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4.0 - 9.0 years

7 - 16 Lacs

Chennai

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We are hiring for TOP MNC for Commercial Banking & Underwriting, Commercial Credit Underwriting, Credit Analyst/ Analysis Location - Chennai Experience - 1 - 12Years CTC - up to 16LPA NP - up to 30Days Shift - Flexible to work in shifts (Including Night) Work from Office Levels & Experience 4 - 7 Years (5- 8LPA)- Analyst (SME) 6- 9 Years (8- 12LPA)- Sr Analyst (Team Lead) 9- 12 Years (10- 16LPA)- Ops Specialist (Assistant Manager) Skills Required Must have 4 - 12 years of experience end to end in Commercial Banking & Underwriting, Commercial Credit Underwriting, Lending ops banking. Must have people management skills. Good Communication skills. Flexible to work from office and in shifts Interested candidates please share resume on below details Share CV on : asha.g@inspirationmanpower.co.in Call to : Asha G - 7624836555

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10.0 - 14.0 years

5 - 9 Lacs

Gurugram

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Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Associate Manager Qualifications: Any Graduation Years of Experience: 10 to 14 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do As a Leader, you are respected for your technical expertise and ability to oversee programs and processes. You balance the needs of multiple stakeholders, making sound decisions using data, analysis, experience, and judgment, along with a risk mindset. Ultimately, you take ownership of key outcomes.Define Insurance policy and calucating premium including terms and condition for PropertyThe Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review. What are we looking for In this role, you will be responsible for the strategic planning and development of all (Region/Country) Underwriting Analyst operations and report directly to Head of Operations. You will coordinate with and guide the Underwriting Analyst Managers for all product lines and identify and design processes and controls that will drive continuous improvement.Insurance Underwriting Migration Location strategy Technology for process automation Data analytics Performance Monitoring Insurance Certification (CPCU AINS IIA CII) Green/Black Belt Process restructuring Budget planning. Roles and Responsibilities: Applies strategic organizational thinking.Displays strong leadership skills.Possess deep analytical capacity for systems, processes, and controls.Develops key relationships with the field and home office underwriting leaders to execute the end-to-end underwriting processes.Manages a cross-regional team of Underwriting Analysts and develops emerging talent to ensure succession through mentoring and coaching.Provides vision, clarity, and direction to all stakeholders.Works with team members and underwriters to determine needs and provide solutions in alignment with the global strategy of standardization to manage control and maximize efficiency.Develops and implements guidelines and processes to ensure consistency, global controls adherence, workload sharing, and best practice knowledge transfer.Assumes an active role in the implementation of the Standard Commercial Underwriting Platform transformation.Communicates and collaborates across the organization to provide solutions/recommendations to achieve organizational success. Qualification Any Graduation

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5.0 - 10.0 years

15 - 22 Lacs

Mumbai, Mumbai Suburban, Mumbai (All Areas)

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Underwriter - Commercial Lines/Fire Engineering/Corporate Underwriting - General Insurance - 5+ Years - Mumbai Location - Mumbai Summary We are looking for a skilled and experienced Commercial Underwriting Manager to lead a high-performing underwriting team. This role requires deep domain knowledge, leadership skills, and a strategic mindset to assess risks, manage portfolios, drive growth, and ensure compliance in a fast-paced insurance environment. Your Future Employer A leading general insurance company recognized for innovation, customer-centric solutions, and robust underwriting practices. The organization offers a collaborative work culture with ample opportunities for leadership growth, cross-functional learning, and exposure to diversified portfolios across sectors. Responsibilities - Lead and oversee the commercial underwriting team, ensuring sound risk assessment and portfolio management. Review policy wordings, endorsements, and exclusions in line with regulatory standards. Collaborate with actuaries and analysts to enable competitive pricing and data-driven underwriting decisions. Ensure regulatory compliance and implement strong risk mitigation strategies. Drive market intelligence efforts to identify growth opportunities and stay ahead of emerging risks. Build and maintain relationships with brokers, clients, and reinsurers to support business development. Support claims teams with policy-related insights and contribute to renewals and endorsements. Conduct underwriting audits and ensure adherence to internal and industry best practices. Mentor team members, foster a learning culture, and promote continuous professional development. Requirements - 5+ years of experience in commercial underwriting, Fire engineering within the general insurance industry. Strong technical knowledge of policy structures, regulatory frameworks, and risk evaluation. Excellent stakeholder management and communication skills. Proven leadership and team mentoring capabilities. Familiarity with analytics tools and data-driven decision-making processes. What is in it for you Lead underwriting strategy for a diversified portfolio. Work with cross-functional teams including actuaries, claims, and analytics. Be part of a dynamic and inclusive leadership team. Access to training, certifications, and career advancement programs. Opportunity to make a strategic impact on business growth. Scam Alert: Crescendo Global never asks for money, purchases, or upgrades. Please verify opportunities via www.crescendo-global.com . Profile Keywords - Commercial Underwriting Jobs, General Insurance Jobs, Underwriting Manager, Insurance Portfolio Jobs, Policy Review, Risk Assessment, Underwriting Careers, Insurance Leadership Jobs, Mumbai Insurance Jobs, Insurance Audit Roles

