475 Mortgage Underwriting Jobs

About The Role Skill required: Ret.Bkg- Credit UW - Banking Operations Designation: Banking Operations Analyst Qualifications: BBA/BCom/Bachelor of Corporate Secretaryship Years of Experience: 3 to 5 years What would you do? You will be aligned to our Financial Services and banking sector by helping the client on lending Residential Mortgages to qualified borrowers.You will be working as a part of Lending operations team which requires validation on Credit assessments in line with the client credit policy, procedures, and turnaround times.The mortgage team focuses on lending home mortgages to the qualified borrowers by complete validation of required documents. The role requires a good understanding of credit analysis, financial analysis, onshore collaboration and document evaluations. What are we looking for? Ability to work well in teamCommitment to qualityExcellent analytical and problem-solving skillsDetail orientationExcellent communication and interpersonal skills, with the ability to build rapport with clients and colleagues.Proficiency in mortgage origination software and MS Office suite. Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor Strong knowledge of US residential mortgage industry regulations and compliance standards.In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervisedYou will be an individual contributor as a part of a team with a predetermined, narrow scope of workPlease note that this role may require you to work in rotational shifts Qualification BBA,BCom,Bachelor of Corporate Secretaryship

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Role: Underwriter Location: Noida (Onsite) Shift Timing: 7:00 PM -4:00 AM IST Apply Here: https://app.intalent.ai/biz2credit/recruitment/jobs/610 Contact Person- Nasar Arshi Please send your resume at Nasar.arshi@kreditstack.com The Underwriter will be responsible for full cycle underwriting of proposed financing amounts and terms to small businesses. The Underwriter will work closely with the Relationship Manager to assess and structure financing that is attractive to the small business owner and minimizes risk. Roles and Responsibilities: Work with the Relationship Managers in structuring, analyzing, and negotiating credit transactions. Responsible for full cycle underwriting of assigned small business financing. Determine the ability of the client to repay financing based on analysis of the clients cash flow statements, US tax returns (such as 1120, 1120S, 1065, 1040), and other financial information. Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy. Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts. Coordinate with Relationship Managers regarding customer calls and site visits Perform other due diligence as needed to determine the creditworthiness of a small business owner. Open to Work in Night Shift. Desired Candidate Profile- Bachelors/master's degree in finance and accounting or related field Formal credit training preferred. Experience working in a financial institution underwriting small businesses; 3+ years in a commercial credit analysis or commercial underwriting role working with small businesses a plus. Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections. Proficient in various spreadsheet and word processing applications (Excel and Word are preferred) including the use of graphs/charts, and Moody's financial analysis software. Basic knowledge of credit principles, lending operations, loan research, due diligence searches such as SOS, Clear report, TLOx Transunion, NYCs, Westlaw/Dockets, Credit bureau reports and general credit policies Team player with the ability to take the initiative. Good Communication Skills (Experience of taking calls with Counterparts in US) Detail oriented, ability to work well under pressure and multi-task. Strong written and verbal communication skills Problem recognition and resolution skills

Company Profile Firstsource Solutions Limited, an RP-Sanjiv Goenka Group company (NSE: FSL, BSE: 532809, Reuters: FISO.BO, Bloomberg: FSOL:IN), is a specialized global business process services partner, providing transformational solutions and services spanning the customer lifecycle across Healthcare, Banking and Financial Services, Communications, Media and Technology, Retail, and other diverse industries. With an established presence in the US, the UK, India, Mexico, Australia, South Africa, and the Philippines, we make it happen for our clients, solving their biggest challenges with hyper-focused, domain-centered teams and cutting-edge tech, data, and analytics. Our real-world practitioners work collaboratively to deliver future-focused outcomes. Job location :Bangalore Position : Quality Analyst- Mortgage Division : BPO Experience : 1-2 years in Document reviewing in US Mortgage Process Job responsibilities: Experience in US Mortgage Process Relevant Loss mitigation knowledge Experience in Loss mitigation document review Experience reviewing income Documents and also Some experience in calculating incomes Experience reviewing financial statement, Expenses sheet, credit reports. Comfortable working in night shift and WFO. Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

POSITION SUMMARY: The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans Conventional, Correspondent, FHA, VA, Reverse. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned EDUCATION / EXPERIENCE Bachelor s degree or equivalent of fifteen years of education mandatory Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review. Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards. Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting WORK SCHEDULE OR TRAVEL REQUIREMENTS Ready to do any shifts including night shift as per Business unit requirements. Ready to travel to office for training and other learning work related activities as per Business unit requirements.

