42 Commercial Underwriting Jobs

Profile- Mortgage Underwriter Package- Upto 5.5LPA Exp-Min 2 to 3yrs Shifts- Night Both side Cabs *Immediate joiners* Anushika 9511159022 anushika.imaginators@gmail.com

Greetings from JobShop, India's Largest BPO Recruitment Company One of our premium client is hiring for underwriter (please do not apply if you are a mortgage underwriter) We are looking for Candidates who have experience in underwriting of Business Loans, Insurance, Loans, Corporate Loans, Non Mortgage Loans Salary upto 6 LPA, work location Bengaluru, whitefield Call HR John 6362028414 / 9964080000 or visit jobshop.ai to explore other open positions with us

Exp. in US Mortgage Underwriting (Required) 4 Years+ (SME/Lead) - Upto 10 LPA 7 Years+ (AM) 14 LPA 10 Years+ (MGR) 18 LPA (Min. Team size handled - 50 FTE's+) Graduate ONLY 5 Days/Rotational Shifts/Cabs Please Call - 9999869475

We are seeking energetic and detail-oriented professionals to join our growing Property and Casualty (P&C) Insurance team. The ideal candidates will have prior experience in underwriting, policy servicing, claims, or operations in the P&C insurance domain. Key Responsibilities: Handle end-to-end P&C insurance processes (underwriting, claims, endorsements, etc.) Interact with clients, brokers, and underwriters as needed Ensure compliance with company and regulatory standards Prepare and analyze insurance documents and reports Assist in audits, quality checks, and data validation Required Skills: Minimum 1 year of relevant experience in P&C insurance (US/UK market experience preferred) Understanding of Property and Casualty insurance products (e.g., homeowners, auto, commercial property, liability insurance) Interested candidates can walk-in for interviews Location: Magarpatta City, Tower 1 first floor Timing: 12:00pm to 2:00pm Date: 9-June-2025 to 11-June-2025

Urgent Hiring_ US Mortgage Analyst / Sr.Analyst with a leading US Mortgage Industry @ Mumbai Location. Must have experience in any below skill Commercial Underwriting / Commercial Lending / Escrow/default servicing process / Loss Mitigation Ctc - Upto - 6 Lpa US Shift WFO Location- Hyderabad , Chennai , Mumbai Apply - rohita.robert@adecco.com Ph No- 8951858328 ESSENTIAL SKILLS/PERSONALITY TRAITS: Resources executing day to day activities of the engagement Strong analytical, logical and data management skills preferred Service Excellence orientation MS Office Skills Basic keyboarding skills and computer skills of data entry Personal effectiveness skills Prioritizes and tracks own activities Follows documented processes Documentation of own work on a daily basis Interpersonal skills Strive to understand and resolve issues/queries at the first instant Keeps own work aligned with teams requirements

Hiring for Property and Casualty Insurance for International US process for Pune(Hinjewadi) Position : Senior Process Executive -Data Job Location : Pune (Hinjewadi) Shift : US Shift/Night Shift This is work from office mode. Role & responsibilities : Candidates should have experience in Property and Casualty Insurance with US process Property and Casualty Insurance in Underwriting experience is required Property and Casualty Insurance in Claims in International process Property and Casualty Insurance in Underwriting or Claims Candidates should have experience in client handling is must Excellent Communication is must Candidates should have knowledge in audit Customer Support, E mail, Chat process, client handle via calls or mails etcectra Preferred candidate profile : Graduation is mandatory (Non Technical) : BA/MA/B Com/M Com/BBA/MBA/B Sc./M Sc. Graduation Degree Certificate is must. Perks and benefits : Cab facility Note : Property and Casualty Insurance in Underwriting or Claims experience is must. Interested candidates share Updated Resume on nandini.shaw@cognizant.com

Hiring for Insurance Underwriter Any graduate with 1 year exp in Underwriting (International Only) CTC-Upto 4.5 LPA WFO-US Shifts 5 days working Both side cab provided Notice-0-30 days Location-Bangalore