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5.0 - 10.0 years

15 - 25 Lacs

Pune

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Senior Underwriter - Commercial Lines - Corporate Clients - 5 Years+ - Pune Location - Pune An excellent opportunity for an experienced commercial underwriting professional to take charge of underwriting mid to large-sized corporate accounts for the Rest of Maharashtra (ROM) region. This Pune-based role is ideal for someone who thrives in a fast-paced environment and is looking to elevate their underwriting career with a reputed insurance provider. Your Future Employer - A leading general insurance company with a strong national presence and an expanding footprint in commercial and corporate insurance solutions. The organization is known for innovation, operational excellence, and a culture of performance and learning. Responsibilities - Manage underwriting operations for commercial lines (excluding Mumbai) in the ROM region. Assess risk, evaluate proposals, and provide tailored solutions for mid-to-large commercial accounts. Collaborate with brokers, internal sales teams, and risk engineers to finalize underwriting decisions. Monitor the underwriting portfolio for profitability, loss trends, and claims. Support regional/zonal strategies for growth and profitability in corporate underwriting. Stay updated on market developments and regulatory changes impacting the commercial insurance landscape. Mentor junior underwriters and assist in strengthening underwriting frameworks. Requirements - 5+ years of experience in Commercial or Corporate Underwriting. Strong domain knowledge in Property, Engineering, Marine, and Liability underwriting. Proven ability to manage broker/client relationships and large accounts. Excellent communication, analytical and decision-making skills. Bachelor's/Masters degree; FIII/AIII certification preferred. Must be based in or open to relocation to Pune. What is in it for you - Strategic ownership of a key geography within the commercial insurance space. Opportunity to work with marquee clients and complex risk portfolios. Exposure to leadership-level decision-making and underwriting governance. A collaborative, growth-driven work culture backed by strong learning programs. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on vasu.joshi@crescendogroup.in for a confidential discussion on the role. Scam Alert: We never ask for money or system upgrades. Verify job listings at www.crescendo-global.com and report fraud. Profile Keywords: Crescendo Global, Jobs in Pune, Jobs for Senior Underwriter, Commercial Lines Jobs, Property Underwriting, Corporate Insurance, General Insurance Underwriting, Risk Assessment, Insurance Careers India, Underwriting Jobs Pune

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1.0 - 3.0 years

7 - 10 Lacs

Pune

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Underwriter - Commercial Lines - Property Engineering - Pune Location - Pune An exciting opportunity for professionals with 12 years of experience in property underwriting or property engineering to join a dynamic team handling commercial property risks. If you're eager to deepen your exposure in commercial lines and work in a supportive, learning-driven environment—this role is for you. Your Future Employer - A leading name in general insurance with strong footprints across commercial lines and reinsurance. You’ll work with seasoned professionals and contribute to technical underwriting excellence. Responsibilities - Evaluate and underwrite property insurance proposals for commercial and industrial clients. Analyze technical risk and pricing for property and engineering lines. Assist in quoting and renewal strategies, ensuring underwriting profitability. Liaise with brokers, surveyors, and internal teams for complete documentation and risk analysis. Support large/complex account underwriting alongside senior underwriters. Maintain accurate documentation, contribute to MIS and loss ratio monitoring. Requirements - 1–2 years of experience in Property Engineering/Property Underwriting. Knowledge of commercial risk assessment, property insurance wordings, and regulatory norms. Graduate in any discipline (preferably engineering). Certifications like Licentiate, Associate, or AINS are a plus. Proficient in MS Office; ability to analyze data effectively. Strong interpersonal and written communication skills. What is in it for you - Opportunity to work on complex and high-value property risks. Work in a fast-paced, collaborative team environment. Career development with exposure to new underwriting tools and methodologies. Strong learning curve and structured growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on vasu.joshi@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging, memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, colour, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications daily. If you don’t hear back from us within a week, please assume your profile has not been shortlisted. Your patience is highly appreciated. Scam Alert: We never ask for money or system upgrades. Verify job listings at www.crescendo-global.com and report fraud. Profile Keywords : Commercial Lines Jobs, Property Underwriting, Property Engineering, General Insurance Jobs, Insurance Underwriting Pune, Engineering Underwriter, AINS Jobs, Reinsurance Jobs India, P&C Insurance Careers, Underwriting Analyst Pune