POSITION SUMMARY: The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans Conventional, Correspondent, FHA, VA, Reverse. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned EDUCATION / EXPERIENCE Bachelor s degree or equivalent of fifteen years of education mandatory Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review. Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards. Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting WORK SCHEDULE OR TRAVEL REQUIREMENTS Ready to do any shifts including night shift as per Business unit requirements. Ready to travel to office for training and other learning work related activities as per Business unit requirements.

OFSS BPS LoB is looking for candidates with a minimum of 6 months and up to 3 years of work experience to work on back-office processes for the Correspondent Mortgage Divisions of our US Residential Mortgage client. Candidates with US Residential Mortgage / Financial Services experience will be preferred. Candidates with Financial Services experience working in Domestic BPO can also apply. We are looking for candidates that meet the following job requirements: Good Typing skills with high Accuracy levels (30-35 words per minute, Accuracy of 90-95%) Good Analytical Skills/Prob Minimum 6 months of work experience on a Mortgage/Financial Services project Willing to work in night/rotational shifts. Willing to work on Indian & US holidays. No Leave requirement over next 3 months Not pursuing any Course / Degree / Diploma that may keep the candidate away from work or cause shift issues Responsibilities The Job responsibilities are as follow: Data Entry of around 100-150 fields on client Loan Origination Platform/system. Associate will have to pull up loan documents from clients imaging system to find required information to be entered Indexing of Loan Documents of the borrower per Standard Operating Procedures Review all loan documents & match/complete the information on client funding system Figure out discrepancies in the information entered on the system against the loan documents Add suspense condition in case any documents are missing or incomplete Run Compliance Ease test on the loan to assess risks & the auditor regulatory exposure. Compliance Ease determines if the loan meets the requirement of Fannie Mae, Freddie Mac, FHA, VA, FHLB, secondary market investors & regulators etc. Add suspense condition incase loan doesnt pass the test Maintain Daily Production sheet Qualifications Career Level - IC1

Responsibilities: Evaluate and underwrite LAP proposals for MSME segment Conduct detailed credit analysis, financial statement review, and risk assessment Ensure adherence to credit policy and compliance guidelines Collaborate with sales and operations teams for smooth loan processing Maintain high-quality portfolio with strong focus on credit hygiene Desired Candidate Profile: Experience: Minimum 5+ years in LAP underwriting (MSME segment) Location: Pune (candidates from Pune preferred) Immediate joiners will be given priority

To work on loan underwriting and complete the daily target or assignments. Have experience in US Mortgage Underwriting. Working on 4 C s (Credit, Capacity, Capital, and Collateral). Knowledge on Income Calculations (Wage, Self Employed and other incomes). Knowledge on Credit review (liability reconciliations and guideline requirements) Knowledge on Assets/Capital review with guideline requirements. Knowledge in LTV, CLTV calculations, PITI and DTI calculations. Knowledge in Fannie Mae and Freddie Mac guideline requirements. Knowledge in Govt. loans (FHA, VA and USDA) Knowledge on FHA/VA/USDA guideline requirements. Good communication skill. EDUCATION / EXPERIENCE Any degree with US Mortgage Underwriting experien WORK SCHEDULE OR TRAVEL REQUIREMENTS Night shift and Hybrid Work (should be available for Work from Office based on the business requirements)

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Ability to work well in a teamAdaptable and flexibleAgility for quick learningCommitment to qualityWritten and verbal communicationThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must. Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

