67 Commercial Underwriting Jobs

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for Adaptable and flexibleAgility for quick learningCommitment to qualityWritten and verbal communicationAbility to perform under pressureThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for Ability to handle disputesAbility to manage multiple stakeholdersAgility for quick learningCommitment to qualityWritten and verbal communicationThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

. Role & responsibilities Develop and maintain clear underwriting guidelines and policies for the Commercial Lines team, ensuring they align with company objectives and industry best practices. Provide technical expertise and support to underwriters in evaluating complex or high-value commercial insurance risks to ensure sound underwriting decisions. Analyze the commercial insurance portfolio to maintain a balanced mix of risks, optimize profitability, and achieve target loss ratios. Collaborate with actuarial teams to establish competitive and sustainable pricing for various commercial insurance products. Implement risk mitigation strategies and loss control measures to reduce the frequency and severity of commercial insurance claims. Provide training and development opportunities to underwriting teams to enhance their technical underwriting skills and knowledge. Conduct regular underwriting audits and quality assurance checks to ensure adherence to underwriting guidelines and compliance with regulatory requirements. Collaborate with product development teams to identify opportunities for enhancing existing commercial insurance products or developing new ones to meet market demands. Collaborate with the claims team to provide technical guidance on complex or contentious commercial insurance claims, ensuring fair and accurate claim settlements. Conduct market research to identify emerging trends, competitor offerings, and potential growth areas in the commercial insurance market. Foster strong relationships with brokers, clients, and reinsurers to enhance business partnerships and provide exceptional customer service. Ensure all commercial underwriting practices comply with regulatory requirements and industry guidelines. Utilize data analytics and risk modeling to make informed and data-driven underwriting decisions for commercial insurance. Lead and mentor the underwriting team in the Commercial Lines division, fostering a collaborative work environment and promoting professional growth

• Evaluate and underwrite commercial insurance applications (property, liability, fire, engineering, marine, etc.) • Conduct risk assessments • Determine appropriate coverage, premiums, and pricing • Negotiate terms and conditions with clients

Greetings from THE JOB FACTORY !! A Mortgage Underwriter plays a pivotal role in the loan approval process by assessing and evaluating the financial profiles of potential borrowers. They meticulously analyze credit reports, income statements, employment history, and other pertinent financial data to determine the risk involved in granting a mortgage. By adhering to strict lending guidelines and regulatory requirements, Mortgage Underwriters ensure that loans are both financially viable and compliant. Their expertise not only helps in mitigating risk for lenders but also provides borrowers with a fair assessment of their eligibility for home financing. For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in Key Responsibilities - Evaluate and verify loan applications to ensure compliance with regulations - Analyze credit reports, income documentation, and property appraisals - Approve or deny loan applications based on comprehensive risk assessments - Maintain detailed records of evaluations and decisions - Ensure compliance with regulatory guidelines and internal policies Requirements - Bachelor's degree in any stream - Min 1 years of experience in mortgage underwriting or related field - Strong analytical and problem-solving skills - Excellent communication and decision-making skills - Proficiency in financial analysis, risk evaluation, and documentation For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in

Greetings from THE JOB FACTORY !! A Mortgage Underwriter plays a pivotal role in the loan approval process by assessing and evaluating the financial profiles of potential borrowers. They meticulously analyze credit reports, income statements, employment history, and other pertinent financial data to determine the risk involved in granting a mortgage. By adhering to strict lending guidelines and regulatory requirements, Mortgage Underwriters ensure that loans are both financially viable and compliant. Their expertise not only helps in mitigating risk for lenders but also provides borrowers with a fair assessment of their eligibility for home financing. For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in Key Responsibilities - Evaluate and verify loan applications to ensure compliance with regulations - Analyze credit reports, income documentation, and property appraisals - Approve or deny loan applications based on comprehensive risk assessments - Maintain detailed records of evaluations and decisions - Ensure compliance with regulatory guidelines and internal policies Requirements - Bachelor's degree in any stream - Min 1 years of experience in mortgage underwriting or related field - Strong analytical and problem-solving skills - Excellent communication and decision-making skills - Proficiency in financial analysis, risk evaluation, and documentation For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in