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8.0 - 12.0 years

15 - 30 Lacs

Mumbai

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Role and Responsibilities: Maintaining Relationship with Clients & Insurers (Insurance companies) Develops and maintains an effective network within the business community and industry. Ease of Technical discussions with CEO/ CFO of the companies. Develop, maintain, and nurture long-term relationships with top accounts and key client decision- makers and maintain service levels all along. Monitor political, management, and other changes within the client organizations to preserve and protect the Company's relationship with the client. Fully versed with IRDA circulars and gap analysis done basis current market conditions for clients benefit. Providing a detailed summary of coverage details (RFQ). Terms and conditions and quote comparison by preparing structured spreadsheets. Swift process request follow-ups / renewal requests and compliance reporting / reviewing policy documents for complete and correct information. Obtain endorsement from Insurer including premium / inclusion / exclusion adjustment etc if any. Must have knowledge & Expertise of all the commercial products like Marine, Property, Liability etc. Qualifications Minimum graduate from Commerce / Arts / Science Minimum 6-8 years of working experience in underwriting. Be a self-starter and a go-getter. should be able to handle independently procurement of quotes, comparison between various quotes and understand and defend the claims of the insured successfully. Open-ended attitude to perform duties in a flexible work arrangement. Attention to detail to achieve thoroughness and accuracy. Good stakeholder management skills and to handle escalations amicably. Good proficiency in written and verbal English. Good knowledge of MS Office Word / Excel / Power-Point / Outlook etc.

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3.0 - 8.0 years

6 - 8 Lacs

Chennai, Mumbai (All Areas)

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Job Description A Commercial Real Estate (CRE) Underwriter plays a crucial role by underwriting at an advanced level of complexity for commercial portfolios. Provide guidance to structuring, servicing, and analysis for both new and renewal credits. The underwriter identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assess and communicate risks to assist department risk mitigation strategies. Products include lines of credit, term loans, real estate loans, and syndicated loans. Key Responsibilities Underwriting: Underwrites commercial credit actions according to applicable regulations, procedures, and guidelines Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend borrower risk ratings and appropriate loan structuring Ensures all involved parties are updated on underwriting progress and outcome Analysis: Conduct thorough due diligence, including reviewing financial statements, property appraisals, rent rolls, and market studies Utilize various financial models and software to assess cash flow, debt service coverage ratios, loan-to-value ratios, and other key financial metrics Conduct cash flow analysis, sensitivity testing, and calculate DSCR/LTV/Debt Yield Sources, compiles, and interprets financial data to support structuring and approval of loans Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower Utilizes results of analysis to underwrite commercial loans Valuation: Well versed in real estate valuation methods like Gross rent multiplier (GRM), Value per door and Cost per rentable square foot Risk Management: Evaluate borrower financials, guarantor liquidity, lease terms, and market conditions using third-party reports (appraisals, environmental assessments) Identifies risks through reviews, analysis, and research of new and existing commercial credit requests and relationships Works closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the commercial portfolio Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management Documentation and Compliance : Analyse loan agreements, covenants, and securitization documents for CMBS deals to ensure compliance. Prepare detailed credit memos and underwriting reports that summarize findings and provide recommendations for credit approval or denial. Ensure compliance with internal policies, regulatory guidelines, and industry standards throughout the underwriting process. Collaborate with legal and compliance teams to ensure all required documentation is complete, accurate, and properly filed. Client Interaction and Relationship Management: Work closely with loan officers, brokers, and clients to gather necessary information and clarify concerns during the underwriting process. Provide exceptional customer service by maintaining clear and effective communication with all stakeholders. Build and maintain strong relationships with clients, industry professionals, and internal teams to facilitate smooth transactions Qualification: Bachelor/master's degree in commerce, Finance & Accounting Minimum 2 to 4 years of relevant experience in CRE underwriting Willing to work in night shifts willing to work from office Interested candidate please share the profiles to priyadarshini.narayanan@cognizant.com

