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1.0 - 5.0 years
5 - 6 Lacs
Mumbai
Work from Office
What role you will play in team You will assess the creditworthiness of loan applicants and make informed lending decisions You are critical in mitigating risk for the bank What you will do You will review loan applications analyze financial statements and conduct credit scoring You will also prepare credit reports and make recommendations on loan approvals Key responsibility Review loan applications and associated documentation Analyze financial statements and credit reports Conduct credit scoring and risk assessment Prepare comprehensive credit reports Make recommendations on loan approvals or denials Adhere to bank policies and regulatory guidelines Required Qualification and Skills Bachelors degree in finance accounting or related field
Posted 11 hours ago
2 - 5 years
2 - 4 Lacs
Mumbai Suburbs, Mumbai, Mumbai (All Areas)
Work from Office
Job Title: Senior Credit Analyst Job Location: Goregaon Mumbai Job Type: Full-Time( Day Shift) Job Summary: The Senior Credit Analyst is responsible for evaluating the creditworthiness of potential and existing clients, providing insights to mitigate risks, and making informed recommendations to management regarding credit approvals and limits. The role involves analyzing financial statements, assessing economic conditions, and monitoring credit risk to ensure sound lending decisions. Key Responsibilities: 1. Assess the creditworthiness of individuals, companies, or investment opportunities by analyzing financial data and credit reports. 2. Prepare comprehensive credit risk analysis reports and present findings to senior management. 3. Monitor and review credit portfolios to ensure compliance with internal policies and external regulations. 4. Conduct industry and market research to identify potential risks and opportunities. 5. Collaborate with loan officers, risk managers, and other departments to develop credit strategies. 6. Stay informed about economic trends and changes in financial markets to anticipate credit risks. 7. Recommend adjustments to credit limits, terms, and loan structures as necessary. 8. Maintain strong relationships with clients and stakeholders to ensure accurate and timely information. Required Qualifications: 1. Bachelors degree in Finance, Accounting, Economics, or related field. 2. Minimum of 2+ years of experience in credit analysis or related field. 3. Strong knowledge of financial analysis, risk management, and credit evaluation. 4. Proficiency in financial modeling, credit assessment tools, and Microsoft Excel. 5. Strong attention to detail and ability to work with complex financial data. 6. Excellent communication and interpersonal skills.
Posted 2 months ago
0 - 1 years
1 - 2 Lacs
Navi Mumbai
Work from Office
Should be able to speak fluently in Bhojpuri or local language of Uttar Pradesh .Good Communication. Able to take decision independently. Job Responsibilities: Assess and evaluate loan applications based on financial and creditworthiness. Analyze financial statements, credit reports, and repayment history. Ensure compliance with credit policies and risk management guidelines. Work closely with sales teams to process loan approvals efficiently. Prepare credit reports and recommend approvals/rejections.
Posted 3 months ago
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