14 Kyc Norms Jobs

Job Description: As a Junior Credit Processing Associate at Krayontek, you will be responsible for reviewing and processing loan applications, ensuring documentation accuracy, and supporting compliance with regulatory guidelines. Your role will involve reviewing and verifying loan application forms and supporting documents, performing document verification for authenticity and consistency, and conducting KYC checks to ensure compliance with RBI and internal guidelines. It is essential to maintain accurate records of loan applications, documents, and reports in digital and/or physical format. Additionally, you will be required to follow up with the sales team or customers for pending documentation and ensure timely escalation of discrepancies or red flags. Your support will be crucial in daily reporting and data entry tasks while adhering to internal credit policies and RBI guidelines. Key Responsibilities: - Review and verify loan application forms and supporting documents. - Perform document verification for authenticity and consistency. - Conduct KYC checks and ensure compliance with RBI and internal guidelines. - Maintain accurate and up-to-date records of loan applications, documents, and reports. - Follow up with the sales team or customers for pending documentation. - Ensure timely escalation of discrepancies or red flags. - Provide support in daily reporting and data entry tasks. - Adhere to internal credit policies and RBI guidelines. Key Skills Required: - Basic understanding of loan processing and credit documentation. - Familiarity with KYC norms and RBI guidelines. - Good communication and coordination skills. - Proficient in MS Office (Excel, Word). - Attention to detail and ability to handle repetitive tasks efficiently. If you meet the qualifications and are interested in this opportunity, please share your CV to careers@krayontek.com.,

As an Assistant Manager at PhonePe, your primary responsibility will be to ensure legal advice in framing/review of policies and on all documents, contracts, and agreements relating to the lending business to protect the organization against any legal exposure and minimize liability. You will be required to draft and review partnership agreements for NBFC and Banking partnerships and outsourcing arrangements with LSPs. It is essential to scan the regulatory environment, identify, interpret, and analyze existing & new legislations/amendments & notifications that impact, bringing to the notice of the appropriate functions about their implications and applicability. Your role will involve advising and assisting all stakeholders on ongoing legal risks and anticipating new legal risks arising by virtue of new laws or regulations. You will need to liaise and coordinate with partner NBFCs and Banks to structure new and existing products in compliance with applicable regulatory environments pertaining to lending and co-lending partnerships. Conducting regular internal diligence and risk assessments related to LSP operations and digital lending processes along with the compliance function and partner lenders will be part of your responsibilities. Moreover, you will collaborate with internal tech, product, and business teams to ensure compliant implementation of customer journeys and product features. Maintaining documentation, SOPs, and MIS required for compliance, contractual requirements, and internal/external regulatory audits will also fall under your purview. PhonePe offers a comprehensive range of Full-Time Employee Benefits, including Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance under Insurance Benefits. The Wellness Program includes Employee Assistance Program, Onsite Medical Center, and Emergency Support System. Parental Support benefits such as Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, and Day-care Support Program are provided. Mobility Benefits like Relocation benefits, Transfer Support Policy, and Travel Policy are also available. Retirement Benefits consist of Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, and Leave Encashment, while Other Benefits encompass Higher Education Assistance, Car Lease, and Salary Advance Policy. Working at PhonePe promises to be a rewarding experience with great people, a creative work environment, and the opportunity to take on roles beyond a defined job description. If you are enthusiastic about tech, enjoy building technology that impacts millions, and want to ideate with some of the best minds in the country, PhonePe is the place for you to realize your dreams with purpose and speed. Join us in Bangalore and be a part of our dynamic team!,

You will be joining Kannattu Fingold Finance Pvt. Ltd. as a Back Office Assistant, where your main focus will be to support operational and administrative functions. Your attention to detail and organizational skills will be crucial in ensuring smooth backend operations, accurate data handling, and timely documentation that aligns with NBFC regulatory requirements. Your responsibilities will include maintaining and updating customer records, loan files, and internal databases. You will also process documents related to Gold Loans, Fixed Deposits, and Insurance services. It will be important for you to coordinate with front-office staff to ensure that data entry is done in a timely and accurate manner. Additionally, you will be responsible for performing KYC verification, documentation checks as per RBI guidelines, preparing MIS reports, and assisting with audits and internal reviews. Ensuring compliance with company policies and regulatory standards will also be a part of your role. Handling internal documentation, correspondence, and filing systems will be essential tasks, along with supporting other administrative and clerical tasks as needed. To excel in this role, you should have a good understanding of NBFC operations and financial documentation. Proficiency in MS Office tools such as Excel and Word, as well as basic data entry software, will be necessary. Attention to detail and accuracy in handling sensitive customer data, along with the ability to multitask and prioritize work effectively, are key competencies required. Familiarity with KYC norms and RBI compliance is preferred, along with good communication and coordination skills. Ideally, you should hold a graduate degree in Commerce, Business Administration, or a related field, along with at least 2 years of experience in back-office operations, preferably in an NBFC or financial institution. This is a full-time position with a day shift schedule. Proficiency in English is preferred and the work location is in person.,