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16.0 - 25.0 years

18 - 27 Lacs

Gurugram

Work from Office

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Senior Manager Qualifications: Any Graduation Years of Experience: 16 to 25 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do As a Leader, you are respected for your technical expertise and ability to oversee programs and processes. You balance the needs of multiple stakeholders, making sound decisions using data, analysis, experience, and judgment, along with a risk mindset. Ultimately, you take ownership of key outcomes.Define Insurance policy and calucating premium including terms and condition for PropertyA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for In this role, you will be responsible for the strategic planning and development of all (Region/Country) Underwriting Analyst operations and report directly to Head of Operations. You will coordinate with and guide the Underwriting Analyst Managers for all product lines and identify and design processes and controls that will drive continuous improvement.Insurance Underwriting Migration Location strategy Technology for process automation Data analytics Performance Monitoring Insurance Certification (CPCU AINS IIA CII) Green/Black Belt Process restructuring Budget planning. Roles and Responsibilities: Applies strategic organizational thinking.Displays strong leadership skills.Possess deep analytical capacity for systems, processes, and controls.Develops key relationships with the field and home office underwriting leaders to execute the end-to-end underwriting processes.Manages a cross-regional team of Underwriting Analysts and develops emerging talent to ensure succession through mentoring and coaching.Provides vision, clarity, and direction to all stakeholders.Works with team members and underwriters to determine needs and provide solutions in alignment with the global strategy of standardization to manage control and maximize efficiency.Develops and implements guidelines and processes to ensure consistency, global controls adherence, workload sharing, and best practice knowledge transfer.Assumes an active role in the implementation of the Standard Commercial Underwriting Platform transformation.Communicates and collaborates across the organization to provide solutions/recommendations to achieve organizational success. Qualification Any Graduation

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1.0 - 6.0 years

1 - 6 Lacs

Hyderabad, Chennai, Bengaluru

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Role & responsibilities Underwriting & Risk Assessment • Evaluate risks and assess RFQs for Fire, Marine, Workmen Compensation (WC), Liability, and Engineering insurance proposals. • Work closely with insurers to ensure competitive pricing and optimal coverage. Placement & Negotiation • Fetch Quotes from insurer Portals and prepare QCRs. • Liaise with multiple insurers and obtain competitive quotes, if not available on Insurer Portals. • Negotiate policy terms, conditions, and premium rates with Insurer underwriters. • Ensure timely issuance of policies and renewals. Technical Expertise & Insurer Portals • Work on insurer portals for policy issuance and underwriting approvals. • Keep track of insurer guidelines and regulatory changes affecting policy placements. Underwriting & Risk Analysis • Assess client requirements for Group Medical Cover (GMC), Group Personal Accident (GPA), and Group Term Life (GTL) insurance. • Work with insurers to structure customized employee benefits solutions. Placement & Negotiation • Obtain and compare multiple quotes for EB insurance from insurer Portals & Raters. • Ensure best-in-class coverage at competitive rates for our Partners/clients. • Handle renewals and policy servicing in coordination with insurers. Insurer Portals & Documentation • Utilize insurer portals for proposal submission & policy issuance • Maintain records of quotes, underwriting decisions, and policy placements. Preferred candidate profile • Industry Knowledge Strong understanding of Non-EB (Fire, Marine, WC, Liability, Engineering) & EB (GMC, GPA, GTL) insurance products. • Negotiation Skills Ability to secure the best terms and pricing from insurers. • Insurer Portals Expertise Hands-on experience with insurer portals for underwriting and placements. • Analytical Thinking Ability to assess risks and recommend suitable coverage. • Communication & Coordination Above-average verbal and written communication skills for interacting with clients and insurers. • Broker Experience – Candidates with prior experience in an insurance brokers will be preferred.

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3.0 - 8.0 years

5 - 12 Lacs

Bhubaneswar, Nagpur

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Hiring for General Insurnace Co Profile-Sr Manager-Uw-Techno Marketing Product-Property, Engg Location-Nagpur/Bhubaneswar Managing Mid Corporate Relationships Managing RFQ s received from intermediary Relationship Management with intermediary

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10.0 - 15.0 years

15 - 18 Lacs

Mumbai, Thane, Navi Mumbai

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About the job Position Business Accountability: Ensuring smooth function of policies to be serviced. Floating RFQ to insurers & negotiate best premium from them to meet clients expectations. Preparing Due Diligence report wherever necessary. Negotiation with insurers on premium quotes & Terms specially in big & medium sized proposals. Ensure submission of QCR within TAT. Update Compass regularly. Preparing service presentation based on the coverage's shared by RM. Generating weekly MIS about the pending claim and sending it to clients in the format defined. Relationship with key line people in the insurance companies Entertain (addition deletion & other) endorsement request received from client & sent to insurer for endorsement. Maintain RFQ tracker. Quality Control of Policy Documents of RFQs. Quality check of policies issued & ensure for minimum errors. Updating SAIBA on policy renewed, endorsement passed, and endorsement awaited in the respective month. Replying to queries in the defined TAT i.e., within 24 hrs. form receipt of the query. Core Capabilities (Knowledge, Skills, Additional Behaviors) Strategic understanding of business. Quantitative skills. Ability to manage multiple tasks in a high-pressure environment. Education & Experience: Non-EB placement experience (preferably over 10 to 15 years) in Insurance Broking.) Location - Mumbai suburbs.