Hiring for Insurance Underwriter Any graduate with 1 year exp in Insurance Underwriting (International Only) CTC-Upto 4.5 LPA WFO-US Shifts 5 days working Both side cab provided Notice-0-30 days Location-Bangalore

We are seeking energetic and detail-oriented professionals to join our growing Property and Casualty (P&C) Insurance team. The ideal candidates will have prior experience in underwriting, policy servicing, claims, or operations in the P&C insurance domain. Key Responsibilities: Handle end-to-end P&C insurance processes (underwriting, claims, endorsements, etc.) Interact with clients, brokers, and underwriters as needed Ensure compliance with company and regulatory standards Prepare and analyze insurance documents and reports Assist in audits, quality checks, and data validation Required Skills: Minimum 1 year of relevant experience in P&C insurance (US/UK market experience preferred) Understanding of Property and Casualty insurance products (e.g., homeowners, auto, commercial property, liability insurance) Interested candidates can walk-in for interviews Location: Magarpatta City, Tower 1 first floor Timing: 12:00pm to 2:00pm Date: 5-June-2025 to 6-June-2025

Dear Applicant, Hiring for Commercial underwriting - SME Position SME Location : Chennai / Mumbai Process Commercial Underwriting Ctc - 7.5-8lpa Description – Looking for candidates with good experience in commercial underwriting / CRE underwriting/ financial spreading Shifts – US shifts/WFO Notice period – Immediate/ 1 month only Interested candidates contact HR Hema@9136535233/ hemavathi@careerguideline.com

Job Profile/Designation: Process/ Senior Process Associate (Insurance - Back-Office Operations) Job Location: Chennai/ Pune Educational Qualification: Any Full Time UG with Good English Verbal/ Communication standards Work Experience: 2-7 Yrs. Job Timings: U.S Shift (Need to be Flexible for Full Night Shift) Job Description: We are looking for candidates with experience in P&C Insurance domain(Personal or Commercial). You will be required to handle processes & documents within P&C Insurance Lifecycle and are responsible for maintaining high standards of Performance, SLAs & innovative solutions. Roles and Responsibilities: • Handle/ Monitor daily Targets within SLA and ensure compliance to timeframe • Ability to work in a fast-paced, multi-skill work environment • Ability to process continual workload for extended periods in assigned area • Ability to provide a consistently high level of quality customer service • Ensure and maintain effective professional relationships with Client • Coordinate with team members and ensure achievement of all team objectives and goals • Analyse all processes and provide effective resolutions for same • Ability to meet and sustain minimum performance, attendance, and behavioural standards • Ability to work from office and FULL Night Shift / overtime as required (including weekends) • Problem Solving Skills - Positive attitude.

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

Job Title : Commercial Real Estate Underwriter Location State : Tamil Nadu Location City : Chennai Experience Required : 1 to 3 Year(s) CTC Range : 3 to 6 LPA Shift: Rotational Work Mode: Onsite Position Type: Permanent Openings: 10 Company Name: VARITE INDIA PRIVATE LIMITED About The Client: Client is a leading global professional services company that helps the worlds leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services. About The Job: Strong domain expertise in commercial real estate (CRE), Loan Underwriting, Loan/Lease Abstraction, Loan Setup, Operating Statements, Rent Rolls, Equity & Debt Financing, property valuation models through Discounted Cash Flow analysis. Support the team working for CRE mortgage lenders and investors engaged in loan underwriting and acquisition/disposition or asset management. Review market performance and borrower creditworthiness to arrive at potential strengths and risks/mitigants for loans underwritten Perform Review and provide feedback to team members Good communication skills Understand Client emails Analyse complex deals and provide guidance to team members Essential Job Functions: Good written and oral communication skills Clearly communicate and interpret financial data like Loan Terms, Rent Rolls, Operating statements etc. Interpretation of complex Commercial, Office and Retail Loan documents Review of Underwriting templates, Loan/Lease abstracts, Loan set-up, Equity & Debt Financing. Thorough knowledge/experience in analyzing Budget data including various expense line items pertaining to the different types of Properties, Rent Roll Summary, Underwriting and Re-Underwriting, Loan Terms etc. Ability to work on multiple projects and work under tight timelines. Qualifications: Educational Qualifications B.Com, BBA, MBA Working Conditions Willing to work in flexible shifts including night shifts Work from Office How to Apply: Interested candidates are invited to submit their resume using the apply online button on this job post. Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status. Unlock Rewards: Refer Candidates and Earn. If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE. Exp Req - Referral Bonus 0 - 2 Yrs. - INR 5,000 2 - 6 Yrs. - INR 7,500 6 + Yrs. - INR 10,000 About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections. 9500996913 Required Candidate profile • Degree or Equivalent • Minimum 2 years of experience in US Mortgage Residential Live Underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral min into.

