127 Sme Loan Jobs

Job Responsibility Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPs Relationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activities Handling the documentation and supporting customers with building the application files - mitigating issues Experience of 3 to 5 years in Sales. Age up to 30 yrs. Experience in selling LAP products. Branch - Mumbai ( Andheri & Thane) CTC - 5 Lpa-8 Lpa

Underwriting / Appraisal of credit proposals in line with the policy within the laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities Evaluate and underwrite loan applications post credit processing. Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness. Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Carry out Legal Checks: identify any existing complaints or legal red flags. Recommend loan decisions (Approve/Reject) as per credit policy. Collaborate with Sales and Operations Teams to support disbursements and business targets. Monitor portfolio performance and suggest policy updates based on risk insights

Position: Sales Officer Key Responsibilities: Promote and sell small ticket business loans to merchants. Ensure timely disbursement of loans. Collect Equated Daily Instalments (EDI) from customers on a daily basis. Requirements: Minimum 1+ years of experience in field sales lending / Fresher also eligible. Must be willing to work in a field sales role (mandatory). Minimum qualification: HSC if experienced / UG in case of Fresher. Owning a bike and a valid driving license is mandatory. If you have any doubts feel free to contact us - 8925822988 / 8925847070

Role & responsibilities Develop business of LAP loans through direct sourcing from the Local market base Handling pre & post disbursement documentation (coordinating with the customers and handling documentation for loan & capital market transactions) Understanding of the Local market Strong interpersonal skills, which encourage and promote enthusiasm and team spirit Sales / Responsible for processing documentation of Loans & other financial services. Responsible for cross selling all products and achieving individual & team/branch targets. Customer-focused need-based selling Customer relationships and maximize penetration

Role & responsibilities Develop business of LAP loans through direct sourcing from the Local market base Handling pre & post disbursement documentation (coordinating with the customers and handling documentation for loan & capital market transactions) Understanding of the Local market Strong interpersonal skills, which encourage and promote enthusiasm and team spirit Sales / Responsible for processing documentation of Loans & other financial services. Responsible for cross selling all products and achieving individual & team/branch targets. Customer-focused need-based selling Customer relationships and maximize penetration

Role & responsibilities Develop business of LAP loans through direct sourcing from the Local market base Handling pre & post disbursement documentation (coordinating with the customers and handling documentation for loan & capital market transactions) Understanding of the Local market Strong interpersonal skills, which encourage and promote enthusiasm and team spirit Sales / Responsible for processing documentation of Loans & other financial services. Responsible for cross selling all products and achieving individual & team/branch targets. Customer-focused need-based selling Customer relationships and maximize penetration

Role & responsibilities Develop business of LAP loans through direct sourcing from the Local market base Handling pre & post disbursement documentation (coordinating with the customers and handling documentation for loan & capital market transactions) Understanding of the Local market Strong interpersonal skills, which encourage and promote enthusiasm and team spirit Sales / Responsible for processing documentation of Loans & other financial services. Responsible for cross selling all products and achieving individual & team/branch targets. Customer-focused need-based selling Customer relationships and maximize penetration

Branch Sales Manager - SME Vertical

Role & responsibilities Client Acquisition and maintaining client relationship. Responsible for Lead generation & converting prospects customers to sourcing Gold Loan business through references from the new & existing customers. Adherence to the administrative process & policies of the organization is a must. Ability to understand needs & interests of the customers and cater to the same. To guide & provide the customers with all the required information about loans & schemes. Should be able to solve the queries of the customers as well as handling the customers in a cooperative & efficient way. Preparing reports related to branch functioning and its performance Interested candidates can share their resumes to Khushboo Hiranandani - khushboo.hiranandani@iifl.com or 9137524629

