Responsibility to conduct audit as per the audit plan ensuring compliance with established internal control procedures by examining records, reports, operating guidelines and documentation. Auditor will be responsible for execution of Thematic as well as Branch Audits ensuring compliance with regulatory requirements, and adherence to company policies. Key Responsibilities: Audit Execution: Conducting audits to assess controls, operational efficiencies and compliance with policies, procedures and regulation. Detecting ineffective or inefficient practices and verifying financial records. Understand existing processes and evaluate the internal controls in those processes and provide assurance on the control environment. Audit Findings and Reporting: Prepare audit checklist and perform field work of auditable areas. Ensure the timely and accurate completion of the audits. Prepare detailed audit reports with findings, risk ratings, and actionable recommendations. Monitor implementation of audit recommendations and follow up on corrective actions. Collaboration: Interaction with stakeholders to discuss audit findings and recommendations for closure of audits in timely manner. Plan and conduct risk-based audits of branch operations, credit, collections, customer service and KYC/AML compliance. Prepare detailed audit reports with findings, risk ratings, and actionable recommendations. Identify fraud risks and conduct investigations when irregularities are detected Qualifications & Skills: Education Qualification: Qualified CA/MBA or CA Intermediate with minimum 6+ years of experience in BFSI Audit Strong understanding of NBFC regulations, lending operations, and branch processes. Excellent analytical, communication, and report-writing skills. Ability to travel extensively to conduct branch audits Familiarity with audit software/tools and MS Office suite

Role & responsibilities 1.The candidate is responsible for the sourcing of Loan Against Property cases, and meeting monthly targets at the location. 2.These may be sourced from either indirect channels (DSAs) or direct channels i.e. directly approaching end customers. 3.DSA identification, enrollment, training and management would be a primary CTQ of the candidate. 4.The candidate should be able to win over and motivate the teams at the DSA in order to ensure Clix Capital becomes the 'preferred financer' for the DSA. 5.The candidate should also exhibit strong process orientation. He/ she should be able to value add to the end customer experience by ensuring should be able to value add to the end customer experience by ensuring quick processing turn around time of individual cases. 6.The candidate should be able to work seamlessly with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. 7.Good communication skills, the willingness for hard and intelligent work, and the ability to convince and win over key stake holders and the end customers are attributes which will help the candidate be successful in the role 8.With DSAs currently being the primary acquisition source, it would be preferred that the candidate is familiar with DSAs sourcing the Loan Against Property product at the location. Preferred candidate profile 1.Education: Graduate 2.Experience : Candidate should have minimum 1 year of experience in sourcing of Business Loans through DSAs 3.Designation: Sales Manager 4.Mandatory Skills: Relationship building, Networking, Understanding of financials 5.Preferred Skills: Negotiations, Mortgage 6.Reporting Manager : ASM/RSM

