3560 Credit Appraisal Jobs - Page 16

Role Overview: As a Branch Credit Manager-Rural in the Retail Underwriting department, your primary responsibility will be to manage the entire credit application process, from login to disbursement. You will play a key role in implementing credit policy initiatives and ensuring the quality of the portfolio. Direct interaction with consumers is essential to assess their creditworthiness, complete verifications, and adhere to company credit policies. Your actions should align with both sales support and risk management objectives of the bank. Key Responsibilities: - Conduct credit appraisals for loans to mitigate business risks according to norms. - Maintain Credit Turnaround Time (TAT) to dr...

As a Credit Appraiser for Agricultural Loans, your role will involve assessing credit applications within the specified Turnaround Time (TAT) while strictly following the designated Processes, Policies, and delegation of authority. Your key responsibilities will include: - Conducting Credit Appraisal of Agricultural Loans - Managing the loan portfolio for the assigned Branch - Monitoring and evaluating the performance of agricultural loans No additional details of the company are mentioned in the Job Description.,

You will be joining the Home Loans Credit team as a Management Trainee, where you will be trained to eventually take on the role of a Credit Manager. Your main responsibility will involve assessing and managing credit risk related to home loan applications. This position will provide you with the opportunity to enhance your skills in credit evaluation, risk analysis, and customer interaction, which will set the groundwork for a successful career in housing finance. Key Responsibilities: - Undergo intensive training for the initial 3 to 6 months - Work on credit appraisal assignments with guidance from senior credit managers - Assess and manage credit risk associated with home loan applicatio...

As a Credit Analyst in Wholesale Banking Risk, your role will involve making credit appraisals of corporate borrowers from an asset lending perspective. You will be responsible for recommending new and existing relationships for approval, as well as interacting and coordinating with internal stakeholders such as legal, compliance, trade, internal audit, and product teams, along with external stakeholders like Banks and Rating Agencies. It will be essential for you to keep the unit informed about current industry updates, peer group updates, and competition updates. Your key responsibilities will include: - Appraising and evaluating clients" creditworthiness for onboarding asset relationships...

As an experienced Credit Manager joining the Corporate & Emerging Business Lending team as Lead Credit Approver, your role will involve evaluating, structuring, and managing customized credit proposals for mid-corporate and emerging corporate clients. You will ensure thorough risk analysis, compliance, and smooth execution from origination to post-disbursal. Key Responsibilities: - Conduct detailed credit appraisal and due diligence for fund-based (OD, CC, TL, LRD, EPC, etc.) and non-fund-based limits (LC, BG, etc.). - Structure credit proposals aligned with client business requirements and cash-flow patterns. - Prepare Credit Approval Notes, Information Memorandums, and presentations for in...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. - Credit appraisal for BL & Doctor Loans files for the assigned location - Keeping delinquency under control - Compliance of policy and processes - Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format - Market Research and Feedback for new product launch. - Feed back on credit policy based on market conditions.Required Qualifications and Experience Chartered AccountantMBA Finance with 2-3 years of relevant experience. Has worked...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

We are looking for a highly skilled and experienced Deputy Manager to lead our Rural Term Loan team in Emerging Markets. The ideal candidate will have 2-3 years of experience in the banking or financial services industry. Roles and Responsibility Manage and oversee the rural term loan portfolio, ensuring timely disbursement and recovery. Develop and implement strategies to increase business growth and customer acquisition. Build and maintain relationships with key stakeholders, including farmers, traders, and village leaders. Conduct field visits to monitor loan performance and provide coaching to loan officers. Analyze market trends and competitor activity to identify opportunities for expa...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguardi...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguardi...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguardi...

Credit Manager LAP | Ahmedabad Experience: 3–5 Years | Product: Loan Against Property (LAP) Key Responsibilities: Evaluate LAP proposals & conduct PD/site visits for credit assessment. Analyse financials, repayment capacity & validate customer profile. Ensure credit policy adherence, proper documentation & risk checks. Coordinate with Sales, Legal, Technical & Operations for smooth processing. Monitor portfolio quality & highlight early risk signals. Maintain MIS, ensure audit compliance & support disbursement TAT. Requirements: Graduate/Postgraduate in Finance/Commerce. 3–5 years of experience in LAP credit underwriting. Strong analytical & decision-making skills. Good communication & MS Of...