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SBI Card
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Deputy Manager

Deputy Manager

SBI Card

2 - 6 years

4 - 8 Lacs

gurugram

Posted:2 hours ago| Platform:

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Skills Required

relationship management networking policy implementation underwriting analytical wellness medical insurance credit risk stakeholder management operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

What s in it for YOU

SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees.
Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees.
Dynamic, Inclusive and Diverse team culture
Gender Neutral Policy
Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
Commitment to the overall development of an employee through comprehensive learning development framework

Role Purpose

The role is responsible for implementation of credit risk policies and processes that are in line with business requirement and management of new sourcing programs as per plans together with active stakeholder management to achieve organization goals. The role is also responsible to manage credit reviews of high value deviation cases in Open Market.

Role Accountability

Support credit risk policy implementation for Open Market
Identify the process gaps and rectify the same in system.
Analyze the deviation to credit policy on individual case basis.
Credit review of high value or deviation cases for Open Market
Monitor and publish post fulfilment approval rates for all major programs.
Ensure policy implementation is accurate in system and manual underwriting.
Regular co-ordination with Sales Ops to ensure process efficiency and policy adherence.
Monitor quick mortality early delinquency rates for the channel programs and incorporate learnings in policy / process.

Measures of Success

Early Delinquency as per agreed threshold
Process Adherence as per MOU

Technical Skills / Experience / Certifications

Basic understanding of market environment and competitor landscape on retail lending
Knowledge of underwriting and operational processes

Competencies critical to the role

Analytical ability and Problem Solving
Relationship Management
Networking Collaboration

Qualification

Master s degree in economics, statistics or business management

Preferred Industry

FSI

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Deputy Manager