3015 Credit Appraisal Jobs - Page 11

Responsibilities: Evaluate and underwrite Urban Retail (LAP) proposals (salaried & self-employed). Ensure credit quality , policy compliance, and risk assessment. Coordinate with sales, legal, and operations for smooth processing. Maintain portfolio health and adherence to internal/risk policies. Profile Requirements: 3 - 6 years of LAP / Urban Retail credit experience in NBFC/Bank/HFC . Strong in financial analysis, credit appraisal, and bureau evaluation . Graduate/Postgraduate in Finance or Commerce; MBA preferred .

Credit Analyst /Senior Credit Analyst -BFSI/FI/Insurance - 2 Years -Mumbai/ Pune/ Gurugram Location: Mumbai / Pune / Gurgaon Domain- Financial Services /Banking / Insurance /BFSI/ Financial Institutions Experience -2-8Years Were on the lookout for dynamic Credit Analysts and Senior Credit Analysts with 2-8 years of experience in the BFSI, Banking, Insurance, Financial Services, or Financial Institutions domain. Were seeking professionals with strong expertise in credit research, credit appraisal, financial analysis, ratio analysis, financial modelling, and credit report writing Your Future Employer: A leading global financial services and analytics organization providing insights, ratings, a...

Role Overview: As a Branch Credit Manager in the NBFC industry, your primary responsibility will be underwriting secured loan against property proposals. You will follow the laid down credit policies & procedures and conduct personal discussions with customers to establish credit worthiness. Additionally, you will ensure completion of credit/KYC documents and verification through telephonic, field, and collateral visits. It will be your responsibility to train the sales team on credit policy and assess income to obligation ratios with a deep understanding of the rationale behind the calculation of ratios and their impact on loan performance. You will also supervise Credit Processing Associat...

We are looking for a highly motivated and experienced Gym/Fitness Instructor to join our team at Fairmont. The ideal candidate will have 2-6 years of experience in the field. Roles and Responsibility Develop and implement comprehensive fitness programs for clients. Conduct group and personal training sessions in various disciplines, including strength, cardio, and yoga. Create engaging and motivating workout environments. Collaborate with other trainers and staff to achieve common goals. Stay updated on new trends and techniques in fitness instruction. Provide feedback and support to help clients reach their fitness goals. Job Requirements Proven experience as a Gym/Fitness Instructor or sim...

Company Description Samunnati is India's largest agri enterprise, dedicated to unlocking the trillion-dollar potential of Indian agriculture by focusing on smallholder farmers. Headquartered in Chennai, Tamil Nadu, Samunnati operates across more than 100 agri value chains in 22 states, with a presence bolstered by technology-enabled interventions and collaborative partnerships. Our Agri Commerce and Agri Finance solutions are designed to enhance the efficiency and productivity of Farmer Collectives and the larger ecosystem. With access to over 1500 Farmer Collectives and a member base of more than 6 million farmers, Samunnati aims to impact 1 in every 4 farming households by 2027. Role Descr...

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc The Circle credit officer, a part of the Commercial Banking team in the Circle, works with the Centre Head, Credit Analyst and RMs in the Circle on credit proposals The CCO advises Centre Heads on proposals and reviews the notes submitted by the Credit Analysts It is the CCO s responsibility to ensure that the notes submitted by the Credit Anal...

Must have Exp in Credit Underwriting ,Credit analysis, Larger Corporates, Credit Rating, financial statement and analysis, Sectors: Energy, Power, CAMEL Analysis, Fig, Retail, Industrials, NBFC Loc: Bang/Hyd Send your CVs @ Bharathi.p@livecjobs.com Required Candidate profile Debt advisory/raise, Portfolio Management, Capital structure. Credit metrics, Covenants, financial statement and ratio analysis, Energy, Power, Financial Institutions ,Banks, Retail, Industrials,NBFC,

Hiring for Senior Relationship Manager-Large Corporate in a leading bank. To manage and grow a portfolio of large corporate clients by providing comprehensive banking solutions, deepening existing relationships, acquiring new clients, and ensuring high standards of service delivery and compliance. Key Responsibilities: 1. Client Relationship Management Serve as the primary point of contact for a portfolio of large corporate clients. Build and maintain strong, long-term relationships with key decision-makers (CFOs, Treasurers, etc.). Understand client business models, industry trends, and financial needs to provide tailored banking solutions. 2. Business Development Identify and onboard new l...

About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role: The Circle credit officer, a part of the Commercial Banking team in the Circle, works with the Centre Head, Credit Analyst and RMs in the Circle on credit proposals. The CCO advises Centre Heads on proposals and reviews the notes submitted by the Credit Analysts. It is the CCO's responsibility to ensure that the notes submitt...

Job Title : Senior Powercurve Developer Experience : 6 to 10 years We are seeking highly skilled Senior PowerCurve Developer with extensive experience in the banking domain and credit risk strategies. The ideal candidate will have 6 to 10 years of hands -on experience in developing, implementing, optimizing PowerCurve solutions to support credit risk strategies. Must have worked on PCO, PCOSM with knowledge of Experion product offerings.

Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making wit...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital pre...

Credit Manager - LAS (Loan against securities) Key Performance Indicators Business & Financial Management -To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others -To appraise or underwrite LAS proposals for new limits/ enhancements and renewals within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority -To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. -To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference ...

Responsibilities: * Conduct credit appraisals, assessments & evaluations * Collaborate with sales team on new opportunities * Ensure compliance with regulatory standards * Manage credit portfolio performance

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

LTFinance is looking for BRANCH CREDIT MANAGER - LAP to join our dynamic team and embark on a rewarding career journey. Manage the Loan Against Property (LAP) portfolio of the branch, ensuring credit assessments and approvals adhere to risk policies. Monitor the performance of the credit portfolio, identify potential risks, and implement corrective actions as needed. Liaise with clients, relationship managers, and internal teams to ensure smooth processing of loan applications and disbursements. Provide guidance to team members, conduct audits, and ensure compliance with regulatory and internal standards Disclaimer : This job description has been sourced from a public domain and may have bee...

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting propos...

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting propos...

Educational QualificationGraduatePrincipal AccountabilitiesStarting business in a new village: Village appraisal and preparation of the approval Sourcing of business: Sending disbursement plan to Cluster Head Monitoring of associates activities and productivityDisbursements: Preparation of disbursements documents, withdrawal of money from bank and disbursal to customers Preparation of collection documentation collection sheet and stickers Authorization of MERC entries:Customer visits during collection cycle Meeting first time defaulters immediatelyCollection of over dues Meeting with all OD customers on a frequent basis Meeting first time defaulters immediately Coordinating with Legal and Cl...

About Wholesale Banking Coverage Group (WBCG) The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil amp Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities About the Role Geography credit officer will be leading a team of Credit Analysts, ensuring quality of the portfolio and desired productivity of team members. GCO will be a key resource well-versed in credit a...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

About this role: Wells Fargo is seeking a Senior Loan Documentation Processor. In this role, you will: Work pre-close documents for moderately complex to complex commercial loans Coordinate all aspects of loan closings Perform customer, loan and regulatory diligence Accurately evaluate and upload data into the systems of record Ensure compliance with all bank policies, procedures and regulatory requirements Review and prepare complex loan documents Coordinate legal activities for loan documentation that may include Document purchased from third party sources, with internal staff and the Corporate Legal group Serve as primary liaison between Credit, Sales, and Legal departments Work collabora...