Credit Analytics (Senior)

As a Financial Analyst at our company, you will be responsible for working on detailed financial models and drafting credit reports. Your role may involve working independently or leading a team of 2-4 analysts, depending on your experience and alignment with the team's requirements. Key Responsibilities: - Conduct detailed analysis of loan opportunities across various sectors and geographies. - Draft credit reports with concise key takeaways for credit and risk review. - Develop comprehensive financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics. - Perform sensitivity analysis on projections for stress testing loan serviceability. - Identify deal-specific covenants as early warning signals for loan monitoring. - Conduct detailed industry and market studies to understand borrower operating environments. - Interact with clients to address data gaps, inconsistencies, and analytical frameworks. Qualifications Required: - Strong financial analysis skills with a thorough understanding of accounting and financial concepts. - Ability to draft credit reports. - Minimum 6 years of relevant experience. - Excellent communication skills for interactions with Debt Directors, clients, and stakeholders in the UK and/or US. - Personal attributes: proactive, flexible, creative, result-driven, responsible, curious, team player, and fast learner. - Hands-on attitude with the capability to grasp the big picture. - Ability to thrive in a dynamic work environment where change and speed are integral. - MBA/PGDM/CA/CFA from a reputable institute.,