Job Description A Commercial Real Estate (CRE) Underwriter plays a crucial role by underwriting at an advanced level of complexity for commercial portfolios. Provide guidance to structuring, servicing, and analysis for both new and renewal credits. The underwriter identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assess and communicate risks to assist department risk mitigation strategies. Products include lines of credit, term loans, real estate loans, and syndicated loans. Key Responsibilities Underwriting: Underwrites commercial credit actions according to applicable regulations, procedures, and guidelines Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend borrower risk ratings and appropriate loan structuring Ensures all involved parties are updated on underwriting progress and outcome Analysis: Conduct thorough due diligence, including reviewing financial statements, property appraisals, rent rolls, and market studies Utilize various financial models and software to assess cash flow, debt service coverage ratios, loan-to-value ratios, and other key financial metrics Conduct cash flow analysis, sensitivity testing, and calculate DSCR/LTV/Debt Yield Sources, compiles, and interprets financial data to support structuring and approval of loans Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower Utilizes results of analysis to underwrite commercial loans Valuation: Well versed in real estate valuation methods like Gross rent multiplier (GRM), Value per door and Cost per rentable square foot Risk Management: Evaluate borrower financials, guarantor liquidity, lease terms, and market conditions using third-party reports (appraisals, environmental assessments) Identifies risks through reviews, analysis, and research of new and existing commercial credit requests and relationships Works closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the commercial portfolio Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management Documentation and Compliance : Analyse loan agreements, covenants, and securitization documents for CMBS deals to ensure compliance. Prepare detailed credit memos and underwriting reports that summarize findings and provide recommendations for credit approval or denial. Ensure compliance with internal policies, regulatory guidelines, and industry standards throughout the underwriting process. Collaborate with legal and compliance teams to ensure all required documentation is complete, accurate, and properly filed. Client Interaction and Relationship Management: Work closely with loan officers, brokers, and clients to gather necessary information and clarify concerns during the underwriting process. Provide exceptional customer service by maintaining clear and effective communication with all stakeholders. Build and maintain strong relationships with clients, industry professionals, and internal teams to facilitate smooth transactions Qualification: Bachelor/master's degree in commerce, Finance & Accounting Minimum 2 to 4 years of relevant experience in CRE underwriting Willing to work in night shifts willing to work from office Interested candidate please share the profiles to priyadarshini.narayanan@cognizant.com

The Underwriter is responsible for evaluating and analyzing the risks involved in Commercial insurance proposals- Fire, Engineering, Marine, Liability. They ensure sound underwriting practices while working closely with insurers and clients to secure optimal coverage and terms. Key Responsibilities: Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Commercial insurance proposals- Fire, Engineering, Marine, Liability Recommend suitable products, terms, and comparative premiums to internal sales team/customers. Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT. Ensure accuracy in documentation like proposal forms, declarations, and endorsements. Coordinate with internal teams sales, operations, and claims for smooth service delivery. Maintain accurate underwriting records and reports. Maintaining claim documentation for fire, engineering , marine & liability.

Appraise loan applications within guidelines and recommend approvals. Assess risks and product suitability; conduct customer discussions. Monitor portfolio: renewals, deferrals, and Early Warning Signals. Visit key customers and maintain service TATs Required Candidate profile Coordinate with internal teams and submit timely MIS reports Location: Chilakaluripet, Nellore, pune Exp: 3-4 years in Banking Credit SME Age: 30 years CTC: Up to 7 Lakh call 9022157571

Appraise loan applications within guidelines and recommend approvals. Assess risks and product suitability; conduct customer discussions. Monitor portfolio: renewals, deferrals, and Early Warning Signals. Visit key customers and maintain service TATs Required Candidate profile Coordinate with internal teams and submit timely MIS reports Location: Chilakaluripet, Nellore, Dharmavaram (AP) Exp: 3-4 years in Banking Credit SME Age: 30 years CTC: Up to 7 Lakh call 9022157571

