3560 Credit Appraisal Jobs - Page 26

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation

Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues SKILLS AND KNOWLEDGE Street Smart Aggressive Graduation

Responsible for Credit underwriting of SME proposals (Unsecured Business loan)for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of SME Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Sourcing business in the assigned location Evaluating the creditworthiness of applicants to determine the loan eligibility Ensuring complete documentation of loan applications Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement. Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate Achieving monthly targets which may include loan disbursement volumes and revenue goals Ensure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGE Effective Communication Attention to detail Problem Solving Team work Ability to work in a target-oriented environment. EDUCATIONAL QUALIFICATION: An...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA and MBA-Finance Candidates Only

-Setup fitness goals for the new users -Track their fitness journey -Track slipping users and retain them(Achieve retention revenue targets) -Daily reporting Desired Background -Athletic/Sports/Fitness oriented background -Sales/Experience background -Personal fitness and grooming -Passion for fitness and motivating people -Customer obsession -High energy -Setup fitness goals for the new users -Track their fitness journey -Track slipping users and retain them(Achieve retention revenue targets) -Daily reporting Desired Background -Athletic/Sports/Fitness oriented background -Sales/Experience background -Personal fitness and grooming -Passion for fitness and motivating people -Customer obsessi...

Identification and mitigation of potential risks associated with individual borrowers and the overall unsecured portfolio. Reviewing and analysis of financial reports, credit reports, and other relevant information to assess borrowers financial health, repayment capacity, and potential risk. Applying credit scoring models, industry benchmarks, and internal guidelines to evaluate creditworthiness and determine appropriate lending terms. Identification of potential red flags and discrepancies in the application that may indicate fraud or credit risk. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requ...

Identification of potential red flags and discrepancies in the application that may indicate fraud or credit risk. Analysis of loan applications, including income verification, employment history, credit reports, asset valuation, and property details. Assessment of the borrowers financial situation and ability to repay the loan using various financial tools and risk assessment models. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area o...

We are looking for a ed professional with 4-5 years of experience to join our team as an Assistant Manager - Rural Term Loan in Bajaj Finance Limited, located in the banking/financial services/ stockbroking/securities industry. Roles and Responsibility Manage rural term loan operations to achieve business objectives. Develop and implement strategies to enhance customer satisfaction and loyalty. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to identify opportunities. Build and maintain relationships with key stakeholders, including customers and partners. Monitor and control expenses to ensure cost-effectiveness. Job Requiremen...

This Position reports to: Head of Global Credit Risk Management, Order to Cash Provide strong support to Head GCRM in maintaining and improving the group-wide sustainable credit risk management, proactively manage ABBs credit risks while remaining ahead of the curve in terms of latest developments on risks, risk metrics and reporting. As part of GCRM team, being responsible to conduct research and provide fundamental analysis and initial recommendation as part of credit risk approval documentation on large customers and other high impact counterparties, including partners and suppliers, financial institutions (core and non-core banks, insurance companies and commercial paper issuers), alongs...

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

ROLE SUMMARY The analyst role entails being a team player in Fraud Containment Unit within bank. The function of this role is to define relevant indicators and engage in the steps for gathering and validating the information consumed for trigger accuracy, summarize and interpret the outcome of EWS review. facilitate collection and processing of relevant market and company information for Credit monitoring( Bank transaction monitoring, stock statement monitoring, overdue etc.) to enable an early detection of stress and prevention of potentially fraudulent activities. facilitate implementation of wilful default policy within the bank by collection and processing of relevant information KEY RES...

ROLEPURPOSE & OBJECTIVE CADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions stipulated in the sanction letter arecompiled before initiating disbursement SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Tomanage approx. 50 crore of disbursement under secured asset bookof Rural Banking Tomanage files from 40-50 branches of a region and co-ordinate withnearly 15-20 credit officers KEYDUTIES & RESPONSIBILITIES OF THE...

Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA Candidates Only

Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA Candidates Only

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data to provide insights on credit performance and suggest improvements. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records of credit transactions and reports. Job Requirements Strong knowledge of credi...

We are looking for a skilled Assistant Credit Manager to join our team at Taj Chandigarh, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations and ensure compliance with company policies. Analyze financial data to identify trends and areas for improvement. Develop and implement strategies to optimize credit performance. Collaborate with cross-functional teams to achieve business objectives. Monitor and control credit risk exposure. Provide training and support to junior staff members. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-p...

About the Role: We are seeking a detail-oriented and analytical Loan Underwriter to evaluate and assess loan applications, ensuring compliance with regulatory requirements and internal lending policies. The Loan Underwriter will play a critical role in mitigating risk, approving or recommending loans, and supporting the lending process with accurate financial analysis. Key Responsibilities: Loan Evaluation & Risk Assessment Review and analyze loan applications, financial statements, credit reports, and supporting documents . Assess applicants creditworthiness, repayment capacity, and collateral adequacy. Evaluate risk factors and make loan approval, conditional approval, or denial recommenda...

We are looking for a ed professional with 2-5 years of experience to join our team as a Manager - Business Loans - Indirect in Bajaj Finance Limited, located in the banking/financial services/stockbroking/securities industry. Roles and Responsibility Manage business loans operations to achieve organizational goals. Develop and implement strategies to enhance business loan growth. Collaborate with cross-functional teams to drive business expansion. Analyze market trends and competitor activity to identify opportunities. Build and maintain relationships with key stakeholders to drive business results. Monitor and control expenses to ensure cost-effectiveness. Job Requirements Minimum 2 years o...

Roles & Responsibilities: Sales Leadership: Lead, manage, and motivate the sales team to achieve and exceed sales targets and KPIs. Set clear sales goals, track performance, and ensure alignment with business objectives. Client Acquisition: Acquire new clients in the emerging corporate segment by identifying prospects and converting them into long-term business relationships. Lead by example through direct involvement in key client acquisition activities. Relationship Management: Build and maintain strong relationships with existing clients. Understand client requirements and deliver customized financial solutions to support business growth. Business Targets: Ensure achievement of targets re...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...