3015 Credit Appraisal Jobs - Page 28

Any Graduate (Non Graduate candidates should be willing to work on third-party payroll Randstad) Relevant Years of Experience Minimum 2 years of experience in Loans, Business Loans, or Loan Against Property (LAP) from an NBFC, Bank, Insurance Roles and Responsibilities LAP Business, Secured Business Loan and Insurance Generating quality business and driving sales of various products. Mandatory Skills Sound knowledge of the relevant field Computer skills Good communication abilities

Roles and Responsibilities * Manage credit underwriting and appraisal processes for mortgage loans against property (LAP) and loans against property (LAP). * Conduct thorough credit analysis, including financial statement review, cash flow analysis, and collateral valuation. * Develop and maintain relationships with clients to understand their financial goals and provide tailored credit solutions. Desired Candidate Profile * 4-6 years of experience in credit underwriting or a related field. * Strong understanding of mortgage underwriting principles, including LAP products. * Excellent analytical skills with the ability to interpret financial statements and cash flows. * Proficiency in using ...

Job Summary We are seeking a Credit Manager to support our financial services team in managing day-to-day credit risk processes. The role will focus on assessing customer creditworthiness, implementing company credit policies, and ensuring smooth credit operations while balancing growth and risk. The Credit Manager will work with senior management and cross-functional teams to ensure effective decision-making and compliance with guidelines. Key Responsibilities Credit Assessment: Review credit applications, analyze financial statements, and prepare recommendations for approvals within policy limits. Portfolio Monitoring: Track portfolio performance, flag early warning accounts, and support e...

Role Overview: As a Credit Analyst, your main responsibility will be to source and structure large-ticket credit proposals such as Working Capital, Term Loans, and Project Loans of 10 Crore and above. You will identify and activate corporate sourcing channels and large-value business opportunities. Additionally, you will conduct in-depth financial analysis, credit appraisal, and balance sheet evaluation for mid-sized and prime clients. Key Responsibilities: - Source and structure large-ticket credit proposals like Working Capital, Term Loans, and Project Loans of 10 Crore and above. - Identify and activate corporate sourcing channels and large-value business opportunities. - Conduct in-depth...

Job Description Key Responsibilities: Lead, manage, and motivate a team of sales executives focused on selling secured business loans. Develop and implement sales strategies to achieve targets and expand the secured business loan portfolio. Build and maintain strong relationships with small and medium-sized enterprises (SMEs), business owners, and key stakeholders. Identify new business opportunities through market research, networking, and cold outreach. Monitor loan application processes, ensuring compliance with company policies and regulatory guidelines. Collaborate with underwriting, credit, and operations teams to facilitate smooth loan processing and timely disbursal. Provide training...

Location: Gurgaon Cyber city Night Shift - 8:30 pm - 6.00 am Preference only male About the Employer: A leading pure-play credit card issuer in India , offering a wide range of credit cards to cater to diverse customer needs. The organization is constantly innovating to meet the evolving financial needs of customers and empowers them with seamless digital payment experiences. We are committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect. Whats in it for You: Work-life balance & wellness programs Robust rewards & recognition policies Dynamic, inclusive, and diverse team culture Inclusive health benefits (Medical Insurance, Pe...

Job Location- Prabhadevi Job Purpose: The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements, business risk, industry analysis and assign ratings as per Banks internal rating scale Monitoring of ratings in the portfolio so that the rating is up-to-date with the best available information at any point in time. Contribution to Industry analysis, portfolio monitoring and any other adhoc tasks. Job Responsibilities(JR) : 6 – 8 Areas Actionable (4-6) Borrower Ratings Assignment Comprehensive analysis of companies’ performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information t...

