Position Name : Area sales Manager Experience : 7 Years to 9 Years Product : Machinery loans , machine loans , equipment sales , equipment finance , sales , field sales , team handling .working capital Location : Pune / Mumbai / Ahmedabad / Gujarat / Bangalore

JOB DESCRIPTION:Key Purpose of the Job (Position Summary):SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Key Functions & Responsibilities:Responsible for setting up the distribution network for machinery loan/ finance.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing.Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development.Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products.Collections & Delinquency management.Education: Any Graduate /PostgraduateExperience: 1 to 5 YearsLanguage Skills: English, Local LanguageTechnical / Managerial Competencies Required:Relevant experience (1 -5 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred.Dealer management & experience in equipment finance is a big plusSound knowledge of MS office, esp. Microsoft excelShould have owned mode of transport as the job requires extensive travel within the allocated geography

Interested candidates can share their updated resume on Judith MercyPh 9209402945Judith.mercy@efl.co.inPosition Title: Sales ManagerOrganization: NBFCWork Location: Hyderabad, Bangalore, Chennai, Coimbatore.Reports to: Area Sales ManagerJOB DESCRIPTIONKey Purpose of the Job (Position Summary)SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Key Functions & ResponsibilitiesResponsible for setting up the distribution network for machinery loan/ finance.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing.Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development.Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products.Collections & Delinquency management.Education: Any Graduate /PostgraduateExperience: 1 to 7 YearsLanguage Skills: English, Local LanguageTechnical / Managerial Competencies Required:Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred.Dealer management & experience in equipment finance is a big plusSound knowledge of MS office, esp. Microsoft excelShould have owned mode of transport as the job requires extensive travel within the allocated geography

Key Responsibilities:Financial Analysis:Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants.Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications.Credit Risk Assessment:Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors.Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements.Loan Structuring:Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company.Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability.Documentation and Compliance:Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines.Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information.Communication and Decision Making:Present credit proposals and recommendations to senior management and credit committees for approval.Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications.

Job Summary:We are looking for a skilled Flutter & React Native Developer to build and maintain cross-platform mobile applications. The ideal candidate should have hands-on experience in Flutter (Dart) and React Native (JavaScript/TypeScript), along with strong UI/UX skills and API integration knowledge.Responsibilities:Develop and maintain cross-platform mobile applications using Flutter and React Native.Write clean, reusable, and efficient code following best practices.Integrate third-party APIs and work with RESTful web services.Optimize app performance and ensure smooth UI/UX across devices.Work closely with designers, backend developers, and product managers.Debug and fix issues to maintain app stability and security.Deploy apps to Google Play Store and Apple App Store.Stay updated with the latest trends in mobile development.Required Skills: Flutter (Dart) & React Native (JavaScript/TypeScript) Experience with State Management (Provider, Redux, MobX, Riverpod, etc.) Strong understanding of UI/UX principles & responsive design API integration using RESTful APIs & GraphQL Knowledge of Firebase, Push Notifications, and In-App Purchases Experience with Version Control (Git, GitHub/GitLab/Bitbucket) Understanding of CI/CD pipelines for mobile apps

Job descriptionJob descriptionThis Opening is withElectronica Finance LtdPosition TitleSales Executive / Sales ManagerKey Purpose of this jobSM is expected to generate business through various products like Machinery Loan-Machine Tools, CNC Machine, Lap, MortgageHe/she will use existing as well as new channels for sourcing new-to company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects.The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Responsible for setting up the distribution network for financial products (Selling Loan).Experience in Assets (Machinery Loan, Business Loan, Property loan, working capital, LAP) Dealership management:Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service.Explore opportunities of cross selling other products. Collections & Delinquency management.Job Responsibility & DutiesResponsible for setting up the distribution network for Machinery Loan-Machine Tools, CNC Machine.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new businessAchieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combingDevise finance schemes to suit customers requirementsRecommend manufacturers & dealers as a part of continuous business developmentManage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other productsCollections & Delinquency management.Interested candidate share resumes on'damini.bhurewar@efl.co.in8806777841

