Car loan | Sales | BFSI

O3 Hire

1 - 6 years

4 - 7 Lacs

Kottayam Kerala India

Posted:3 weeks ago| Platform: Foundit logo

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Skills Required

Excellent sales Negotiation CRM Compliance KYC norms

Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities:

Drive
car loan sales
through direct sourcing, auto dealers, and DSA channels.
Maintain relationships with automobile dealerships and showroom staff to generate leads.
Understand customer requirements and offer suitable financing solutions.
Ensure completion of documentation, verification, and loan disbursement within timelines.
Achieve monthly disbursement and profitability targets.
Conduct field visits and customer meetings as required.
Maintain awareness of competitor offerings, pricing, and market trends.
Coordinate with credit, operations, and collections teams for smooth processing.
Ensure adherence to compliance, KYC norms, and RBI regulations.

Key Skills & Competencies:

Strong knowledge of
car loan products
, interest structures, and underwriting criteria.
Excellent sales, negotiation, and relationship-building skills.
Good understanding of the
auto finance market
and dealer ecosystem.
Ability to work under pressure and meet sales targets.
Proficiency in MS Excel, CRM tools, and loan origination systems.

Qualifications:

Graduate (Any Stream); MBA/PGDM preferred.
26 years of experience in
car loan or auto finance sales
in a bank, NBFC, or fintech.

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