1497 Credit Appraisal Jobs - Page 31

We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in Bengaluru. The ideal candidate will have a strong background in credit appraisal and risk management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and risk management. Strong knowledge of credit policies, procedures, and regulations. Excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines. Strong attention to detail and organizational skills. Additional Info The company offers opportunities for growth and development, as well as a competitive salary and benefits package.

We are looking for a highly skilled and experienced Credit Executive to join our team in Ajeetgarh. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests, establish credit limits, and ensure proper documentation and security of loans through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to work efficiently and effectively in a fast-paced environment. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ludhiana. The ideal candidate will have 6-9 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai-Lower Parel. The ideal candidate will have 2-7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular Credit Monitoring Committee Meetings to identify potential risks and opportunities. Report actionable insights to relevant authorities to ensure compliance with regulatory requirements. Continuously monitor events related to borrower accounts to maintain high customer satisfaction. Perform annual reviews of accounts to ensure accuracy and completeness. Appoint and maintain vendors such as lenders, independent engineers, legal counsel, and insurance consultants. Identify stress accounts and recommend actions, while also handling account restructuring. Engage in portfolio modeling and analysis, covenant monitoring, and coordinate with Fincon/accounts and budgeting teams; prepare MIS and other reports. Job A Diploma or Degree in a relevant field is required, along with an MBA degree. Possess strong knowledge of credit monitoring, analysis, and portfolio management principles. Demonstrate excellent communication and coordination skills to work effectively with cross-functional teams. Exhibit strong analytical and problem-solving skills to identify areas of improvement. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are necessary to manage multiple tasks simultaneously.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk assessment. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Credit Executive to join our team in Baran. The ideal candidate will have 2 to 7 years of experience in the banking industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking industry, preferably in credit underwriting or related fields. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to work efficiently in a fast-paced environment while adhering to quality standards. Excellent communication and interpersonal skills are required for effective stakeholder interaction. Strong analytical and problem-solving skills are necessary to assess credit risks and make informed decisions. Familiarity with credit-related software and systems is an asset.

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Strong knowledge of credit policy, underwriting, and risk management. Excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong understanding of consumer credit risk strategy and its implementation.

We are looking for a highly motivated and experienced Loan Officer to join our team in Gorakhpur. The ideal candidate will have 1-5 years of experience in sales, preferably in microfinance business. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to build a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding about microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and critical customer service attributes are required. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are necessary.

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong understanding of credit requirements for underwriting SME and commercial loan transactions. Roles and Responsibility Create and conduct data entry in systems for all credit transactions. Develop financial spreads from financial documents. Perform credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Collaborate with the sales team for login checklist document coordination. Work with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong knowledge of credit requirements for underwriting SME and commercial loan transactions. Experience in creating CAM and conducting data entry in systems for credit transactions. Ability to work with sales teams and coordinate login checklist documents. Understanding of financial spreads and their development from financial documents. Excellent analytical and problem-solving skills.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 4 to 9 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit appraisal, underwriting, and risk assessment. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Delhi. The ideal candidate will have 4 to 6 years of experience and support and co-partner with business teams to manage end-to-end credit approval for the designated region. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in a related field. Possess strong knowledge of credit appraisal, underwriting, and supply chain management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Durgapur. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced professional to join our team as a Deputy Head-Syndication-Sales-Mumbai - Lower Parel. The ideal candidate will have 7-9 years of experience in the banking industry, with a strong background in sales and syndication. Roles and Responsibility Sourcing and maintaining relationships with corporates and institutional desks. Selecting and structuring financing opportunities, including coordinating with internal and external legal teams. Preparing credit assessment memoranda and representing cases in approval committees. Working with internal teams to ensure deal approval within the system. Maintaining and expanding relations with investors and syndication teams. Co-working seamlessly with multiple sales teams on structured finance proposals. Job GraduationB.Com, B.Tech, B.E. Post-GraduationCA, MBA. Minimum 7 years of experience in the banking industry, focusing on sales and syndication. Strong knowledge of financial services, broking, and banking operations. Excellent communication and interpersonal skills. Ability to work effectively with cross-functional teams and build strong relationships with clients and stakeholders.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Kolkata. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Conduct thorough credit analysis and prepare comprehensive credit notes for high-value exposures. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Regularly meet with new and existing customers to build strong relationships and identify business opportunities. Monitor portfolio performance, identifying stress accounts and implementing corrective measures. Ensure continuous monitoring of all high-value exposures in the region. Develop good market intelligence through regular interactions with competitors, key business groups, and CA firms. Job Strong knowledge of credit appraisal, underwriting, and portfolio management principles. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills to build strong relationships with customers and stakeholders. Experience working with emerging businesses and managing credit portfolios. Familiarity with RBI regulations and statutory audits is desirable. Additional Info The company offers a competitive salary package and opportunities for professional growth and development.