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2.0 - 7.0 years

2 - 6 Lacs

Bengaluru

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About Bluevine Bluevine is transforming small business banking with innovative solutions like checking, lending, and credit all tailored to help entrepreneurs thrive. With best-in-class technology, advanced security, and a deep understanding of the small business community, we re empowering entrepreneurs to grow with confidence. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, we ve been supporting SMBs since 2013, serving over 500,000 customers nationwide and growing a dynamic global team of 500 people. Our missionTo fuel small businesses with the financial tools they need to succeed. At Bluevine, you ll be part of a collaborative, fast-paced team that s reshaping the future of banking. Ready to make an impact This is a hybrid role . At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline. ABOUT THE ROLE: The successful candidate will be responsible for underwriting loans in accordance with the company s policy and risk appetite while maintaining focus on risk tolerance, growth, and profitability objectives. This position requires a high level of technical expertise, sound judgment and attention to detail with the ability to analyze complex information to assess credit risk, create appropriate loan structures, and ensure compliance with applicable regulations, credit policy/ procedures, in an effort to mitigate loss, delinquency and overall risk. What youll do Underwrite Small business loan applications in accordance to company s policy and procedures Analyze application data including financial statements, bank statements, tax returns and business and personal credit reports Determine Credit worthiness and structure loans within established guidelines and expectations Additional tasks and projects as assigned by manager What we look for Small Business Lending experience required, solid credit fundamentals in a commercial environment. Formal credit training a plus 2+ years of Underwriting experience working in a Commercial underwriting role at a FinTech/bank/financial institution Bachelor s degree in Finance, Accounting, Economics or related field preferred Collaborative mindset and strong communication skills Detail oriented individual with strong analytical skills #LI-MS1 #LI-Hybrid Benefits & Perks Excellent group health coverage and life insurance Stock options Hybrid work model Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities

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3.0 - 8.0 years

6 - 7 Lacs

Navi Mumbai

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Experience with Vehicle loan, commercial loan, and lending operation. Should have in depth understanding in loan origination, onboarding, and documentation. Experience in credit spreading and governance.

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0.0 - 4.0 years

3 - 6 Lacs

Bengaluru

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Group Company: Go Digit General Insurance Limited Designation: Underwriter-Commercial Lines Office Location: Bangalore Key Responsibilities: Lead and oversee the commercial underwriting team, ensuring sound risk assessment and portfolio management. Review policy wordings, endorsements, and exclusions in line with regulations. Collaborate with actuaries and analysts for competitive pricing and data-driven decisions. Maintain regulatory compliance and implement risk mitigation strategies. Drive market research to identify growth opportunities and emerging risks. Build strong relationships with brokers, clients, and reinsurers. Support claims team with policy insights and assist in renewals and endorsements. Conduct underwriting audits and ensure adherence to best practices. Mentor team members and promote professional development. Required Skills: Underwriting (P2), non-motor insurance (P2), Specialty Lines (P2), Miscellaneous Insurance (P1), Policy issuance (P1), Quotation Generation (P1), Data Wrangling and cleaning (P1), Data Analysis (P1), Partner Pricing Process (P1)

