1497 Credit Appraisal Jobs - Page 33

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Patna. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Educational qualificationsAny Graduate, Postgraduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager - Mid Corporate in Delhi. The ideal candidate will have a strong understanding of corporate, group, and promoter due diligence. Roles and Responsibility Conduct thorough analysis of financials and credit assessments for effective risk mitigation. Understand proposal-related industry and market dynamics to inform credit decisions. Perform site visits and personal discussions with promoters/CFOs to gather essential information. Prepare comprehensive credit notes including deal-specific covenants. Adhere to internal credit policies and capture deviations in credit notes. Approve or recommend credit limits and transactions based on thorough analysis. Job Strong knowledge of term loans, working capital, and structural products. Ability to analyze financials and credit assessments. Excellent communication skills for effective collaboration with stakeholders. Strong analytical and problem-solving skills to mitigate risks. Experience in preparing credit notes and managing portfolio companies. Familiarity with internal credit policies and procedures. Understanding of the banking/financial services/broking industry is beneficial. Candidate should be able to work independently and as part of a team. Additional Info The selected candidate will be required to monitor portfolio companies and ensure adherence to internal credit policies.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Visakhapatnam. The ideal candidate will have 2-5 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Any graduate degree is required. Experience in direct sales and business loans is preferred. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a highly skilled and experienced Credit Manager to join our team in Jangaon. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals as per laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 2 years of experience in credit management, preferably in housing finance. Strong knowledge of credit underwriting, risk assessment, and portfolio management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. CertificationsCA/MBA (Preferable). Additional Info The company offers a dynamic and supportive work environment with opportunities for professional growth and development.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager in Emerging Corporate-Credit Appraisal, located at Auto Plaza in Hyderabad. Roles and Responsibility Ensure quality credit underwriting and maintain high standards. Monitor portfolio performance, including delinquencies, deferrals, and annual reviews/renewals. Develop market intelligence through regular interactions with competitors, key business groups, CA firms, and other stakeholders. Identify potential stress accounts and take proactive measures for timely exit. Resolve audit queries, including RBI and statutory audits, within prescribed timelines. Collaborate with cross-functional teams to achieve business objectives. Job Minimum 2 years of experience in a related field, preferably in banking or financial services. Strong knowledge of credit appraisal, underwriting, and portfolio management. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships with clients and stakeholders. Experience working with emerging corporate clients and understanding their needs.

We are looking for a highly skilled and experienced Quality Executive to join our team in Visakhapatnam. The ideal candidate will have 11-13 years of experience in quality control, underwriting, and risk management. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 11 years of experience in quality control, underwriting, or risk management. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and leading projects. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality services to its customers.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Patna. The ideal candidate will have 1-6 years of experience in the banking or financial services industry. Roles and Responsibility Manage and oversee credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures to minimize risk. Conduct thorough credit analysis and assessments to determine client Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit portfolio performance, identifying areas for improvement. Ensure compliance with regulatory requirements and industry standards. Job Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships with clients and stakeholders. Proficiency in credit management software and systems. Strong understanding of credit risk assessment tools and techniques. Educational qualificationAny Graduate. Additional Info For more information, please contact us at 6587951.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Delhi. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting, risk assessment, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and portfolio management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in assigned areas. The ideal candidate will have a strong background in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for designated regions. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal or a related field. Strong knowledge of credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in banking, financial services, or broking is preferred. TitleArea Credit Manager-Commercial Vehicle-Credit Appraisal-Chennai-Centennial Square-MM. Reference number6589267.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through constant monitoring of borrower events. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MIS and other reporting tools.

We are looking for a skilled professional to join our team as an Area Credit Manager in Emerging Corporate - Credit Appraisal, located at Delhi - Videocon Towers - MM. The ideal candidate will have 6-9 years of experience and a strong background in credit underwriting, portfolio performance, and market intelligence. Roles and Responsibility Develop and implement effective credit underwriting strategies to minimize risk and maximize revenue. Monitor and analyze portfolio performance, identifying areas for improvement and implementing corrective actions. Build and maintain relationships with key business groups, competitors, and stakeholders to gather market intelligence. Identify and mitigate potential risks associated with stress accounts and develop plans for timely exit. Collaborate with cross-functional teams to ensure compliance with regulatory requirements and internal policies. Provide expert guidance on credit appraisal and risk assessment to support business decisions. Job Strong knowledge of credit underwriting principles, practices, and regulations. Excellent analytical and problem-solving skills, with the ability to interpret complex data sets. Effective communication and interpersonal skills, enabling strong relationship building with clients and stakeholders. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Strong understanding of market trends, competitor activity, and industry developments. Experience working with emerging corporate clients, focusing on credit appraisal and portfolio management. A graduate or postgraduate degree is required. Additional Info To ensure minimal audit queries including RBI and statutory audits and resolve them within prescribed timelines.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Large Corporate-Credit Appraisal, located at Chennai - Centennial Square -MM. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and management. Possess strong knowledge of credit risk strategy, underwriting, and credit policy. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in used car loans is an added advantage. Educational qualificationsAny Graduate, Postgraduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers.

