Home
Jobs

Regional Credit Manager - Large Corporate - Credit Appraisal

5 - 10 years

18 - 22 Lacs

Posted:5 days ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Mumbai. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management.
Roles and Responsibility
  • Manage end-to-end credit approval for the designated region.
  • Underwrite for all customer segments for corporate finance products and present to senior level.
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests.
  • Lead a team of credit approvers to ensure portfolio quality and manage delinquencies.
  • Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency.
  • Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays.
  • Coordinate with the recoveries team and generate business insights.
  • Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio.
  • Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems.
  • Job
  • MBA/PGDBA/PGPM/CA or equivalent degree.
  • Possess strong knowledge of credit appraisal, underwriting, and portfolio management.
  • Demonstrate excellent leadership and team management skills.
  • Exhibit strong analytical and problem-solving skills.
  • Ability to work in a fast-paced environment and meet deadlines is essential.
  • Strong communication and interpersonal skills are required.
  • Mock Interview

    Practice Video Interview with JobPe AI

    Start Job-Specific Interview
    cta

    Start Your Job Search Today

    Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

    Job Application AI Bot

    Job Application AI Bot

    Apply to 20+ Portals in one click

    Download Now

    Download the Mobile App

    Instantly access job listings, apply easily, and track applications.

    coding practice

    Enhance Your Skills

    Practice coding challenges to boost your skills

    Start Practicing Now
    Tata Capital
    Tata Capital

    Financial Services

    Mumbai Maharashtra

    RecommendedJobs for You

    Sangareddy, Hyderabad, Vikarabad