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1.0 - 6.0 years

6 - 15 Lacs

Bengaluru

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MEGA Walk in Drive Startek welcomes experienced professionals for the role of Commercial/ Credit Underwriter for International banking Process ONLY IMMEDIATE JOINERS MUST APPLY HR Name - Alisha A. HR Contact - 8826179338 Date of Interview - 19th June 2025 - 21st June 2025 Interview Location - Startek ITPL, 6th Floor,Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru - 560066. Interview Time - 12:30 PM -- 05:00 PM 5 days working Rotational shifts & Rotational week Offs Location - Bengaluru About US - Our associates are central to our mission of combining people, technology and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our teams come from many different backgrounds with rich and varied experiences. Our Values unite us, creating a shared set of behaviours that are common to all associates across Startek regardless of region or role. Our Values work together to guide our decision-making and shape the experience of our associates, our clients and our shareholders. Job Description Review and analyses financial statements of businesses seeking loans or insurance Assess the risk associated with loan applications and insurance policies Determine the creditworthiness of applicants using financial ratios and other metrics Prepare detailed reports on the financial status and risk levels of applicants Negotiate terms and conditions of loans and insurance policies with clients Collaborate with sales and account management teams to meet client needs Monitor existing accounts and update risk assessments as necessary Ensure compliance with regulatory guidelines and internal policies Maintain accurate and comprehensive records of underwriting activities Provide recommendations for approval or denial of loan and insurance applications Eligibility Criteria - Bachelors degree in a related field (e.g., finance, business, or insurance) Minimum 1.5 year of experience as an Underwriter or in a similar role for UW Strong analytical and decision-making skills Excellent attention to detail and accuracy Knowledge of insurance industry regulations and guidelines Effective communication and interpersonal skills Ability to work independently and as part of a team Knowledge of how insurance industry works in US preferred Flexible working in US Shifts Interview Process - HR Screening Operations round Client Round Salary Discussion Benefits Free Transportation (2 way cab provided round the clock)

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4.0 - 9.0 years

5 - 10 Lacs

Bengaluru

Remote

Dear Candidate, We are hiring for US Mortgage Underwriting Work From Home Location. Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9205053694 Meenakshi ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9205053694 Meenakshi ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9205053694 Meenakshi ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9205053694 Meenakshi ) Regards SPARK CONSULTANCY

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9.0 - 14.0 years

22 - 27 Lacs

Bengaluru

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We are looking for a passionate, energetic individual to join our lending services division at a senior position. You will be leading delivery team members engaged with end-to-end lending life cycle activities across CRE products. You shall also actively involved in expanding our CRE franchise by supporting the sales team and explaining the clients about our lending services including automotive platforms. You will work closely with senior leadership of delivery, and technology solution teams to manage client deliverables and further expand our offerings through various value propositions. You shall ensure that delivery teams strictly adhere to agreed client SLAs and ensure active reporting of required MIS and dashboards Key Skills Deep understanding of various CRE lending products and platforms Knowledge of U.S. Commercial Real Estate (CRE) industry across all property types - Multifamily, Office, Retail, Industrial, Lodging and Healthcare Knowledge of Property Operating Statements and Rent Roll analysis Experience in analyzing CRE loan originations, analyzing third-party reports (appraisal, environmental, and engineering) and preparation of Asset Summary Report Experience in underwriting commercial properties by analyzing financial, leases and rent roll Understanding of mortgage documents, origination procedures including underwriting and monitoring Deep understanding of recourse loans including Guarantor Analysis Ensure deliverables are met as per client SLAs by various delivery teams Productivity, Quality & TAT Excellent written, verbal communication, logical & analytical skills Experience in working with sales to create marketing collateral and responding to RFPs Experience in drafting SOPs Ensuring compliance with company policies and guidelines Minimum 5 years of team management experience including clients Key Responsibilities Help grow the CRE business Responsible for adherence to client SLAs and Policies Working across functions and stakeholders with a high degree of influence leading to successful outcomes Identify ways for improvement in efficiency gains and process improvement Responsible for value addition in deliverables across different process within loan life cycle Mentoring the junior team members and reviewing their deliverables Responsible for on-time identification and escalation of risks and mitigants Actively partner with Acuity technology solutions team to identify and provide client appropriate technology driven offerings Interested candidates may reach out to me at alka.sinha@acuitykp.com

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1.0 - 5.0 years

3 - 4 Lacs

Ludhiana, Chandigarh, Lucknow

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Job Summary: We are seeking a detail-oriented and analytical Underwriter Executive to join our Insurance Operations team. The role involves evaluating insurance applications, assessing risk, and making sound underwriting decisions in accordance with company policies and regulatory guidelines. The ideal candidate should have strong knowledge of underwriting principles, excellent decision-making skills, and a commitment to operational accuracy and compliance. Key Responsibilities: Review and assess insurance applications (life/general/health) for completeness, accuracy, and eligibility. Analyze risk factors such as age, health, occupation, financials, and claims history. Make underwriting decisions within assigned authority limits or escalate for further review. Collaborate with sales, medical underwriting, claims, and actuarial teams as needed. Communicate effectively with internal stakeholders regarding underwriting outcomes and documentation requirements. Ensure underwriting decisions comply with internal policies, industry standards, and regulatory requirements (e.g., IRDAI). Maintain accurate records of underwriting decisions and justifications in the system. Participate in audits, risk assessments, and process improvement initiatives. Keep updated with changes in underwriting guidelines, insurance products, and market trends. Qualifications: Bachelors degree in Insurance, Finance, Commerce, or a related field. 2–4 years of experience in insurance underwriting (life, health, or general). Sound knowledge of underwriting guidelines, reinsurance, and risk assessment practices. Familiarity with underwriting tools, CRM, and insurance management systems. Strong analytical and decision-making abilities. Excellent verbal and written communication skills. High attention to detail and accuracy in documentation.

