277 Mortgage Underwriting Jobs - Page 5

Job Description: Fresher - Banking and Financial Services Location: Noida Shift Timings: Flexible (Rotational Shifts) About the Role: We are seeking motivated and adaptable freshers to join our team in the Banking and Financial Services sector. This is an excellent opportunity for individuals looking to start their careers in a dynamic industry, with multiple process roles available, including research, remediation, keying, and data entry.

Role & responsibilities Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize clients loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Preferred candidate profile Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary

for Payroll Operations Associate Position Title:Payroll Operation Associate CL -12 Location: Bangalore Employment Type: Full Time Must have skills : Payroll Processing Good to have skills : India Payroll About CF/S&C Corporate Functions include Human Resources, Finance, Legal, Marketing Communications, and Workplace Solutionsthat power Accenture's people across industries and functions to keep our business leading in the New. Join the heart and soul of Accenture, partnering with our extraordinary people to bring innovation into every organization. About Accenture: Combining unmatched experience and specialized skills across more than 40 industries, the company offers Strategy and Consulting, Song (Interactive), Technology and Operations servicesall powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. With net revenues of $64 billion for 2023, their 774,000+ employees deliver on the promise of technology and human ingenuity every day, serving clients in more than 49 countries and over 200 cities. Job Summary : It involves handling various payroll-related tasks. This includes managing payroll processing, ensuring compliance with statutory requirements, and handling individual tax and social security contributions. The role also requires good technical aptitude in payroll, finance, and systems, as well as knowledge of India Payroll. Roles & Responsibilities: India Payroll Knowledge Sound Knowledge of Payroll Processing, Good technical aptitude (Payroll, Finance, Systems) Individual Tax, What is Gratuity and eligibility Leave encashment. What is Provident Fund What is ESI. Latest Tax updates. Handling Payroll queries and Induction. Job Qualification: Additional Information: - The ideal candidate will possess a strong educational background in commerce or a related field, along with good knowledge and experience in relevant countries Payroll processing. This position is based at our Bengaluru office. About Our Company | Accenture Qualification Experience: Minimum 2 year(s) of experience is required Educational Qualification: B.com

Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for Strong domain expertise in commercial real estate (CRE) Loan Underwriting, Loan Abstraction, Operating Statements, Rent Rolls, Third Party Reports.Spread Operating Statement & Rent Roll, analyze trends, identify outliers and flag any potential areas of concernReview market performance and borrower creditworthiness to arrive at potential strengths and risks/mitigants for loans underwrittenProject and Client handling experienceManage queries and clarifications from the ClientAnalyze complex transactions and provide guidance to team membersPerform Review / Quality Check (QC) and provide feedback to team members Roles and Responsibilities: Good written and oral communication skillsInterpretation of financial data like Loan Terms, Rent Rolls, Operating statements etc.Interpretation of complex Commercial, Office and Retail Loan documentsReview of Third Party ReportsReview/QA of Underwriting template analyzing every risk factor and identify Strengths & MitigantsHandle Client calls.Ability to work on multiple projects and work under tight timelines. Qualification BCom

Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections. Required Candidate profile • Degree or Equivalent • Minimum 2 years of experience in US Mortgage Residential Live Underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral min into.

*Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines *Examines documentation accuracy &completeness *Provides final approval underwriting of mortgage loans *4 C's guidelines Required Candidate profile • Graduate • Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral

*02 Year of exp. in US Residential Mortgage preferably in Pre UW/ File Set up with sound knowledge of Income & Asset Guidelines *Verify loan quality & set up the loan for UW *Review & analyze necessary documents *Credit underwriting guidelines Required Candidate profile •Excellent customer service, written & verbal communication skills •Adaptability in fast paced US mortgage industry •Computer proficiency •Flexible to work in 24/7 process For Future :9500996913

*01 Year of exp. in US Residential Mortgage preferably in Pre UW/ File Set up with sound knowledge of Income & Asset Guidelines *Verify loan quality & set up the loan for UW *Review & analyze necessary documents *Credit underwriting guidelines Required Candidate profile •Excellent customer service, written & verbal communication skills •Adaptability in fast paced US mortgage industry •Computer proficiency •Flexible to work in 24/7 process

Gradation mandatory Min 2years of Underwriting experience is mandit (No Freshers) 5 days work 2 days off Rotation shift WFO ITPL Whitefield 2way cab provided SALARY upto 6.5LPA For more details Contact *HR Supriya-7411782493 Required Candidate profile Into financial sector or business loans Underwriting into finance Business to business Have worked on bank statement Application worked on to identify fraud activities

