277 Mortgage Underwriting Jobs

As a Flood Review Associate/Specialist, you will be responsible for reviewing and validating flood determinations as part of the mortgage underwriting process. Your role will involve ensuring compliance with federal regulations and company policies to mitigate flood risk for mortgage loans. You will be expected to review and analyze flood determinations to guarantee accuracy and adherence to federal flood insurance requirements. It will also be your responsibility to verify the completeness and accuracy of flood-related documentation. Collaboration with underwriters, loan officers, and other stakeholders will be essential to resolve any discrepancies and ensure the timely processing of mortgage applications. In this role, you will need to maintain a current understanding of FEMA flood zone maps, NFIP guidelines, and other pertinent regulations. Documentation of your findings and the maintenance of accurate records of all flood reviews will be crucial. Providing training and support to underwriting staff on flood certification requirements and procedures will also be part of your responsibilities. Additionally, you will assist in the development and implementation of policies and procedures related to flood review. To qualify for this position, you should have a graduate degree in any discipline and a minimum of 2 years of experience in mortgage underwriting or flood review. A strong understanding of FEMA flood zone maps, NFIP guidelines, and federal flood insurance regulations is essential. Excellent analytical and problem-solving skills, attention to detail, and strong organizational and documentation abilities are also required. Effective communication and interpersonal skills are necessary for collaborating with various stakeholders. Proficiency in using mortgage underwriting software and tools is expected, along with the flexibility to work in both day and night shifts. Having additional advantages such as a graduate degree in any discipline and experience in mortgage underwriting or flood review will be beneficial. The same set of skills including a strong understanding of FEMA flood zone maps, NFIP guidelines, federal flood insurance regulations, analytical skills, organizational skills, communication skills, and proficiency in mortgage underwriting software and tools will further enhance your suitability for this role.,

Join a dynamic leader operating in the insurance and financial services sector in India. Specializing in providing expert solutions in mortgage, underwriting, property, and casualty domains, this on-site role offers a unique opportunity for a seasoned Subject Matter Expert (SME) to drive innovation and excellence in underwriting processes while ensuring compliance with industry standards. As an experienced professional, you will provide expert advice on mortgage underwriting, property, and casualty insurance processes, ensuring adherence to regulatory standards. Collaborating with cross-functional teams, you will develop and refine underwriting policies to optimize risk assessment and process efficiency. Conducting thorough risk assessments and analyzing market trends will be essential to updating and optimizing underwriting strategies. Additionally, you will liaise with internal stakeholders and industry partners to deliver customized expertise and facilitate knowledge sharing. Offering training and mentorship on industry best practices and emerging trends in underwriting and mortgage processes will be a key aspect of this role. Monitoring evolving regulations is crucial to ensure that all policies meet mandatory compliance requirements and quality standards. To be successful in this role, you must possess a Bachelor's degree in Finance, Business, Insurance, or related fields. Proven expertise in mortgage underwriting and property & casualty insurance processes is required, along with extensive experience in risk assessment and regulatory compliance within insurance or financial services sectors. Strong analytical skills, effective communication, and stakeholder management capabilities are essential. Demonstrated ability to lead process enhancements and drive strategic underwriting initiatives will set you apart. Preferred qualifications include an advanced degree or industry certifications in finance, insurance, or risk management. Experience with digital underwriting tools and innovative risk management solutions is advantageous. Prior working experience in fast-paced, dynamic environments with a proven track record of mentorship and continuous improvement is a plus. In return, you will have the opportunity to work in a challenging and collaborative on-site environment that values innovation and expertise. A competitive compensation and benefits package, along with opportunities for professional growth and development, are offered. The workplace culture fosters continuous learning, teamwork, and leadership development. If you are a seasoned professional with a passion for driving excellence in mortgage and underwriting processes, we encourage you to apply and join our dynamic team dedicated to shaping the future of the insurance industry.,

As a Mortgage Underwriter at Sutherland Mortgage Services Inc in Ernakulam, you will be responsible for assessing and analyzing loan applications to determine the creditworthiness of applicants. Your role will involve evaluating applicants" financial backgrounds, reviewing documentation, and ensuring compliance with financial and lending regulations. The ideal candidate for this full-time on-site position should have prior experience in mortgage underwriting, demonstrating strong analytical skills, attention to detail, and proficiency in financial analysis software. Excellent communication and decision-making abilities are essential to succeed in this role, where you will play a critical part in the loan approval process. If you are looking for a challenging opportunity to utilize your expertise in mortgage underwriting and contribute to a dynamic team, then this position at Sutherland Mortgage Services Inc could be the perfect fit for you.,