Job Position Branch Credit Manager Department Credit Location Ahmedabad Reports to Area Credit Manager Grade Deputy Manager Purpose of the role To adhere the process of credit and operations with zero error Responsibilities/ Duties To ensure all PDD and OTCs are closed within defined timelines as per the defined SLAs & TATs of organization. Prepare regular MIS and published time to time according to defined timelines or whenever required. To ensure all deposition of collected fee by the respective branches within defined timelines. To improve the productivity for credit resource in terms of number of files processed Maximize PA FTR for all branches 6. To ensure effective teamwork and maintai...

Role Overview: As a Credit Manager for Working Capital Finance, you will be responsible for managing a team of Credit Managers and underwriting proposals for both Fund and Non Fund based Working Capital Finance. Your role will involve making decisions within defined TAT, visiting customers for personal discussions, structuring deals, and ensuring the required portfolio quality is maintained by studying monitoring reports. Key Responsibilities: - Manage a team of Credit Managers - Underwrite and make proposals for Working Capital Finance - Visit customers for personal discussions and deal structuring - Study monitoring reports and maintain portfolio quality - Evaluate proposals for Home Loans...

We are a leading and fast-growing Co-operative Bank and are inviting applications from ambitious resources for the following location & cadres to participate in our progression journey. Location: Pune, Mumbai, Gujarat, Andhra Pradesh, Telangana Qualification: CA - Inter CMA - Inter B.Sc. / M.Sc.- Mathematics B.Sc. / M.Sc.- Statistics Age: Not more than 32 years as of 31.08.2025. Experience: Banking Experience in Financial Institute will be preferred, though not mandatory.

We are a leading and fast-growing Co-operative Bank and are inviting applications from ambitious resources for the following location & cadres to participate in our progression journey. Location: Pune, Mumbai, Gujarat, Andhra Pradesh, Telangana Qualification: CAIIB and / or CA / CS / CMA. Age: Not more than 40 years as of 31.08.2025. Experience: At least 6 to 7 years experience in Credit Portfolio in any Bank of which around 3 years in Asst. Manager cadre. Exposure to Credit Portfolio (Pre-sanction Scrutiny and Appraisal, Documentation, Disbursement, Post Sanction Monitoring and Follow- up) is necessary.

Job Location : Anekal, Tumkur Qualification : Bachelor's degree. Job description: Review the creditworthiness of potential customers by examining their credit history, income, and other financial information. Prepare quality credit proposals with a focus on identifying major risks whether operational or financial. Support and co-ordinate with Head of operation team & ACM for processing loans and obtain required approvals in case of any exceptions. Approve or Reject Loan based on credit modules and risk assessments. Ensure timely delivery of services to the customers and resolve queries related to the loan process. Making appropriate lending decisions based on available information & interact...

Designation - Credit Analyst Team/Function - Banking & Credit Risks Key Skills/Expertise -- Financial Analysis Excellent Communication Skills Analytical Skills Any one who wants to do INTERNSHIP can apply !! Freshers can apply !! Experinced candidates can also apply !! Role Description: Designing and formulating credit underwriting for supply chain finance and strategize & partner in technology implementation to enable digital journey in supply chain financing process. Responsible for conducting detailed research on the financial history of businesses and their related parties/ individuals to determine their creditworthiness. Reviewing and verifying financial statements (like Balance Sheet, ...

Manage a team of 15 to 20 CPC Area Credit Managers SBB Credit and Further Credit Managers SBB, who report to such ACMs Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance o...

Manage a team of 2 to 5 Credit Managers SBB Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other financial insti...

Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process Qualifications Diploma/ Graduation from a recognized institute Role Proficiencies Knowledge of credit, banking regulations and norms Maintain a high level of knowle...

About The Role : Job TitleDivisional Risk and Controls Senior Analyst, Assistant Vice President LocationMumbai, India Role description Business Overview / Division: The Private Bank (PB) combines Deutsche Banks private clients business in Germany and its international business with private and commercial clients together with Wealth Management in a single division. In both the domestic German market and worldwide the Private Bank provides high-quality advice to broad range of clients and a broad range of financial services in many countries ranging from day-to-day banking services right through to advisory services for sophisticated Private Banking and Wealth Management clients. In Italy, Sp...

