Credit Analyst

As a Credit Analyst at Stemz Group, you will play a crucial role in overseeing the financial analysis of applicants to make informed decisions. Your responsibilities will include: - Conducting detailed financial analysis of applicants, covering areas such as balance sheets, income statements, cash flows, and credit reports. - Liaising with banks for term loans, BG, SBLC documentations, hedging, remittance settlements, and negotiating with insurers for various insurances. - Preparing credit appraisal memos and recommendations for credit committee approval. - Collaborating with internal teams (sales, operations, legal) to gather necessary information and ensure proper documentation. - Staying updated with industry trends, market risks, and regulatory guidelines. - Maintaining accurate records of all assessments, approvals, and credit files. To qualify for this role, you must have: - MBA qualification is mandatory. - 4-5 years of experience in Finance, preferably in corporate environments. Please note that you will report directly to the Finance Controller.,