3560 Credit Appraisal Jobs - Page 24

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

Conduct preliminary screening and structuring of commercial real estate financing transactions. Collaborate with internal teams (relationship, legal, technical, and operations) to deliver integrated and timely financing solutions to clients. Engage with clients to understand their business models, organizational structures, and financing requirements; address queries and ensure ongoing information flow. Perform detailed credit analysis and due diligence; prepare Credit & Risk Assessment Notes (CRAN) to evaluate borrower, transaction, and collateral risks, and provide initial recommendations. Present credit proposals to sanctioning authorities for approval. Prepare review and renewal credit r...

Roles and Responsibilities: The role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensure timely delivery of the same as per the laid down regulatory timelines. To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, and performance to assess the creditworthiness of the company. To prepare rating reports covering the risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers, and key rating considerations. Interact with company management, auditors, bankers, and other lenders and visit companie...

Job Requirements Job Title Senior Credit Manager-Business Banking Place of work - Mumbai Business Unit - Retail Banking Function Business Banking- Retail Underwriting Job Purpose To assess, evaluate review and approve credit proposals as a first/Second level officer for the business banking relationship which is referred to retail credit involving various products like term loans, trade finance, CC, OD etc. To Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the bank...

Roles and Responsibilities Conduct credit appraisal, analysis, and underwriting for solar loan applications. Evaluate borrower's financial statements, cash flow projections, and other relevant data to assess creditworthiness. Identify potential risks and develop strategies to mitigate them. Collaborate with internal stakeholders to resolve any issues or concerns related to loan disbursement. Ensure compliance with regulatory requirements and company policies. Desired Candidate Profile 2-7 years of experience in credit management, preferably on the lending products

Role & responsibilities Assess creditworthiness of schools applying for loans by analyzing financial statements, operational performance, and repayment capacity. Conduct due diligence, including background checks and site visits, to validate information provided by applicants. Prepare detailed credit appraisal reports and recommend approval/rejection within defined authority limits. Monitor existing school loan portfolio for early warning signals and ensure timely intervention to mitigate risks. Collaborate with sales and collection teams to ensure smooth loan disbursement and recovery processes. Ensure compliance with internal credit policies, RBI guidelines, and other regulatory requiremen...

Role & responsibilities Credit Manager Candidate should have CA Background Fresher or 1 Year experience. Interested candidate can mail their resume : basavaraj.katnur@aavas.in,maruthi.holinaykar@aavas.in,yashaswini@aavas.in ,maruthi.holinaykar@aavas.in

Role & responsibilities Appraise /recommend / approve proposals as per the delegation of authority. Monitor credit decisions by the team Develop & motivate the credit team Review delinquent cases and document learnings / portfolio reviews for risk management Conduct process audits Recommend changes to policy / process based on local nuances / competitor feedback. Establish and monitor vendors; maintain a pipeline for growth / attrition. Implement system integration plans MIS expert

About Wholesale Banking Coverage Group (WBCG) The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil amp Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities About the Role Geography credit officer will be leading a team of Credit Analysts, ensuring quality of the portfolio and desired productivity of team members. GCO will be a key resource well-versed in credit a...

About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role: The Credit Appraisal Memo Processing Unit (CAMPU) comprises of Credit Analysts who play an integral role in the credit appraisal process. By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical ration...

Hello.!! Piyush this side.!! Are you looking for job change, We have a job opening in NBFC!!! Designation - Regional credit Manager CTC Upto 16 LPA LOCATION:Delhi Kolkata Product - 2Wheeler Age 35 MAX Plz Share references for the same piyush.bundela@skillventory.com 8871186555||8770286381 https://www.linkedin.com/in/piyush-singh-bundela-a470121b9

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

**Job Description** As a Credit Appraisal Underwriter, your main responsibility will involve recommending proposals for non-collateral/collateral backed education loans. You will also be tasked with providing training to CPAs to ensure they align with the company's policies and norms. Delinquency management for the location, including vendor and cost management to maintain TAT, will be crucial aspects of your role. Additionally, you will oversee PDD management by controlling and tracking PDDs through proper MIS for the location. Quality management in terms of audit, compliance, and hindsight will also fall under your purview. **Key Responsibilities** - Underwrite and recommend proposals for ...

RC - Credit Officer - CV/CE - NPC INTERNAL USAGE No of Vacancies Reports to Regional Credit Manager Is a Team leader N Team Size NA Grade Business Corporate Center Department Retail Credit Sub - Department CVCE Credit Location About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Officer CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit The Credit officer is responsible for smo...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established cr...

Revenue Generation Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank C...

Role & responsibilities Responsible for assessing cases sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of working capital / channel finance / term loans cases in the mapped region. Conducting on sight/Call based DueDiligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss the same with the Senior Credit/Underwriting Manager. Preferred candidate profile CA Fresher or up to 1 year experience. Prior work experience of up to 2 year in Credit Underwriting preferable in SME and Wholesale Credit will be preferred.

Description CHIEF RESPONSIBILITIES Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hindsight and Internal audit observations Conduct monthly Regional Council Meetings with all the stakeholders. Strategic/ Managerial Responsibilities Discussion of observations with Seniors ACH / ...

Conduct corporate credit assessments, analyze financials and risk profiles, prepare credit proposals for corporate clients, ensure policy compliance, monitor portfolios, coordinate with HO, and support decisions with reports and insights. Required Candidate profile Graduate with 4+ yrs in corporate credit at Bank/NBFC. Expertise in OD, CC, WCDL, LC, BG, Term Loan. Prefer candidates from top banks, Gujarat-based, analytical, dynamic, and business-savvy.

What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...

As a Credit Appraisal Underwriter, your role involves underwriting and recommending proposals for both non-collateral and collateral backed education loans. You are responsible for understanding and implementing the company's processes and policies to facilitate smooth transactions. Your duties also include providing training to CPAs/CPCs to ensure alignment with company policies, managing delinquency for the location, and overseeing vendor/cost management for outsource agencies to maintain turnaround time (TAT). Key Responsibilities: - Underwrite and recommend proposals for non-collateral/collateral backed education loans - Understand and implement company processes and policies for smooth ...

Role Summary- The role holder is responsible for structuring of deals and portfolio management of various clients and also for managing and leading a group of team members, who are responsible for acquiring and providing support to the clients in the high octane middle market segment (i.e. Rs. 100 - 500 crore turnover), offering them entire suite of bank's product. Core Responsibilities Portfolio Management and Deal Structuring ? Structuring and restructuring of deals in such a way so that they meet the clients financial needs and requirement ? Overseeing management of various portfolios handled by the section leaders and ensuring that the client accounts are competently handled Team Managem...

Role & responsibilities Carry out due diligence for corporate customers In-depth financial analysis, business model review, management risk analysis Working on cashflow based excel models Analyzing cashflows and WC/debt servicing analysis Review of annual reports, borrower/promoter background Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet. Interaction with various stakeholders (internal and external) for review of such customers Carry out internal rating of customers and assign/review rating Monitoring of performance of customers on an ongoing basis Review Early warning triggers Carry out site...