3015 Credit Appraisal Jobs - Page 31

Support in customer, contract and project set ups. Assist with preparation of invoices. Customer maintenance. Assist in third party invoices processing. Assist in preparing credit appraisal report of the prospects. Process accounts receivable write offs. Assist in preparing final demand letter. Preparation of various customers-oriented reports. Assist in other operation tasks as needed.

Support in customer, contract and project set ups. Assist with preparation of invoices. Customer maintenance. Assist in third party invoices processing. Assist in preparing credit appraisal report of the prospects. Process accounts receivable write offs. Assist in preparing final demand letter. Preparation of various customers-oriented reports. Assist in other operation tasks as needed.

Job Description : Business Analyst (Banking Domain) Position Title: Business Analyst Banking Domain Location: Nagpur, Maharashtra Employment Type: Full-Time Experience Required: 15+ years in Banking / Financial Services Sector About the Role We are seeking a highly experienced professional with strong expertise in the banking domain to join our team as a Business Analyst. The role is ideal for senior officers or professionals who have worked with PSU banks, private banks, or financial institutions , and are looking to transition into a corporate/analytical role. The incumbent will play a critical role in analyzing business processes, understanding banking operations, and contributing towards...

Role & responsibilities Credit Underwriting and Credit Management Preferred candidate profile Should have relevant Credit experience in HL/LAP Please share resume at surbhi.tekriwal@aavas.in

RC - Credit Manager - CV/CE - Retail Credit INTERNAL USAGE No of Vacancies Reports to Regional Credit Manager Is a Team leader N Team Size NA Grade Business Corporate Center Department Retail Credit Sub - Department CVCE Credit Location About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit The Credit Manager is re...

Responsible for allocation of geography at team level. Should work closely with his team members on geography mapping. Should audit and review the progress of area mapping on regular intervals and share the progress report with his superiors. Required Candidate profile Education: Graduate (Mandatory); MBA/PG in Sales/Marketing/Finance preferred. Experience: Minimum 4 years of relevant work experience, should have 1yr of experience.

Responsibilities: Conduct credit appraisal of prospective SME clients for fund-based exposures such as Working Capital, Overdraft, Cash Credit, Term Loan, etc., and non-fund based exposures like Letter of Credit and Bank Guarantee. Prepare detailed proposal notes and ensure timely clearance from credit sanctioning committees. Meet clients to evaluate their requirements and market conditions; structure proposals/deals adhering to the bank's credit guidelines, credit programs, and client needs. Monitor economic and industry developments along with financial parameters of clients to detect potential risk triggers or stress signs and take appropriate mitigating actions. Perform detailed credit a...

Responsibilities: Evaluate and underwrite LAP proposals for MSME segment Conduct detailed credit analysis, financial statement review, and risk assessment Ensure adherence to credit policy and compliance guidelines Collaborate with sales and operations teams for smooth loan processing Maintain high-quality portfolio with strong focus on credit hygiene Desired Candidate Profile: Experience: Minimum 5+ years in LAP underwriting (MSME segment) Location: Pune (candidates from Pune preferred) Immediate joiners will be given priority

As a Prime LAP Loan Officer, your role involves assessing and evaluating loan applications. You will be analyzing financial statements, income documents, property details, and credit bureau reports to make informed recommendations on sanction or rejection based on credit policy. Your responsibilities include: - Conducting credit appraisal within defined turnaround times while ensuring strict adherence to internal credit policies, regulatory compliance, and risk management frameworks. - Collaborating with sales, operations, and legal teams to facilitate smooth loan processing and disbursement. - Monitoring portfolio quality by tracking early delinquencies, underwriting trends, and market risk...

Responsibilities: Evaluate loan applications, assess borrower creditworthiness, analyze financial statements, credit scores, and repayment capacity, and approve or reject credit proposals. Monitor credit risks, track repayments Ensure documentation

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different M...

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different M...

About The Role Role Name Department Commercial Banking - Credit Monitoring & Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior Manager Position Purpose : With the Bank"™s growing asset portfolio, there is an imminent need for building systems and processes for analysing data from multiple sources & drilling down to industry / sector level performances through advisories as well as forecasts based on a set of assumptions, on both threats and opportunities for growth, including specific references to individual borrowers and at group level; event-based impact analyses, tight monitoring of portfolio quality, timely identification of acco...

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different M...

About The Role Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the busine...

About The Role Key area of operations are managing disbursements of :-Grade M1 Personal / business loan Commercial vehicle loans Tractor finance. Commercial Vehical Loan Brief job descriptions :- Understanding on various Retail Asset Products (Consumer & Commercial PL, BL, OD, HF, LAP, CV, LCV, CE, TFE,) Preferably, experience in handling project workflows and exposure to retail assets. Good verbal and written communication skills Having 1 -2 yrs of experience in handling similar products. Should be hands on in excel operation with good typing speed. Should be able to follow bank"™s guidelines and be open to learning new processes and system. Should be an effective team member of RA-Ops to h...

About The Role Job Role: Evaluating Credit requirements of potential customers (Strategic and retail) in the Commercial Vehicle business Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RM"™s and company involved Ensure adheren...

Department Regulatory ReportingLocation MumbaiNumber of Positions 1Reporting Relationship Team Leader - Regulatory ReportingPosition Grade M3 / M4 Job Role: PAN Bank Exposure report and CRILC return :- Preparing the PAN Bank Exposure Report. Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.Analysis of trend and reconciliation of Pan Bank exposure report with source data. Compiling, checking and filing the monthly CRILC return Highlighting major risks if any arising from the existing process or reporting and taking corrective action. Other monthly / quarterly returns/ exposure reportPreparing the Gift City Exposure Re...

About The Role The Group Internal Audit department conducts risk based internal audit of the Bank and its subsidiaries, including international subsidiaries. The role would involve executing credit audits of various businesses under Commercial Bank/Wholesale Bank. Understanding & evaluating credit proposals independently and highlighting gaps, if any. Testing operating effectiveness of controls, identifying weaknesses therein and making recommendations to improve the control environment; preparing audit reports/presentations; etc. Gaining & sharing knowledge. Job Requirements: Good understanding of banking business processes (lending) and exposure to credit underwriting/credit audits will be...

About The Role Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity l...

About The Role Description: RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however,good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments canalso be considered. Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of bus...

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Job Role: Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & su...

About The Role Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring the...

Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company’s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilitie...