21 Credit Reports Jobs

The role requires individuals to build, plan, and implement the overall finance strategy. You will be responsible for analyzing bank statements, Bureau reports, and other documents to assess credit risk and the financial health of clients. Providing recommendations based on credit scoring models and financial performance to ensure decisions align with company policies and risk management guidelines is a key responsibility. You will calculate financial ratios, evaluate the financial position of borrowers, and communicate with clients to gather information and resolve queries related to credit assessments. It is crucial to ensure adherence to relevant credit policies, legal regulations, and be...

As a Financial Analyst, you will be responsible for conducting detailed financial and credit analysis to evaluate the creditworthiness of the company. This involves analyzing financial statements such as the balance sheet, profit & loss, and cash flow, along with assessing various ratios like liquidity, leverage, profitability, efficiency, and coverage ratios. Additionally, you will evaluate collateral strength and covenant compliance for both secured and unsecured funding. Your role will also involve preparing funding proposals, credit reports, and investor presentations for banks, NBFCs, and financial institutions. It is essential to structure loan and investment proposals in alignment wit...

Job Description As a Credit Underwriter at VIKASH BHARTI TELEVISION PRIVATE LIMITED in Patna, your primary responsibility will be to analyze credit data and financial statements to assess the risk associated with lending money to individuals or businesses. You will be tasked with evaluating loan applications, performing financial background checks, and ensuring adherence to lending policies and regulations. The ideal candidate for this full-time on-site role should possess Credit Underwriting and Underwriting skills, strong analytical capabilities, and excellent communication skills. Experience in evaluating loan applications, the ability to analyze financial statements and credit reports, a...

The ideal candidate will be responsible for working on detailed financial models and drafting credit reports. Strong financial analysis concepts and communication skills are essential for this role. Depending on the candidate's experience and alignment with the team's needs, the role may involve working as an individual contributor or as a team lead alongside 2-4 analysts. Responsibilities will include conducting in-depth analysis of loan opportunities across various sectors and geographies, preparing concise and easy-to-read credit reports, developing detailed financial models, performing sensitivity analysis on projections for stress testing, identifying deal-specific covenants, conducting...

Responsibilities : Work closely and collaboratively with the Consultants/Senior Consultants to assist them in preparing in-depth study reports comprising market/opportunity assessment, competitor intelligence, best practices related to market/business, competition benchmarking, customer assessment, trend analysis, market forecasting, etc. and also assist them in conducting feasibility searches while preparing study proposals. End to end involvement in terms of execution of primary research strategy, and efficient planning and reporting (interview planning, tracking, drafting discussion guide; comprehensive and relevant contact list preparation; conducting in-depth interview with key responde...

As a dedicated professional in this role, you will be responsible for focusing on portfolio growth by effectively cross-selling financial products and services. Your primary objective will be to achieve the budgetary targets for Net Interest Income (NII) and fee income, contributing to the overall success of the organization. Your expertise in financial analysis will be crucial in this position. You will be tasked with analyzing financial statements, credit reports, and market trends to evaluate client performance and associated risks. By developing valuable insights, you will actively contribute to enhancing client portfolios and driving strategic decision-making. A key aspect of this role ...

The incoming resource will be expected to work on detailed financial models and draft credit reports. You should possess strong financial analysis concepts and communication skills. The role may vary between individual contributor or team lead, collaborating with 2-4 analysts, based on your experience and alignment with the team's requirements. You will be responsible for: - Conducting detailed analysis of loan opportunities in various sectors across different geographies. - Drafting concise credit reports with key takeaways for credit and risk review. - Developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit m...

Sutherland is a digital transformation company dedicated to providing exceptional experiences for customers and employees. With over 37 years of experience, we prioritize earning our clients" trust daily by delivering delightful, instantaneous, relevant, predictive, and frictionless experiences. Our expertise in robotic automation, design capabilities, and AI techniques ensures the realization of innovative designs. At Sutherland, we believe in building relationships based on trust and value, encapsulated in our motto - One Sutherland. We are looking for a detail-oriented Loan Underwriter to join our lending team, specializing in manufactured housing chattel loans. As an Underwriter, you wil...

The Specialist-Credit Administration position in the Wholesale Banking Operations department involves providing borrowers with initial good faith estimates at the time of application and all necessary disclosures for both borrowers and lenders. As a member of the Central Processing team, you will offer administrative support to loan officers and staff by updating loan data in the financial institution's computers and compiling documentation for customer loans. Your responsibilities will include processing approved commercial and consumer loan applications using automated loan document preparation software, selecting appropriate vendors such as Title Company, surveyors, and appraisers, prepar...

The incoming candidate will be a part of one of the Banks Credit (lending) teams and will be expected to have strong understanding of financial statements including important lending and credit risk metrices. Job Responsibilities Credit-worthiness analysis of borrowers, including financial analysis, industry and sector research, to ensure Banks lending remains within acceptable Risk metrics. Drafting detailed credit reports with key takeaways on the purpose; report has to be concise, easy to read for credit risk to review and comment Identifying, setting and monitoring deal specific covenants which can act as early warning signals during the life of the loan Developing and maintaining detail...