You should have a minimum of 2+ years of experience in US residential mortgage. Your main responsibilities will include underwriting loans following client guidelines, whether by using automated underwriting systems or manual guidelines. It will be crucial to evaluate and ensure accuracy, completeness, and compliance of all loan documents. Additionally, you will need to address pre- and post-closing issues related to underwriting. Proficiency in mortgage processing software and financial tools is required. A deep understanding of U.S. residential mortgage products such as conventional loans, FHA, VA, and USDA loans is essential. As a Mortgage Underwriting Specialist, you will work in the ITES/BPO/KPO industry. Your role will fall under the Finance and Accounts category. This is a full-time, permanent position. Key Skills: - US RESIDENTIAL MORTGAGE - MORTGAGE UNDERWRITING - INCOME CALCULATION - POST CLOSING If you meet these qualifications and are ready to take on this challenging role, please apply using the Job Code GO/JC/21423/2025. For any inquiries, you can contact the Recruiter, Rdivya.,

Key Requirements: Excellent Communication skills Experience in mortgage underwriting or any complex banking experience such as background of investment banking and Trading. Experience Minimum 3 years. Hands on experience on using PowerApps will be an added advantage. Strong customer focus and driven to get the right things for the customers and the bank. Notice Period – 0 to 30 days (60 days if negotiable).

openings for credit underwriting Experience - minimum 1 year of experience in mortgage or any commercial international banking 5 days working, 2days off rotational shifts salary upto 6 LPA cab provided To Apply Call HR or WhatsApp : 7676985790

Graduate/Post Graduate Min 3yrs in Uk Mortgage Underwriting mandatory Excellent comms Notice Period- 0-30 days 5 Days working Both side cab Location-Noida/Chennai/Pune Salary Range-8 LPA *No relocation* Contact-9220771924 Akanksha Required Candidate profile Skilled with- End to end Uk Underwriting, Underwriting Application, Investment Banking, Trading, Compliance Handling,Retail Segment Excellent communication Preferred-PowerApps exposure

Senior Analyst Drive: Noida/Chennai/Pune Min 3+ yrs in mortgage underwriting/investment banking/trading - Banking only Excellent comms, PowerApps exp a plus NP 0-30 days Budget up to 8 LPA Call Ms Latika: 9810996899 Required Candidate profile Mandate candidate experience with 3+ yrs in mortgage underwriting or complex banking (investment banking/trading) Excellent communication PowerApps exposure preferred

We are seeking a skilled and detail-oriented Loan Underwriter to join our lending team specializing in manufactured housing chattel loans. As an Underwriter, they will play a pivotal role in evaluating loan applications and assessing the creditworthiness of borrowers seeking financing for manufactured homes. Their expertise in analyzing financial documents, assessing risk, and ensuring regulatory compliance. Desired Mentality: 1.) Passionate about improving consumer outcomes and addressing the affordable housing crisis. 2.) A critical thinker with a collaborative mindset, committed to excellence and innovation in lending. Responsibilities: Review loan applications and supporting documentation for manufactured housing loans, including income verification, credit reports, and property valuations. Assess the creditworthiness of borrowers by analyzing financial statements, tax returns, employment history, and other relevant information. Evaluate debt-to-income ratios and other key financial indicators to determine loan feasibility. Ensure compliance with lending regulations, internal policies, and underwriting guidelines. Collaborate with loan officers, processors, and other team members to gather necessary information and address any application deficiencies or documentation gaps. Conduct thorough risk assessments to identify potential red flags or fraudulent activities. Prepare loan underwriting summaries, including recommended loan structures, risk mitigation strategies, and rationales for decision-making. Communicate lending decisions and provide clear explanations to loan officers, processors, and other stakeholders. Stay updated on industry best practices, regulatory changes, and market trends related to manufactured housing financing. Proven experience as a Loan Underwriter or in a similar role, with expertise in manufactured housing loans preferred. Deep understanding of underwriting guidelines, lending regulations, and compliance requirements specific to manufactured housi

Excellent Communication skills Experience in mortgage underwriting or any complex banking experience such as background of investment banking and Trading. Drop cv on supreet.imaginators@gmail.com Required Candidate profile Experience – Minimum 3 years. Hands on experience on using PowerApps will be an added advantage. Strong customer focus and driven to get the right things for the customers and the bank.