As a highly experienced and knowledgeable RBI Retired Director, you will join our FinTech company as a Part-Time Consultant. Your primary responsibility will be to provide strategic guidance on RBI regulations, compliance, risk management, and corporate governance, ensuring that our organization adheres to the latest regulatory standards. Your role will involve advising on policy formulation, regulatory reporting, audit readiness, risk mitigation, and governance frameworks. You will also be responsible for liaising with RBI authorities and training internal teams. Your expertise will play a crucial role in strengthening our compliance posture and aligning our operations with RBI norms. Responsibilities include: Regulatory Compliance & FinTech Advisory: - Provide expert guidance on RBI's evolving regulatory landscape for digital lending, P2P lending, and fintech-NBFC collaborations. - Advise on RBI's digital lending guidelines, including Loan Service Provider (LSP) and First Loss Default Guarantee (FLDG) frameworks. - Ensure full compliance with RBI regulations, including data security, KYC norms, and fair lending practices in digital transactions. Digital Lending & Risk Management: - Guide the company on compliance with RBI's guidelines on digital lending apps (DLAs) and third-party integrations. - Assist in structuring digital lending partnerships while adhering to co-lending and regulatory sandbox guidelines. - Identify and mitigate risks related to algorithm-based lending, AI-driven credit scoring, and digital fraud prevention. Policy & Framework Development: - Assist in formulating policies for digital lending operations, customer data protection, grievance redressal, and responsible AI usage. - Recommend governance frameworks that align with RBI's expectations for digital NBFCs and FinTech collaborations. - Advise on robust cybersecurity, customer consent management, and data localization as per RBI directives. RBI Audits & Regulatory Inspections: - Guide the company in preparing for RBI audits, digital compliance checks, and regulatory technology (RegTech) implementation. - Assist in resolving RBI observations related to digital lending models, API-based integrations, and online credit disbursements. - Ensure transparent reporting and disclosure of digital lending transactions to RBI. Training & Regulatory Updates: - Conduct workshops for senior leadership, product managers, compliance officers, and tech teams on RBI's fintech guidelines. - Keep the organization updated on new RBI circulars related to digital lending, prepaid instruments, and fintech regulations. - Advise on NBFCs digital transformation strategy in compliance with financial and operational guidelines. Liaison with RBI & Other Regulatory Bodies: - Support in responding to regulatory queries related to fintech-NBFC operations, data governance. - Help establish strong communication with RBI, NPCI, UIDAI, and other financial regulators for seamless operations. - Assist in drafting regulatory submissions, clarifications, and compliance reports for fintech lending activities. Strategic FinTech Advisory: - Guide in scaling digital lending operations while ensuring compliance with risk-based pricing and algorithmic transparency. - Advise on integrating Blockchain, Open Banking, and Embedded Finance solutions while adhering to RBI and Data Protection laws. Qualifications & Experience: - Retired Director/Executive from RBI with extensive expertise in fintech regulations, digital lending, and NBFC compliance. - Experience in handling RBI audits, policy formulation, and regulatory risk assessments for fintech-NBFC operations. - Strong advisory skills for digital finance and financial inclusion strategies. - Excellent communication and regulatory liaison experience.,

Key Responsibilities: Drive car loan sales through direct sourcing, auto dealers, and DSA channels. Maintain relationships with automobile dealerships and showroom staff to generate leads. Understand customer requirements and offer suitable financing solutions. Ensure completion of documentation, verification, and loan disbursement within timelines. Achieve monthly disbursement and profitability targets. Conduct field visits and customer meetings as required. Maintain awareness of competitor offerings, pricing, and market trends. Coordinate with credit, operations, and collections teams for smooth processing. Ensure adherence to compliance, KYC norms, and RBI regulations. Key Skills & Competencies: Strong knowledge of car loan products , interest structures, and underwriting criteria. Excellent sales, negotiation, and relationship-building skills. Good understanding of the auto finance market and dealer ecosystem. Ability to work under pressure and meet sales targets. Proficiency in MS Excel, CRM tools, and loan origination systems. Qualifications: Graduate (Any Stream); MBA/PGDM preferred. 26 years of experience in car loan or auto finance sales in a bank, NBFC, or fintech.