Dear Candidate,Greetings To You!!!We have Excellent Job openings for Sales Manager- Machinery Loans. Position Title: Sales ManagerOrganization: NBFCWork Location: Hyderabad and ChennaiReports to: Area Sales ManagerRoles and Responsibilities:SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc.He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Key Functions & ResponsibilitiesResponsible for setting up the distribution network for machinery loan/ finance.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing.Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development.Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products.Collections & Delinquency management. Education: Any Graduate /PostgraduateExperience: 1 to 7 YearsLanguage Skills: English, Local LanguageTechnical / Managerial Competencies Required:Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred.Dealer management & experience in equipment finance is a big plusSound knowledge of MS office, esp. Microsoft excelShould have owned mode of transport as the job requires extensive travel within the allocated geographyInterested candidate can share the resume to kanimozi.s@efl.co.in.

we are hiring Relationship Manager Eligibility Criteria:Graduate or minimum 12th Pass with 1 Years of experience in mortgage or LAP.Job Role and Responsibilities:Minimum 1 year of experience is required in mortgage or LAP.To Identify sales opportunities for mortgage & LAP.Direct operational activities on a day-to-day basisGenerate leads for new business and customers.Achieve business objectives and targets through customer acquisition & satisfactionChannel Management- To develop and expand the existing channel networkAdminister and ensure compliance to all sales practicesAchieve sales targetsMaintain knowledge on products and services and assist to resolve customer queriesSkills and Competencies:Asset product and process knowledgeAbility to set priorities and deliver high standards of performanceAbility to use data and logic to convince others, to articulate with conviction, ability to effectively communicate in order to influence for the mortgage loan.Interested Candidates can share call and share cv at 9722310300--Thanks & RegardsParth LohanaHRBP EFL

Job descriptionJob descriptionThis Opening is withElectronica Finance LtdPosition TitleSales Executive / Sales ManagerKey Purpose of this jobSM is expected to generate business through various products like Machinery Loan-Machine Tools, CNC Machine, Lap, MortgageHe/she will use existing as well as new channels for sourcing new-to company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects.The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Responsible for setting up the distribution network for financial products (Selling Loan).Experience in Assets (Machinery Loan, Business Loan, Property loan, working capital, LAP) Dealership management:Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service.Explore opportunities of cross selling other products. Collections & Delinquency management.Job Responsibility & DutiesResponsible for setting up the distribution network for Machinery Loan-Machine Tools, CNC Machine.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new businessAchieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combingDevise finance schemes to suit customers requirementsRecommend manufacturers & dealers as a part of continuous business developmentManage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other productsCollections & Delinquency management.Interested candidate share resumes on'damini.bhurewar@efl.co.in8806777841

We are hiring Branch Manager Job location: Junagadh, Jetpur, padra Eligibility Criteria:Only graduates with 3 to 8 Years of experience in LAP or Mortgage.Job Role and Responsibilities:Achieve individual and branch sales goals through new business sales, referrals and retention of account relationshipWeekly/monthly reviews for outbound and as well as for inbound sales.Ensure proper on-boarding of all new customers acquiredConduct daily morning huddles to discuss daily plan and agenda for employeesMaintain customer relationship through sourcing and on-boarding processMonitor DSR (Daily Sales report) on a regular basis and manage leads.Mentor/Guide new joinees as well as existing branch employees.Manage key branch relationshipsSkills and Competencies:Good Communication SkillsKnowledge and understanding of banking products and servicesStrong network within and outside the branchTeam handling skillsInterested candidates can call share cv at 9722310300Thanks & RegardsParth LohanaHRBP - GujaratEFL

Job descriptionJob descriptionThis Opening is withElectronica Finance LtdPosition TitleSales Executive / Sales ManagerKey Purpose of this jobSM is expected to generate business through various products like Machinery Loan-Machine Tools, CNC Machine, Lap, MortgageHe/she will use existing as well as new channels for sourcing new-to company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects.The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Responsible for setting up the distribution network for financial products (Selling Loan).Experience in Assets (Machinery Loan, Business Loan, Property loan, working capital, LAP) Dealership management:Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service.Explore opportunities of cross selling other products. Collections & Delinquency management.Job Responsibility & DutiesResponsible for setting up the distribution network for Machinery Loan-Machine Tools, CNC Machine.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new businessAchieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combingDevise finance schemes to suit customers requirementsRecommend manufacturers & dealers as a part of continuous business developmentManage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other productsCollections & Delinquency management.Interested candidate share resumes on'damini.bhurewar@efl.co.in8806777841