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for Adaptable and flexibleAgility for quick learningCommitment to qualityWritten and verbal communicationAbility to perform under pressureThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for Ability to handle disputesAbility to manage multiple stakeholdersAgility for quick learningCommitment to qualityWritten and verbal communicationThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

We are hiring for Mortgage- Associate role. Looking for immediate joiners . Exp required- 3 to 6 Years Role & responsibilities Taking ownership and being accountable of mortgage applications, from initial submission through to offer, delivering a seamless service to brokers and partners • Reviewing and screening residential owner occupied and buy to let (in both individual names and trading companies names) mortgage applications to understand the customer and application type, ensuring the correct packaging requirements are set • Applying a future thinking, holistic approach by anticipating the need of the underwriter, this will be done through: o Understanding and assessing the risk of the application o Using and interpreting lending policy to ensure the case meets the packaging guidelines • Being responsible for the quality of data, identify and correct inaccuracies, including customer personal data, property portfolio and income and commitments, including the validation of documentation • Working to agreed deadlines, meeting and exceeding set SLAs at each touchpoint • Managing all mortgage documents and supporting information, by assessing and validate documents, ensuring they meet the relevant policy and regulatory guidelines. • Ensuring the case is managed through the relevant systems, ensuring one customer and application record that is reflective of the information required to manage risk and deliver for our customers, including using relevant third party websites and systems, e.g. Companies House • Having the ability to review and asses key documents and mortgage information, such as: o Income evidence; payslips, P60s, SA302’s, financial accounts and business plans etc o Proof of ID, proof of address o Buy to let portfolio’s etc o Credit reference reports, EPC reports, Companies House searches • Undertaking required Customer due-diligence through: o Document assessment and validation; proof of ID, proof of address o Ensure accuracy of data from a customer identity perspective o Ensure CDD policies are adhered to • Protecting the customer and the Bank by having a strong knowledge of anti-money laundering policies and fraud prevention processes. Identification of potential external fraud, and scheme misuse to protect the bank against possible bad debts, referring to the relevant team • Adhering to required data management standards by applying the correct updates and notes in a clear and concise way • Maintaining strong technical system knowledge of mortgage origination systems and the wider supporting systems (quest, lender hub, kama etc.) • Delivering against service KPIs, ensuring efficiency and effectiveness targets are met • Understanding of system rules and affordability calculators to ensure adherence to policy and bank risk appetite • Adhering to all Standard Operating Procedures across the application journey Review and screen residential owner occupied and buy to let (in both individual names and trading companies names) mortgage applications to understand the customer and application type, ensuring the correct packaging requirements are set • Review the quality of data and identify inaccuracies including customer personal data, property portfolio and income and commitments, ensuring the mortgage application is set up for success and ready to be underwritten • Regularly reviewing mortgage applications against agreed deadlines to ensure cases are progressed in a timely and accurate manner • Review packaging documents once received, ensuring they meet the relevant requests. Including the checking of documents, validating the data and updating the system information through the documents received or the use of relevant third party websites and systems, e.g. Companies House • Review and validate documentation and supporting information such as: o Income evidence; payslips, P60’s, SA302’s, financial accounts and business plans etc o Customer due-diligence documentation; proof of ID, proof of address o Buy to let portfolio’s etc o Credit reference reports, EPC reports, Companies House searches • Understand and apply Bank policies in terms of documentation, case set up and mortgage valuation requirements • Identify cases that require manual referral to the onshore team and refer them in a timely manner to ensure the customer experience isn’t detrimental, this could be due to; o AML concerns Complex case/documentation requirements o System errors etc • Protect the customer and the Bank by having a strong knowledge of anti-money laundering policies, customer due diligence policies and fraud prevention processes. Identification of potential external fraud, and scheme misuse to protect the bank against possible bad debts • Support the successful progression of mortgage applications through the use of systems, applying the correct updates and notes in a clear and concise way • Both technical system knowledge of mortgage origination systems and the wider supporting systems (quest, lender hub, kama etc.) • Support the management of a large volume of mortgage applications, and work is priortised accordingly to deliver against service KPIs • Understanding of system rules and affordability calculators to ensure adherence to policy and bank risk appetite • A good understanding of both Residential and Commercial lending, particularly in a UK market • Adhere to Standard Operating Procedures when assessing Mortgage valuations, Certificates of Titles and post offer documents, applying business and lending policies to the assessment to ensure appropriate decisions can be made as a result of the assessment • Identify and review changes to Standard Operating Procedures and support the implementation of improvement ideas to improve the customer experience and realise cost benefits Should be flexible with rotational shifts. One way transportation will be provided. Interested candidates can share their resume on the below mentioned email ID, ramakanth.sripati@wipro.com