10+2+3 full-time graduate 5 Years to 10 Years Total Exp with 2 - 8 years of experience in Mortgage Servicing Aus Shifts Timing 01:30 AM or 02:30 AM For Details, connect on- Roshan-9899078782 Rukhsar- 9899875055 Suhani-9911988552

US Residential Mortgage Live Underwriting or End-to-End Underwriting Experience: 2+ years Work Mode: Work From Home CTC: to 13 LPA Shift: Night Shift Qualification: Any Degree (No Backlogs) Call 9003030605 Share resume to hr@linknight.in Required Candidate profile Should have a minimum of 2 years of experience in live or end-to-end underwriting. Must work with income calculation with self-employment. Must be flexible with working "US Shift and WFO in Chennai

Role & responsibilities Candidate should be having experience in Mortgage underwriting of minimum 2-3 years. He/she should be well versed about Collateral underwriting. For the first 9-10 months, they would be Depute to Kurla for handling Co-lending activities. Post that they will move back to CPU credit (Mortgages) or will be on and off depending on Co-lending volumes. Preferred candidate profile Candidate should be from NBFC background. Interested candidate can share the resume on samiksha.shewale@piramal.com or deborah.reddy@piramal.com

Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handle oversight & review of credit underwriting of small ticket LAP in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level. Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment. Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix. Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines. Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability. Should be willing to adapt to digital tools and processes. Preferred candidate profile Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate. 6-10 years of relevant experience in Credit underwriting high value LAP Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility

Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handle oversight & review of credit underwriting of small ticket LAP in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level. Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment. Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix. Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines. Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability. Should be willing to adapt to digital tools and processes. Preferred candidate profile Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate. 6-10 years of relevant experience in Credit underwriting high value LAP Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility

Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handle oversight & review of credit underwriting of small ticket LAP in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level. Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment. Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix. Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines. Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability. Should be willing to adapt to digital tools and processes. Preferred candidate profile Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate. 6-10 years of relevant experience in Credit underwriting high value LAP Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility

location -Brookfield 5days of working [ sat,sun off] US Mortgage process (WFH) Graduation is mandatory [only for exp ] Salary: Up to 11LPA (based on last drawn salary and exp) Joining Bonus: 1,00,000 (for joining within 45 days)

Loc: Remote (WFH) Edu: Graduation Mandit(No Freshers) Req:Min 2yrs of exp in live underwriting with strong expertise in US Residential Mortgage process Sal: Up to 12 LPA (based on experience)+ Joining Bonus: 1,00,000 (for joining within 45 days) Required Candidate profile Analyze&calculate qualifying income from various tax docs: 1040s, Schedule E, 1065, 1120, 1120 S, K1, transcripts,etc. Review docs to assess risk and ensure compliance

Hiring for Commercial Real Estate underwriting Location - Mumbai / Chennai Timings - US Night shift Mode - WFO Notice Period - Immediate to 30 Days SME - Upto 7.5 - 8 Lpa SME 3.5+yr exp in Commercial Real Estate underwriting , Commercial underwriting & Us Mortgage (Only apply if you have relevant experience ) Interested Candidates contact HR Dinesh@ 8655512320 dinesh@careerguideline.com

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Associate Manager Qualifications: Any Graduation Years of Experience: 10 to 14 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do As a Leader, you are respected for your technical expertise and ability to oversee programs and processes. You balance the needs of multiple stakeholders, making sound decisions using data, analysis, experience, and judgment, along with a risk mindset. Ultimately, you take ownership of key outcomes.Define Insurance policy and calucating premium including terms and condition for PropertyThe Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review. What are we looking for In this role, you will be responsible for the strategic planning and development of all (Region/Country) Underwriting Analyst operations and report directly to Head of Operations. You will coordinate with and guide the Underwriting Analyst Managers for all product lines and identify and design processes and controls that will drive continuous improvement.Insurance Underwriting Migration Location strategy Technology for process automation Data analytics Performance Monitoring Insurance Certification (CPCU AINS IIA CII) Green/Black Belt Process restructuring Budget planning. Roles and Responsibilities: Applies strategic organizational thinking.Displays strong leadership skills.Possess deep analytical capacity for systems, processes, and controls.Develops key relationships with the field and home office underwriting leaders to execute the end-to-end underwriting processes.Manages a cross-regional team of Underwriting Analysts and develops emerging talent to ensure succession through mentoring and coaching.Provides vision, clarity, and direction to all stakeholders.Works with team members and underwriters to determine needs and provide solutions in alignment with the global strategy of standardization to manage control and maximize efficiency.Develops and implements guidelines and processes to ensure consistency, global controls adherence, workload sharing, and best practice knowledge transfer.Assumes an active role in the implementation of the Standard Commercial Underwriting Platform transformation.Communicates and collaborates across the organization to provide solutions/recommendations to achieve organizational success. Qualification Any Graduation