Job Requirements Job Title: Specialist-Credit Administration Function/ Department: Wholesale Banking Operations Job Purpose As part of the Central Processing team, individuals is required to provide borrowers with an initial good faith estimate at time of application and to provide all necessary disclosures for borrower and lender. Provides administrative assistance to the loan officer and staff, including updating loan data into the financial institutions computers, and assembling documentation for customer loans. Roles & Responsibilities Processes approved commercial and consumer loan applications using automated loan document preparation software. Selects appropriate Title Company, survey...

As a Credit Assessment professional, your primary responsibility will be to assess the creditworthiness of both new and existing customers. This will involve analyzing financial information and credit reports to make informed decisions. In addition to credit assessment, you will play a crucial role in the Invoicing process. Your duties will include ensuring accurate and timely invoicing of customers, as well as following up on any discrepancies that may arise. Your attention to detail will be key in ensuring that all corrections are made promptly. Furthermore, you will be involved in the implementation of Credit Policies within the company. This will require you to assist in the development ...

As a U.S Mortgage Underwriter based in Chennai, you will play a pivotal role in the mortgage lending process by evaluating the creditworthiness and risk profile of potential borrowers. Your responsibilities will include analyzing financial information, reviewing loan applications, and making well-informed decisions regarding the approval, conditional approval, or denial of mortgage loans. It is essential to ensure that all loans adhere to the company's lending standards and regulatory requirements. Your key responsibilities will involve reviewing and verifying loan applications to ensure the completeness and accuracy of all required documents. You will assess the borrower's credit history, e...

The job involves working on detailed financial models and drafting credit reports. Candidates are required to have a strong understanding of financial analysis concepts and excellent communication skills. The role may involve working independently or as a team lead with 2-4 analysts, depending on experience and alignment with team needs. Responsibilities: - Analyzing loan opportunities across various sectors and geographies - Creating concise and easy-to-read credit reports with key insights for review by credit and risk teams - Developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics - Conducting sensit...

The Senior Loan Officer position at North 24 in Hyderabad, India requires a seasoned professional with over 5 years of experience in handling various types of loans including personal, home, auto, business, education, and mortgage loans. As a Loan Officer, your responsibilities will include assessing loan applications, managing client portfolios, ensuring compliance, and facilitating disbursement processes. You will need to evaluate creditworthiness, verify documentation, calculate eligibility, and coordinate with underwriting teams to provide tailored loan solutions to clients. Collaboration with banks, NBFCs, and internal credit teams is crucial to ensure smooth disbursements while adherin...

As a Senior Underwriter in the Residential Mortgage industry, you will be part of the Shared Services function that aims to deliver operational support to Business Units within the organization. Your role will involve reviewing and verifying loan applications, analyzing loan risks, ensuring compliance with regulatory standards and company policies, and communicating loan conditions to stakeholders. Additionally, you will be responsible for identifying portfolio risks, documenting loan decisions, and performing other tasks as assigned by your manager. To excel in this role, you should possess a strong understanding of mortgage guidelines and policies for various loan types such as VA, FHA, Cl...

As a Team Lead in credit risk assessment for a US bank, you will be responsible for leading a team of 4-6 analysts specializing in the evaluation of (i) Commercial Real Estate (CRE) loans and (ii) Commercial and Industrial (C&I) loans. Your primary focus will be on CRE expertise, with C&I knowledge considered an additional asset. Your role will involve overseeing the analysis and reports prepared by analysts, as well as engaging with clients regularly to discuss analytical aspects of the work and project pipeline. Key responsibilities include conducting research and assessment of the credit strength of CRE and C&I entities. For candidates with CRE experience, your background should include t...

As the Credit Control Manager, you will play a crucial role in managing the credit approval process for new customers, collaborating closely with the Sales and Accounts Receivable teams. Your responsibilities will include evaluating customer creditworthiness through financial analysis, credit reports, and internal scoring tools. You will oversee daily credit control operations, such as debt collection, account reviews, and risk monitoring. Monitoring aged debt reports, identifying high-risk accounts, and handling disputed invoices will be part of your daily tasks. One of your key duties will be to develop and maintain credit risk reporting, dashboards, and key performance indicators (KPIs) f...

You will work with a team of onshore analysts to cover the credit portfolio of corporates in UAE, GCC, and international markets. Your responsibilities will include preparing opinion-based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies. The credit assessment process will involve researching and analyzing entities, assessing their credit strengths and weaknesses, weighing their business and financial risk profile, and considering potential sovereign or parent support. Your tasks will also involve preparing detailed credit assessment reports, discussing company profiles, and analyzing credit risk considerations. Additionally, you will ...

Key Responsibilities Prepare comprehensive country profiles that assess political, economic, and banking sectors, along with conducting thorough financial and credit analysis of major financial institutions Draft detailed credit proposals to assess the creditworthiness of financial institutions / companies, recommending appropriate exposure limits and strategies Think critically and analytically to identify key insights from data, market conditions, and trends, and weave these insights into well-structured, cohesive reports Ensure that all reports are well-written, clear, and provide a compelling narrative for the client Stay updated on market trends, political developments, and economic shi...

What role you will play in team You will assess the creditworthiness of loan applicants and make informed lending decisions You are critical in mitigating risk for the bank What you will do You will review loan applications analyze financial statements and conduct credit scoring You will also prepare credit reports and make recommendations on loan approvals Key responsibility Review loan applications and associated documentation Analyze financial statements and credit reports Conduct credit scoring and risk assessment Prepare comprehensive credit reports Make recommendations on loan approvals or denials Adhere to bank policies and regulatory guidelines Required Qualification and Skills Bache...