Role & responsibilities: We are looking for a highly motivated and relationship-driven professional to manage and expand our DSA (Direct Selling Agent) and Connector network for SME/Business Loan sales in Ballari and nearby areas. Key Responsibilities Identify, onboard, and manage DSAs/connectors for SME/business loan sourcing. Drive disbursals through channel partner engagement. Train partners on product knowledge and documentation. Monitor partner performance and implement productivity strategies. Ensure compliance with internal and regulatory norms. Liaise with Credit, Risk, and Ops for process efficiency. Travel regularly for partner meetings and lead generation. Preferred Candidate Profile Graduate/Postgraduate (MBA preferred) 48 years of experience in DSA/channel sales (SME/Business Loans) Strong understanding of unsecured lending and market practices Excellent interpersonal and communication skills Proficient in local language and Hindi/English Must be open to travel within the assigned region Preferred: Experience with NBFCs, fintechs, or banks; existing DSA network in Ballari and surrounding areas

Role & responsibilities Client Acquisition and maintaining client relationship. Responsible for Lead generation & converting prospects customers to sourcing Gold Loan business through references from the new & existing customers. Adherence to the administrative process & policies of the organization is a must. Ability to understand needs & interests of the customers and cater to the same. To guide & provide the customers with all the required information about loans & schemes. Should be able to solve the queries of the customers as well as handling the customers in a cooperative & efficient way. Preparing reports related to branch functioning and its performance Interested candidates can share their resumes to Khushboo Hiranandani - khushboo.hiranandani@iifl.com or 9137524629

AAditya Birla Capital is looking for 'Relationship Officer' at Various Location Name of company - Aditya Birla Capital Role - Relationship Officer / Sales Officer Location - Jamnagar, Morbi Vyara Valsad Product - Loan Against Property (Secured Loan) Compensation - Fixed CTC + Incentives Main responsibilities. Lead Generation - Identify potential clients (retail client, business owner etc.) needing loans by conducting cold calls, field visits, and networking etc. Partner with local businesses, associations, and other lead sources. Client Assessment - Collect and review financial documents (bank statements, ITR, GST returns, etc.). Evaluate the creditworthiness of applicants. Loan Processing - Coordinate with internal teams (credit, legal, operations) for approval. Relationship Management - Maintain relationships with existing borrowers and also provide post-disbursement support and resolve customer issues. Upsell/cross-sell other financial products when appropriate. Market & Product Knowledge - Understand different types of business loan products (secured, unsecured, working capital, term loans, etc.). Interested can forward your profile to ashish.kalal@adityabirlacaptial.com

Join Credflow as a Business Development Manager (BDM) Location: Delhi NCR & Haryana About Credflow: At Credflow, we're on a mission to empower small and medium enterprises (SMEs) by making access to credit simple, transparent, and impactful. As a rapidly growing fintech, were reshaping the future of SME lending in India and we want you to be a part of it. Role Overview: We are looking for driven and dynamic professionals to join our team as Business Development Managers (BDMs). In this client-facing, high-impact role, you will play a pivotal part in expanding our SME customer base and delivering customized lending solutions that power their growth. What You'll Do: Sales Expertise: Identify, engage, and close deals with potential SME borrowers, ensuring a smooth end-to-end sales cycle. Lead Generation: Build and maintain a strong prospect pipeline through fieldwork, referrals, and strategic outreach. Client Interaction: Meet clients in person, understand their needs, and convert leads into long-term relationships. Relationship Management: Serve as a trusted advisor to SMEs, offering financial products tailored to their requirements. Cross-functional Collaboration: Work closely with internal teams for seamless onboarding and loan disbursal. What We're Looking For: Experience: Prior experience in SME lending or B2B sales is a strong plus. Skills: Excellent communication, negotiation, and relationship management skills. Mindset: Highly motivated, target-oriented, and capable of working independently. Mobility: Open to extensive travel across assigned territories. Passion: A genuine desire to help SMEs thrive and grow. Why Join Credflow? • Be a part of a high-growth fintech revolutionizing credit for SMEs. • Work alongside experienced, mission-driven leaders. • Grow your career in a fast-paced, performance-driven environment. • Attractive compensation & incentives linked to performance.

responsible for creating and maintaining high quality portfolio Disbursing loans Ensuring on-time collections Managing and monitoring branch branch visits Maintaining productivity & profitability Team handling & attrition control