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3.0 - 8.0 years

2 - 7 Lacs

Chennai

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Location: Chennai Salary: 7.4 LPA Experience: 3-6 years Working Days: Mon-Fri, Sat & Sun Off Roles: Assess and process commercial underwriting applications Evaluate risk and determine coverage Work with teams for accurate processing Required Candidate profile Requirements: 3-6 years in commercial underwriting Strong analytical skills Proficient in MS Office

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0.0 - 1.0 years

1 - 3 Lacs

Chennai

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Role Overview: We are seeking a detail-oriented Commercial Underwriting Senior Analyst to support CRE loan underwriting processes including Pre-Screen Services and Preliminary Loan Sizing. The ideal candidate should have a strong understanding of CRE loan basics, operating statements and rent roll analysis. Key Responsibilities: Perform CRE Loan Underwriting for a variety of commercial real estate assets. Perform Preliminary Loan Sizing based on market, financial and property data. Review and analyse Operating Statements, Rent Rolls and Borrower Financials to support underwriting decisions. Evaluate property cash flows, tenant lease terms and market factors to assess risk and recommend appropriate loan structures. Prepare and present underwriting summaries to internal stakeholders. Required Skills & Experience: Commercial Real Estate - Real Estate Due Diligence Solid understanding of Commercial Real Estate Loan Underwriting processes. Experience in Pre-Screen Services, Preliminary Loan Sizing and CRE loan analysis. Prior experience in Commercial Real Estate Lending, Credit Analysis or Loan Underwriting. Exposure to US Commercial Real Estate markets (if applicable). Contact Person- Sneha Contact Number- 9840082230 Email - sneham@gojobs.biz

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3.0 - 6.0 years

4 - 8 Lacs

Chennai

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Role Overview: We are seeking a detail-oriented Commercial Underwriting Senior Analyst to support CRE loan underwriting processes, including Pre-Screen Services and Preliminary Loan Sizing. The ideal candidate should have a strong understanding of CRE loan basics, operating statements, and rent roll analysis.Key Responsibilities: Perform CRE Loan Underwriting for a variety of commercial real estate assets. Conduct Pre-Screen Services to assess the initial viability of loan requests. Perform Preliminary Loan Sizing based on market, financial, and property data. Review and analyze Operating Statements, Rent Rolls, and Borrower Financials to support underwriting decisions. Evaluate property cash flows, tenant lease terms, and market factors to assess risk and recommend appropriate loan structures. Prepare and present underwriting summaries to internal stakeholders. Collaborate with credit teams, sales teams, and external parties as needed. Required Skills & Experience: Solid understanding of Commercial Real Estate Loan Underwriting processes. Experience in Pre-Screen Services, Preliminary Loan Sizing, and CRE loan analysis. Strong ability to interpret Operating Statements, Rent Rolls, and basic property financials. Familiarity with key commercial real estate metrics and loan structuring. Proficiency in financial modelling and Excel-based underwriting tools. Good analytical thinking, attention to detail, and risk assessment capabilities. Preferred Qualifications: Bachelors degree in Finance, Real Estate, Economics, or a related field. Prior experience in Commercial Real Estate Lending, Credit Analysis, or Loan Underwriting. Exposure to US Commercial Real Estate markets (if applicable). Role & responsibilities Preferred candidate profile

