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6.0 - 11.0 years
6 - 9 Lacs
Bengaluru, Karnataka, India
On-site
Roles and Responsibilities Manage a team of credit analysts and underwriters to ensure efficient processing of auto loans, commercial vehicle loans, used car loans, and other types of vehicle finance products. Conduct regular reviews and appraisals to assess credit risk and identify potential issues. Develop and implement effective strategies for managing portfolio performance, reducing defaults, and improving collections. Collaborate with sales teams to develop targeted marketing campaigns for new customers. Ensure compliance with regulatory requirements and internal policies.
Posted 1 day ago
12.0 - 16.0 years
0 Lacs
karnataka
On-site
GoodScore is a leading financial literacy and credit access platform in India, aiming to provide simple, actionable, and inclusive services to over 150 million underserved Indians. Since the launch of personalized credit consulting in 2023, GoodScore has empowered over 1 million users to manage their credit health effectively, establishing itself as one of the fastest-growing credit score and management platforms in India, ranked among the top 10 finance apps in the country. Supported by top VC funds in India, GoodScore is committed to transforming how credit is managed in the country. As a Collections Specialist at GoodScore, your primary objective is to drive recoveries on overdue loans, focusing on Personal Loans (PL), Business Loans (BL), and Auto Loan portfolios. This role involves engaging with customers, negotiating settlements, and ensuring account closures while adhering to regulatory and organizational guidelines. Your key responsibilities will include managing BL/PL/Auto Loan portfolios across Days Past Due (DPD) buckets, offering closure, settlement, or restructuring options in line with internal policies, ensuring compliance with RBI and internal standards in customer communication and data handling, maintaining a high level of customer experience through professional communication, and preparing and updating call records, daily reports, and portfolio performance metrics. To be successful in this role, you should have at least 12 years of experience in collections or recoveries, preferably in PL, BL, or Auto loans with Banks/NBFCs/Fintechs/Collection agencies. Prior experience in tele-calling or collections call centers is essential, and DRA Certification is preferred but not mandatory. You should possess a strong understanding of recovery/settlement documentation and processes, fluency in Hindi and English (additional regional languages are a plus), and excellent negotiation, persuasion, and conflict-resolution skills. Key competencies for this role include a customer-first approach with strong problem-solving skills, the ability to remain calm and effective under pressure, a consistent performance with a target-oriented mindset, and a high level of integrity, empathy, and ownership. If you are interested in joining our team and contributing to our mission, please email your resume to vaibhavsingh@rupicard.com or contact +91 92853 52531.,
Posted 5 days ago
5.0 - 9.0 years
0 Lacs
telangana
On-site
As a Branch Manager at our leading Vehicle and Auto loans financing company based in Chennai, you will be responsible for overseeing the Vehicle and Auto loan business at our Sangareddy branch. With a primary focus on driving the Used Vehicle and auto loan business in local markets, we are looking for an ideal candidate with a minimum of 5 years of experience in this field. Your base location for this position will be Sangareddy. This is a full-time job opportunity with a fixed shift schedule. Additionally, you will be eligible for health insurance and a performance bonus as part of the benefits package. The qualifications we are seeking include a Bachelor's degree (Preferred) and at least 1 year of total work experience, with a preference for 1 year of management experience. If you are interested in this role, please send your application to keerthanamohan@arjavaconsultants.com. We look forward to potentially having you join our team and contribute to the success of our Vehicle and Auto loans financing business.,
Posted 6 days ago
4.0 - 6.0 years
4 - 6 Lacs
Mohali, Patiala, Delhi / NCR
Work from Office
Role Overview As a Relationship Manager in our Auto Loans division, you will be instrumental in expanding our financing portfolio by onboarding new dealers and customers, managing existing relationships, and ensuring compliance with lending policies. Your expertise in auto loans will help drive growth and maintain high-quality credit standards. Key Responsibilities Develop and maintain strong relationships with used car dealers and individual customers to promote our auto loan products. Assess customer needs and financial profiles to recommend suitable loan options. Collaborate with internal credit and risk teams to ensure timely processing and approval of loan applications. Monitor loan performance and proactively address any issues related to repayments or defaults. Stay updated on market trends and competitor offerings to provide insights for product development. Ensure compliance with all regulatory requirements and company policies Compensation & Benefits Competitive salary with performance-based incentives. Health insurance and wellness programs. Opportunities for career advancement within a rapidly growing organization. Interested candidates can share their resumes at gurveen.kaur@cars24.com