**Mphasis Walk-in Drive for US Mortgage Underwriters!** Date: 4th-July-25 Timings: 11pm to 3pm Address: EON Kharadi Infrastructure Pvt Ltd, Cluster C, Wing 3, 5th Floor, Plot No. 1. Survey No. 77, MIDC, Kharadi, Pune - 411014. Position Overview: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. **Essential Job Functions:** - Review mortgage loan files thoroughly - Accurately enter data into the loan system - Underwrite loans in accordance with client guidelines - Ensure accuracy and compliance of loan documents - Address issues promptly and provide top-notch customer service - Stay updated on client and investor requirements - Assist colleagues in understanding underwriting decisions - Work efficiently in a high-pressure environment **Requirements:** - Minimum 1.5 + years of current conventional mortgage underwriting experience - Proficiency in income calculations, tax returns, and credit report analysis - Understanding of appraisal processes and red flags - Knowledge of underwriting guidelines and automated systems - Strong analytical and communication skills - Detail-oriented with excellent time management abilities - Ability to collaborate effectively in a fast-paced environment - Proficient in multiple systems and willing to work in a secure environment - NMLS-MLO Licensure preferred - Availability to work beyond regular hours when necessary Candidates are required to bring a hard copy of their resume. Please mention HR Janavi name on it. Don't miss this opportunity to join our dynamic team at Mphasis! #MortgageUnderwriter #JobOpportunity #MphasisWalkInDrive

HCL Walk-In Drive International Banking Non voice. Date: 02nd & 03rd July 2025 Time: 11:00 AM 2:00 PM Location: ETA 3 - HCLTech Navalur - Block 3, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai, Tamil Nadu, 600130 Role: Mortgage Operations (Asset Finance) Experience: 2+ years in UK/US mortgage operations Skills: In-depth knowledge of mortgage applications, borrower profiles, and income calculations. Experience in reviewing collateral and loan documentation. Role: Corporate Banking (Commercial Loans) Experience: 2-8 years in corporate/commercial banking (Senior Associate & Analyst). Skills: Expertise in corporate loan origination, account management, and loan drawdowns. Strong understanding of banking products, credit documentation, and loan servicing. Role: Payments Experience: 3-5 years in MT103/MT202 transfers, CHAPS, and BACS payments Skills: Expertise in handling MT103, MT202, FX charges, and customer concessions. Proficient in reconciliation processes, charges, routing, intermediary banks, and developing efficient reports. Role: Chargeback Experience : At least 3+ Years experience Skills: Chargeback experience in handling fraud and non-fraud disputes Credit/Debit card related process experience would be good Any Financial/Banking experience Commerce or Business banking background Qualification: Any degree required Shift Timing: UK Rotational Shift Location: ETA 3 - HCLTech Navalur - Block 3, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai, Tamil Nadu, 600130 Cab facility as per company policy* Work Mode: Work from Office Notice Period: Open to candidates available for immediate joining or those currently serving a notice period (up to 30 days) Contact: HR Sanjay/Syed

Under direct supervision, assist in the collection and analysis of data for senior staff to use to formulate an opinion of the market value of real estate for the purposes of dispute resolution, mortgage underwriting, acquisition/disposition, portfolio analysis and estate purposes.

Skills: Must have 2+ years in Australian mortgage/credit analysis Manage loan applications from start to finish using Infinity or MyCRM software Compliance with Australian accounting standards Knowledge of AUS lending guidelines & financial docs Accessible workspace Flexi working Work from home

Ensure the SLA's & KPI Targets Review client escalations, Team Queries, and support team as Subject Matter Exp. Deliver on CSAT targets External/ Internal Comply all ISO & ISMS protocols Monitoring results & KPI data Identify portfolio risks Required Candidate profile Graduate As TL 02 years exp. on Paper-US Mortgage Origination, Pre Underwriting, Conditions review Excellent Communication, analytic & interpersonal skills Core Statistics, Trend & Ratio Analysis.

Ensure the SLA's & KPI Targets Review client escalations, Team Queries, and support team as Subject Matter Exp. Deliver on CSAT targets External/ Internal Comply all ISO & ISMS protocols Monitoring results & KPI data Identify portfolio risks Required Candidate profile Graduate As TL 02 years exp. on Paper-US Mortgage Origination, Pre Underwriting, Conditions review Excellent Communication, analytic & interpersonal skills Core Statistics, Trend & Ratio Analysis.