About The Role : Job Title Corporate Bank Financial Crime Risk, AVP LocationMumbai, India Role Description The Financial Crime Risk Management Function is a Global front office function within Corporate Bank Non-Financial Risk with the primary objective to support the Corporate Bank by focusing on holistic front-to-back risk management of Financial Crime Risk as part of the 1st Line of Defence. The CB NFR teams mandate is to identify non-financial risks such as regulatory, conduct and systemic risks, define mitigation processes for those risks, as well as to develop, implement and monitor Level 1 controls. In addition to working closely with the product, coverage and sales desks, the groups ...

About the Role: We are seeking a highly experienced and visionary Chief Credit Officer (CCO) to lead the credit function for our Motor Finance division. The role is responsible for developing and implementing credit policies, managing risk frameworks, ensuring portfolio quality, and supporting sustainable business growth. Key Responsibilities: Define and implement credit policies, processes, and risk management frameworks for the Motor Finance business. Lead credit assessment, underwriting, and approval processes to ensure quality and compliance. Manage portfolio risk and monitor key credit indicators (delinquency, NPA levels, recovery). Collaborate with business and sales teams to balance g...

Position: Assistant Manager/Deputy Manager/Manager Corporate Finance Location: Gurgaon Experience: 35 years in project/corporate finance, preferably within infrastructure or renewable energy sectors Qualifications: Chartered Accountant (CA) or MBA (Finance) Key Responsibilities Financial Modeling & Analysis: Develop and maintain detailed financial models, including projections and ratio analysis, to support business decisions. Management Reporting: Prepare comprehensive management presentations and MIS reports to communicate financial performance and strategic insights. Loan Documentation & Compliance: Assist in the execution of loan agreements, security creation, and ensure adherence to reg...

Manage Credit Appraisal Underwriting of – construction finance proposals as analyzing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing Credit Approval Memo (CAM). Required Candidate profile Candidates should have minimum 3 to 5 yrs underwriting of Credit Appraisal Underwriting of construction finance proposals with any Banks or NBFCs

The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at / monitor credit ratings for issuers across various industries. Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings. • Analyze business performance, including: o Industry dynamics and regulatory trends o Evaluating country and macroeconomic risk o Competitive and market position o Strategy / execution / management of the companies o Trends in profitability and peer comparisons • Analyze financial performance, including: o Understanding accounting standards o Financial...

Position : Associate Director-Infrastructure/Project Finance Ratings-Power/ Renewables Sector (8-14 yrs) Role : - Credit Rating of Infrastructure Projects especially from the Power/ Renewables sector - Publishing timely, topical and high quality research on general market and sector specific trends, contributing to the increasing profile of the Company within the debt capital markets - Conducting analytical reviews with management teams of rated issuers and making written and oral presentations to rating committees, including rating recommendations. - Taking responsibility for allocated portfolio, ensuring timely reviews/rating actions as required. - Communicating with various market constit...

Responsibilities Audit senior associates provides timely, high quality client service as part of the client engagement teams serving large and small companies in a variety of industries. They will develop strong working relationships while working closely with teams to understand and solve clients' complex businesses and challenges. Experienced professionals serve our clients by: Understanding clients' needs and expectations, their business and industry, accounting and control systems, employees, company values and industry-related IFRS issues Developing and demonstrating an understanding of the RSM audit approach, methodology and tools Performing audit procedures and tests in accordance wit...

We are looking for a dedicated and qualified professional to join our organization in the role outlined below. This position offers an opportunity to contribute to our mission while developing your skills in a collaborative environment. Appraising Credit proposals for LAP, LRD & HL by conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies. Monitoring of loan accounts, checking of loan documents, and supervising the timely preparation of MIS reports. Fulfilling the credit training needs of the entire business team on a continued & timely basis Requirement In-depth knowledge/skil...