Posted 6 days ago
1.0 - 2.0 years
2 - 2 Lacs
Mangaluru, Chennai, Bengaluru
Work from Office
Role & responsibilities : Identifying Potential Dealers, Agents for Acquiring New customer Responsible for productive and quality channels for generating loan business Ensure drive channel productivity by training, making awareness of schemes and products, resolving channel queries and regular visits Ensure customer satisfaction by supporting and resolving their queries, making them understand loan policies and advising them on prompt payments of dues. Achieve month on month sales and collection targets. Ensure daily dealer / agents visits for sales and collections Ensure daily run rate for quality & legitimate logins and collections are met Preferred candidate profile Should have experience in Vehicle , PL & BL
Posted 6 days ago
0.0 - 1.0 years
2 - 2 Lacs
New Delhi, Mangaluru
Work from Office
Direct Sales Associate-Retail Pure Field Sales Sourcing Loans (Auto Loan-White Board and Home Loan) Achieve minimum target of Rs. 50 Lakh (Disbursement Value) On Deputation to Regional Offices of Karnataka Bank Limited Required Candidate profile Experienced Candidate: Field Sales Only Age: 22-39 years Education: Graduation Pass DL/Learner's License Mandatory Attractive incentives above Rs. 75 L
Posted 6 days ago
0.0 - 2.0 years
2 - 4 Lacs
Kamptee
Work from Office
RL - Wheels:Sales Manager - Used Car About the Business Group The Auto Loan department is a part of Retail Lending business of the bank which offers Auto Loans to all categories of customers Pan India. About the Role Sales Manager is part of the Bank s frontline team, the representative of Bank for the customer whose primary responsibility is to onboard new Auto loans Customers and explore additional funding avenues for existing AUTO customers. They have to source Auto business with the right mix of Used and New with the optimal channel mix, maintaining the target placement yield and fee. Details of the Role Department Retail Lending Grade AM/ DM/ M/ SM Sub-Department RL- Wheels Reporting (Business) M/ SM/ AVP Location Mumbai Reporting (Matrix) Key Responsibilities Business Goals & Profitability Responsible to ensure achievement of volume targets of Used car loans Business channel mix, yield and fee with higher throughput from each off roll resource Audit, Compliance, and Risk Management Responsible for driving PDD collection and ensuring that thresholds are not breached Ensure risk and compliance through quality customer sourcing, timely and satisfactory closure of all regulatory points Sales and Channel Development Meet existing Auto customers to understand their repeat funding requirement and onboard New to Bank Auto customers to drive volumes Responsible for ensuring end-to-end processing of cases by liaising with cross functional departments Establish relationships and enhance engagement with branches and channel partners Each relationship to be pitched with liability relationship and getting SI from existing and opening of new accounts Adoption of Siddhi Application to enhance efficiency in Sales Team Improve contribution of PSL in portfolio Customer Experience Oversee fulfilling customer journey with seamless processing and offering a host of banking solutions leading to customer delight. Make Axis Bank the financier of first choice by ensuring best in class TAT Responsible to increase customer retention and engagement to improve Net Promoter Score and customer satisfaction. Collaboration and People Priorities Ensure minimum RO attrition by providing timely guidance Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments Qualifications: Graduation/post-graduation from a recognized institute 0-2 years of work experience (secured loans preferred) Role Proficiencies Strong sales orientation Adept at communication (English and local language) and interpersonal skills Proficiency in managing clients, partner relationships, diverse stakeholders and channels Ability to align with objectives and new initiatives of the bank Skill in managing team efficiently and productively Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset
Posted 1 week ago
2.0 - 5.0 years
2 - 3 Lacs
Banda
Work from Office
Job Description: Lead branch operations for EV (3W) financing. Drive sales by onboarding dealers and achieving targets Ensure timely collections and maintain NPA levels. Manage and mentor branch teams(FOS). Build strong dealer/customer relationships.
