235 Income Calculation Jobs

Great opportunity For Freshers - Senior US Mortgage Underwriter HR SPOC - Aiswarya HR Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, d...

knowledge in Originations, especially in underwriting, Pre- underwriting and Pre-Closing QC Compute income and debt ratio calculations ability to repay requirements Expertise in compliance, TRID guidelines (fees) Perform mortgage credit analysis Required Candidate profile Must have skills:- Live Underwriting, Pre- Underwriting, Loan processing, Income calculations. 4C's of mortgage. Calculate Debt-to-Income Ratio, Loan-to-value Ratio, Housing Payments

About Firstsource Firstsource Solutions Limited, an RP-Sanjiv Goenka Group company is a specialized global business process services partner, providing transformational solutions and services spanning the customer lifecycle across Healthcare, Banking and Financial Services, Communications, Media and Technology, Retail, and other diverse industries. With an established presence in the US, the UK, India, Mexico, Australia, South Africa, and the Philippines, we make it happen for our clients, solving their biggest challenges with hyper-focused, domain-centered teams and cutting-edge tech, data, and analytics. Our real-world practitioners work collaboratively to deliver future-focused outcomes. ...

Work from Home (WFH Chennai) Position: Mortgage Underwriter Eligibility & Requirements: Minimum 2 years of experience in US Mortgage Underwriting Graduation is mandatory Must have hands-on experience in Live Underwriting & Post Closing Underwriting Interview Mode: Virtual Compensation: Up to 13 LPA (based on experience) Benefits: Signing Bonus Special Bonus Offer: Immediate joiners or those who can join within 30 days will receive an additional 2 Lakh bonus! To Apply: Send your updated resume to Suvetha WhatsApp: 9043426511 Kindly refer your friends who may be interested!

Job Summary: As an Underwriter you will be responsible for managing and monitoring daily workflow of your files and be an expert on agency loan guidelines and internal lender underwriting procedures. Underwriter must make sound decisions on loans regarding credit worthiness of borrowers while working closely with Retail MLOs and operations staff. A candidate applying for this job should have the below skills: Responsibilities: Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in ...

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculati...

Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies and hold 3rd position in due diligence market share for RMBS securitization. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post Assistant Manager Operations for US Mortgage - Work from Office Location – Pune Job Shift – (Night Shift) 5 Days Working ONLY PERSON WITH TEAM LEADING EXP...

Looking for immediate joiners. Work mode- Work from office only Transport- One way cab Shifts- UK Shifts Must have skills:- Live Underwriting, Pre- Underwriting, Loan processing, Income calculations. 4C's of mortgage. Mortgage guidelines. Role & responsibilities Responsible for managing pipeline of loans and supporting the processing/Closing Should be able to identify priority loans & work on them based on TAT Validate loan information Exposures in Credit, and collateral reviews Exposures in mortgage loan documents Work with onshore processor on follow ups needed with the borrower and 3rd parties Ensure receipt of all open conditions and package to underwriter for decision making Validate re...

Roles and Responsibility Analyze complex financial data to determine risk and make informed decisions. Conduct thorough research on borrowers and industries to assess creditworthiness. Develop and maintain relationships with clients to understand their needs and provide tailored solutions. Collaborate with cross-functional teams to identify new business opportunities and improve processes. Stay up-to-date with industry trends and regulatory changes to ensure compliance. Provide expert guidance and support to junior team members. Job Requirements Strong knowledge of underwriting principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to...

Roles and Responsibility Analyze complex financial data to determine risk and make informed decisions. Conduct thorough research on borrowers and industries to assess creditworthiness. Develop and maintain relationships with clients to understand their needs and provide tailored solutions. Collaborate with cross-functional teams to identify new business opportunities and improve processes. Stay up-to-date with industry trends and regulatory changes to ensure compliance. Provide expert guidance and support to junior team members. Job Requirements Strong knowledge of underwriting principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to...

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Chennai Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business ...

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Chennai Key skills: Residential Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience. Sound knowledge of US Residential mortgage. Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills ...

Hi, We are hiring for the leading ITES company for Sr. Analyst Underwriter Profile. Please go through the JD and Apply Overview The Underwriter US Mortgage is responsible for reviewing and assessing residential mortgage loan applications to determine a borrowers creditworthiness. Key responsibilities include analyzing income from various tax documents (1040s, K1s, 1120s, etc.), reviewing credit reports, verifying assets, and evaluating property collateral. The role requires applying FNMA, FHLMC, and investor guidelines to make informed approval or denial decisions. The underwriter must ensure compliance with underwriting standards, validate loan documents, and provide accurate, timely decisi...