Appraise loan applications within guidelines and recommend approvals. Assess risks and product suitability; conduct customer discussions. Monitor portfolio: renewals, deferrals, and Early Warning Signals. Visit key customers and maintain service TATs Required Candidate profile Coordinate with internal teams and submit timely MIS reports Location: Chilakaluripet, Nellore, Dharmavaram (AP) Exp: 3-4 years in Banking Credit SME Age: 30 years CTC: Up to 7 Lakh call 9022157571

Preferred candidate profile Minimum 2 years mandatory experience in US Mortgage Underwriting Experience in reviewing the mortgage documents and completing the process steps defined by the client Excellent oratory skills to communicate with the US clients Immediate availability to start Flexibility to work in night shifts **Why Join Us?** Competitive salary in line with the market standards Opportunity to make a significant impact in a global organization A dynamic and supportive work environment Apply now by sending your resume to preena.p@sutherlandglobal.com or reach out directly to 8714437138 " Sutherland never requests payment or favors in exchange for job opportunities. Please report suspicious activity immediately to TAHelpdesk@Sutherlandglobal.com

Role & responsibilities Managing Agency Relationships Managing RFQ s received from intermediary Relationship Management with intermediary Coordinating with internal stake holders for policy/endorsement issuance and other service issues. Managing ETTASS Property Engineering Marine Underwriting (Secondary Responsibility): Quoting and Endorsements: Prepare quotes for endorsements, additional terms, and conditions in rater cases, adhering to underwriting guidelines Risk Assessment: Assist in evaluating and analyzing risks associated with property engineering marine liability insurance applications Documentation: Ensure thorough and accurate documentation for underwriting activities Client Interaction: Communicate with brokers, agents, and clients to gather necessary information and provide updates on underwriting status Reporting: Generate reports on underwriting & sales activities for respective region Preferred candidate profile Candidate must have experience in Commercial Underwriting and Experience in SME Agency Business

Role & responsibilities Managing Corporate Relationships Managing RFQ s received from intermediary Relationship Management with intermediary Coordinating with internal stake holders for policy/endorsement issuance and other service issues. Managing ETTASS Property Engineering Marine Underwriting (Secondary Responsibility): Quoting and Endorsements: Prepare quotes for endorsements, additional terms, and conditions in rater cases, adhering to underwriting guidelines Risk Assessment: Assist in evaluating and analyzing risks associated with property engineering marine liability insurance applications Documentation: Ensure thorough and accurate documentation for underwriting activities Client Interaction: Communicate with brokers, agents, and clients to gather necessary information and provide updates on underwriting status Reporting: Generate reports on underwriting & sales activities for respective region Preferred candidate profile Candidate must have experience in Commercial Underwriting and Experience in Managing Brokers & Corporate Clients.

MEGA Walk in Drive!! STARTEK welcomes Experienced professionals for the role of Underwriting Executive for International Voice/ Non Voice Process Empower Global Brands. Build Your Future with Us Where Skills Meet Global Impact Join the BPO Revolution! HR Name - Alisha A. HR Contact - 8826179338 Date of Interview - 11th July 2025 - 13th July 2025 Interview Location - Startek ITPL, 6th Floor, Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru - 560066. Interview Time - 12:30 PM -- 05:30 PM 5 days working Rotational shifts & Rotational week Offs Location - Bengaluru About US - Our associates are central to our mission of combining people, technology, and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our teams come from many different backgrounds with rich and varied experiences. Our Values unite us, creating a shared set of behaviors that are common to all associates across Startek regardless of region or role. Our Values work together to guide our decision-making and shape the experience of our associates, our clients, and our shareholders. Job Description Review and analyse financial statements of businesses seeking loans or insurance Assess the risk associated with loan applications and insurance policies Determine the creditworthiness of applicants using financial ratios and other metrics Prepare detailed reports on the financial status and risk levels of applicants Negotiate terms and conditions of loans and insurance policies with clients Collaborate with sales and account management teams to meet client needs Monitor existing accounts and update risk assessments as necessary Ensure compliance with regulatory guidelines and internal policies Maintain accurate and comprehensive records of underwriting activities Provide recommendations for approval or denial of loan and insurance applications Eligibility Criteria Bachelors degree in a related field (e.g., finance, business, or insurance) Minimum 1.5 year of experience as an Underwriter Commercial/ Credit/ Renewal/ Insurance domain Prior experience into Live Underwriting Strong analytical and decision-making skills Excellent attention to detail and accuracy Knowledge of insurance industry regulations and guidelines Effective communication and interpersonal skills Ability to work independently and as part of a team Knowledge of how insurance industry works in US preferred Flexible working in US Shifts Interview Process HR Screening Operations round Salary Discussion Benefits – Quarterly Bonus Free Transportation (2-way cab provided round the clock) Your Resume Is Your Gateway to Success. Send It Today WhatsApp – 91+ 8826179338 Email – alisha.alexander@startek.com