Job Overview: The Computer Operator is responsible for overseeing the daily operation of computer systems used in construction project management. This includes managing project data, assisting with design and scheduling software, troubleshooting hardware and software issues, and ensuring that all construction technology runs smoothly to support ongoing and upcoming projects. Key Responsibilities: System Management: Monitor and maintain construction management software systems, including project management, scheduling, and budgeting tools. Operate and oversee software for design and drafting (e.g., AutoCAD, Revit) to support engineers, architects, and project managers. Ensure all construction-related data is accurately stored, organized, and backed up in the system. Data Entry & Processing: Input and update project information, including material costs, labor hours, progress reports, and other relevant construction data. Generate daily, weekly, and monthly reports for project managers and stakeholders. Maintain accurate records of construction timelines, budgets, and resource allocation in digital systems. Collaboration: Work closely with engineers, project managers, architects, and field teams to ensure that technological systems meet project needs. Communicate any system issues to senior management and IT personnel to ensure quick resolution. Compliance & Security: Ensure that all construction data complies with industry regulations and company policies. Assist in maintaining cybersecurity protocols for sensitive construction data. Perform regular data backups and ensure the security of digital project information. Skills & Qualifications: Technical Skills: Proficiency in construction management software (e.g., Procore, Buildertrend, Microsoft Project). Familiarity with design and drafting software (e.g., AutoCAD, Revit). Basic knowledge of networking and troubleshooting hardware and software issues. Experience: Previous experience in a computer operator or similar role, preferably within the construction industry. Understanding of construction terminology, processes, and industry standards. Education: High school diploma or equivalent; associate's degree in computer science, information technology, or a related field preferred. Keywords :data entry operation,mortgage underwriting,internet,us mortgage,underwriting,mortgage,project management,production,civil engineering,quality control,networking,polymer testing,construction management*,revit*,autocad*,troubleshooting*,data entry*

As a Mortgage Underwriter at SitusAMC, you will play a crucial role in ensuring the accuracy and completeness of loan files. Your responsibilities will include: - Reviewing loan files to verify income & assets, credit reports, appraisals, and other relevant documentation. - Evaluating debt ratios, credit scores, property valuations, and other key factors. - Determining and documenting loan conditions, as well as communicating requirements and decisions. - Identifying saleability issues, potential fraud, and portfolio risks based on trends and red flags. - Maintaining knowledge of underwriting guidelines and utilizing AUS for loan conditions. - Completing any other tasks assigned by your manager. Qualifications/Requirements: - Minimum 5 years of recent US mortgage front-line underwriting experience. - Familiarity with current mortgage policies, compliance laws, and regulations, including TRID. - Strong commitment to quality and customer service. - Excellent time management and communication skills. - Ability to work independently and meet deadlines under pressure. - Proficiency in Microsoft Office and strong PC skills. - Understanding of mortgage guidelines for VA, FHA, FNMA, FHLMC, and USDA loans. - Experience with analyzing income from various tax documents, credit reports, and bank statements. - Knowledge of both AUS and manual underwriting methods. - Familiarity with third party loan-level Fraud Reports is preferred. - Experience with Non-QM loans and AUS loans is a plus. If you are selected to work remotely, you will be required to maintain a safe and professional home office environment with appropriate equipment setup. Additionally, adherence to the organization's information security policies and procedures is essential. The annual full-time base salary range for this position is determined based on interviews, relevant experience, education, and market data. SitusAMC also offers a comprehensive and competitive benefits plan. Join SitusAMC as a Mortgage Underwriter and be a part of a team that values your potential and growth within the Real Estate Industry.,

Affordable housing loan gram panchayat and Gautham property knowledge must. • Visiting business premise, property of customer at the time of PD in HL/Lap • Ability to understand customer business and requirement from their perspective Required Candidate profile Male Graduate with 2 - 5 years’ experience underwriting and sanction of home loan/LAP Understanding credit worthiness of customers observation & findings of PD gram panchayat and Gautham property

Role & responsibilities Oversee the origination of Secured Business Loans (Loan Against Property) from initial inquiry to loan approval. Ensure compliance with MASs credit policies and industry regulations. Structure loan offers in alignment with the customer’s financial, repayment capacity, and risk appetite. Assess the financial viability of businesses applying for secured loans. Collaborate with legal and technical teams to evaluate property valuations and documentation. Monitor and review the loan portfolio periodically to identify early signs of delinquency. Identify potential risks in existing loans and take proactive measures to reduce defaults. Propose and implement improvements to credit policies and procedures for effective risk mitigation. Provide guidance and training to junior credit officers on loan processing and risk assessment. Utilize digital tools for processing and monitoring LAP loans to enhance efficiency and reduce manual work. Work towards reducing operational expenses related to underwriting, documentation, and loan monitoring.

