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Urgent Hiring | Head - Credit | Auto Loan | Bangalore | Upto 20 LPA

7 - 12 years

16 - 20 Lacs

Bengaluru Bangalore Rural

Posted:1 month ago| Platform: Naukri logo

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Skills Required

Credit Underwriting Auto Loans Car Finance Pre Owned Car Credit Risk Management Credit Strategy car loan Retail Credit Credit Processing National credit Manager Commercial Vehicle Loans Credit Assessment Credit Policy Used Car Loan Credit Risk Analysis

Work Mode

Work from Office

Job Type

Full Time

Job Description

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

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