Job description Walk-in Drive in Firstsource for US Mortgage Underwriters -Bangalore location Walk-in Time 10.00 AM to 4.00 PM Walk-in Date - 2ndt & 3rd August Walk-in address - 3rd floor , dragonfly building, Brigade tech gardens, Brookefield - 560037. Contact Person Supriya PS- supriyapss@firstsource.com Job Description Graduates & above Minimum 2 year of experience into Live Underwriting. Should have worked in all the 4 c's Should be good with income calculation & asset review Sound knowledge of US Residential mortgage. Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc Join our team if you're passionate about the industry and possess the skills listed below. Requirements: Minimum 3 years of experience in US mortgage- live Underwriting. Strong understanding of underwriting processes, mortgage products, and federal regulations Excellent analytical, communication, and customer service skills. Ability to thrive in a team-oriented environment. Proficiency in relevant computer applications and software Interview rounds HR, Assessment, Ops and client round. Interested candidates can drop in to the office with your resume and govt ID proof. Disclaimer: Firstsource allows a fair, transparent, and merit-based hiring process. we never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @ firstsource.com email addresses

Greetings from THE JOB FACTORY !! A Mortgage Underwriter plays a pivotal role in the loan approval process by assessing and evaluating the financial profiles of potential borrowers. They meticulously analyze credit reports, income statements, employment history, and other pertinent financial data to determine the risk involved in granting a mortgage. By adhering to strict lending guidelines and regulatory requirements, Mortgage Underwriters ensure that loans are both financially viable and compliant. Their expertise not only helps in mitigating risk for lenders but also provides borrowers with a fair assessment of their eligibility for home financing. For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in Key Responsibilities - Evaluate and verify loan applications to ensure compliance with regulations - Analyze credit reports, income documentation, and property appraisals - Approve or deny loan applications based on comprehensive risk assessments - Maintain detailed records of evaluations and decisions - Ensure compliance with regulatory guidelines and internal policies Requirements - Bachelor's degree in any stream - Min 1 years of experience in mortgage underwriting or related field - Strong analytical and problem-solving skills - Excellent communication and decision-making skills - Proficiency in financial analysis, risk evaluation, and documentation For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in

Call us - 8271273330 Experiences preferred- Property and Casualty Insurance Claims Mortgage Underwriting Denial Management Location- Noida Salary - 25-30% hike on last drawn.

Greetings from THE JOB FACTORY !! A Mortgage Underwriter plays a pivotal role in the loan approval process by assessing and evaluating the financial profiles of potential borrowers. They meticulously analyze credit reports, income statements, employment history, and other pertinent financial data to determine the risk involved in granting a mortgage. By adhering to strict lending guidelines and regulatory requirements, Mortgage Underwriters ensure that loans are both financially viable and compliant. Their expertise not only helps in mitigating risk for lenders but also provides borrowers with a fair assessment of their eligibility for home financing. For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in Key Responsibilities - Evaluate and verify loan applications to ensure compliance with regulations - Analyze credit reports, income documentation, and property appraisals - Approve or deny loan applications based on comprehensive risk assessments - Maintain detailed records of evaluations and decisions - Ensure compliance with regulatory guidelines and internal policies Requirements - Bachelor's degree in any stream - Min 1 years of experience in mortgage underwriting or related field - Strong analytical and problem-solving skills - Excellent communication and decision-making skills - Proficiency in financial analysis, risk evaluation, and documentation For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in

