approval process? (medium)
  • What are the key metrics you use to evaluate the performance of a loan portfolio? (medium)
  • How do you ensure accuracy in loan documentation and records? (basic)
  • What steps would you take to mitigate risks in a loan portfolio during an economic downturn? (advanced)

Closing Remark

As you explore opportunities in the loans job market in India, remember to prepare thoroughly for interviews and showcase your skills and expertise confidently. With the right preparation and mindset, you can build a successful career in this dynamic and rewarding industry. Good luck!

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