3015 Credit Appraisal Jobs - Page 20

Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs. Do Support process by managing transactions as per required quality standards Fielding all incoming help requests from clients via telephone and/or emails in a courteous manner Document all pertinent end user identification information, including name, department, contact information and nature of problem or issue Update own availability in the RAVE system to ensure productivity of the process Record, track, and document all queries received, problem-solving steps taken and total successful and unsuccessfu...

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge.

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge.

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst saf...

We are looking for a highly skilled and experienced Credit Manager to join our team at Marriott International. The ideal candidate will have a strong background in credit management and a passion for the hospitality industry. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to resolve credit-related issues and enhance customer satisfaction. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit performance metrics to senior management. Stay up-to-date with ind...

Role Overview: As a Credit Analyst in the Corporate Coverage department of the Client Coverage function, you will be responsible for preparing credit appraisal notes and supporting Relationship Managers (RMs) and Senior RMs in meeting growth targets. Key Responsibilities: - Conduct credit appraisal of clients, specifically corporates/conglomerates with a turnover exceeding INR 250 Cr. - Analyze various factors such as income growth, market share, business risks, industry trends, and balance sheet analysis across different sectors. - Prepare comprehensive credit proposals by integrating financial analysis with sector-specific data to aid credit committee decisions. - Coordinate with Credit Ri...

Responsibilities: Customer Credit Underwriting : Perform comprehensive credit analysis of the customer and create a standardized credit report for management review and approval. Customer Background Verification Analysis : Analyzing customer field inspection done via inhouse teams/third party, verifying through tele-verification and creating final CAM (Credit Assessment Memo) for management review and approval. MIS and Portfolio Health Management : Creating regular MIS and portfolio health reports to monitor and actively find early warning signs, and constantly optimizing underwriting methods accordingly. Process Building and Automation : Building, automating and productizing credit processe...

MAS Financial Ltd is Hiring! Position: Credit Officer Commercial Vehicle Product Requirements: Experience in credit assessment for commercial vehicle loans Strong knowledge of viability calculations and FOIR (Fixed Obligatory Income Ratio) Must be local to Gujarat or willing to relocate If you meet these criteria, please share your CV at ta_hr22@mas.co.in or WhatsApp on 7999096063 . Feel free to share this opportunity with anyone who fits the profile!

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safegua...

Urgent Hiring!! HDB Financial Services Ltd. is hiring for the profile of Credit Relationship Manager. Location: #noida Experience: 1-4 years in credit underwriting secured (LAP) and CAM preparation. Interested candidates can share their resumes at priyanka.gangasai@hdbfs.com

Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement Experience Range : 5 to 10 Years Qualifications : Graduate (Any Specialisation) Managing and motivating the sales team towards achieving targets Responsible for empanelment of new dealers and resource allocation Ensuring process & documentation compliance, FI, agreement execution & credit approval Hiring, training & development of sales team to achieve targeted numbers

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credi...

Firstsource Solutions Ltd is looking for Analyst - Underwriting to join our dynamic team and embark on a rewarding career journey Analyst plays a crucial role in driving data-driven decision-making processes within the organization This position involves analyzing complex data sets, generating actionable insights, and providing strategic recommendations to support key business initiatives Key Responsibilities:Data Analysis:Conduct in-depth analysis of large and complex datasets to extract meaningful insights Utilize statistical and data visualization tools to present findings in a clear and concise manner Strategic Planning:Collaborate with cross-functional teams to understand business objec...

Firstsource Solutions Ltd is looking for Analyst - Underwriting to join our dynamic team and embark on a rewarding career journey Analyst plays a crucial role in driving data-driven decision-making processes within the organization This position involves analyzing complex data sets, generating actionable insights, and providing strategic recommendations to support key business initiatives Key Responsibilities:Data Analysis:Conduct in-depth analysis of large and complex datasets to extract meaningful insights Utilize statistical and data visualization tools to present findings in a clear and concise manner Strategic Planning:Collaborate with cross-functional teams to understand business objec...