Job Summary The TL-Performing Servicing role requires an experienced professional with 6 to 8 years of expertise primarily in MS Excel. The candidate will work from the office during night shifts focusing on mortgage loan servicing tasks. Familiarity with foreclosure claim file servicing and escrow administration is advantageous. This role does not require travel. Responsibilities The Team Leaders objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He she will report to the Team Manager Delivery Manager Operations who will be the first point of contact for any issues questions or concerns. Key Result Areas KRAs Leadership The Team Leader is expected to actively lead and motivate the team for whom he she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues including potential issues within the team and appropriately resolve escalate the same. The Team Leader should be aware of the strengths and weaknesses of his her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations Experience of working in US Mortgage Escrow experience Understand escrow lines or products Knowledge of core logic lareta proctor or assurant activities Understood Tax amount reporting pre boarding loans comprehension of HUD and Initial escrow statement working in Escrow set up Analysis and Cancellations. Knowledge of mobile homes good to have Mortgage Insurance cancellations Hazard Insurance Must have knowledge on loss drafts flood zones hazard claim filing etc The Team Leader is expected to ensure that all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. The Team Leader is expected to ensure smooth operations on a daily basis by ensuring all service level agreements are met in terms of quality productivity and turnaround time by active interaction with the business area. The Team Leader is expected to take ownership of identification and resolution of daily operational admin and technical issues. The Team Leader should ensure timely and accurate submission of all reports sought by the management or by the business area and ensure high levels of internal and external customer service. The Team Leader is expected to periodically review and suggest possible revision of the quality and productivity targets based on the teams performance in order to improve overall process efficiency and deliver excellent customer service. The Team Leader is expected to Initiate Training and Updates to the team members The Team Leader is expected to keep the Manager appraised of members needs staffing issues technical and performance issues The Team Leader is expected to interact with the BA in order to be transparent on the business front Teamwork The Team Leader is expected to create and maintain an environment that fosters teamwork in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member focusing on the performance rather than the personality of the individual in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. The Team Leader is expected to be open and receptive to feedback. Qualification Graduate 6 plus years of experience in U.S Mortgage Servicing Default Servicing Escrow Good understanding of U.S. Mortgage Banking Loan Servicing cycle Minimum of two years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge Certifications Required Microsoft Office Specialist: Excel Certification

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. If anybody interested Kindly share your resume hrd5@venpastaffing.com 9087302690

Job Summary: We are looking for a seasoned operations leader with deep expertise in underwriting to lead a high-performing team. The role involves managing day-to-day underwriting operations, ensuring compliance with SLAs, enhancing productivity, and driving continuous improvement across teams. Key Responsibilities: Lead and manage underwriting operations across multiple teams to deliver high-quality outcomes within defined SLAs and turnaround times (TATs). Develop and implement strategic plans to optimize team performance, capacity planning, and resource utilization. Monitor underwriting decisions for adherence to client guidelines and regulatory standards. Collaborate with quality, training, and compliance teams to drive accuracy and reduce error rates. Analyze process gaps and implement improvement initiatives using Lean/Six Sigma methodologies. Ensure effective communication and coordination between cross-functional teams and external stakeholders. Review and interpret underwriting data and trends to provide business insights and recommend operational strategies. Drive performance reviews, governance reporting, and client presentations. Manage team escalations, mentor managers and team leads, and promote a culture of accountability. Maintain operational compliance with internal policies, industry regulations, and client-specific requirements. Key Skills & Competencies: In-depth understanding of underwriting processes (mortgage/loan/insurance). Strong leadership and team management skills in a high-volume operations environment. Decision-making ability in complex underwriting scenarios. Proficiency in workflow management, reporting tools, and operational metrics. Excellent communication, client management, and stakeholder engagement abilities. Experience in process improvement, automation, and change management. Strong analytical skills and familiarity with quality tools (RCA, Pareto, etc.). Qualifications & Experience: Graduate/Postgraduate in Finance, Commerce, Business Administration, or related field. 12 years of total experience with at least 6 years in underwriting operations leadership. Experience in US/UK/AU mortgage or financial underwriting processes preferred. Certification in Six Sigma, PMP, or similar methodologies is an added advantage.

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: Swathi 8884496983 swathi.rivera@gmail.com (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Responsibilities: Perform underwriting and mortgage processing for banking clients Validate documents, assess credit risk, and ensure compliance with guidelines Collaborate with internal teams to process applications accurately and timely Deliver high-quality support while meeting SLAs and audit standards Interview Rounds: AMCAT Non-Voice (Minimum Score Required) Versant Non-Voice (Cut-off Score: 58) Operations Round Client Round APPLY NOW! If you have mortgage/underwriting experience and want to join a growing team in the banking domain , reach out to HR swathi 8884496983 or WhatsApp your CV if lines are busy.

