Credit Manager- M/SM (MIB Risk)

Yes Bank

5 - 10 years

5 - 11 Lacs

chennai

Posted:1 day ago| Platform:

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Skills Required

msme loan working capital disbursement sme loan credit underwriting sme lending

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Ensure quality Appraisal of credit for worthy borrowers.

Ensure timely credit and transaction approvals for delegation under self.
Follow up with seniors for credit / transaction approvals.
Managing loan portfolio with respect to credit rating/quality.
Identify de risk account / AL accounts.
Monitoring of Team TAT and Productivity.
Ensuring adherence to the credit policy and process.
Review of Delinquency
Review exceptions and approval for knocking.
Respond on the Hindsight and Internal audit observations
Conduct monthly Regional Council Meetings with all the stakeholders.
Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level
Monitoring of delinquency, exceptions, portfolio movement. •
Maintaining data as required by the Senior Management
Financial Analysis and Market knowledge of industry segment

Preferred candidate profile

A CA/ MBA from a reputed institute

Minimum of 3 to 5 years of work experience in credit evaluation in a Bank

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