You will be responsible for overseeing business operations in an assigned region as the VVU (Virtual Verification Unit) Head. Your primary duties will include leading audit functions, managing risk, and ensuring adherence to process excellence in alignment with established banking policies. Your key responsibilities will involve ensuring the daily delivery of key performance metrics and service levels to clients, leading and managing a team of auditors, handling escalated issues and client complaints, overseeing daily operations for efficiency and compliance, and ensuring adherence to defined VVU Turnaround Time (TAT) and process standards. You will also be responsible for monitoring and ensuring closure of audit exceptions by respective branches, escalating unresolved exceptions to senior management with appropriate documentation, engaging regularly with clients for process improvements, and supporting project management and governance initiatives. Additionally, you will validate and distribute MIS reports and dashboards, conduct periodic performance reviews, provide feedback, and support team development. Promoting a culture of continuous learning, feedback, and staff engagement, managing team attrition, and maintaining high morale and motivation will also be part of your responsibilities. You will also need to liaise with internal stakeholders, operatives, and third parties to gather information and resolve operational issues. To qualify for this position, you should have a Bachelor's degree in Business, Management, Finance, or a related field, along with 12-15 years of relevant experience in auditing, preferably in MFI, Banking, or NBFC environments. Proven experience in managing and leading teams of 6-7 members or more is required, along with strong knowledge of risk and process management, especially within banking operations. An in-depth understanding of KYC norms, compliance regulations, retail, and asset banking products is essential. Exceptional documentation, audit reporting, and communication skills are necessary, along with proficiency in MS Office, especially Excel and PowerPoint. Strong leadership and decision-making abilities, excellent multitasking, time management, prioritization skills, a detail-oriented approach, and a strong analytical and problem-solving mindset are also important qualities for this role. High levels of integrity, ethics, and confidentiality are expected from the ideal candidate.,

Experience: 13 Years Industry: Mutual Funds, Insurance, PMS, AIF Employment Type: Full-Time About the Role: We are looking for a highly organized and detail-oriented Operations Executive with prior experience in handling back-office processes in mutual fund, shares, and insurance-related transactions. The ideal candidate should have hands-on experience in managing mutual fund operations, creating investor profiles on NSE/BSE platforms, and coordinating with third parties to ensure a seamless experience for clients. Key Responsibilities: Execute and manage mutual fund transactions purchase, redemption, SIP registrations, and switches. Handle investor onboarding on NSE NMF and BSE STAR MF platforms. Resolve issues related to KYC , transaction rejections , SIP mandates , and non-individual investor documentation . Manage operational requirements for NRI clients , corporates , trusts , and HUFs, including necessary FATCA/UBO forms. Coordinate KYC and transaction compliance for PMS and AIF investments. Maintain and update client records, investment data, and reports. Proactively liaise with AMCs, RTAs, and third-party platforms to resolve issues and ensure zero rejection in processing. Provide smooth and professional communication with clients regarding operational processes and updates. Work closely with the sales and advisory teams to support client servicing and documentation needs. Required Skills & Qualifications: 15 years of experience in mutual fund operations; previous experience with a mutual fund distributor is strongly preferred. Sound knowledge of NSE NMF , BSE STAR MF , CAMS/Karvy , and related portals. Strong understanding of KYC norms , SIP registration, non-individual & NRI onboarding , and investment operations. Excellent communication and coordination skills verbal and written. Strong attention to detail and ability to handle time-sensitive operations with accuracy. Ability to collaborate with internal teams and third-party service providers. Proficiency in MS Excel and basic reporting. Preferred Qualifications: NISM-Series V-A (Mutual Fund Distributor) Certification (preferred but not mandatory). Bachelor&aposs degree in Commerce, Finance, or related field. What We Offer: Opportunity to work with a fast-growing financial services firm. Exposure to multiple investment products, including Mutual Funds, Insurance, PMS & AIF. Professional growth with hands-on experience in client servicing and investment operations. To Apply: Send your updated CV to [HIDDEN TEXT] with the subject: Application Operations Executive Show more Show less

