Role & responsibilities This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts (critical NPA) to maximize overall profitability.Handled in-house and outsourced collection setup including agency managementHandling and managing teamsEnsure collection and recovery in identified stressed accounts with focus on critical NPA casesContinuously monitor collection / recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zoneEnsure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collectionsExecute plans as per the MIS reports on number of cases, current portfolio size, security deposition etc. of critical NPA cases and strategize collections and recovery based on forward flow, backward flow, resolution, bucketing etc. Regular follow up with customers for settlement and collection paymentUndertake necessary actions in co-ordination with the legal department for cases that need to be restructured, repossession of asset and for the booked-loss cases that can be recovered through legal intervention

Acquisition of new customers and maintaining a healthy and active customer base and healthy relationships with clients. Accountable for achieving Sales targets through direct efforts or through assigned relationships and brokers. Tasks Generating, converting and sharing the leads. Assigning target and get it achieved through team and branches. Managing relationship with Builders and DMA.

Role & responsibilities • Responsible for end to end credit processing including fresh sanctions, renewals etc. • The incumbent will be responsible for underwriting Unsecured Business loan finance proposal as per the laid down policies & procedure. • To conduct personal discussion with customers to establish Credit worthiness. • The incumbent will ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. • Preparing and Maintaining MISs on Credit requirements like - Sanction Limit, client Net worth etc. • Responsible for Preparation of Policies & Processes and regular updates with approvals under leader guidance • Responsible for Audit queries. The incumbent will prepare Credit Appraisal Memo (CAM). • To coordinate with sales to achieve targets and ensure TAT or SLAs are met. • To ensure credit policy adherence to the accepted standards. • To control and contain front-end delinquencies by calling up customer on first presentation.

Role & responsibilities: This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts (critical NPA) to maximize overall profitabilityHandled in-house and outsourced collection setup including agency managementHandling and managing teams-Ensure collection and recovery in identified stressed accounts with focus on critical NPA cases-Continuously monitor collection / recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zone-Ensure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collections-Execute plans as per the MIS reports on number of cases, current portfolio size, security deposition etc. of critical NPA cases and strategize collections and recovery based on forward flow, backward flow, resolution, bucketing etc. -Regular follow up with customers for settlement and collection payment-Undertake necessary actions in co-ordination with the legal department for cases that need to be restructured, repossession of asset and for the booked-loss cases that can be recovered through legal intervention

Clix Capital is hiring for Sales Manager (PLAP) We are hiring for Loan Against Property ( PLAP)About Clix Capital:CLIX Capital empowers Small Business Ecosystem by bridging the social and financial gaps. Our core focus revolves around catering to the needs of MSMEs through innovative financial solutions which involves establishing a highly specialized, technology-enabled lending platform. We firmly believe that resolving this challenge requires a profound understanding of the specific sectors and sub-sectors that these SMEs operate in, along with the application of analytics-driven underwritingRole & Responsibilities1. The candidate is responsible for the sourcing of Loan Against Property cases, and meeting monthly targets at the location2. These may be sourced from either indirect channels (DSAs) or direct channels i.e. directly approaching end customers 3. DSA identification, enrollment, training and management would be a primary CTQ of the candidate 4. The candidate should be able to win over and motivate the teams at the DSA in order to ensure Clix Capital becomes the 'preferred financer' for the DSA. 5. The candidate should also exhibit strong process orientation. He/ she should be able to value add to the end customer experience by ensuring quick processing turnaround time of individual cases 6. The candidate should be able to work seamlessly with key stake holders -- both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. 7. With DSAs currently being the primary acquisition source, it would be preferred that the candidate is familiar with DSAs sourcing the Loan Against Property product at the location.Apply if you have1. Education: Graduate 2. Experience: Candidate should have minimum 2 year of experience in sourcing of Loan Against Property through DSAs Ticket Size:Prime: 10lacs to 5CR with ROI 9.5 to 12.5%

Acquisition of new customers and maintaining a healthy and active customer base and healthy relationships with clients. Accountable for achieving Sales targets through direct efforts or through assigned relationships and brokers. Tasks Generating, converting and sharing the leads. Assigning target and get it achieved through team and branches. Managing relationship with Builders and DMA. Recruitment, training and development of new channel partners. Building and managing direct and indirect sourcing channels, Development of channels for provision of the highest level of service. Manage mortgage loan sales through business development/networking opportunities. Maintaining credit quality and overall cost control. Ensure that all the rules & regulations as well as policy guidelines of the company are implemented at the unit level. Ticket Size 5L to 5Cr

Role & responsibilities: Reviewing and drafting contracts for business transactions, including vendor agreements, employment contracts, and non-disclosure agreements. Outline the day-to-day responsibilities for this role.Preferred candidate profile:Specify required role expertise, previous job experience, or relevant certifications.Perks and benefits:Mention available facilities and benefits the company is offering with this job.

Ticket Size Min upto 90 L TO 2 Cr MOM file underwrite and login PDs telephonic and physical Must have experiance in LAP Product

LAP SALES MANAGERClix Capital is hiring for Sales Manager ( MLAP) .We are hiring for Loan Against Property ( MLAP)About Clix Capital:CLIX Capital empowers Small Business Ecosystem by bridging the social and financial gaps. Our core focus revolves around catering to the needs of MSMEs through innovative financial solutions which involves establishing a highly specialized, technology-enabled lending platform. We firmly believe that resolving this challenge requires a profound understanding of the specific sectors and sub-sectors that these SMEs operate in, along with the application of analytics-driven underwritingRole & Responsibilities1. The candidate is responsible for the sourcing of Loan Against Property cases, and meeting monthly targets at the location2. These may be sourced from either indirect channels (DSAs) or direct channels i.e. directly approaching end customers 3. DSA identification, enrollment, training and management would be a primary CTQ of the candidate 4. The candidate should be able to win over and motivate the teams at the DSA in order to ensure Clix Capital becomes the 'preferred financer' for the DSA. 5. The candidate should also exhibit strong process orientation. He/ she should be able to value add to the end customer experience by ensuring quick processing turnaround time of individual cases 6. The candidate should be able to work seamlessly with key stake holders -- both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. 7. With DSAs currently being the primary acquisition source, it would be preferred that the candidate is familiar with DSAs sourcing the Loan Against Property product at the location.Apply if you have1. Education: Graduate 2. Experience: Candidate should have minimum 2 year of experience in sourcing of Loan Against Property through DSAs Ticket Size:MLAP: 5Lacs to 1Cr with ROI 15 to 19.5%

Roles and ResponsibilitiesManage bucket creation, bad debt write-off, NPA management, and SME recovery processes.Oversee agency relationships for business loans and personal loans.Ensure timely identification and resolution of issues related to recoveries.Develop strategies to improve collection efficiency and reduce delinquencies.Collaborate with internal teams to resolve customer queries and disputes.

Attending the court proceedings initiated locally at the state level.Interacting with police and other law enforcement agencies for executing of summons and warrants.Filing of criminal complaint against the defaulted customer to Police personnel's and complaint u/s 156(3) of Cr.P.C. in local Courts.Filing of execution proceedings in Arbitration Awards and coordinating the lok adalats and conciliation camps in the respective locations.Filing and execution of sec 14 orders under the Sarfaesi proceedings.Handling against cases in the respective location including vetting & filing of replies; rejoinders Preferred candidate profile Perks and benefits