Role: Team leader exp: 6 + yrs US Mortgage Underwriting salary: Upto 10 LPA Location: Pune and Jaipur Immediate joiner proper documents for team leader Regards, 7826055629

Key Responsibilities: - Assess and analyze complex insurance applications to determine risk classification and comparison of premium rates. - Develop, implement, and continuously update underwriting guidelines, manuals, and internal procedures. - Communicate with clients, agents, and internal stakeholders regarding application status, underwriting decisions, and any additional information required. - Escalate and discuss complex cases with seniors or management for review and guidance. - Participate in strategic discussions related to underwriting and offer valuable insights and suggestions on projects. - Ensure compliance with industry regulations, laws, and company policies. - Collaborate with Agents and Insurance companies to obtain necessary data, clarify terms, and negotiate better policy terms and pricing. - Prepare Request for Quotations (RFQs) based on client needs and available data, ensuring accurate and competitive proposals. - Review policy terms and coverages quoted by the insurance company. - Designate and prepare insurance premiums based on informed judgment and competitor pricing Requirements: - Experience required minimum 2 – 3 years, preferably in the general insurance (property & casualty) sector. - Knowledge of insurance industry standards, practices, and products. - Strong analytical and problem-solving skills - Excellent communication and interpersonal skills - Ability to work independently and make informed decisions - Experience in underwriting proposals with analyzing the risk and portfolio and offer better product. - Professional certification in underwriting is preferred. Industry: - General Insurance companies (Property & Casualty - Non-Employee Benefit) - Insurance brokers and agencies For more information you can connect with us on 9923359981 or email your CV on ankita.mohite@choiceindia.com Preferred candidate profile

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Specialist Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 7 to 11 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for Ability to handle disputesWritten and verbal communicationAbility to establish strong client relationshipAbility to manage multiple stakeholdersCollaboration and interpersonal skillsThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

Mortgage Underwriting Quality Control (QC) DU/LP (Desktop Underwriter / Loan Prospector) GSE Guidelines (Fannie Mae, Freddie Mac) Loan Origination Systems (LOS) Red Flag Identification Appraisal Review Risk Assessment Mortgage Compliance US Mortgage Required Candidate profile US Mortgage Manual Underwriting Error Trend Analysis QC Auditing NMLS Licensed (Preferred) Rotational & Night Shifts Strong Analytical & Communication Skills

Role & responsibilities Handling Credit and Operational issues. Monitoring vendors Like Field Investigating agencies and maintaining TAT. Responsible for Effective TAT Management. Understanding & Managing Process adherence Documentation & File Processing Taking care of RIC verification of customer documents. Taking care of audit queries on data entry. Preparing local business MIS. Assessing overall Credit Eligibility of customer & recommended the case to higher authority • Policy -Deviation Tracking. Post disbursal document tracking and updation in system Key Responsibilities Responsible for Process and Policy Adherence. Responsible for Effective Cost Management. Preferred candidate profile Graduate. • 3-6 yrs experience. Good communication and pleasing personality. High level of Self Drive/Enthusiasm \ Desirable Skills • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm Contact Suresh HR (9885101683

Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections. Required Candidate profile • Degree or Equivalent • Minimum 2 years of experience in US Mortgage Residential Live Underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral min into.