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Associate Manager Qualifications: Any Graduation Years of Experience: 10 to 14 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do As a Leader, you are respected for your technical expertise and ability to oversee programs and processes. You balance the needs of multiple stakeholders, making sound decisions using data, analysis, experience, and judgment, along with a risk mindset. Ultimately, you take ownership of key outcomes.Define Insurance policy and calucating premium including terms and condition for PropertyThe Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review. What are we looking for In this role, you will be responsible for the strategic planning and development of all (Region/Country) Underwriting Analyst operations and report directly to Head of Operations. You will coordinate with and guide the Underwriting Analyst Managers for all product lines and identify and design processes and controls that will drive continuous improvement.Insurance Underwriting Migration Location strategy Technology for process automation Data analytics Performance Monitoring Insurance Certification (CPCU AINS IIA CII) Green/Black Belt Process restructuring Budget planning. Roles and Responsibilities: Applies strategic organizational thinking.Displays strong leadership skills.Possess deep analytical capacity for systems, processes, and controls.Develops key relationships with the field and home office underwriting leaders to execute the end-to-end underwriting processes.Manages a cross-regional team of Underwriting Analysts and develops emerging talent to ensure succession through mentoring and coaching.Provides vision, clarity, and direction to all stakeholders.Works with team members and underwriters to determine needs and provide solutions in alignment with the global strategy of standardization to manage control and maximize efficiency.Develops and implements guidelines and processes to ensure consistency, global controls adherence, workload sharing, and best practice knowledge transfer.Assumes an active role in the implementation of the Standard Commercial Underwriting Platform transformation.Communicates and collaborates across the organization to provide solutions/recommendations to achieve organizational success. Qualification Any Graduation

Greetings from JobShop, India's Largest BPO Recruitment Company One of our premium client is hiring for underwriter (please do not apply if you are a mortgage underwriter) We are looking for Candidates who have experience in underwriting of Business Loans, Insurance, Loans, Corporate Loans, Non Mortgage Loans Salary upto 6 LPA, work location Bengaluru, whitefield Call HR Ambika on 9110657487 or 9964080000 or visit jobshop.ai to explore other open positions with us

Greetings from JobShop, India's Largest BPO Recruitment Company One of our premium client is hiring for underwriter (please do not apply if you are a mortgage underwriter) We are looking for Candidates who have experience in underwriting of Business Loans, Insurance, Loans, Corporate Loans, Non Mortgage Loans Salary upto 6 LPA, work location Bengaluru, whitefield Please call Ambika on 9110657487 or 9964080000

We are hiring experienced professionals for the role of CMBS Underwriter with a strong background in U.S. commercial real estate underwriting.The ideal candidate should have hands on experience into credit memos and third-party reports,CRE exp needed