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Mumbai - Lower Parel. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and calculate ratios to determine loan performance. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps as needed while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in credit underwriting, risk management, or a related field. Possess strong knowledge of credit underwriting principles, practices, and procedures. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required. Experience in managing credit exposures and ensuring adherence to legal & documentation norms & policies is necessary.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Ahmedabad. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans or related fields is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Jaipur. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases, presenting to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, risk assessment, and credit management. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing a team of credit approvers to ensure portfolio quality and minimizing delinquencies. Familiarity with credit programs and policies. A strong understanding of credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans is essential. Ability to evolve underwriting norms customized to local market needs and continuously enhance and execute the consumer credit risk strategy. Adherence to all norms and regulations is required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Coimbatore. The ideal candidate will have 2 to 7 years of experience in credit appraisal, risk assessment, and financial analysis. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop credit notes detailing transaction structure and credit assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage the portfolio to meet quality documentation, post-disbursement documents, and delinquency levels requirements. Work on projects and process improvements. Conduct detailed financial appraisals covering business models, working capital cycles, profitability, and other key factors. Develop market intelligence by engaging with people from other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure high-quality credit underwriting and raise early warning signals for stress accounts, taking timely measures for exit. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Participate actively in customer visits and provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit appraisal, risk assessment, or financial analysis. Strong knowledge of credit underwriting, financial modeling, and risk assessment. Excellent analytical and problem-solving skills. Ability to work effectively with cross-functional teams. Strong communication and interpersonal skills. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 6-8 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify opportunities for growth and improvement through portfolio modeling and analysis. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree in a relevant field is required; an MBA is preferred. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MIS and other reporting tools.

We are looking for a highly skilled and experienced Customer Service Executive to join our team at Tata Capital Limited in Bengaluru. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Stay updated on key regulatory changes and competition practices and evaluate team members accordingly. Participate in all monitoring activities and collection follow-up/delinquency management. Maintain the quality of the portfolio and keep overall TAT within acceptable norms. Regularly update the team on updates/modifications in credit policies/processes. Job Minimum 2 years of experience in credit management, underwriting, or a related field. Strong knowledge of credit policies, underwriting, and risk assessment. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficient in MS Office and other relevant software applications. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Siliguri. The ideal candidate will have 1 to 6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Assist in empaneling new vendors and developing relationships with them. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Familiarity with audit and RBI regulations. Educational qualificationAny Graduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers.

We are looking for a skilled professional with 5 to 9 years of experience to join our team as an Area Credit Manager-CEQ in Delhi. The ideal candidate will have a strong background in credit appraisal and risk assessment, with excellent analytical and communication skills. Roles and Responsibility Prepare detailed credit notes, including transaction structuring and financial analysis. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Pre-approve and rate clients with exposure over Rs 500L, and conduct regular training sessions for sales and channel partners on product policies and processes. Manage portfolios to meet quality documentation, post-disbursement documents, and delinquency levels. Work on projects and process improvements, and critically evaluate transaction, business, financial, and industry risks. Develop market intelligence by engaging with other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Raise early warning signals for stress accounts and take measures for timely exit. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 5 years of experience in banking/NBFC. Strong knowledge of credit appraisal, risk assessment, and financial analysis. Excellent analytical, communication, and interpersonal skills. Ability to work independently and as part of a team. Strong attention to detail and organizational skills. Experience in SME credit and CEQ is preferred. Familiarity with auditing and regulatory requirements. Ability to develop market intelligence and identify automation opportunities. Skills in critical evaluation of transaction, business, financial, and industry risks. Experience in managing portfolios and resolving audit queries within prescribed timelines.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.