Max Life Insurance Company Limited is looking for Deputy Manager - Protection Underwriting to join our dynamic team and embark on a rewarding career journey Assist the Manager in the day-to-day operations of the business, including setting goals, developing strategies, and overseeing the work of team members Take on leadership responsibilities as needed, including managing team members and making decisions in the absence of the Manager Identify and address problems or challenges within the business, and develop and implement solutions Collaborate with other departments and teams to ensure smooth and efficient operations Maintain accurate records and documentation Contribute to the developmen...

Assessment of mid-size and small corporates and non-corporate entities across industries. Preparation of reports by while adhering to timelines. Knowledge of financials statements. Analyze financial statements including balance sheets, income statements, and cash flow statements. Demonstrate strong understanding of accounting principles and financial ratios. Organize and detail-oriented with the ability to manage multiple tasks efficiently.

Handle customer queries and provide appropriate solutions while maintaining high service standards Process loan documents submitted for account opening and ensure its subsequent disbursement Validate the submitted documents as per bank s process and policies Responsible for the dispatch of disbursed files, repayment instruments etc, to central storage post updating the same in system Reply/revert on time for concurrent audit queries and ensure that satisfactory audit ratings are obtained Qualifications Graduation/ Post-Graduation from a recognized institute

Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process Qualifications Diploma/ Graduation from a recognized institute Role Proficiencies Knowledge of credit, banking regulations and norms Maintain a high level of knowle...

Conduct household surveys, interviews, and focus group discussions with participants. Ensure accurate and ethical collection of quantitative and qualitative data. Maintain field notes and daily data reporting. Assist with coordination between the research team and local stakeholders. Support initial data cleaning and entry.

Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilities: En...

Department Mid Market Credit Location Hyderabad Number of Positions 01 Reporting Relationships Position Grade M5/M6 Job Role Preparation of Credit Appraisal notes for Mid Markets segment. Average ticket size of borrowing Rs. 500-1000Crs Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtaining information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly Monitoring Reports for the portfolio. Escalate with action plan for non compliances. Visit the units. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 8-12 years i...

Join us as a Relationship Manager, Credit Delivery Join a dynamic team and control the strategic and daily support for client services, business development and relationship building Specialising in credit delivery, youll be managing client relationships and aiming to exceed their expectations, every time Hone your communication and interpersonal skills, in a collaborative and fast-paced environment We're offering this role at senior analyst level What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a ...

As a Credit Executive at our company, your role involves credit appraisal of proposals and recommendations within the laid policy framework and guidelines. You will be responsible for ensuring that all credit proposals are processed within the stipulated Turnaround Time (TAT). Your duties will include processing loan applications with minimized errors related to exposure, customer profile, PSL guidelines, etc. Additionally, you will be responsible for preparing Rejection Management Information System (MIS) and updating negative cases in the NCIF database. You will also assist the LCM in carrying out day-to-day activities related to the credit function. Key Responsibilities: - Conduct credit ...

Senior Research Analyst Credit Analysis of Funds-3 Years -Mumbai/ Pune/ Gurugram Location: Mumbai / Pune / Gurgaon Domain- Financial Services /Banking /Insurance/BFSI/Financial Institutions We are looking for talented professionals with 3-6 years of experience in BFSI, banking, mutual funds, pension funds, or hedge funds. This role involves supporting global banks credit risk management teams in analyzing funds, asset managers, and counterparties. Your Future Employer: A leading global financial services and analytics organization providing insights, ratings, and solutions to support informed decision-making in investment, credit risk, and fund management. Responsibilities: Conduct detailed ...

1.Job Description 1.1 Final Sanction of loans of all loan products of their respective zone/state. 1.2 Routine analysis and study of various credit /operations related trends in the respective zone which lead to credit decisions. 1.3 Involvement in the recruitment process of field branch credit managers team. 1.4 Branch monitoring visits to identify process gaps if any and report to the respective authorities. 1.5 Monitoring and Supervision of Credit team of the respective zone. 1.6 Complying and closing all Internal Audit findings of the respective zone. 1.7 Conducting constant Training and reviews to enhance the overall quality of the Credit team. 1.8 Participation in different forums/ mee...