Underwriter / Sr. Underwriter – US Mortgage Exp: 2+ yrs in US Mortgage Underwriting (FNMA/FHLMC) Shift:US Shift Compensation:20–30% Hike | Up to 13 LPA(Max CTC) Any Graduation(Mandatory) Location:WFH Interview Mode:Virtual Contact:Suvetha–9043426511 Required Candidate profile Hands-on experience in Live & Post-Closing Underwriting Strong in Income & Asset analysis In-depth knowledge of FNMA / FHLMC / GNMA guidelines 4 C’s of Underwriting –Credit,Capacity,Capital,Collateral

Experience 2-3 years in US Residential MORTAGE US Shift-WFH Must have exp in live & post closing underwriting Income and asset segment in underwriting end to end knowledge in Underwriting procedure and guidelines Contact Gayathri HR 7010900395 Required Candidate profile US Mortgage Perks and benefits 20-30% Hike max 13LPA Joining Bonus till 60 days

Experience 2-3 years in US Residential MORTAGE US Shift-WFH Must have exp in live & post closing underwriting Income and asset segment in underwriting end to end knowledge in Underwriting procedure and guidelines Contact Gayathri HR 7010900395 Required Candidate profile US Mortgage Perks and benefits 20-30% Hike max 13LPA Joining Bonus till 60 days

Underwriter and Sr Underwriter Experience required for the Job : 3+ years Job Location : Mumbai/Chennai/ Bangalore/ Hyderabad Key skills : Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calcul...

US Residential Mortgage Underwriter/Sr.Underwriter(WFH) Strong knowledge of Loan Origination,4C’s, post closure Expertise in Income Calculation and Document Verification Min 3yrs of Underwriting experience Contact- ruhi.izee@gmail.com/8050836297

Dear Candidate, We are excited to invite you to our upcoming Zoom Virtual drive on 8 Feb 2025 Saturday between 11.00am to 12.30pm for UW Requirements , where we are seeking talented individuals like you to join our dynamic team. Work Location: Chennai/Bangalore/Hybrid Role: UW/Sr UW Shift: Should be flexible to work in night shifts Immediate Joiners preferred, attractive joining bonus for immediate joiners. Experience required: 2 Years and above in Live UW Register yourself into our career Portal https://hrsolutions.darwinbox.com/ms/candidate/careers/a647f5bbc96193 To Know more about us : www.gomoder.com Venue Zoom Virtual: Date: 8th Feb 2025, Saturday between 11.0am to 12.30pm Meeting ID: 9...

Dear Candidate, We are excited to invite you to our upcoming Walk-in drive at Chennai office on 13th, 14th and 15th March 2025 between 11.00am to 2pm for the below mentioned requirements, where we are seeking talented individuals like you to join our dynamic team. Loss Mitigation: Pre UW, Pre Closing/Repay, Modification Closing, Partial Claim Quality Review and Non-Cash QC Closing. Default Compliance: Default servicing experience, Bankruptcy, Foreclosure. Special Assets: Invoice processing, Invoice review, Claims, Loan Default. Work Location : Chennai WFO Mandatory Role : Analyst / Sr Analyst / TL / AM Shift: Should be flexible to work in night shifts Experience: 2 Years and above in the abo...

Role & responsibilities Review all the documents related to borrowers Credit, Capacity, Collateral and Capital. Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios Review Initial application - Verify loan, property, borrowers information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections. Strong knowledge of ATR/QM, RESPA, TRID and mortgage compliance regulations Review of Conventional, FHA, VA & USDA...

Role & responsibilities Candidate should have minimum 5 years of UW experience Well versed with FNMA. FHLMC and investor guidelines, able to review and locate exact guidelines for decision making Should have good analytical and problem-solving skills Manage end-to-end underwriting processes, primarily focusing on conventional loans, Closed End Second and VA IRRRL Accurately calculate different Income types such as Salaried, Self-Employment, other income and rental income for loan decisioning Should have decision-making skill when applying in business judgment based on Underwriting review Evaluate complete loan documents and should provide approval or denial decision Complete review of credit...

Job Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities: • Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. • Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. • Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Val...

We are hiring for Mortgage underwriter - Job Title: Mortgage Underwriter (Work from Home) Experience: Minimum 3+ years (at least 2+ years in Live Underwriting) Education: B.Sc. IT / B.Tech (IT) / M.Tech (IT) , MCA or similar IT background Job Type: Full Time | Work From Home Key Responsibilities: Review borrower profiles credit, income, assets, collateral, and compliance. Analyze loan data consistency across AUS (DU/LP), Fraud Guard reports, and system data. Evaluate collateral including appraisal, title, insurance, and sales contracts. Interpret FNMA, FHLMC, FHA, VA & USDA guidelines and apply them to loan files. Verify LTV, DTI, and HTI ratios to ensure compliance with company standards. D...

Dear Aspirants, We are looking out for the candidates with good experience in origination with below skill set: Experience in PurchaseContract/Agreement, IncomeCalculation, CreditReport and Appraisal report. (Please apply only if you have experience in Purchase agreement and Appraisal report or Income calculation and credit report) Kindly do share the current ctc, expected ctc, np and the current location Work Location : Pune Essential Job Functions: Verify loan quality as per US requirements and lender guidelines and set up the loan for UW Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm R...