1497 Credit Appraisal Jobs - Page 32

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Madurai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Familiarity with auditing and regulatory requirements. Educational qualificationsAny Graduate, Postgraduate. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate - Credit Appraisal, located in Kolkata. The ideal candidate will have a strong understanding of corporate finance and credit appraisal. Roles and Responsibility Conduct due diligence on corporate, group, and promoters to assess Analyze financial statements to identify potential risks and opportunities. Understand proposal-related industry and market dynamics to inform credit assessments. Perform site visits and personal discussions with promoters/CFOs to gather insights. Prepare credit notes including deal-specific covenants and risk mitigation strategies. Adhere to internal credit policies and capture deviations in credit notes. Approve or recommend credit limits and transactions. Monitor portfolio companies. Job Strong knowledge of credit appraisal principles and practices. Experience in analyzing financial statements and identifying potential risks. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Proficiency in MS Office and other relevant software applications. Candidate should have product understanding for Term loans, Working capital, and structural products. Role is sector agnostic and requires following skillsDue diligence of corporate, group, and promoters; Analysis of financials; Understanding Proposal related Industry and Market dynamics; Site visits and Personal discussions with Promoters/CFO; Preparation of credit notes along with stipulation of deal-specific covenants; Adherence of Internal Credit Policies and capturing the deviations accordingly in Credit Note; Approvals / recommendation of credit limits and transaction; Monitoring of Portfolio companies. Additional Info The company offers a competitive salary and benefits package.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit in Visakhapatnam. The ideal candidate will have a strong background in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree in any field; CA/MBA is preferable. Minimum 2 years of experience in credit underwriting, risk management, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and credit risk management. Demonstrate excellent communication and interpersonal skills to build effective relationships with customers and stakeholders. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are needed to assess complex credit data and make informed decisions.

We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Tiruvannamalai. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in micro LAP and secured business loans is an added advantage.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department, located at Prestige Corniche-M4-M6, Bengaluru. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, banking, or financial services. Possess strong knowledge of credit underwriting, credit appraisal, and credit risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Chennai. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Familiarity with auditing and RBI regulations. Educational qualificationAny Graduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai - Lower Parel. The ideal candidate will have 6-10 years of experience in corporate finance, credit underwriting, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to continuously upgrade the competency of the team. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance, credit underwriting, and portfolio management. Possess strong knowledge of credit underwriting, financial services, and broking. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans is an added advantage. Educational qualificationAny Graduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Vizianagaram. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Strong knowledge of housing finance, credit underwriting, and retail credit. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in the banking industry. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services sector. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as required by the organization. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in two-wheeler loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking industry, providing financial services and broking solutions to its clients. We are committed to delivering exceptional customer service and building long-term relationships with our customers.

We are looking for a highly skilled and experienced professional to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. The ideal candidate will have 2-7 years of experience in the field. Roles and Responsibility Lead and manage credit processes, including appraisal, underwriting, compliance, and monitoring. Conduct detailed due diligence on proposals presented to the Credit Committee. Analyze risks, including financial, commercial, technical, and policy and regulatory risks, and their mitigants. Develop and execute best practices for credit assessment across disparate products and sectors. Prepare detailed credit notes for presentation to the Investment Credit Committee of the Board. Collaborate with business teams to deliver industry-leading turnaround times without compromising on quality. Engage effectively with internal and external agencies such as other FIs, credit rating agencies, developers, and regulators to stay updated on new developments. Ensure adherence to various credit policies and norms, and conduct periodic reviews and portfolio monitoring. Work cohesively with risk, origination, relationship, legal, internal audit, and operations teams to achieve maximum efficacy. Build and execute strategies for underwriting, helping to build a robust, quality portfolio. Demonstrate thought leadership and ensure complete compliance with TCCL''s policy on Social and Environmental Management Systems (SEMS), conducting periodic reviews and coordinating with IFC to maintain high standards of SEMS compliance. Job Strong analytical skills with attention to detail and a passion for excellence. Excellent collaboration and coordination skills, with the ability to work effectively with cross-functional teams. Proven track record of building and executing strategy, demonstrating self-motivation and customer orientation. Sound problem-solving and decision-making skills, along with strong leadership abilities. Good communication and interpersonal skills, with a working understanding of SEMS or similar standards. Ability to work in a fast-paced environment, focusing on delivering results and achieving targets. Experience in emerging sectors such as E-mobility, Solar Rooftop, Water, Energy Efficiency, and Green warehousing. A graduate degree is required for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to excellence and innovation.