Job Title : Senior Process Analyst Qualification : Any Graduate or Above Relevant Experience : 4 to 8 Years Must Have Skills : 1.US Insurance 2.Property and casualty insurance 3.Banking And Finance 4.BFSI 5.organisational skills 6.interpersonal skills 7.Mortgage Insurance Roles and Responsibilities : 1.Operates a variety of client systems and performs complex tasks and activities without supervision following information security policies, procedures and guidelines. Meets and exceeds client performance standards. 2.Interacts with co-workers and supervisors to audit and troubleshoot to meet client needs in a timely manner 3.Takes initiative to find solutions and works effectively as a member of the team 4.Develops and implements procedures to meet quality, quantity, and timeliness standards. 5.Composes clear, polite, and well-organized emails to communicate with clients. Anticipates client needs proactively and takes initiative. 6.Coaches less-experienced staff in learning procedures and insurance knowledge. 7.Analyzes the root cause of processing problems and keeps team and supervisor, and client informed of issues and solutions. Skills and Competencies 8.Problem solving skills: Investigative, analytical, detail-oriented nature 9.Organizational skills: Able to multi-task, establish priorities, complete tasks/assignment in a timely manner and comply with process requirements. Exceptional commitment to customer service. 10.Interpersonal Skills: Demonstrates solid relationship building skills by being approachable, responsive and proactive. Should demonstrate collaborative working 11.Communication: Communicates orally and in writing clearly, concisely and professionally. No MTI, able to articulate while on call. Location : Bangalore CTC Range : 6 to 10 LPA (Lakhs Per Annum) Notice period : 30Days Shift Timing : Night Shift Mode of Interview : Virtual Mode of Work : Work From Office Thanks & Regards, Aneesha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432440|Whats app: 9035128021|aneesha.g@blackwhite.in

Excellent communication skills Graduation must Must have experience in Commercial underwriting, US mortgage Should be aware of US Taxation & US gaap. Should have hands on experience on Financial statements analysis& spreading and credit reports.

Profile-Commercial Underwriting Package-upto5.5LPA Exp-min2yrs Immediate joiners Shift-Rotational/both side cabs Anushika anushika.imaginators@gmail.com 9511159022

Greeting from Infosys BPM Ltd., We are hiring experienced candidates for DIRECT/UNSECURED UNDERWRITER positions for Bangalore location. Please walk-in for interview on 5th April 2025 at Bangalore Location. Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL-205489 Please mention the generated Candidate ID on the top corner of your Resume *** Interview details: Interview Date: 5th April 2025 Interview Time: 10:00 AM till 12:00 PM Interview Venue: Infosys BPM Limited, #785,Ground Floor Axis Sai Jyoti,15th Cross 100 Feet Road,Sarakki,1st Phase JP Nagar, Bengaluru, Karnataka560078 Landmark: Near Sindhoor Convention Centre Things to remember while entering the campus: Keep your double dose vaccination certificate handy while entering campus. There will be random checks at the gate by the Security team Documents and things to Carry: Carry a printout your updated resume. Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents needs to be available for verification.(10th, 12th, Graduation(Sem Wise Marksheet, CMM. Provisional and Original Degree) Mandatory to carry Smartphone and Headset for Assessment, ID proof Hardcopy. Please find below Job Description for your reference: Experience: 6-10 years Qualification: Any graduate- full time education Shift: Night Shift Notice Period - Immediate to 15 days Job Summary The Underwriter is responsible for decisioning loan requests for Direct (Branch initiated) titled applications and unsecured applications originated through the online portal and branch banking network. Analyzing credit bureaus, reviewing payment histories, identity authentication, ensuring the ability to repay, and follow up with Lender requests are an inherent part of the Underwriting Process. The Underwriter develops a strong working relationship with Lenders, addresses individual application concerns, maintains an open line of communication, assists with the structuring of loan requests, while adhering to policy and procedural guidelines. Key Accountabilities Review and decision credit applications: Reviews credit applications through the Branch Banking, and Online Portal origination sources and supplies a response in a timely manner. Responds directly to questions pertaining to loan requests and works through the origination sources to give quality and well documented replies. Formulates consistent and accurate decisions, adhering to Bank, Fair Lending, ECOA and OCC guidelines. Ability to engage lenders to advise on loan decisions. Re-evaluation of loan structure with second reviews, obtaining additional information and re-working of application is necessary to accommodate clients needs and develop strong working relationships. Corrects erroneous contracts and ensures decisions are within guideline limitations. Actively participates in weekly meetings, addressing items and areas of concern and developing an action plan to address and remedy any issues. Maintains a strong knowledge of lending guidelines. Credit Quality Targets and Exceptions: Aligns individual purchase policy with Bank initiated targets, in both credit quality and exceptions, to maximize market share and improve on Portfolio profitability. Monitors monthly and annual credit losses, identify negative trends, and incorporate guidelines to minimize losses on individual and segment portfolios. Key Competencies Communication Ability to clearly communicate (via written or verbal) loan decision to Lender. Offer alternative deal structure within procedural guidelines when applicable. Directly inform managers of any issues that may arise and file PSAR if necessary. Manage accounts until liquidated, assist loan support, and remedy any customer questions in reference to the account. Actively participate in weekly meetings. Accountability and Attention to detail Every decision on a loan (approvals, denials, counters) require specific regulatory items that need to be followed. With these loans, proper documentation, write ups and communications are required for each individual application. All decisioned loans are maintained in the individual portfolio and monitored monthly. Underwriters are responsible for the loans until paid in full.Underwriter will accept responsibility for keeping portfolio within controlled limits. Ensures all exceptions are well founded, with supporting documents and detailed write ups, within the application. Drive and Execution Daily shifts in volume require ability to work well with others and strive to meet individual and department goals. Constantly identifying areas in need of improvement and developing work plans to improve on these areas. Plans appropriately, offer suggestions on improving individual/team performance and assists in additional work tasks as they become available. Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance. Regards, Infosys BPM Recruitment team