Dear Candidate,Greetings To You!!! Key Purpose of the Job (Position Summary)ASM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc.He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Key Functions & ResponsibilitiesResponsible for setting up the distribution network for machinery loan/ finance.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing.Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development.Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products.Collections & Delinquency management.Education: Any Graduate /PostgraduateExperience: 5 to 13 YearsLanguage Skills: English, Local Language

Roles & Responsibilities: Company Name - Electronica Finance LtdPosition - Sales ManagerProduct - machinery loanResponsibilitiesConduct market research to identify selling possibilities and evaluate customer needsActively seek out new sales opportunities through cold calling and networking Set up meetings with potential clients and listen to their wishes and concernsNegotiate/close deals and handle complaints or objectionsInterested candidates can share their updated resume on shruti.lagwankar@efl.co.in

Interested Candidate can contactJudith Mercy-HRPh 9209402945judith.mercy@efl.co.inRole & responsibilities Financial Analysis:Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants.Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications.Credit Risk Assessment:Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors.Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements.Loan Structuring:Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company.Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability.Documentation and Compliance:Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines.Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information.Communication and Decision Making:Present credit proposals and recommendations to senior management and credit committees for approval.Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications.Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr.Perks and benefits Best as per industry standards

Role & responsibilities:Outline the day-to-day responsibilities for this role.Preferred candidate profile:Specify required role expertise, previous job experience, or relevant certifications.Perks and benefits:Mention available facilities and benefits the company is offering with this job.

Job Description: Doing PD. Checking and appraising proposals, scrutinizing documents including Cibil analysis by ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO. Handling all system related work including entry into DMS, Jayam System etc. Reference check of the customers from neighbors, customers, suppliers, market and/or existing customers. Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.Primary assessment & analysis of reasons of non-starter cases.Experience and Knowledge: Having at least minimum 3-5 years experience from BFSI preferably for underwriting experience in loan products Should have knowledge about Financial statements (preferably understanding of Balance Sheet, ratios & P&L analysis), Banking, CIBIL reports, etc.Technical/Managerial Competencies Required: Good experience in Credit Good in Balance sheet analysis, P&L analysis Good eye for detail Good analytical Skills Understanding of credit policies and proceduresBehavioral Competencies Required: Analytical thinking Commitment Result oriented Customer Centric Concern for quality

Role & responsibilities Evaluate a potential borrower's financial history, income, assets, and liabilities Verify the genuineness of all financial documents submitted by borrowers Monitor the repayment of existing loansPreferred candidate profile Must have experience in LAP/mortgage creditCandidate must be local from the Banswara location onlyPerks and benefits Medical benefits Provident Fund

Dear Candidate,Greetings To You!!!We have immediate hiring for Channel Partner Relationship Manager-Coimbatore.Looking immediate joinees.( Female candidates only)Designation: Channel Partner Relationship ManagerLocation: CoimbatoreExperience: Minimum 1 year of Tele sales of any financial productRoles and Responsibilities: Channel Partner Relationship managementFrequently Call to Channel Partner for building relationship and Lead GenerationEducate Channel Partner regarding EFL Product & PolicyConvert Leads in to the businessShould have regular follow up with EFL Sales Team & CustomerHave to make 70+ calls in a DayAppointment Fixing with Channel PartnersPreferred candidate profileTechnical Competencies:1-3 years of experience in Tele sales of Financial ProductsShould have basic MS-Excel knowledgeExperience required lead generation, cold calling, outbound calling, Demand GenerationGood communication skills in English is a must.Perks and benefitsGood salaryMedical InsuranceIncentivesIf you are interested please post your resume to kanimozi.s@efl.co.in.

Dear Candidate,Greetings to You!!!!We have immediate opening for Area Sales Manager- Machinery Loans Location: Chennai and CoimbatoreReporting To: Regional Sales Manager Key Purpose of the Job (Position Summary)ASM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc.He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The ASM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio.Key Functions & ResponsibilitiesResponsible for setting up the distribution network for machinery loan/ finance.Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing.Devise finance schemes to suit customers requirements.Recommend manufacturers & dealers as a part of continuous business development.Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products.Collections & Delinquency management.Education: Any Graduate /PostgraduateExperience: 5 to 13 YearsLanguage Skills: English, Local Language If you are interested Please post your resume to kanimozi.s@efl.co.in.Kindly refer your friends for the same.