As an Area Sales Manager, you will be responsible for managing a team of sales managers, relationship managers, MIS executives, etc. and leading the sales/business operations across multiple locations. Your primary role will involve overseeing the overall productivity of the team, including hiring and retaining team members. You will take complete ownership of the sales funnel, from sourcing applications to dispatching cards, and ensure seamless coordination with operations, credit, risk, and other support functions. Your key focus will be on driving credit card sales for both new and existing customers in the market. This will involve collaborating with internal teams to explore sales opportunities through various channels such as co-origination and branch banking. Effective communication and coordination with internal stakeholders like BSG, IT, BIU, etc., will be essential for driving sales growth and ensuring successful outcomes. It will be imperative for you to adhere to strict KYC norms and comply with all company policies, procedures, and business ethics codes. Your proactive approach towards sales management and your ability to navigate through different functions within the organization will be crucial for achieving sales targets and maintaining high standards of performance.,

As the dedicated specialist for our Non-Resident Indian (NRI) clientele, your role is crucial in managing the unique needs of international clients. You will be tasked with building trust across continents and time zones through exceptional communication and relationship-building skills to guide them through the remote buying process. Your key responsibilities will include acting as the primary, dedicated point of contact for all leads generated from international markets. You must effectively manage communications across different time zones using video calls, email, and messaging apps. Additionally, conducting professional virtual site tours and project presentations will be essential in engaging NRI buyers. Understanding and addressing the specific concerns of NRI buyers, such as trust, remote verification, legalities, and rental management potential, will be a key aspect of your role. You will assist clients through the entire NRI transaction process, including navigating KYC norms, Power of Attorney (PoA) execution, and fund remittance procedures (NRE/NRO accounts). Maintaining a rigorous follow-up schedule to keep clients engaged and informed is crucial for successful client management. Furthermore, you will be responsible for coordinating with clients" local relatives or representatives in India for site visits or other necessary formalities. Building a comprehensive database of NRI-specific information and frequently asked questions will help streamline the overall process for both clients and the organization. This position is full-time, permanent, and suitable for freshers. In addition to a competitive salary, one of the benefits includes cell phone reimbursement. The work schedule comprises day shifts, fixed shifts, morning shifts, and weekend availability. The work location is in person, providing you with the opportunity to interact directly with clients and enhance the customer experience.,

Chief Manager (Product) Job Title: Chief Manager (Product) Location: Gurugram Job Type: Full-time Department: Banking Hub Job Summary: We are seeking a highly skilled professional with expertise in banking norms, Reserve Bank of India (RBI) regulations for Current Account Savings Account (CASA) and Know Your Customer (KYC) norms . The ideal candidate must also be comfortable with SQL coding , ensuring efficient data management and compliance reporting. Candidate must have between 6-8 years of experience in digital banking domain. Knowledge of Core Banking Solutions is highly needed Key Responsibilities: Ensure compliance with RBI regulations regarding CASA and KYC norms. Lead the design of new digital products for CASA, owning the customer charges P&L Maintain and analyze customer data to meet regulatory requirements. Develop and optimize SQL queries for data retrieval and reporting. Work closely with compliance and operations teams to implement regulatory updates. Support internal audits and regulatory inspections, including frequent meetings with regulators Provide training and guidance on KYC and CASA-related policies to relevant teams. Qualifications & Skills: Educational Background: MBA from a tier 1 institute Experience: 7+ years of experience in banking compliance, CASA, KYC regulations, and SQL-based data management. Digital banking experience is mandatory Technical Skills: Proficiency in SQL coding , database management, Excel and PowerPoint Strong understanding of RBI guidelines and industry best practices. Excellent written & spoken English, problem-solving and analytical skills.