Looking for Business Loan Sales Executive. Must have experience in selling unsecured business loans. Business loan Unsecured Loans B2B loans Field sales Field loan collection & sales Contact: Kavin - 9361124028 Sangeeth - 81220779358 Annual bonus Provident fund

Role & responsibilities Client Acquisition and maintaining client relationship. Responsible for Lead generation & converting prospects customers to sourcing Gold Loan business through references from the new & existing customers. Adherence to the administrative process & policies of the organization is a must. Ability to understand needs & interests of the customers and cater to the same. To guide & provide the customers with all the required information about loans & schemes. Should be able to solve the queries of the customers as well as handling the customers in a cooperative & efficient way. Preparing reports related to branch functioning and its performance Interested Candidates Can Share their Resumes at mini.joshi@iifl.com & 8356867316

Role & responsibilities We are seeking an experienced and driven Sales Manager Business Loans to lead and manage our DSA channel for unsecured SME lending. The ideal candidate will be responsible for sourcing high-quality unsecured business loan proposals from small and medium enterprises (SMEs) through a robust DSA network. This role requires a strong understanding of the SME lending ecosystem, excellent relationship management skills, and a proven track record in channel sales. Key Responsibilities: Channel Development & Management: Onboard, activate, and manage DSAs for sourcing unsecured business loan leads. Ensure compliance with the companys policies, processes, and documentation requirements by DSAs. Train and motivate DSAs to enhance productivity and product knowledge. Business Sourcing & Revenue Generation: Achieve assigned sales targets for SME unsecured loans through the DSA channel. Conduct joint customer meetings with DSAs when necessary to close deals. Monitor sourcing quality and reduce rejection rates by pre-qualifying leads. Market Intelligence & Strategy: Track competitor activities and market trends to develop proactive sales strategies. Provide feedback to product and credit teams for enhancements and risk controls. Relationship Management: Build strong relationships with DSAs and maintain regular engagement to ensure continuous business flow. Collaborate with credit, operations, and disbursement teams to ensure smooth loan processing. Reporting & MIS: Maintain accurate records of DSA performance, lead conversions, and pipeline tracking. Provide regular updates and sales forecasts to senior management. Education: Graduate in any discipline (MBA/PGDM in Sales, Marketing, or Finance preferred). Experience: 4–8 years in sales of unsecured business loans with a focus on the DSA channel. Industry Exposure: NBFCs, Banks, or FinTechs with a strong background in SME lending. Skills Required: Excellent communication, negotiation, and interpersonal skills. Strong understanding of credit norms and lending documentation for SMEs.

Be the Growth Catalyst for India’s MSME Revolution. Key Responsibilities Business Growth & Development Operations & Process Excellence Team Leadership & Development Customer & Community Engagement Required Candidate profile What We’re Looking For: Education: Graduate Age: 21 – 35 years. Experience: Min. 1 year of exp. in SME, or Business Loan. Entrepreneurial mindset. Strong leadership, and team management skills. Perks and benefits Incentive, Fuel Reimbursement, Insurance, PF

Role & responsibilities Responsible for sourcing, structuring & servicing clients for their financial needs by offering them various secure & unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending clients queries and resolution in TAT. Responsible for coordination with support functions (Credit/Ops) in facilitating disbursement. To constantly provide feedback on the ground about the market and products offered by competition. Preferred candidate profile Minimum 2 year of experience in Business Loan or LAP Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills.