Job Overview:This Role will lead the development, execution, and management of the solar rooftop funding business segment. The role will involve strategic oversight, business growth, and establishing partnerships to drive adoption among SME and MSME clients. To work closely with cross-functional teams to design and implement tailored financial products that meet the needs of our target market. This is an exciting opportunity for a dynamic leader with a strong business development mindset, a deep understanding of solar financing, and a passion for sustainability. Role & responsibilities Business Strategy & Development: Develop and implement the business strategy for solar rooftop funding tailored to SMEs and MSMEs. Identify growth opportunities and market trends to position the company as a leader in the solar financing space.Product Customization & Innovation: Work with the product team to design financing products that meet the unique needs of SMEs and MSMEs, ensuring products are affordable, accessible, and scalable.Sales & Business Expansion: Drive business acquisition efforts, including identifying key prospects, establishing partnerships with distributors, EPC (Engineering, Procurement, and Construction) firms, and other stakeholders in the solar energy ecosystem. Lead negotiations, closing deals, and growing market share in the solar rooftop funding space.Customer Relationship Management: Build and maintain strong relationships with SME/MSME customers, ensuring high levels of satisfaction and long-term partnerships. Implement customer engagement strategies to improve retention and product adoption.Market Research & Analysis: Conduct regular market assessments to understand industry trends, competitor offerings, customer needs, and regulatory changes in the renewable energy sector. Use insights to refine business strategies.Risk Management: Collaborate with the risk and compliance teams to ensure that all solar rooftop funding products adhere to regulatory standards and manage credit and operational risks effectively.Team Leadership & Development: Lead, mentor, and build a high-performing team to execute business strategies effectively. Foster a collaborative environment that encourages growth, innovation, and customer-centric thinking.P&L Management: Oversee the financial performance of the solar rooftop funding business. Manage budgets, set financial targets, and ensure the business operates efficiently and profitably.Partnerships & Stakeholder Management: Forge strategic alliances with solar developers, EPC contractors, industry associations, and government bodies to enhance business opportunities and increase the visibility of solar rooftop funding solutions.Reporting & Performance Monitoring: Establish KPIs, monitor performance metrics, and provide regular updates to senior management regarding business performance, challenges, and opportunities.Preferred candidate profile Education: Master's degree in Business Administration, Finance, Engineering, or a related field. An MBA is a plus.Experience: Minimum 8-10 years of experience in business leadership roles within the financial services industry, preferably with a focus on renewable energy financing, solar projects, or related sectors. Experience in managing SME/MSME lending products is highly desirable.Solar Industry Knowledge: Strong understanding of the solar energy sector, particularly rooftop solar, and familiarity with financing models, government incentives, and market dynamics.Business Development & Sales Expertise: Proven track record of driving business growth, securing partnerships, and expanding market presence. Strong network within the renewable energy ecosystem is a plus.Leadership & Team Management: Experience leading and managing teams, with a focus on achieving business targets and fostering a high-performance culture.Financial Acumen: Strong understanding of financial modeling, risk management, and P&L management. Ability to evaluate the financial health of potential customers and manage credit risk.Perks and benefits Best as per industry standards.

Profile Overview:Product Head will be responsible for defining, developing, and managing the product strategy for our key financial products, including machine loans, working capital, Industrial LAP and solar rooftop funding. Will lead a cross-functional team, work closely with business analytics and customer retention units, and ensure the successful execution of new and existing product initiatives. This role requires a strategic mindset, a deep understanding of financial products, and the ability to deliver customer-centric solutions that align with business objectives. Role & responsibilities Product Strategy & Development: Define the product roadmap and strategy for machine loans, working capital, business loans, and solar rooftop funding. Continuously evaluate market trends and customer needs to shape and refine product offerings.Cross-functional Collaboration: Work closely with marketing, operations, risk, compliance, and business development teams to ensure seamless product launch and execution.Business Analytics: Leverage business analytics to monitor product performance, identify key trends, and create actionable insights to optimize the products. Ensure the use of data-driven approaches to shape product decisions and strategies.Customer Retention & Growth: Implement strategies for customer engagement and retention. Build and optimize customer lifecycle strategies to enhance satisfaction, loyalty, and repeat business.Risk Management & Compliance: Collaborate with the risk and compliance teams to ensure all products meet regulatory standards and effectively manage risk.Product Lifecycle Management: Oversee the complete product lifecycle from ideation to launch, including product enhancements and iterations based on customer feedback and market conditions.Operational Metrics: Define key performance indicators (KPIs) and track product performance to achieve business objectives. Ensure products are aligned with profitability targets and operational efficiency.Leadership & Team Management: Lead and mentor a high-performing product team. Foster a collaborative environment and drive innovation within the team.Preferred candidate profile Education: Masters degree in Business, Finance or a related field. An MBA is preferred.Experience: Minimum 10 -12 years of experience in product management, with at least 5 years in the NBFC or financial services industry. Hands-on experience with machine loans, Industrial LAP and solar rooftop funding is a must.Analytical Skills: Strong background in business analytics, data-driven decision-making, and using analytical tools to optimize product performance.Customer-Centric Mindset: Proven track record of improving customer retention and satisfaction through innovative product features, effective communication, and customer-centric strategies.Leadership: Experience managing and leading cross-functional teams, with a proven ability to drive collaboration and results.Market Knowledge: In-depth understanding of the financial products and market dynamics related to machine loans, Industrial LAP and solar rooftop funding.Communication: Excellent verbal and written communication skills, with the ability to present complex ideas and data to both technical and non-technical stakeholders.Problem-Solving: Strong problem-solving abilities and an innovative approach to addressing market challenges and customer needs.Perks and benefits Best as per industry standards.