Posted 1 week ago
0.0 - 4.0 years
6 - 9 Lacs
Mumbai, Pune, Delhi / NCR
Work from Office
Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai
Posted 1 week ago
5.0 - 10.0 years
4 - 6 Lacs
Modasa
Work from Office
Hello Everyone, MAS Financial Services Limited is hiring for Designation : Area Manager - Collections Location :#Modasa Industry Type : NBFC Department :#Collection Product : #TWLoan Experience (Industry type & Duration) : Candidate must have 6 to 10 years of experience in TW collection. Qualification Essential : Any Graduate **Preferred local candidates. If any one is interested for this post so Pl share your updated resume on ta_hr21@mas.co.in / 7600115715
Posted 1 week ago
7.0 - 10.0 years
8 - 12 Lacs
South Goa, Visakhapatnam, North Goa
Work from Office
Mandates: Need candidates with experience into auto loan (used car & new car loan) mandatory. Need candidates with 30 days notice. Long notice candidates won't be considered. Candidates should have team handling experience. Candidates may share the c.v. at - nilofar@in.experis.com Role & responsibilities : Achieving Sales Penetration & Team Management: Plan & allocate monthly target to FE by driving them to achieve the sales target assigned for the locations. Monitor performance and targets of FEs to ensure company targets are met. Train and Motivate team to keep them abreast on the new product launches and on the achievement of organizational objectives & goals. Relationship with internal & external Stakeholders: Maintain strong business relations with dealer partners to drive business for TFSIN Develop relationships with dealer staff and provide them with the required training to enhance dealer sales and TFSIN retail sales. Engage with Credit team for approval and processing of files in defined TAT Provide support to Collections team for delinquent cases and related activities (Missed EMIs, bounced cheque, TDS refunds etc.) Maintaining healthy mix of portfolio Closely work with TKM sales team to cater to their requirements such as designing and rolling out schemes that enable incremental dealer business
Posted 1 week ago
1.0 - 6.0 years
3 - 4 Lacs
Jalandhar, Phagwara
Work from Office
Roles and Responsibilities Manage car loan sales from lead generation to disbursement, ensuring timely processing and customer satisfaction. Identify new business opportunities through networking, referrals, and market research to expand the customer base. Develop strong relationships with customers by providing exceptional service, resolving queries promptly, and addressing concerns effectively. Collaborate with internal teams (e.g., underwriting, operations) to ensure seamless execution of loan applications and documentation processes. Maintain accurate records of transactions, updates customers on application status, and adheres to compliance requirements.
Posted 1 week ago
5.0 - 10.0 years
15 - 17 Lacs
Lucknow
Work from Office
Role Purpose Underwriting strategy. Assess proposals basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 • Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 • Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. • Maintain system data quality. Accountability Cluster 3 • Comprehensive profile study and financial analysis and proposal making. • Should be well versed in financial ratios, viability studies, Cash flows, entity net worth check. Accountability Cluster 4 • Team monitoring, mentoring and appraisals. Accountability Cluster 5 • Timely input on policy enhancements and optimization. Accountability Cluster 6 • Knowledge of regulatory reporting on account status and monitoring. Accountability Cluster 7 • Understanding market dynamics and frequent visits to customers. • Portfolio monitoring and reporting to management and relevant stakeholders.
Posted 1 week ago
4.0 - 9.0 years
10 - 14 Lacs
Bangalore Rural, Bengaluru
Work from Office
Roles and Responsibilities Manage credit underwriting process for auto loans, including credit analysis, appraisal, and approval. Conduct thorough credit risk assessment to minimize defaults and maximize recoveries. Develop and implement effective credit policies, procedures, and guidelines for the organization. Collaborate with sales teams to identify potential customers' creditworthiness before disbursement of funds. Ensure compliance with regulatory requirements related to lending operations.