Job Description: Under direct supervision, assist in the collection and analysis of data for senior staff to use to formulate an opinion of the market value of real estate for the purposes of dispute resolution, mortgage underwriting, acquisition/disposition, portfolio analysis and estate purposes. Essential Job Duties: Collects, analyzes, and reports appraisal related market data through internal and outside sources. Responsible for understanding all company research related database programs Assists in the preparation of appraisal reports under the direct supervision of a State Certified Appraiser. Understands all necessary software programs used to prepare valuation reports Understands and utilizes necessary third-party data sources Responsible for the aggregation, analysis, interpretation, and reporting of complex appraisal related market data through internal and outside sources. Skills, Education and Experience: Bachelor s degree; preferably in related subjects such as Economics, Finance, Mathematics, Business or Real Estate Law Strong analytical, writing and communication skills Strong organizational and multi-tasking skills

Job Summary We are seeking a dedicated professional for the role of TL-Performing Servicing with 6 to 8 years of experience. The ideal candidate will have expertise in MS Excel and a background in mortgage-related domains such as foreclosure claim file servicing and escrow administration. This role requires working from the office during night shifts with no travel obligations. Responsibilities The Team Leaders objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He she will report to the Team Manager Delivery Manager Operations who will be the first point of contact for any issues questions or concerns. Key Result Areas KRAs Leadership The Team Leader is expected to actively lead and motivate the team for whom he she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues including potential issues within the team and appropriately resolve escalate the same. The Team Leader should be aware of the strengths and weaknesses of his her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations Experience of working in US Mortgage Escrow experience Understand escrow lines or products Knowledge of core logic lareta proctor or assurant activities Understood Tax amount reporting pre boarding loans comprehension of HUD and Initial escrow statement working in Escrow set up Analysis and Cancellations. Knowledge of mobile homes good to have Mortgage Insurance cancellations Hazard Insurance Must have knowledge on loss drafts flood zones hazard claim filing etc The Team Leader is expected to ensure that all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. The Team Leader is expected to ensure smooth operations on a daily basis by ensuring all service level agreements are met in terms of quality productivity and turnaround time by active interaction with the business area. The Team Leader is expected to take ownership of identification and resolution of daily operational admin and technical issues. The Team Leader should ensure timely and accurate submission of all reports sought by the management or by the business area and ensure high levels of internal and external customer service. The Team Leader is expected to periodically review and suggest possible revision of the quality and productivity targets based on the teams performance in order to improve overall process efficiency and deliver excellent customer service. The Team Leader is expected to Initiate Training and Updates to the team members The Team Leader is expected to keep the Manager appraised of members needs staffing issues technical and performance issues The Team Leader is expected to interact with the BA in order to be transparent on the business front Teamwork The Team Leader is expected to create and maintain an environment that fosters teamwork in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member focusing on the performance rather than the personality of the individual in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. The Team Leader is expected to be open and receptive to feedback. Qualification Graduate 6 plus years of experience in U.S Mortgage Servicing Default Servicing Escrow Good understanding of U.S. Mortgage Banking Loan Servicing cycle Minimum of two years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge Certifications Required Microsoft Office Specialist: Excel Certification

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: HR Ananya 88844 96986 (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Responsibilities: Perform underwriting and mortgage processing for banking clients Validate documents, assess credit risk, and ensure compliance with guidelines Collaborate with internal teams to process applications accurately and timely Deliver high-quality support while meeting SLAs and audit standards Interview Rounds: AMCAT Non-Voice (Minimum Score Required) Versant – Non-Voice (Cut-off Score: 58) Operations Round Client Round APPLY NOW! If you have mortgage/underwriting experience and want to join a growing team in the banking domain , reach out to HR Ananya at 88844 96986 or WhatsApp your CV if lines are busy.

* Role & responsibilities Implement and Act in accordance with Organizations Policies and Process and Credit Delegation In addition, adhere to Regulatory and Audit Compliance Review and Monitor Underwriters in terms of Loan Appraisals, TAT, Risk Appetite and Support to Business Monitor Portfolio Quality Provide valid inputs to Policy Team on hindsight and Competition benchmarks Assist towards Process Key Improvement Activities Ensure quality metrics of underwriting are maintained with error rates maintained within threshold limit. Proactively inform about Red Flags and Triggers To identify Portfolio Risk in Underlying Business Practices and Fraud Exposures Training the Credit Managers on Processes and policies Work Closely with Sales Managers in Zones, Credit team and business teams of lenders to constantly refine credit underwriting processes in Zone across regions Partnering with risk and policy teams to align products and policies , build on data driven underwriting practices. Actively get involved in New lenders onboarding process, setting up process and policies and regular interaction with lenders credit and operations team. Actively looking out for automation initiatives enabling better underwriting practices and lender delight. Manage a team of underwriters across locations including ACMs and credit managers. Preferred candidate profile Financial Skills required for Underwriting Behavioral Pattern of Customer Profiles. Market Risk and pattern of credit off takes Region Specific – Business practices and market knowledge Vendor Management Leadership skills Product and documentation knowledge