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 6-10 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through constant monitoring of borrower events. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Experience in MIS and other reporting is desirable.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-8 years of experience in the banking industry, preferably with TATA Capital Limited. Roles and Responsibility Manage and oversee credit operations for individual loans. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong understanding of financial services industry trends and developments. Experience with credit management systems and technologies. A graduate or postgraduate degree is required.

We are looking for a highly skilled and experienced Quality Executive to join our team in Ganjam, Buguda, J Grades. The ideal candidate will have 6-8 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate credit requests, establish credit limits, and ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Excellent communication skills for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills for evaluating credit risks and making informed decisions. Experience in quality control and assurance, focusing on process improvements and risk management. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow processes for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate, Postgraduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Delhi. The ideal candidate will have 4 to 9 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly motivated and experienced Branch Manager to lead our microfinance team in Ranchi. The ideal candidate will have 2-5 years of experience in sales or business development, preferably in the microfinance industry. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Conduct regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Minimum 2 years of experience in sales or business development. Basic understanding of microfinance business and JLG model working is preferred. Possess relationship management and business sourcing skills. Demonstrate a flair for sales and an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are essential.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. Roles and Responsibility Collate key financial parameters and conduct data entry in the system. Create financial spreads from financial documents. Run credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Work with Sales & Credit teams for coordinating data requirements and ensuring data completeness and accuracy. Analyze credit requirements for corporates. Job Strong understanding of credit monitoring frameworks and principles. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong attention to detail and organizational skills. Understanding of financial markets and instruments. Familiarity with credit risk management practices.

We are looking for a highly skilled and experienced Credit Executive to join our team in Siwan. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with clients based on laid down policies and procedures. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination skills to manage sales operations effectively. Protect company assets by evaluating credit requests, establishing credit limits, and ensuring proper documentation and security. Communicate credit decisions to stakeholders clearly and concisely. Enhance underwriting efficiencies while maintaining risk management standards. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for conveying credit decisions to stakeholders. Strong analytical skills for improving underwriting efficiencies while maintaining risk management standards. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks. Additional Info The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Patna. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Familiarity with auditing and regulatory requirements. Educational qualificationsAny Graduate, Postgraduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Credit (Cleantech Finance) in Mumbai. Roles and Responsibility Understand financial statements and perform financial analysis on corporates, mid-corporates, and small enterprises. Prepare credit appraisal notes in a concise manner, highlighting key aspects of transactions. Develop financial models using MS-Excel for business plan preparation and financial projections. Apply domain expertise in sectors under coverage to provide informed insights. Conduct research-oriented work with attention to detail and accuracy. Draft term sheets and other financial documents as required. Job Proficient writing skills are needed for preparing credit appraisal notes and other financial documents. Strong financial modeling skills using MS-Excel are essential for business plan preparation and financial projections. Domain expertise in banking and lending business, including regulatory aspects, is required. A research-oriented approach with attention to detail and accuracy is necessary. The candidate should be able to work independently and collaboratively as part of a team.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Credit (Infra) in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Preparation of credit appraisal notes and in-principle notes/presentations. Liaison with business, legal, and risk teams for transaction execution, including structuring and term sheet preparation. Conducting credit checks on compliance with pre-disbursement conditions. Building knowledge by engaging with internal and external parties. Preparation of financial models and tracking key operating parameters in infrastructure sectors. Tracking sector developments. Job Understanding of financial statements and corporate/mid-corporate financial analysis. Proficient writing skills for preparing concise credit appraisal notes that cover all key aspects of a transaction. Financial modeling skills using MS-Excel for creating business plans and financial projections. Domain expertise in covered sectors. Knowledge of banking/lending business and regulatory aspects related to it. Research-oriented approach with attention to detail. Experience in term sheet drafting.

We are looking for a highly motivated and experienced Collections Executive to join our team in Ghataprabha, Hulloli Building - J Grades. The ideal candidate will have 2 to 7 years of experience in sales or collections, preferably in the microfinance industry. Roles and Responsibility Ensure achievement of disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and centre visits. Job Graduate in any discipline. Minimum 2 years of experience in sales or collections, preferably in the microfinance industry. Possess a basic understanding of microfinance business and JLG model working. Demonstrate relationship management and business sourcing skills. Exhibit a flair for sales and an understanding of critical customer service attributes. Ability to work in a fast-paced environment and meet targets is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow processes for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Lucknow. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers. We are committed to delivering exceptional customer service and building long-term relationships with our clients.