Posted 1 week ago
3.0 - 6.0 years
4 - 6 Lacs
Sirsa, Hisar, Bathinda
Work from Office
Role Overview As a Relationship Manager in our Auto Loans division, you will be instrumental in expanding our financing portfolio by onboarding new dealers and customers, managing existing relationships, and ensuring compliance with lending policies. Your expertise in auto loans will help drive growth and maintain high-quality credit standards. Key Responsibilities Develop and maintain strong relationships with used car dealers and individual customers to promote our auto loan products. Assess customer needs and financial profiles to recommend suitable loan options. Collaborate with internal credit and risk teams to ensure timely processing and approval of loan applications. Monitor loan performance and proactively address any issues related to repayments or defaults. Stay updated on market trends and competitor offerings to provide insights for product development. Ensure compliance with all regulatory requirements and company policies Compensation & Benefits Competitive salary with performance-based incentives. Health insurance and wellness programs. Opportunities for career advancement within a rapidly growing organization. Interested candidates can share their resumes at gurveen.kaur@cars24.com
Posted 1 week ago
0.0 - 4.0 years
6 - 9 Lacs
Sikar
Work from Office
Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Posted 1 week ago
7.0 - 9.0 years
9 - 11 Lacs
Jaipur
Work from Office
RL - Wheels: Sales Manager- Auto Loans- Hybrid INTERNAL USAGE: No. of Vacancies: 4 Reports to: ASM Auto Loans - Hybrid Is a Team leaderNo Team Size: NA Grade: AM / DM / M Business: RL Wheels Department: Wheels Sub-Department: Auto Loans Location: Pan India About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank. About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies: For successful execution of the job, a candidate must possess the following: Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently Ability to manage complex client situations Ability to coach and mentor others Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
Posted 1 week ago
2.0 - 5.0 years
2 - 3 Lacs
Amethi
Work from Office
Job Description: Lead branch operations for EV (3W) financing. Drive sales by onboarding dealers and achieving targets Ensure timely collections and maintain NPA levels. Manage and mentor branch teams(FOS). Build strong dealer/customer relationships.
Posted 1 week ago
2.0 - 5.0 years
6 - 7 Lacs
Balaghat, Bongaigaon, Nellore
Work from Office
Roles & Responsibilities : Responsible for achieving volume targets for the area on quarterly basis Responsible for achieving penetration targets for the area on quarterly basis Responsible for overlooking increase in number of finance customers with dealership/s on a quarterly basis. To execute special schemes for festivals and conducting loan melas etc. To increase insurance penetration on total sales on quarterly basis Login to disbursement ratio should be kept more than 80% Repayment should be more than 95% within the TAT
Posted 1 week ago
2.0 - 4.0 years
2 - 5 Lacs
Balaghat, Nellore, Bhimavaram
Work from Office
ROLE PROFILE- JOB RESPONSIBILITIES: * Managing a team of sales DMAs to ensure sales & penetration at the dealership as per the target. * Ensure all the documents w.r.t. customer, are verified in originals and scan& fill various customers details in ICAS & submit it immediately. Physical agreement & repayment instrument despatch within prescribed TAT * To ensure sale of finance schemes to customers (Within & Outside dealership) as per the targets * Maintain & improve the relationship with the dealer/s & address issues/queries on daily basis * Verification of all documents, w.r.t. customers e.g. KYC, customer personal information, documents received through DMAs at ASC location, in line with company policy * Monitoring the competition activity in dealership & location * DCC cash deposition * Maintain & improve the productivity of DMAs * ASC/ branch visit of dealer (Network Visit) * Enquiry management & follow up on open enquiries * Conversion of all leads (Web/Tele/Rural) * Collection of RC, resolution of FEMI, nonstarter on regular basis as per the targets * Keep the ASM updated on daily basis w.r.t. targets vs achievements * Maintain TAT for decision on case & speedy disbursement. * Understand and explain all the schemes to customersRole & responsibilities
Posted 1 week ago
3.0 - 5.0 years
3 - 6 Lacs
Chandigarh
Work from Office
