3552 Credit Appraisal Jobs - Page 7

Industry: Banking / NBFC Experience: 5 to 12 years and gradudate experiance and CA Fresher can apply. Location: Chittorgarh Salary - Negotiable Openings - Positions Open : 1 Designation Job profile: Handle Credit Underwriting HL & LAP proposals. Manage Branch -Level Credit Processes. Conduct Personal discussions (PDs) to assess client risk and financials. Oversee end to end Loan Process login to sanctions Coordinanate with FCU/Legal/Technical teams Reverting to Audit Queries in timely manner. Disbursement Punching & Handover. Disbursal Memo signing for dockets. Managing customer escalation as per escalation matrix

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge. Locations: Meerut, Muzaffarnagar, Ghaziabad, Bulandshahr & Bijnor Share your updated CV to goutam.shekhawat@hfs.in

As a Relationship Manager Team Leader in the high octane middle market segment at the bank, your primary responsibility is to lead a team of Relationship Managers to acquire and support clients with turnovers ranging from Rs. 250-1500 crore. You will be offering a comprehensive range of bank products to cater to the financial needs of the clients. Key Responsibilities: - Manage and lead a group of Relationship Managers to achieve their goals in alignment with the bank's overall strategy and objectives. - Engage and maintain relationships with the top management and promoters of clients, understanding their financial needs and challenges to provide suitable solutions. - Achieve the bank's obj...

As an experienced LAP Auditor, your responsibilities will include: - Conducting periodic audits of LAP loan files, documentation, customer verifications, and disbursement processes across branches and back offices. - Verifying adherence to credit appraisal processes, KYC norms, legal documentation, and property valuation protocols. - Checking compliance with RBI/NBFC regulatory requirements related to LAP products. - Identifying any financial, operational, or compliance risk in the LAP portfolio and suggesting corrective actions. - Evaluating the effectiveness of internal controls related to LAP processes and suggesting enhancements. - Investigating any suspected fraud, irregularities, or de...

Manage credit quality, underwriting, risk analysis, fraud checks, policy adherence, vendor management, & ensure compliance with credit standards Click on link to view job description https://mycredila.darwinbox.in/ms/candidate/careers/a686bd3e1cfcdc

Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement

Role & responsibilities Research & evaluate clients creditworthiness. Create credit scoring models to predict risks .Approve or reject loan requests, based on credibility & potential revenues & losses.must -exp in bank/NBFC .Exp in credit underwriting in LAP /home loans. Preferred candidate profile Credit Manager responsibilities include creating credit scoring models, setting loan terms & determining interest rates.must - degree in Accounting or Finance with exp in processing loan applications

Position: Credit Underwriter (Off-roll) Experience: 2+ years Contract Duration: 6 months Budget: Up to 35,000 per month Expected Joining: ASAP Location: Bangalore Key Responsibilities: Evaluate loan applications and creditworthiness of applicants Analyse financial documents and assess risk Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned limits Coordinate with internal teams for documentation and processing Requirements: Minimum 2 years of experience in credit underwriting, preferably in NBFC/Fintech sector Strong analytical and decision-making skills Good understanding of loan approval processes Proficiency in using financial tools an...

Credit Process Associate / Credit Underwriter Location: Bangalore Experience: 1-3 years Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field Job Responsibilities: Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness. Conduct risk assessments and determine credit limits for loan applicants. • Evaluate applications based on predefined credit policies and regulatory guidelines. Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making. Monitor borrower profiles and maintain updated records of credit approvals. • Identify potential risks and recommend risk mitiga...

We are looking for a highly skilled and experienced Deputy Manager to join our team at BWDA FINANCE LIMITED. The ideal candidate will have a strong background in finance and management, with excellent leadership and communication skills. Roles and Responsibility Manage financial planning and budgeting to achieve business objectives. Develop and implement financial strategies to drive growth and profitability. Lead and manage a team of financial professionals to achieve departmental goals. Analyze financial data and provide insights to senior management. Ensure compliance with financial regulations and standards. Identify and mitigate financial risks to the organization. Job Requirements Mini...

Job Title: Credit Underwriter Location: Bangalore Experience: 4+ years Approval Authority: 15 to 20 Lakhs Job Description : We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting. Key Responsibilities : Evaluate creditworthiness of loan applicants Must have approval loan applications up to 15–20 Lakhs • Approve/recommend loans within assigned authority limits • Analyze financial data, credit reports, and other relevant documents • Ensure compliance with company policies and regulatory requirements • Work closely with sal...

The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adhere...

Manage a team of 2 to 5 Credit Analyst SC & WC Finance - SBB Ensure smooth functioning of the Area by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other...

Role & responsibilities ey Responsibilities:* * Assess loan applications using credit bureau reports, income documents, and risk parameters. * Approve or escalate cases based on authority limits. * Ensure adherence to credit policy and regulatory norms. * Monitor portfolio performance and flag early delinquencies. * Coordinate with sales, operations, and collections for smooth processing. * Maintain TAT and ensure documentation readiness for audits. Requirements:* * Graduate/Postgraduate in Finance or related field. * 5+ years of experience in secured Business loan - HL, LPA underwriting. * Strong in credit assessment, risk analysis, and decision-making. * Proficient in credit bureau interpr...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Re...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes Duties and Responsibilities Required qualification and experience and Job Profile :Educational & Professional Qualifications and Skills: CA / MBA Finance from a reputed institute. Candidate needs to have an overall experience of 5-7 years Required Qualifications and Experience Practice Emotional Intelligence - Develops the team, supporting them to do moreListens to others, stays calm under pressure, and treats everyone with respe...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. - Credit appraisal for BL & Doctor Loans files for the assigned location- Keeping delinquency under control- Compliance of policy and processes- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthl...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization s policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.- Credit appraisal for BL & Doctor Loans files for the assigned location- Keeping delinquency under control- Compliance of policy and processes-...