Dear Aspirants , we are hiring for Sales Manager position.(HL,LAP,BL,PL). JD: Sales Manager should be a basically from HL /LAP business with connector sourcing and sourcing inside the ABG Ecosystems (Sourcing business through dealers). Candidate with knowledge and go -getter attitude will be suited for this profile. Candidate should be experience in HL / LAP as a core business and cross selling of other financial products like (PL, BL, MF ,LI, HI, MI, Gold Loans) an added advantage. Cibil score should be 650 and above Graduation is must No career gap As of now its an Individual Contributor role, by next financial year all SM’s will be handling 2 -3 team members under them once the business progress. Age : 32 Location :Hyderabad ,Vizag ,warangal ,Chittoor ,Anantapur ,Nellore ,Tirupati CTC : Max 4.0 LPA for more details please reach out Manasa -9502434725 or Venkat -9381915043 interested candidates please share your CV to venkateswara.k@talent21.in

Role & responsibilities : Client Consultation: Evaluate clients financial profiles, recommend appropriate home loan products, and explain terms and repayment options . Loan Application Management: Guide applicants through paperwork, documentation, and submission; coordinate with underwriting and processing teams to facilitate timely approval. Relationship Management: Build and sustain trusted partnerships with clients and referral partners to generate repeat and referral business. Achieve monthly and quarterly loan targets and contribute to overall branch performance. Monthly loan disbursement value Application-to-approval ratio TAT (Turnaround Time) for processing Customer satisfaction and retention Cross-selling of related banking products Relationship Management: Build and sustain trusted partnerships with clients and referral partners to generate repeat and referral business Preferred candidate profile

Openings with a Banking Client for Delhi, Mumbai, Chennai and Coimbatore locations Requirement: Experience in Sales of Banking products like SME Loan/LAP/CASA/Corporate Salary. Should have knowledge about the local area and interact with customers. Should have completed Graduation. Good knowledge in relevant documentation part CTC: as per market standards

Responsibilities: * Lead sales strategy & execution * Meet revenue targets * Manage customer relationships * Collaborate with marketing team * Oversee product portfolio Sales incentives Annual bonus Provident fund Accessible workspace Assistive technologies Travel allowance Referral bonus Retention bonus

Role & responsibilities We are seeking an experienced and driven Sales Manager Business Loans to lead and manage our DSA channel for unsecured SME lending. The ideal candidate will be responsible for sourcing high-quality unsecured business loan proposals from small and medium enterprises (SMEs) through a robust DSA network. This role requires a strong understanding of the SME lending ecosystem, excellent relationship management skills, and a proven track record in channel sales. Key Responsibilities: Channel Development & Management: Onboard, activate, and manage DSAs for sourcing unsecured business loan leads. Ensure compliance with the company’s policies, processes, and documentation requirements by DSAs. Train and motivate DSAs to enhance productivity and product knowledge. Business Sourcing & Revenue Generation: Achieve assigned sales targets for SME unsecured loans through the DSA channel. Conduct joint customer meetings with DSAs when necessary to close deals. Monitor sourcing quality and reduce rejection rates by pre-qualifying leads. Market Intelligence & Strategy: Track competitor activities and market trends to develop proactive sales strategies. Provide feedback to product and credit teams for enhancements and risk controls. Relationship Management: Build strong relationships with DSAs and maintain regular engagement to ensure continuous business flow. Collaborate with credit, operations, and disbursement teams to ensure smooth loan processing. Reporting & MIS: Maintain accurate records of DSA performance, lead conversions, and pipeline tracking. Provide regular updates and sales forecasts to senior management. Qualifications & Skills: Education: Graduate in any discipline (MBA/PGDM in Sales, Marketing, or Finance preferred). Experience: 4–8 years in sales of unsecured business loans with a focus on the DSA channel. Industry Exposure: NBFCs, Banks, or FinTechs with a strong background in SME lending. Skills Required: Excellent communication, negotiation, and interpersonal skills. Strong understanding of credit norms and lending documentation for SMEs. Preferred candidate profile

Career opportunity with Aditya Birla Capital Position - Sales Manager / Relationship Manager Product - LAP, SME Loan Ticket size - 1cr to 25cr Location: Mumbai, Pune, Baroda, Vadodara, Suraj, Rajkot Key Responsibilities Branch Sales Planning & Management - Team and Internal Stakeholder Management - . Customer Acquisition/ Engagement Operational Effectiveness If this opportunity aligns with your career aspirations please send your resume to vaishali.abitkar@adityabirlacapital.com