14 Credit Strategy Jobs

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

As the Head of Credit for Corporate Finance at our client, a leading NBFC organization, your role is pivotal in shaping the credit strategy and risk management for SME, Supply Chain, and Leasing Business units. Your responsibilities include: - Developing and implementing credit strategies and policies tailored to SME, supply chain, and leasing business segments. - Collaborating with the executive team to align credit objectives with the company's overall strategy. - Ensuring adherence to regulatory and compliance requirements in all credit-related activities. You will also be responsible for: - Designing and maintaining a comprehensive credit risk framework to mitigate risks across diverse p...

As a Circle Head Credit at Light Finance, your role will involve leading credit operations across multiple states. Your responsibilities will include shaping credit strategy, leading and managing large credit teams, mitigating risk, and collaborating with cross-functional teams for business growth and risk control. Key Responsibilities: - Shape credit strategy by designing and implementing policies, control points, and efficiency improvements. - Lead, mentor, and manage large credit teams across multiple branches with a focus on performance and accountability. - Mitigate risk and maintain a strong, healthy portfolio by conducting credit assessments and implementing early warning systems. - C...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Chennai Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

You will play a pivotal role in building and optimizing Snapmint's credit and lending framework. Collaborating closely with senior management, you will design data-driven strategies, evaluate customer behavior, and develop innovative lending products that balance growth with risk control. This role offers significant exposure to credit analytics, retail lending, product development, and portfolio risk management in a fast-scaling fintech environment. Responsibilities: - Help senior management in credit strategy and planning by creating long and short-term growth charts for all businesses for top and bottom line. - Leverage advanced data analytics to derive insights and optimize credit strate...

Light Finance is looking to hire a Circle Head Credit to oversee credit operations in multiple states. As the Circle Head Credit, you will be responsible for driving credit strategy, maintaining portfolio quality, leading large teams, and collaborating with cross-functional teams to drive business growth and ensure risk control. Your key responsibilities will include shaping credit strategy through policy design, implementing control points and efficiency improvements, mentoring and managing large credit teams across multiple branches, focusing on performance and accountability, mitigating risk, maintaining a healthy portfolio through credit assessments and early warning systems, and collabo...

The ideal candidate will work closely with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank. You will be responsible for defining the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios. Additionally, you will establish credit risk appetite and thresholds for the product portfolios. Your role will involve developing a comprehensive process to build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns. You will also be expected to conduct rea...

Role Overview: The role involves using analytical tools to drive asset growth while managing risk. It covers the risk management framework across the customer lifecycle acquisition, portfolio management, and collections across various retail lending products. Responsibilities: Design, analyze, and monitor credit risk strategies for loan products such as personal loans and auto loans. Identify opportunities for portfolio growth and communicate findings to stakeholders. Collaborate with other risk functions (e.g., technology, product) to implement data-driven decisions. Understand underwriting rules and replicate them using SAS/SQL. Design and evaluate strategies for income, employment, and fr...

Overall Roles & Responsibilities As a Commercial Controller, you will play a strategic role within the Finance function & be a business partner to Sales. You will be responsible for driving commercial excellence through robust financial controls, insightful performance analysis, and proactive risk management. This role demands a collaborative mindset, strong interpersonal & communication skills, and the ability to influence cross-functional teams while fostering a culture of innovation and continuous improvement. You will ensure effective implementation of commercial policies / processes, esp. with regards to credit risk management, schemes management, performance / profitability reviews, ch...

EXL (NASDAQ:EXLS) is a leading operations management and analytics company that helps businesses enhance growth and profitability in the face of relentless competition and continuous disruption. Using our proprietary, award-winning methodologies, that integrate advanced analytics, data management, digital, BPO, consulting, industry best practices and technology platforms, we look deeper to help companies improve global operations, enhance data-driven insights, increase customer satisfaction, and manage risk and compliance. EXL serves the insurance, healthcare, banking and financial services, utilities, travel, transportation and logistics industries. Headquartered in New York, New York, EXL ...

Roles and Responsibility Manage credit operations, including origination, underwriting, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify opportunities. Build and maintain relationships with key stakeholders, including customers and partners. Monitor and report on credit performance metrics to senior management. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, problem-solving, and communication skills. Ability to work in a fast-paced environment and me...

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.