174 Income Calculation Jobs - Page 2

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applican...

Shift timings : US Shift Only Mode of Work : 5 Days WFO from Hyderabad Location (No WFH and No Hybrid) Position Summary : The Income supervisor is responsible for overseeing daily production and will serve as an escalation point for the team regarding day to day inquiries and requests. This individual will take the lead in monitoring the inflow of Swift messages 564/566/568 related to income events like Dividends, Capital Gains, Interest, Reinvestment, etc. Posting of income from Money Market Securities. Performing Pay day 1 check for future payments. Verifying and processing of unposted income exceptions. Communicating back with the Custodians using MT 565 to check customer preference on in...

Mphasis is Hiring: US Mortgage Underwriters Wanted! Are you an experienced mortgage underwriter looking to take your career to the next level? Join our dynamic team at Mphasis and be part of a company that values expertise, precision, and growth! Position Overview: Were looking for professionals with: 2+ years of experience in US Residential Mortgage Underwriting Strong knowledge of FNMA, FHLMC , and investor guidelines Excellent analytical, problem-solving, and decision-making skills Ability to evaluate complete loan documents and make sound approval/denial decisions Expertise in credit report analysis , including trade lines, derogatory accounts, and public records Proficiency in income ca...

Responsibilities: Maintain financial records & accounts payable/receivable Reconciliation of records & ensure the accuracy of financial data. Tax-related tasks GST & TDS calculations & filings Use of Tally & Microsoft Excel Support internal team

Required !!!!!! US Mortgage! Underwriter/ Loan Processor /Live Underwriter/NON QM Underwriter -US Residential Mortgage Skills- Underwriting, Paystub, VA, FHA, Conventional, 4Cs, Income Calculation, Loan Origination, Loan Setup, NON QM Loans, DSCR Qualification- Any Graduate Experience - Required Minimum 2 Years Experience in US residential Mortgage Location- Pan India 1)Live Underwriting (CNI)- Required Minimum2 Years of Experience in US residential US Mortgage) 2) Loan Origination- Required 2 Years of experience in Loan Origination , Document Review, Loan Setup, Depth knowledge on Title, Purchase. 3) Non QM Underwriter- Good exposure of the underwriting review of the Non-QM Loans. FNMA, FHL...

If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur. Walk-in Drive Details: Location: HCL TECH- Sholinganallur, ( Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu 600119) Date: Thursday, 21 August Time: 11:00 AM 3:00 PM Contact HR SPOC Dharani Job Opportunity: Associate / Senior Executive Location: Chennai - Sholinganallur Shift Timing: 7:00 AM 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Job Summary: The ideal candidate will be responsible for auditing loans underwritten by credit offi...

Role & responsibilities Preferred candidate profile Experienced in Underwriting / end to end underwriting/ Live underwriting Minimum 2years of experience Work mode: Hybrid/ Remote Office location: Bangalore Walkin drive: Aug 22, 2025 on Friday, Bangalore Interested share your resume immediately to Shabana - 9884295335

*Past Mortgage Originations experience in design, development, and delivering training with 2+ years experience *Optimizing training processes for efficiency *Evaluating individual & organizational performance to ensure training is meeting business Required Candidate profile Graduate Expertise in loan processing & Underwriting in US Residential Mortgage Evaluating skills Facilitation Skills Instructional Design & Excellent Comm. Skills Employee & Stakeholder Mgmt.

Job Summary: We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies. Key Responsibilities: End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines. Perform income verification, credit checks, property valuation reviews, and responsible lending assessments. Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps. Provide t...

If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Karle. Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) Date: Friday, 22 August Time: 11:00 AM 2:00 PM Contact HR SPOC Vignesh Job Opportunity: Associate / Senior Executive Location: Bengaluru- Karle Shift Timing: 7:00 AM 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Job Summary: The ideal candidate will be responsible for auditing loans underwr...

Greetings, Company Name : M.Phasis (https://www.mphasis.com) Job Role: Live Underwriter- US Residential Mortgage Underwriting Experience : 3+ yrs Work Mode : Hybrid or Remote or WFO Shift Timings: US Shift Requirements : Experience in Live Underwriting, End to End Underwriting, Income Calculation, Review of Public Report, Review of Credit Report and 4C's is mandatory. Notice Period : Immediate to 30 days only No. of openings : 10+ openings Skills : Excellent knowledge in US Residential Mortgage Underwriting process is mandatory Note : Accommodation Fee for relocating candidates will be given (6000*3 or 4 months) Reference is Welcomed...

As a Quality Control Analyst at Digital Risks, your primary responsibility will be to conduct thorough quality control reviews of mortgage loan files to ensure compliance with specific lender guidelines. Your focus will include pre and post-closing audits, compliance checks, and meeting client-required quality service levels. You will be tasked with identifying potential fraud, processing or underwriting deficiencies, compliance violations, and other relevant issues within the loan files. Collaboration with clients" quality departments and Digital Risks" internal Corporate QA team is essential to align and respond effectively to quality plans and findings. Working within a structured corpora...

