Mortgage Underwriter

3 - 8 years

7 - 11 Lacs

Posted:4 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

We are hiring for Mortgage underwriter -

Job Title:

Experience:

Education:

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Key Responsibilities:

  • Review borrower profiles credit, income, assets, collateral, and compliance.
  • Analyze loan data consistency across AUS (DU/LP), Fraud Guard reports, and system data.
  • Evaluate collateral including appraisal, title, insurance, and sales contracts.
  • Interpret FNMA, FHLMC, FHA, VA & USDA guidelines and apply them to loan files.
  • Verify LTV, DTI, and HTI ratios to ensure compliance with company standards.
  • Document underwriting decisions and communicate findings clearly.
  • Maintain adherence to company policies and ensure data accuracy using tools and calculators.

Skills Required:

  • Strong analytical and decision-making skills.
  • Good written communication and documentation ability.
  • Excellent attention to detail and understanding of mortgage guidelines.
  • Tech-savvy with an IT background (preferred).

naina@mumbairozgaar.com

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