Head of Credit- Corporate Finance

As the Head of Credit for Corporate Finance at our client, a leading NBFC organization, your role is pivotal in shaping the credit strategy and risk management for SME, Supply Chain, and Leasing Business units. Your responsibilities include: - Developing and implementing credit strategies and policies tailored to SME, supply chain, and leasing business segments. - Collaborating with the executive team to align credit objectives with the company's overall strategy. - Ensuring adherence to regulatory and compliance requirements in all credit-related activities. You will also be responsible for: - Designing and maintaining a comprehensive credit risk framework to mitigate risks across diverse portfolios. - Overseeing the assessment, structuring, and approval of credit proposals to maintain asset quality. - Monitoring portfolio performance, identifying potential risks, and taking corrective actions. Additionally, you will need to: - Establish streamlined credit evaluation and underwriting processes for enhanced efficiency. - Implement robust credit scoring models and risk assessment tools. - Collaborate with the collections team to ensure effective recovery strategies. Your leadership skills will be essential in: - Building and leading a high-performing credit team, providing mentorship and skill development. - Fostering a culture of accountability, innovation, and customer-centricity within the credit function. - Ensuring continuous training for the team on emerging trends in credit risk management and financial technologies. Furthermore, you will be expected to: - Work closely with sales, product, and finance teams to develop risk-adjusted products for SMEs, supply chain financing, and leasing customers. - Liaise with regulators, auditors, and other stakeholders on credit-related matters. Qualifications and Experience required for this role: - Professional qualifications such as CA / CMA / MBA& PGDM from Premium College or equivalent are highly desirable. - Minimum of 15+ years of experience in credit risk management, preferably in SME/WC/MTL, Supply Chain Finance, and leasing domains.,