We are looking for a highly motivated and experienced Loan Officer to join our team in Jaipur. The ideal candidate will have 2-5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Possess skills in relationship management, business sourcing, and sales. Demonstrate an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are essential.

We are looking for a highly skilled and experienced professional with 6 to 11 years of experience to join our team as an Associate - CF - Credit Administration in Bengaluru. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Coordinate with operations departments for data input, file maintenance, and other tasks. Ensure security perfection and appropriate charge creation, and file in ROC for assets securing facilities. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Map and improve processes related to business operations. Job MBA in Finance or CA qualification is required. Minimum 6 years of experience in credit administration or a related field. Possess strong knowledge of credit underwriting, financial services, and banking operations. Demonstrate excellent communication and coordination skills. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Auto Plaza-M4-M6, Hyderabad. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Pune. The ideal candidate will have 2-5 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly skilled and experienced Credit Manager to join our team in Jaipur. The ideal candidate will have 2-7 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Implement and manage credit processes and underwriting for corporate finance. Monitor systems and processes for smooth implementation of credit policies. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals. Manage portfolio quality documentation, post-disbursement documents, and delinquency levels. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Control and monitor post-disbursement documents, invoices, insurance, and RC by interacting with sales and customers. Create charges for all corporate lending and regularly meet with retail and strategic customers to understand industry and market trends. Pre-approve and rate clients with exposure over Rs 500L, and conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Train credit ops and CPA resources on policies, processes, and operations to ensure smooth functioning. Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken in the region. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of credit appraisal, underwriting, and portfolio management. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Experience in the banking or financial services industry is preferred.

We are looking for a skilled professional with 6 to 8 years of experience to underwrite corporate finance business and manage the portfolio in an assigned area. The ideal candidate will have a strong background in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal or a related field. Strong knowledge of credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in banking, financial services, or broking industry is preferred. Additional Info The company offers opportunities for growth and development.

We are looking for a highly skilled and experienced Quality Executive to join our team in Noida, Sector 62. The ideal candidate will have 6-8 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-function sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring risk management. Verify loan accounts, conduct cross-verifications, perform KYC checks, bank passbook checks, income and expense assessments, and check the influence of middlemen. Job Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-function sales operations. Excellent communication skills for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills for evaluating credit risks and making informed decisions. Experience in quality control and assurance, focusing on process improvements and risk management. Familiarity with loan account verification, cross-verifications, KYC checks, bank passbook checks, income and expense assessments, and CPC checklist verification. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to delivering high-quality services and solutions to its clients.

We are looking for a highly skilled and experienced Quality Executive to join our team in Noida - Sector 62. The ideal candidate will have 2-5 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, preferably in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Excellent communication skills are required for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills are needed for evaluating credit requests and establishing credit limits. Experience in improving underwriting efficiencies while ensuring adequate risk management is essential. A graduate degree is required for this position.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit administration, underwriting, or a related field. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Ensure security perfection and appropriate charge creation along with filing in ROC for assets securing the facility. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Conduct process mapping and process improvement related to business operations. Coordinate with the operation department for data input and file maintenance. Job MBA in Finance/CA or any graduate degree. Possess strong knowledge of credit administration, underwriting, and financial services. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Maintain confidentiality and handle sensitive information with discretion.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-8 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and financial services. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving abilities. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced Credit Executive to join our team in Jhalawar. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Verify loan accounts, conduct cross-verifications, perform KYC checks, bank passbook checks, income and expense assessments, and check the influence of middlemen. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to improve underwriting efficiencies while ensuring risk management. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for evaluating credit requests and establishing credit limits. Ability to work in a fast-paced environment and meet deadlines.