Chief Manager (Product) Job Title: Chief Manager (Product) Location: Gurugram Job Type: Full-time Department: Banking Hub Job Summary: We are seeking a highly skilled professional with expertise in banking norms, Reserve Bank of India (RBI) regulations for Current Account Savings Account (CASA) and Know Your Customer (KYC) norms . The ideal candidate must also be comfortable with SQL coding , ensuring efficient data management and compliance reporting. Candidate must have between 6-8 years of experience in digital banking domain. Knowledge of Core Banking Solutions is highly needed Key Responsibilities: Ensure compliance with RBI regulations regarding CASA and KYC norms. Lead the design of new digital products for CASA, owning the customer charges P&L Maintain and analyze customer data to meet regulatory requirements. Develop and optimize SQL queries for data retrieval and reporting. Work closely with compliance and operations teams to implement regulatory updates. Support internal audits and regulatory inspections, including frequent meetings with regulators Provide training and guidance on KYC and CASA-related policies to relevant teams. Qualifications & Skills: Educational Background: MBA from a tier 1 institute Experience: 7+ years of experience in banking compliance, CASA, KYC regulations, and SQL-based data management. Digital banking experience is mandatory Technical Skills: Proficiency in SQL coding , database management, Excel and PowerPoint Strong understanding of RBI guidelines and industry best practices. Excellent written & spoken English, problem-solving and analytical skills. Interested candidates can shared their cv at sanjana@beanhr.com

As an Internal Auditor at our Kayamkulam based NBFC company, your primary responsibility will be to conduct internal audits across branches and departments in order to assess the effectiveness of internal controls and risk management practices. You will be expected to ensure compliance with RBI regulations, statutory requirements, and internal policies and procedures while reviewing and evaluating the adequacy and effectiveness of internal control systems. Your role will involve preparing detailed audit reports that include findings, risks, and actionable recommendations, as well as following up on previous audit observations to ensure timely closure of audit issues. Additionally, you will be required to identify process gaps, inefficiencies, or non-compliance and provide recommendations for improvements. Furthermore, you will play a key role in supporting the management in implementing robust financial and operational controls, monitoring adherence to credit policy, KYC norms, loan disbursement, and collection processes. You may also be called upon to perform surprise audits, branch inspections, and fraud investigations when necessary. Collaboration with statutory auditors and regulatory authorities, as well as staying up-to-date with changes in regulatory requirements, particularly NBFC guidelines issued by RBI, will be essential aspects of this role. Salary for this position ranges from 25K to 30K, with the age requirement being between 25 and 40 years. This position is specifically looking for a male candidate, and only one vacancy is available in Kochi. The job type is Full-time and Permanent. In terms of benefits, Provident Fund is provided, and the schedule involves day shifts with a performance bonus. The ability to commute or relocate to Ernakulam, Kerala is preferred. If you are a detail-oriented individual with strong analytical skills and a sound understanding of internal audit practices, we encourage you to apply for this position and be a valuable part of our team.,

You will be responsible for mobilizing business for Current Accounts and Savings Accounts, driving both numbers and value. Your key duties will include recruiting and regularly training team members, as well as organizing various lead generation activities for your branch. You will serve as the one-point contact for the team members in case of any grievances from customers and must accompany them on calls when meeting important clients. It will be your duty to ensure that the quality of services provided meets the set standards. You must also ensure that all defined parameters for opening new accounts, including the collection of necessary documents and IP cheques, are met. Guiding your team members on adherence to the KYC norms prescribed by RBI is crucial, and you must verify that all requirements are satisfied before forwarding Account Opening Forms to RPCs for processing.,

You will be responsible for conducting internal audits across branches and departments to assess the effectiveness of internal controls and risk management practices. It will be your duty to ensure compliance with RBI regulations, statutory requirements, and internal policies and procedures. Your role will involve reviewing and evaluating the adequacy and effectiveness of internal control systems, and preparing detailed audit reports with findings, risks, and actionable recommendations. You will need to follow up on previous audit observations and ensure timely closure of audit issues. Identifying process gaps, inefficiencies, or non-compliance and recommending improvements will be crucial aspects of your job. Additionally, you will support the management in implementing robust financial and operational controls, and monitor adherence to credit policy, KYC norms, loan disbursement, and collection processes. Performing surprise audits, branch inspections, and fraud investigations when required will also be part of your responsibilities. You will need to coordinate with statutory auditors and regulatory authorities as necessary and stay up-to-date with changes in regulatory requirements, especially NBFC guidelines issued by RBI. This is a full-time, permanent position based in Kochi, with a salary range of 25K to 30K. The ideal candidate should be between 25 to 40 years old and male. The company offers benefits such as Provident Fund and a performance bonus. The work schedule is during the day shift. Applicants should be able to reliably commute to Ernakulam, Kerala, or be willing to relocate before starting work.,