Job Title: Sales Manager New Car Loan Department: Auto Finance Location: Chandigarh Reporting To: Area Sales Manager / Regional Sales Manager Job Purpose: To drive and manage the sales of new car loans through effective channel partner management, direct sourcing, team leadership, and adherence to organizational targets and processes in the Chandigarh region. Key Responsibilities: 1. Sales & Business Development: Achieve monthly and quarterly disbursement targets for new car loans. Drive business through direct channels (DSAs, dealers, and digital platforms). Develop relationships with car dealerships and OEMs for lead generation and conversions. 2. Channel Partner Management: Manage and expand the DSA/dealer network in the assigned territory. Train and motivate partners to ensure steady lead flow and conversions. Ensure timely partner payouts and resolution of queries. 3. Team Management (if applicable): Recruit, train, and manage a small sales team or outsourced executives. Allocate daily/weekly/monthly targets and track performance. 4. Customer Interaction: Guide customers through the loan process including documentation, eligibility checks, and financial counselling. Ensure high levels of customer satisfaction and minimal complaints. 5. Process Adherence: Ensure adherence to credit policy, compliance, and KYC norms. Coordinate with credit, operations, and disbursement teams for smooth processing. 6. Market Intelligence: Monitor competitor offerings and market trends.• Provide insights for product and process improvements. Key Requirements: Education: Graduate (mandatory), Experience: Minimum 3–5 years in auto loan sales or financial services (preferably in new car loan segment). Skills: Strong sales acumen and negotiation skills Good communication and interpersonal skills Knowledge of local market and dealer network Proficiency in MS Office and CRM systems Language: Hindi, English, and regional languages (preferred) Location Knowledge: Must be familiar with Chandigarh and nearby marketsRole & responsibilities Preferred candidate profile
Posted 1 week ago
5.0 - 10.0 years
5 - 8 Lacs
Bardhaman, Howrah
Work from Office
Capri Car loan is hiring for City Head at West Bengal Job Location- Bardhman/Howra Job Role- City Head ( Area Sales Manager) Roles and Responsibilities- The City Head will be responsible for leading and managing the team of BBM and Car loan business operations within a specific city or region. The Primary focus will be on driving Sales, expanding market presence,building strong customers relationships. Develop and execute strategic plans to drive car loans sales growth and achieve business targets within the assigned city or region Identify markets opportunities,Customer segments,and product niches to capitalize on and enhance Competitive advantage Lead and motivate a team of sales professionals to generate new leads, acquire customers and expand the Car portfolio Address Customer inquiries, Concerns and escalations promptly and effectively to enhance satisfaction and loyalty Experience Required- Minimum 5 Years of experience in auto/ car loan. Educational Requirement- Any Graduate Interested Candidates can directly share their Resume on himanshu.sati@capricartech.com
Posted 1 week ago
2.0 - 4.0 years
1 - 2 Lacs
Vijayawada, Visakhapatnam
Work from Office
Dear Candidate, JD Manage loan recoveries through effective communication with customers. Collect overdue payments from auto loans, two-wheeler loans & commercial vehicle loans. Minimum 2 yrs experience in Auto loan.
Posted 1 week ago
2.0 - 7.0 years
1 - 2 Lacs
Vijayawada, Visakhapatnam
Work from Office
JD Manage loan recoveries through effective communication with customers. Collect overdue payments from auto loans, two-wheeler loans & commercial vehicle loans. Minimum 2 yrs experience in Auto loan. Interested candidates can mail their resumes to beena@avaniconsulting.com what's app number - 9769001431
Posted 1 week ago
3.0 - 8.0 years
4 - 6 Lacs
Nizamabad
Work from Office
Managing Field Team and Regular Filed Visits Managing the team performance on regular basis. OD and NPA reduction Settlement of Loans Repossession of Vehicle Managing & Achieving Collection Efficiency Making Regular Customer Visits & Branch Visits. Required Candidate profile Position : Area Manager Collections Soft Bucket Collection. Exp: 3 to 6 Yrs any vehicle product collections experience (Except Two Wheeler) Education – Minimum Graduation Age: 25 to 30 Years
Posted 1 week ago
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