You should have a minimum of 2+ years of experience in US residential mortgage. Your main responsibilities will include underwriting loans following client guidelines, whether by using automated underwriting systems or manual guidelines. It will be crucial to evaluate and ensure accuracy, completeness, and compliance of all loan documents. Additionally, you will need to address pre- and post-closing issues related to underwriting. Proficiency in mortgage processing software and financial tools is required. A deep understanding of U.S. residential mortgage products such as conventional loans, FHA, VA, and USDA loans is essential. As a Mortgage Underwriting Specialist, you will work in the ITE...

Key Requirements: Excellent Communication skills Experience in mortgage underwriting or any complex banking experience such as background of investment banking and Trading. Experience Minimum 3 years. Hands on experience on using PowerApps will be an added advantage. Strong customer focus and driven to get the right things for the customers and the bank. Notice Period – 0 to 30 days (60 days if negotiable).

Role & responsibilities Candidate should have minimum 5 years of UW experience Well versed with FNMA. FHLMC and investor guidelines, able to review and locate exact guidelines for decision making Should have good analytical and problem-solving skills Manage end-to-end underwriting processes, primarily focusing on conventional loans, Closed End Second and VA IRRRL Accurately calculate different Income types such as Salaried, Self-Employment, other income and rental income for loan decisioning Should have decision-making skill when applying in business judgment based on Underwriting review Evaluate complete loan documents and should provide approval or denial decision Complete review of credit...

Hiring for one of the leading Global Bank. Role : Live Underwriter (US / UK Mortgage) Location : Pune, Noida, Chennai Years of experience : 3+ years Notice Period : 30 Days and below Ctc : 25 to 30% hike on current ctc Shifts : Rotational Shifts Mandatory Skillset : 1. Experience into end to end underwriting. 2.Hands on experience with 4C's (credit, capacity, capital,collateral). 3.Experience with documents review. 4. Exposure with retail underwriting, residential mortgage, personal property mortgage and retail property mortgage. Detailed Job Description : 1.Excellent Communication skills 2.Experience in mortgage underwriting or any complex banking experience such as background of investment...

Job description Walk-in Drive in Firstsource for US Mortgage Underwriters -Bangalore location Walk-in Time 10.00 AM to 4.00 PM Walk-in Date - 2ndt & 3rd August Walk-in address - 3rd floor , dragonfly building, Brigade tech gardens, Brookefield - 560037. Contact Person Supriya PS- supriyapss@firstsource.com Job Description Graduates & above Minimum 2 year of experience into Live Underwriting. Should have worked in all the 4 c's Should be good with income calculation & asset review Sound knowledge of US Residential mortgage. Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salari...

JD: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan fi...

UNDER WRITERS & SR. UNDERWRITERS - 6 to 12 Lakhs Key skills : Underwriting, US mortgage US Residential Mortgage Pref. Qual. :- Graduates / UG / MBA / Post Grad. Experience :- 2 to 8 Years Job Location :- Chennai / Pune Notice Period :- 1 Month SHIFT :- 5.30 to 3.30 am Remuneration :- Upto 12 Lakhs Position Overview Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, publi...

Job Summary: We are looking for a seasoned operations leader with deep expertise in underwriting to lead a high-performing team. The role involves managing day-to-day underwriting operations, ensuring compliance with SLAs, enhancing productivity, and driving continuous improvement across teams. Key Responsibilities: Lead and manage underwriting operations across multiple teams to deliver high-quality outcomes within defined SLAs and turnaround times (TATs). Develop and implement strategic plans to optimize team performance, capacity planning, and resource utilization. Monitor underwriting decisions for adherence to client guidelines and regulatory standards. Collaborate with quality, trainin...

As a Non-QM Underwriter, you will be responsible for underwriting and making decisions on Non-QM loans in accordance with all relevant regulations. Your role will involve underwriting various Tiers, including complex loan transactions, while ensuring compliance with company policies and guidelines. It is essential to maintain client SLA expectations by meeting individual Underwriter quality benchmarks and production goals within specified turn times. Your duties will include analyzing income calculations, debt-to-income ratios, asset statements, financial statements, as well as personal and business income tax returns to make informed decisions. You will also assess appraisal reports, collat...

Job Summary: We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies. Key Responsibilities: End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines. Perform income verification, credit checks, property valuation reviews, and responsible lending assessments. Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps. Provide t...

Loc: Remote (WFH) Edu:Graduation Mandit(No Freshers) Req:Min 2yrs of exp in live underwriting with strong expertise in US Residential Mortgage process Sal: Up to 12 LPA(based on experience)+ Joining Bonus: 1,00,000 (for joining within 45 days) Required Candidate profile Analyze&calculate qualifying income from various tax docs: 1040s, Schedule E,1120,1065,1120S,K1"tax return" OR "transcript"K1etc. Review docs to assess risk and ensure compliance

At Altisource, we are a leading provider of world-class technologies and services for the mortgage and real estate industry. We are dedicated to transforming the way homes are bought, sold, and managed. In the US, we have strong partnerships with 7 of the top 10 mortgage servicers, operate a top real estate auction website, and manage a cooperative holding a significant market share in the US originations market. As part of our team, you will play a crucial role in ensuring the quality control post loan closing and pre-funding processes. Your responsibilities will include reviewing pre-closing and pre-funding documentation for accuracy before document release, as well as verifying post-closi...

Quality Control Analyst - U/W QC Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Position Overview: Perform in-line quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on buy-pre and post-closing audits, compliance, and other client required quality service levels. Reviews include identifying potential fraud ...