Position Overview: The Associate Docs to Stips Specialist is responsible for accurately associating borrower-provided documentation to the appropriate underwriting conditions (stips) within the loan origination system. This role requires attention to detail, familiarity with mortgage documentation, and the ability to work efficiently in a fast-paced, paperless environment. The ideal candidate will demonstrate strong organizational skills, effective communication, and a commitment to quality and compliance Essential Job Functions: - Review and analyze borrower-provided documents for completeness and relevance. - Accurately associate documents to the correct underwriting conditions (stips) in the system. - Ensure all documentation meets investor and company guidelines. - Update LOS screen, review risk messages for action, Clear data validators as risk message reviews are completed, Run decision engine along with fee/pricing engine if applicable with LOS updates - Review credit report for names and other infirmation - Communicate with internal teams to clarify documentation requirements. - Maintain productivity and quality standards as defined by management. - Identify and escalate discrepancies or missing documentation. - Utilize checklists and system tools to verify documentation accuracy. - Support underwriters and processors by ensuring timely and accurate document association. - Maintain up-to-date knowledge of document types and underwriting requirements. - Adhere to company policies, procedures, and compliance standards. Requirements: - 23 years of experience in mortgage processing or document review preferred. - Familiarity with mortgage documentation and underwriting conditions. - Ability to follow complex task process and complete notation and documentation - Strong attention to detail and organizational skills. - Excellent written and verbal communication skills. - Ability to work independently and meet deadlines in a high-volume environment. - Proficiency in Microsoft Office and loan origination systems. - Commitment to maintaining confidentiality and data integrity.

US Mortgage Manager 8+ Years Mortgage Origination (Post Closing review, PQA) & Correspondent exp(End to End value chain) in US Home, Loan products, regulations,TRID guidelines, people management 21 LPA Mysore & Jaipur Karishma.imaginators@gmail.com

US Mortage Manager 7+ years of exp in U.S. Mortgage CTC: Upto 21 LPA Jaipur/Bangalore Skills- US Mortgage, Periodic Review, Operations, Talent Management (People Mgmt.), Resource optimization, Business Transformation mansikohliimaginator@gmail.com Required Candidate profile Strong analytical, problem-solving, and data-driven decision-making skills Strong communication and stakeholder management skills. Immediate Joiner OR Max 30 Days

Analyze market trends, qualify investment opportunities and build strong investment cases Perform in-depth due diligence on potential investment opportunities Build financial models and sensitivity analyses Actively participate in the investment process Develop relationships with investors, intermediaries and other ecosystem participants in connection with origination, due diligence and portfolio management Passionate and committed to make a difference through impact investing Entrepreneurially minded, detail-oriented and a strong team player with the ability to multi-task and work with founders Desire to work in a highly collaborative environment with a creative and problem-solving mindset Well-rounded skill set with a strong understanding of the deal process from origination till exit 4-5 years related work experience (e.g. investment banking, consulting, private equity/ venture capital,entrepreneurship, etc.) Excellent research, financial modeling, and analytical skills Strong (written and oral) communication, interpersonal and relationship building skills

US Mortage Manager Exp-7+ Years Skills- US Mortgage, Periodic Review, Operations, People Mgt etc Pkg- Upto 18 LPA Loc- Jaipur Nancy 8586914964 Nancy.imaginators7@gmail.com

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Senior Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 5 to 8 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Ability to establish strong client relationshipWritten and verbal communicationAbility to manage multiple stakeholdersPrioritization of workloadStrong analytical skillsThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must. Roles and Responsibilities: In this role you are required to do analysis and solving of increasingly complex problems Your day to day interactions are with peers within Accenture You are likely to have some interaction with clients and/or Accenture management You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments Decisions that are made by you impact your own work and may impact the work of others In this role you would be an individual contributor and/or oversee a small work effort and/or team Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

Position: Underwriter Position Summary: Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Roles and Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain the confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Meeting the daily Quality requirements Qualifications Education : Bachelor's in any stream. Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting Has a complete understanding of Conventional, FHA, and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance • Can multitask and manage time efficiently • Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communication skills. Highly adaptive and open to changes as the organization grows and its needs evolve.

