Internal Auditor-LAP

As an experienced LAP Auditor, your responsibilities will include: - Conducting periodic audits of LAP loan files, documentation, customer verifications, and disbursement processes across branches and back offices. - Verifying adherence to credit appraisal processes, KYC norms, legal documentation, and property valuation protocols. - Checking compliance with RBI/NBFC regulatory requirements related to LAP products. - Identifying any financial, operational, or compliance risk in the LAP portfolio and suggesting corrective actions. - Evaluating the effectiveness of internal controls related to LAP processes and suggesting enhancements. - Investigating any suspected fraud, irregularities, or deviations in LAP loan operations. - Drafting clear, concise audit reports with actionable findings and recommendations. - Following up on the implementation of audit recommendations and reporting status to senior management. - Collaborating with cross-functional teams (Credit, Legal, Operations, Collections) to resolve audit issues. - Supporting external audits or inspections by providing required data and clarifications. Qualifications required for this role: - Minimum 2 years of experience in internal audits, preferably in LAP audits. - Ability to reliably commute or plan to relocate to Coimbatore, Tamil Nadu. - Willingness to travel up to 25% as needed. Please note that this is a full-time position with fixed shift hours. As part of the benefits package, you will receive cell phone reimbursement, provided food, and health insurance coverage. If you are looking to contribute your LAP audit expertise and collaborate with various teams to ensure compliance and risk mitigation, this role in Coimbatore, Tamil Nadu, could be an ideal fit for you.,