Job Title: Senior Credit Underwriter Location: Hyderabad, Mindspace Experience: 4+ Years Position Type: Full-time Shift Timings: 6:00 PM to 3.00 AM (Based on day light saving) Work Model: WFO No transport facility At Palni , we are seeking an experienced Credit Underwriter to support our clients credit team. This role is pivotal in managing underwriting, pricing, loan performance, and collections , with a direct impact on customer-level P&L . As part of our Credit Team , you will make data-driven business decisions to optimize lending margins while leveraging analytics to refine policies and pricing strategies. Key Responsibilities: Analyze financial data to assess the creditworthiness of small to mid-sized businesses . Apply underwriting expertise to make informed credit decisions within existing policy frameworks. Engage directly with customers to understand their business models and borrowing needs . Independently manage an underwriting pipeline , ensuring efficient decision-making. Drive improvements in underwriting policies and procedures as needed. Collaborate with credit/risk teams and leadership to enhance automated credit decisioning. Maintain strong relationships with internal stakeholders and management . Qualifications & Skills: Bachelor’s degree required (preferably in a business-related field). 4+ years of professional experience in small business lending underwriting . Proficiency in analysing financial documents , including tax returns, bank statements, financial statements, and credit reports . Strong understanding of business underwriting principles , small business lending risks, and lending regulations . Excellent written and verbal communication skills with the ability to present financial data clearly. Strong analytical and problem-solving skills with a detail-oriented mindset. Comfortable working in a fast-paced environment with minimal supervision. Ability to work independently and deliver high-quality results.

We are seeking a detail-oriented and analytical Underwriter Executive to join our Insurance Operations team. The role involves evaluating insurance applications, assessing risk, and making sound underwriting decisions in accordance with company policies and regulatory guidelines. The ideal candidate should have strong knowledge of underwriting principles, excellent decision-making skills, and a commitment to operational accuracy and compliance. Key Responsibilities: Review and assess insurance applications (life/general/health) for completeness, accuracy, and eligibility. Analyze risk factors such as age, health, occupation, financials, and claims history. Make underwriting decisions within assigned authority limits or escalate for further review. Collaborate with sales, medical underwriting, claims, and actuarial teams as needed. Communicate effectively with internal stakeholders regarding underwriting outcomes and documentation requirements. Ensure underwriting decisions comply with internal policies, industry standards, and regulatory requirements (e.g., IRDAI). Maintain accurate records of underwriting decisions and justifications in the system. Participate in audits, risk assessments, and process improvement initiatives. Keep updated with changes in underwriting guidelines, insurance products, and market trends. Qualifications: Bachelors degree in Insurance, Finance, Commerce, or a related field. 24 years of experience in insurance underwriting (life, health, or general). Sound knowledge of underwriting guidelines, reinsurance, and risk assessment practices. Familiarity with underwriting tools, CRM, and insurance management systems. Strong analytical and decision-making abilities. Excellent verbal and written communication skills. High attention to detail and accuracy in documentation. Role: UnderwriterIndustry Type: InsuranceDepartment: BFSI, Investments & TradingEmployment Type: Full Time, PermanentRole Category: General InsuranceEducationUG: Any GraduateKey SkillsSkills highlighted with ‘‘ are preferred keyskills Role & responsibilities Preferred candidate profile

Skills we are looking for: 1. Commercial Underwriting with CRE experience What we are looking for - Candidates with commercial and credit underwriting, credit analysis experience with Commercial real estate domain. 2. Lending Operations/Commercial Banking What we are looking for - Candidates with commercial lending and commercial banking experience like loan syndication, loan servicing, lending ops. 3. Lease Abrstaction What we are looking for - Candidates with good experience on lease abstraction and lease administration with Commercial real estate domain. 4. Property Accounting What we are looking for - Candidates with good experience on property accounting with Commercial real estate domain. Experience: 2 to 10 Years of experience Additional Information: Work from Office and Night shifts.

Hiring for Commercial Real Estate underwriting Location - Mumbai / Chennai Timings - US Night shift Mode - WFO Notice Period - Immediate to 30 Days SME - Upto 7.5 - 8 Lpa SME 3.5+yr exp in Commercial Real Estate underwriting , Commercial underwriting & Us Mortgage (Only apply if you have relevant experience ) Interested Candidates contact HR Dinesh@ 8655512320 dinesh@careerguideline.com