Job Overview: We are seeking a skilled and experienced IT Infrastructure and Governance, Risk, and Compliance (GRC) Specialist to join our team. The ideal candidate will have a proven track record in managing and optimizing IT infrastructure, Network while ensuring compliance with industry regulations and best practices. Person will be responsible for maintaining secure and efficient IT systems, as well as ensuring that governance, risk management, and compliance processes are effectively integrated within the organizations operations. Job Title: IT Infrastructure and GRC (Governance, Risk, and Compliance) Specialist Location: Gurgaon Job Type: Full-Time Experience Required: 5+ Years Key Responsibilities: IT Infrastructure Management: o Oversee the design, implementation, and maintenance of the organizations IT infrastructure, including servers, networks, storage, and On-prim systems. o Manage and optimize the performance, scalability, and security of IT systems. o Ensure high availability and disaster recovery plans are in place and tested regularly. o Troubleshoot and resolve infrastructure-related issues, ensuring minimal downtime. o Collaborate with cross-functional teams to assess and implement new infrastructure solutions. Governance, Risk, and Compliance (GRC) Management: Develop and implement GRC policies, processes, and controls to ensure adherence to regulatory requirements and industry standards (e.g., GDPR, HIPAA, ISO 27001). Conduct regular risk assessments and audits to identify potential vulnerabilities in IT systems and infrastructure. ¢ Assist in the creation of risk management frameworks and compliance strategies. ¢ Ensure that the organizations IT infrastructure aligns with compliance requirements and mitigates any risks. ¢ Maintain up-to-date knowledge of evolving GRC regulations and standards. Security & Risk Management: ¢ Work closely with the security team to implement robust security measures, including firewalls, intrusion detection systems, and encryption protocols. ¢ Monitor and report on compliance and risk levels within the IT infrastructure, making recommendations for improvements. ¢ Lead incident response and recovery efforts in case of security breaches or compliance violations. Documentation & Reporting: ¢ Maintain detailed documentation of IT infrastructure configurations, system changes, and GRC compliance activities. ¢ Prepare regular reports on IT infrastructure performance, risk assessments, compliance status, and incident management for senior management. ¢ Assist with audits by providing necessary documentation and evidence of compliance. Collaboration and Training: ¢ Collaborate with IT teams, legal, compliance, and business units to ensure compliance initiatives are integrated into all stages of IT project development. ¢ Provide training and guidance to staff on best practices for IT security, risk management, and compliance. ¢ Work with external auditors and consultants as needed for compliance reviews and assessments. Qualifications: ¢ Bachelors degree in information technology, Computer Science, Cybersecurity, or a related field. ¢ A minimum of 8 years of experience in IT infrastructure management, with a focus on governance, risk management, and compliance (GRC). ¢ Proven experience with GRC tools and frameworks, including risk assessments, audits, and regulatory compliance. ¢ Strong knowledge of IT infrastructure components (e.g., servers, networks, storage, on-prim services). ¢ Familiarity with industry standards and regulations (e.g., ISO 27001 etc). ¢ Solid understanding of security principles, firewalls, VPNs, and encryption technologies. ¢ Excellent problem-solving skills and ability to troubleshoot complex infrastructure issues. ¢ Strong communication and interpersonal skills, with the ability to collaborate effectively with both technical and non-technical teams.

This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts (critical NPA) to maximize overall profitability Minimum relevant experience in SME/consumer collections (Home Loans/Loan against property/credit cards) in Banks/NBFCs for 5+ years Handled in-house and outsourced collection setup including agency management Handling and managing teams -Ensure collection and recovery in identified stressed accounts with focus on critical NPA cases -Continuously monitor collection / recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zone -Ensure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collections -Execute plans as per the MIS reports on number of cases, current portfolio size, security deposition etc. of critical NPA cases and strategize collections and recovery based on forward flow, backward flow, resolution, bucketing etc. -Regular follow up with customers for settlement and collection payment -Undertake necessary actions in co-ordination with the legal department for cases that need to be restructured, repossession of asset and for the booked-loss cases that can be recovered through legal intervention Role & responsibilities Preferred candidate profile

Clix Capital is hiring for Sales Manager ( MLAP ) . We are hiring for Loan Against Property ( MLAP) About Clix Capital: CLIX Capital empowers Small Business Ecosystem by bridging the social and financial gaps. Our core focus revolves around catering to the needs of MSMEs through innovative financial solutions which involves establishing a highly specialized, technology-enabled lending platform. We firmly believe that resolving this challenge requires a profound understanding of the specific sectors and sub-sectors that these SMEs operate in, along with the application of analytics-driven underwriting Role & Responsibilities 1. The candidate is responsible for the sourcing of Loan Against Property cases, and meeting monthly targets at the location 2. These may be sourced from either indirect channels (DSAs) or direct channels i.e. directly approaching end customers 3. DSA identification, enrollment, training and management would be a primary CTQ of the candidate 4. The candidate should be able to win over and motivate the teams at the DSA in order to ensure Clix Capital becomes the 'preferred financer' for the DSA. 5. The candidate should also exhibit strong process orientation. He/ she should be able to value add to the end customer experience by ensuring quick processing turnaround time of individual cases 6. The candidate should be able to work seamlessly with key stake holders -- both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. 7. With DSAs currently being the primary acquisition source, it would be preferred that the candidate is familiar with DSAs sourcing the Loan Against Property product at the location. Apply if you have 1. Education: Graduate 2. Experience: Candidate should have minimum 2 year of experience in sourcing of Loan Against Property through DSAs Ticket Size: Prime: 10lacs to 1CR with ROI 13 to 18%

Role & responsi Sourcing of clients for unsecured business loans through DSA and open market. Reviewing & interpreting the competition & market information to fine-tune strategies whilst identifying prospective clients, generating business from new accounts and developing them to achieve consistent profitability and enhance revenue. Strategically planning and implementing various strategies for cross selling of other products to new customers to ensure revenue generation and profitability. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate clients loyalty and ensuring committed services level. bilities Preferred candidate profile

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.