This role involves overseeing the entire Machinery loan and Industrial LAP product portfolio, including Industrial, Commercial, and Residential properties, ensuring business growth, managing risk, and driving operational excellence. The ideal candidate will have a strong background in financial services, deep knowledge of the real estate sector, and a proven track record in business leadership.Key Functions & ResponsibilitiesBusiness Strategy & Leadership:Lead the LAP vertical and develop a comprehensive business strategy to drive growth in Industrial, Commercial, and Residential property loans.Formulate and implement business development plans and strategies to acquire new clients and retain existing ones.Align the LAP vertical's business objectives with the overall organizational goals and ensure profitability and sustainable growth.Product Management & Development:Oversee the development and management of LAP products, ensuring they are competitive, compliant with regulations, and meet market demands.Work closely with the product development and risk teams to create innovative solutions that meet the needs of various property segments (Industrial, Commercial, and Residential).Financial Performance & Budgeting:Drive revenue and margin growth for the LAP vertical, ensuring strong financial performance and achieving revenue targets.Develop annual budgets and forecasts, and ensure adherence to financial targets and cost management.Risk Management & Compliance:Ensure all LAP lending practices align with regulatory requirements and internal policies.Implement risk management frameworks to evaluate and mitigate credit and market risks across different property types.Monitor loan portfolio quality and oversee the mitigation of defaults, non-performing assets (NPAs), and delinquencies.Team Leadership & Development: Lead, mentor, and manage the LAP business development, underwriting, and operations teams to ensure high performance and a positive work environment. Foster a culture of collaboration, innovation, and excellence within the LAP vertical. Provide regular training and upskilling to team members to stay ahead of industry trends and regulatory changes. Stakeholder Engagement & Networking: Build and maintain relationships with key stakeholders, including real estate developers, brokers, and industry influencers. Represent the company at industry events, seminars, and conferences to enhance brand visibility and business opportunities. Market Analysis & Competitor Benchmarking: Conduct in-depth market research to understand emerging trends, competitor offerings, and potential threats in the LAP segment. Use insights to optimize pricing models, loan terms, and product offerings.

Hiring-Sales ManagerLocation- All North IndiaCTC- Best as Industry + Fuel + IncentiveHaving exp. in loan salesDirect sales in filedDirect sourcing No DSASend CVrahultiwari@efl.co.in

Technical Competencies Required:Minimum 5 years experience in Banking/NBFC (Asset Finance) area Experience in dealing for LAP/Mortgage Loan/SME FinanceHard Core Sales ExperienceGood Negotiation SkillsShould be very good with financial analysis and also possess knowledge of SME BusinessProactive, Performance Oriented with excellent communication, convincing & Negotiation Skills.Local candidates would be preferred Team Management: Build, Lead, train and motivate team of executives ensuring their career development and positive contribution to the company. Guiding & Leading the Executives in understanding deliverable as per local flavor and thereby identifying positions which would help in effective achievement of targetsProduct is LAP Loan Credit & Operations Management: Ensure smooth functioning of Credit & Operations Department Ensuring speedy resolution of queries and grievances to maximize satisfaction levels; maintaining excellent relations with clients to generate avenues for additional business. Interested candidates can share their cv on shruti.lagwankar@efl.co.in