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3.0 - 5.0 years

3 - 6 Lacs

Chennai

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Job Title : Commercial Real Estate Underwriter Location State : Tamil Nadu Location City : Chennai Experience Required : 3 to 5 Year(s) CTC Range : 3 to 6 LPA Shift: Rotational Work Mode: Onsite Position Type: Permanent Openings: 10 Company Name: VARITE INDIA PRIVATE LIMITED About The Client: Client is a leading global professional services company that helps the worlds leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services. About The Job: We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Identify and assess, prevent and mitigate and account to provide reasonable measures to adapt before executing an agreement in relation to the real estate and immovable property. Valuation of commercial real estate using software like Argus, extracting key information from lease agreements (including amendments) and rent rolls. Essential Job Functions: Attended a training course on this skill and/or has had brief exposure to this skill. Uses basic terminology in regard to the skill. Recognizes and/or articulates basic concepts, facts, methods, techniques in day-to-day work experiences. Moderate exposure to this skill and related work experiences. Can assist other team members with questions and problems related to this skill Applies skill (at basic level to work situations, with some guidance. Extensive exposure to this skill and related work experiences. Applies skill (at advanced level) to work situations with medium complexity, with little or no guidance. May train and/or direct the work of others in application of skill. Regarded as a center wide resource on this skill. Applies detailed knowledge and skills to complex (or new) work situations in multiple settings settings. Trains and/or directs work of other in complex facts, methods, and techniques related to the skill. Qualifications: Good written and oral communication skills Clearly communicate and interpret financial data like Loan Terms, Rent Rolls, Operating statements etc. Interpretation of complex Commercial, Office and Retail Loan documents Review of Underwriting templates, Loan/Lease abstracts, Loan set-up, Equity & Debt Financing. Thorough knowledge/experience in analyzing Budget data including various expense line items pertaining to the different types of Properties, Rent Roll Summary, Underwriting and Re-Underwriting, Loan Terms etc. Ability to work on multiple projects and work under tight timelines. Strong domain expertise in commercial real estate (CRE), Loan Underwriting, Loan/Lease Abstraction, Loan Setup, Operating Statements, Rent Rolls, Equity & Debt Financing, property valuation models through Discounted Cash Flow analysis . Support the team working for CRE mortgage lenders and investors engaged in loan underwriting and acquisition/disposition or asset management . Review market performance and borrower creditworthiness to arrive at potential strengths and risks/mitigants for loans underwritten Perform Review and provide feedback to team members Good communication skills Understand Client emails Analyse complex deals and provide guidance to team members Educational B.Com, BBA, MBA How to Apply: Interested candidates are invited to submit their resume using the apply online button on this job post. Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status. Unlock Rewards: Refer Candidates and Earn. If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE. Exp Req - Referral Bonus 0 - 2 Yrs. - INR 5,000 2 - 6 Yrs. - INR 7,500 6 + Yrs. - INR 10,000 About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

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2.0 - 7.0 years

3 - 7 Lacs

Bengaluru

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Immediate HIRING!! MEGA Walk In Drive HR Name - Alisha A. HR Contact - 8826179338 Date of Interview - 11th June 2025 - 13th June 2025 Interview Location - Startek ITPL, 6th Floor,Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru - 560066. Interview Time - 12:30 PM -- 05:00 PM Startek welcomes experienced professionals for the role of Senior Executive - Underwriting for International Voice Process About US - Our associates are central to our mission of combining people, technology and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our teams come from many different backgrounds with rich and varied experiences. Our Values unite us, creating a shared set of behaviors that are common to all associates across Startek regardless of region or role. Our Values work together to guide our decision-making and shape the experience of our associates, our clients and our shareholders. Job Description - Evaluating creditworthiness and financial stability of applicants. Assessing risks in lending and making informed decisions. Ensuring compliance with financial regulations and standards. Analyzing credit applications and financial statements. Utilizing credit-scoring systems for risk assessment. Maintaining up-to-date knowledge of lending regulations. Documenting and reporting on lending decisions. 5 days working with Rotational Shifts & Rotational week Offs. Eligibility Criteria - Minimum Educational Qualification - Any Graduation Minimum 2 Years exp in Underwriting Excellent Verbal and Written communication Detail-oriented with strong data analysis skills Highly organized and able to prioritize. Proficiency in Microsoft Office and automated underwriting systems. Interview Process - HR Screening Operations round Client Round Salary Discussion

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0.0 - 5.0 years

3 - 6 Lacs

Bengaluru

Work from Office

Greetings from JobShop, India's Largest BPO Recruitment Company One of our premium client is hiring for underwriter (please do not apply if you are a mortgage underwriter) We are looking for Candidates who have experience in underwriting of Business Loans, Insurance, Loans, Corporate Loans, Non Mortgage Loans Salary upto 6 LPA, work location Bengaluru, whitefield Call HR John 6362028414 / 9964080000 or visit jobshop.ai to explore other open positions with us

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5.0 - 10.0 years

6 - 16 Lacs

Pune, Jaipur

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Exp. in US Mortgage Underwriting (Required) 4 Years+ (SME/Lead) - Upto 10 LPA 7 Years+ (AM) 14 LPA 10 Years+ (MGR) 18 LPA (Min. Team size handled - 50 FTE's+) Graduate ONLY 5 Days/Rotational Shifts/Cabs Please Call - 9999869475

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