Greeting from Infosys BPM Ltd., We are hiring experienced candidates for Commercial Underwriter/Mortgage Origination positions for Bangalore location. Please walk-in for interview on 5th April 2025 at Bangalore Location. Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL-205489 Please mention the generated Candidate ID on the top corner of your Resume *** Interview details: Interview Date: 5th April 2025 Interview Time: 10:00 AM till 12:00 PM Interview Venue: Infosys BPM Limited, #785,Ground Floor Axis Sai Jyoti,15th Cross 100 Feet Road,Sarakki,1st Phase JP Nagar, Bengaluru, Karnataka560078 Landmark: Near Sindhoor Convention Centre Things to remember while entering the campus: Keep your double dose vaccination certificate handy while entering campus. There will be random checks at the gate by the Security team Documents and things to Carry: Carry a printout your updated resume. Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents needs to be available for verification.(10th, 12th, Graduation(Sem Wise Marksheet, CMM. Provisional and Original Degree) Mandatory to carry Smartphone and Headset for Assessment, ID proof Hardcopy. Please find below Job Description for your reference: Experience: 6-10 years Qualification: Any graduate- full time education Shift: Night Shift Notice Period - Immediate to 15 days Requirements: Proven work experience as a credit underwriter or similar role Familiar with standard mortgage concepts, practices, and procedures Ability to perform an accurate risk assessment to ensure compliance with industry, company, and compliance guidelines. Effective communication with relevant parties regarding approval or rejection of loan applications. Highly organized and able to prioritize working withing tight and conflicting deadlines Detail-orientated with strong data analysis skills High mathematical aptitude Sound understanding of the Life cycle of a Loan application, from Origination until Funding Fluent in English with strong communication skills, both verbal in written Good knowledge in MS office skills- MS Word, Excel & MS Teams Willingness to work in US working hours (late night shift) Educational qualification and experience: Bachelors degree (10+2+3) with minimum 60% marks (business or finance preferred) Minimum of 6-10 years of relevant work experience in credit underwriting Previous mortgage underwriting experience preferred Duties and responsibilities: Analyze Home Equity (HELOAN/HELOC) loan applications and documentation to determine eligibility Make loan approval or denial decisions based on company policies and procedures Review and verify applicants financial information and credit standing Analyzing borrowers’ ability to repay loans Timely review of additional supporting documentation Evaluate property appraisal and title reports to ensure it meets company and legal standards Ensuring underwriting compliance with legal and industry regulations Interacting with loan originators and processors to obtain additional documentation or clarification Communicating application decision approval, counteroffer, denial to relevant parties Deliver on day-to-day process targets in meeting process service levels. Conduct quarterly review assessments of files selected for home equity portfolio analysis Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance. Regards, Infosys BPM Recruitment team