Channel Partner Relationship managementFrequently Call to Channel Partner for building relationship and Lead GenerationEducate Channel Partner regarding EFL Product & PolicyConvert Leads in to the businessShould have regular follow up with EFL Sales Team & CustomerHave to make 70+ calls in a Day Technical Competencies:>1-3 years of experience in HNI Customer handling>Should have basic MS-Excel knowledge>Experience required lead generation, cold calling, outbound calling, Demand Generation> Good communication skills in English is a mustEducationGraduation is not mandatoryShift - General Shift - 9.30 Am to 6.30 PM - Fix Shift

Key Responsibilities:1. Responsible for setting up the distribution network for Machinery Loan.2. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business.3. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing.4. Devise finance schemes to suit customers requirements.5. Recommend manufacturers & dealers as a part of continuous business development.6. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products.7. Collections & Delinquency management.Education & Experience RequirementEducation: Any Graduate and postgraduateExperience: 1 to 5 yearsLanguage Skills: English, HindiInterested candidates can apply by sending their CV to:-Mail - falguni.desai@efl.co.inCall - 8799913630

Role & responsibilities Need to achieve monthly sales target, team handling responsibility Responsible for the day to day branch activities Preferred candidate profile Must be having 3 Years of experience in mortgage loanMust be having 1 year of experience in team handling Local Candidates will be proffered Perks and benefits Attractive incentive plansMediclaim, Bonus

Role & responsibilities Audit Execution: Executing audit procedures and documenting the results of testing in a clear and concise manner. You will also be responsible for supervising the work of entry-level auditors.Risk Assessment: Assessing and documenting risks related to the areas being audited and ensuring that audit procedures are designed to address those risks.Follow ups: Monitoring and reporting on the progress of implementing corrective actions and improvement opportunities identified in prior audit reports.Technical Expertise: Expected to possess strong technical skills in areas such as accounting, auditing, risk management, and regulatory compliance.Preferred candidate profile : Graduate/Post Graduate with 2+ years of relevant work experience in internal audit from BFSI industry (insurance industry is preferred)Having good hold on preparing presentations, report writing, excel & drafting

Job Overview:We are looking for an experienced and detail-oriented Accounts Finalisation Specialist to join our finance team. The ideal candidate will be a qualified Chartered Accountant (CA) with 7+ years of experience in accounts finalisation, financial reporting, and compliance. The role requires expertise in managing the complete accounting process, preparing financial statements, and ensuring accurate financial reporting as per accounting standards and regulations. Skills and Qualifications: Qualified Chartered Accountant (CA) with 7+ years of experience in accounts finalisation and financial reporting. In-depth knowledge of Indian Accounting Standards (Ind-AS). Strong understanding of tax laws, including GST, Income Tax, and other indirect taxes. Excellent proficiency in Excel for financial modeling and reporting. Strong analytical, problem-solving, and attention to detail skills. Excellent communication and interpersonal skills with the ability to collaborate with cross-functional teams. Ability to handle complex accounting tasks and deadlines effectively.

Dear Candidate,Greetings To You!!!We have Excellent Job opening for Sales Manager-Machinery Loan.Location: Chennai, Pondicherry and HyderabadMax CTC; 5 Lakhs Max Age: 32 yearsLooking Candidate with Minimum 1 year of sales experience in Business Loan, Machinery Loan and SME.If you are interested please post your resume to kanimozi.s@efl.co.in

Role & responsibilities Designation: Sales Manager.Experience: 2 - 7 yearsEducation: Any GraduateLocation: NagpurJob Description:Responsible for setting up the distribution network for SME Loan / machinery loan Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new businessAchieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combingDevise finance schemes to suit customers requirementsExplore opportunities in dealer financingRecommend new products / manufacturers & dealers as a part of continuous business development.Manage portfolio of existing customers and provide prompt service.Explore opportunities of cross selling other productsCollections & Delinquency managementDesired Candidate Profile:Relevant experience (2 -7 yrs) in sales of Business Loan.Experience in Assets (BL, Working Capital, equipment finance) preferred.Dealer management & experience in equipment finance is a big plusSound knowledge of MS office, esp. Microsoft excelShould have owned mode of transport as the job requires extensive travel within the allocated geography.If interested - send your updated resume to: shruti.lagwankar@efl.co.in