Lead manage Post Closing, PQA, and Loan Origination functions in alignment with US mortgage industry standards Ensure compliance with TRID guidelines, federal regulations, investor requirements Drive operational governance, monitor process adherence Required Candidate profile Create monitor KRAs to align team performance with organizational goals Maintain service level standards (SLAs) ensure delivery within defined timelines Identify training needs, implement upskilling Perks and benefits Perks and Benefits

Job Summary Join our dynamic team as a PE-Loan Originations specialist where you will play a crucial role in supporting loan processing and closing activities. With a focus on utilizing your MS Excel skills you will ensure efficient and accurate data management. This entry-level position offers an opportunity to grow within the financial sector working night shifts from our office location. Responsibilities We are seeking a Process Executive for our B&L team with 0 to 2 years of experience. The ideal candidate will have mandatory technical skills in MS Excel and preferably domain experience in Loan Set Up (Mortgage). This is a work from office position with night shifts and no travel requirements. File Review & Intake Monitor the loan opening queue in LOS. Review broker submissions for completeness and accuracy. Communicate with brokers or loan officers to obtain missing documentation. Disclosure Management Prepare and send initial state and federal disclosures to borrowers. Ensure accurate completion of Loan Estimates HMDA data and other required forms. Manage re disclosures due to changes in loan terms or circumstances. Documentation & Compliance Order title quotes and upload them to the loan file. Input fees and verify itemization accuracy. Maintain proper documentation of borrower acknowledgments and disclosures. Communication Send required booklets and notices to borrowers (e.g HUD settlement cost booklet). Notify borrowers of changes and ensure timely delivery of updated disclosures. System Management Use loan origination systems (e.g Encompass) to manage files and disclosures. Upload and organize documents in electronic folders according to company protocols Certifications Required Microsoft Office Specialist: Excel Certification

About this role: Wells Fargo is seeking a Loan Servicing Representative. In this role, you will: Support Loan Servicing functional area or processes Identify opportunities to improve various areas within Loan Servicing and recommend solutions Review, research, analyze, calculate, and submit mortgage claims that are moderately complex in nature Perform moderately complex administrative, transactional, operational, or customer support tasks Review, research, process, and respond to written and phone inquiries of moderate to high complexity from customers, title companies, vendors, and internal personnel pertaining to loans and various areas within Loan Servicing Receive direction from Loan Servicing supervisors Escalate non-routine questions to experienced individuals Use relevant information and independent judgment to review and file claims while ensuring compliance with all federal, state, client, and company policies, procedures, and regulations Interact and communicate with agencies, investors, insurers, mid-level management, staff, and cross business units, as well as internal or external customers Provide guidance to less experienced peers Required Qualifications: 2+ years of Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Required Qualifications for Europe, Middle East & Africa only: Experience in Loan Servicing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

About this role: Wells Fargo is seeking a Senior Loan Servicing Representative. In this role, you will: Support performance of less experienced Loan Servicing staff and overall effectiveness of team Provide lending support service in operations, documentation, and customer service to Credit teams Provide feedback and present ideas for improving or implementing processes and tools within Loan Servicing functional area Perform administrative, transactional, operational, or customer support tasks Resolve complex client problems and inquiries Analyze issues, business requirements, standards, procedures, and call trends to identify opportunities for improvement and help develop innovative plans within Loan Servicing functional area to improve business operations Provide subject matter expertise and interpretation of procedures to less experienced staff Use independent judgment to review and file claims while ensuring compliance with all federal, state, client and company policies, procedures, and regulations Interact with immediate Loan Servicing team, functional area, and internal peers outside work group on loan related servicing activities, as well as internal or external customers Participate in regional or team meetings, and provide guidance and training to less experienced individuals Required Qualifications: 4+ years of Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education