Loan Underwriter

1 - 4 years

2 - 6 Lacs

Posted:8 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

About the Role:

Loan Underwriter

Key Responsibilities:

Loan Evaluation & Risk Assessment

  • Review and analyze

    loan applications, financial statements, credit reports, and supporting documents

    .
  • Assess applicants creditworthiness, repayment capacity, and collateral adequacy.
  • Evaluate risk factors and make

    loan approval, conditional approval, or denial recommendations

    .

Compliance & Regulatory Adherence

  • Ensure all loan evaluations comply with

    federal, state, and local regulations

    .
  • Adhere to internal lending policies, credit guidelines, and risk management procedures.
  • Maintain accurate records for

    audit, reporting, and regulatory purposes

    .

Collaboration & Communication

  • Work closely with loan officers, mortgage specialists, and branch staff to

    clarify application details and gather additional information

    .
  • Communicate underwriting decisions to relevant stakeholders clearly and professionally.
  • Provide guidance and support to sales and branch teams regarding

    credit requirements and risk mitigation

    .

Preferred Qualifications:

  • Advanced degree or professional certification (MBA, CFA, or equivalent).
  • Experience in

    mortgage, commercial, or personal loan underwriting

    .
  • Familiarity with

    automated underwriting tools, credit scoring models, and fintech lending platforms

    .

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