3015 Credit Appraisal Jobs - Page 12

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital pre...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving c...

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom Years of Experience: 0 to 1 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embr...

• Handling Credit operation from Login to Disbursement • Credit Decision Making for PL Cross Sell and forwarding Proposals. • Monitoring vendors like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT.

Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company’s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilitie...

About Wholesale Banking Coverage Group (WBCG) The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil Gas, Metals, textiles etc The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities Geography credit officer will be leading a team of Credit Analysts, ensuring quality of the portfolio and desired productivity of team members GCO will be a key resource well-versed in credit appraisal, RBI norms a...

RC & WC - Underwriting:Zonal Credit Manager SC & WC Fice SBB Credit INTERNAL USAGE No of Vacancies Reports to National Credit Manager SC & WC Fice - SBB Is a Team leader Y Team Size 10 to 12 Grade AVP/VP Business Corporate Center Department Retail Credit Sub - Department SBB Credit Location About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Zonal Credit Manager SC & WC Fice - SBB Credit manages the credit activities and processes for loan applications of Auto...

Role Overview: The Sales Officer is responsible for acquiring new Savings Account (SA) customers from the designated segment and catchment area. The role involves quality sourcing, ensuring customer onboarding and activation, promoting digital channel usage, and meeting defined acquisition targets while strictly adhering to compliance and KYC norms. Key Responsibilities: Customer Acquisition Introduce and acquire new Savings Account (SA) customers from the targeted segment and identified catchment area Generate leads and referrals through field activities and local engagement initiatives Quality Sourcing Ensure sourcing of high-quality SA accounts as per product mix, customer segment, and co...

Role Overview: The Sales Officer is responsible for acquiring new Savings Account (SA) customers from the designated segment and catchment area. The role involves quality sourcing, ensuring customer onboarding and activation, promoting digital channel usage, and meeting defined acquisition targets while strictly adhering to compliance and KYC norms. Key Responsibilities: Customer Acquisition Introduce and acquire new Savings Account (SA) customers from the targeted segment and identified catchment area Generate leads and referrals through field activities and local engagement initiatives Quality Sourcing Ensure sourcing of high-quality SA accounts as per product mix, customer segment, and co...

Role & Responsibilities Revenue Generation Achieve bank's objectives in terms of earnings, assets, liabilities, credit quality, etc., as per agreed budgets/targets from client relationships across all product groups. Relationship Management Seek and acquire new client relationships by understanding the customers financial needs and providing suitable solutions through bank products and services. Manage client relationships by handling activities ranging from identifying financial needs, advising, structuring deals, preparing terms and conditions, to closing deals. Assess banking needs and risks for clients and manage relationships accordingly to optimize risk-reward for the bank. Market Rese...

Role & responsibilities Appraises /recommends/ approves credit proposals as per the delegation of authority. Reviews delinquent cases and document learnings / portfolio reviews for risk management. Conducts process audits and reports delinquencies and anomalies. Recommends changes to policy/process based on local nuances / competitor feedback. Implements system integration plans. Monitors NPA and keeps a track of it. Ensures field customer visits for PD and deliveries within agreed TAT. Managing all CPA's(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. Ensures maintenance ofPortfolio for the bank. Makes customer vi...

To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Agri SME credit proposals. Handling all types of working capital (Fund base and Non-fund based limit), Commodity fice and Project loans for Agri SME enterprises. Credit appraisal including ficial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries. Meeting Customer and making Site visits at factory/office/residence of the client, viewing the wor...

Kotak Mahindra Bank Limited is looking for Credit Manager - CV & CE-COMMERCIAL VEHICLE-Credit Common Cost Allocation - CV,CE & SA to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applica...

Kotak Mahindra Bank Limited is looking for Credit Manager-Vishwas-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established criter...

Kotak Mahindra Bank Limited is looking for Location Credit Manager-HUB-CV & CE-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or d...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established cr...

We are looking for a proactive and customer-focused Acquisition Relationship Manager to drive new business development in the Agri Business Group. The role involves sourcing new relationships, managing credit and legal evaluations, and building strong channel partnerships. The ideal candidate should have a solid understanding of working capital products and a strong service orientation. Source and acquire new customer relationships for the bank. Understand and promote working capital products tailored to agri-business needs. Ensure high levels of customer service and satisfaction. Conduct field investigations and prepare credit appraisal notes. Scrutinize legal aspects of proposals across th...

Kotak Mahindra Bank Limited is looking for Credit Manager - RELATIONSHIP BANKING GROUP - Credit to join our dynamic team and embark on a rewarding career journey. Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity. Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. Credit Underwriting Approving or declining credit applications based on the risk assess...

We are looking for a proactive and customer-focused Acquisition Relationship Manager to drive new business development in the Agri Business Group. The role involves sourcing new relationships, managing credit and legal evaluations, and building strong channel partnerships. The ideal candidate should have a solid understanding of working capital products and a strong service orientation. Source and acquire new customer relationships for the bank. Understand and promote working capital products tailored to agri-business needs. Ensure high levels of customer service and satisfaction. Conduct field investigations and prepare credit appraisal notes. Scrutinize legal aspects of proposals across th...

Stays abreast of the key trends in identified markets and leverages that knowledge when engaging with customers Anticipates and analyses client needs and expectations Understands the importance of ethics when dealing Understands the importance of and the principles of credit appraisal/risk Graduate/CA/ MBA in finance/Marketing Minimum 8 Years of relevant banking experience Client Relationship Management Generate Fee Income on products like FX, KMIL, DCM and FD Responsible for account profitability and ensuring minimal delinquency

RC&WC:Vendor Management Officer About Retail Credit The Retail Credit & SBB department in the Bank is a Credit Underwriting department for all retail & SBB products of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes Relationship officer manages Legal and Technical activities Monitors the vendor activities Managing and monitoring legal and technical initiations to vendor, follow up, co-ordination for query resolution & report acceptance Managing Legal & Technical vendor empanelment, monitoring of vendors Co-ordination with vendors & Centralized billing team for timely bill processing, collection of No Due...

RC&WC:Vendor Management Officer About Retail Credit The Retail Credit & SBB department in the Bank is a Credit Underwriting department for all retail & SBB products of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes Relationship officer manages Legal and Technical activities Monitors the vendor activities Managing and monitoring legal and technical initiations to vendor, follow up, co-ordination for query resolution & report acceptance Managing Legal & Technical vendor empanelment, monitoring of vendors Co-ordination with vendors & Centralized billing team for timely bill processing, collection of No Due...

RC&WC:Vendor Management Officer About Retail Credit The Retail Credit & SBB department in the Bank is a Credit Underwriting department for all retail & SBB products of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes Relationship officer manages Legal and Technical activities Monitors the vendor activities Managing and monitoring legal and technical initiations to vendor, follow up, co-ordination for query resolution & report acceptance Managing Legal & Technical vendor empanelment, monitoring of vendors Co-ordination with vendors & Centralized billing team for timely bill processing, collection of No Due...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...