Greeting from Infosys BPM Ltd., We are hiring experienced candidates for Commercial Underwriter/Mortgage Origination positions for Bangalore location. Please walk-in for interview on 5th April 2025 at Bangalore Location. Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL-205489 Please mention the generated Candidate ID on the top corner of your Resume *** Interview details: Interview Date: 5th April 2025 Interview Time: 10:00 AM till 12:00 PM Interview Venue: Infosys BPM Limited, #785,Ground Floor Axis Sai Jyoti,15th Cross 100 Feet Road,Sarakki,1st Phase JP Nagar, Bengaluru, Karnataka560078 Landmark: Near Sindhoor Convention Centre Things to remember while entering the campus: Keep your double dose vaccination certificate handy while entering campus. There will be random checks at the gate by the Security team Documents and things to Carry: Carry a printout your updated resume. Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents needs to be available for verification.(10th, 12th, Graduation(Sem Wise Marksheet, CMM. Provisional and Original Degree) Mandatory to carry Smartphone and Headset for Assessment, ID proof Hardcopy. Please find below Job Description for your reference: Experience: 2-4 years Qualification: Any graduate- full time education Shift: Night Shift Notice Period - Immediate to 15 days Requirements : Proven work experience as a credit underwriter or similar role Familiar with standard mortgage concepts, practices, and procedures Ability to perform an accurate risk assessment to ensure compliance with industry, company, and compliance guidelines. Effective communication with relevant parties regarding approval or rejection of loan applications. Highly organized and able to prioritize working withing tight and conflicting deadlines Detail-orientated with strong data analysis skills High mathematical aptitude Sound understanding of the Life cycle of a Loan application, from Origination until Funding Fluent in English with strong communication skills, both verbal in written Good knowledge in MS office skills- MS Word, Excel & MS Teams Willingness to work in US working hours (late night shift) Duties and responsibilities : Analyze Home Equity (HELOAN/HELOC) loan applications and documentation to determine eligibility Make loan approval or denial decisions based on company policies and procedures Review and verify applicants financial information and credit standing Analyzing borrowers ability to repay loans Timely review of additional supporting documentation Evaluate property appraisal and title reports to ensure it meets company and legal standards Ensuring underwriting compliance with legal and industry regulations Interacting with loan originators and processors to obtain additional documentation or clarification Communicating application decision approval, counteroffer, denial to relevant parties Deliver on day-to-day process targets in meeting process service levels. Conduct quarterly review assessments of files selected for home equity portfolio analysis Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance. Regards, Infosys BPM Recruitment team

At Palni , we are seeking an experienced Commercial Credit Underwriter to support our US clients credit team. This role is pivotal in managing commercial underwriting, pricing, loan performance, and collections , with a direct impact on customer-level P&L . As part of our Credit Team , you will make data-driven business decisions to optimize lending margins while leveraging analytics to refine policies and pricing strategies. Key Responsibilities: Analyze financial data to assess the creditworthiness of small to mid-sized businesses . Apply underwriting expertise to make informed credit decisions within existing policy frameworks. Engage directly with customers to understand their business models and borrowing needs . Independently manage an underwriting pipeline , ensuring efficient decision-making. Drive improvements in underwriting policies and procedures as needed. Collaborate with credit/risk teams and leadership to enhance automated credit decisioning. Maintain strong relationships with internal stakeholders and management . Qualifications & Skills: Bachelor’s degree required (preferably in a business-related field). 5+ years of professional experience in small business lending underwriting . Proficiency in analyzing financial documents , including tax returns, bank statements, financial statements, and credit reports . Strong understanding of business underwriting principles, small ,small business lending risks, and lending regulations . Excellent written and verbal communication skills with the ability to present financial data clearly. Strong analytical and problem-solving skills with a detail-oriented mindset. Comfortable working in a fast-paced environment with minimal supervision. Ability to work independently and deliver high-quality results.