3015 Credit Appraisal Jobs - Page 23

JOB PURPOSE : Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

LTFinance is looking for OFFICER - HL DISBURSEMENTS to join our dynamic team and embark on a rewarding career journey. Handles housing loan disbursement processes, verifies documentation and compliance before fund release, and coordinates with legal and technical teams for clearances. Ensures timely disbursement while maintaining accuracy of data entry in systems and supports customers with disbursement-related queries. Works closely with credit and operations teams to streamline approval to disbursement turnaround times. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers t...

JOB PURPOSE: Responsible for Sales and Collections in the assigned location PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned location Evaluating the creditworthiness of applicants to determine the loan eligibility Ensuring complete documentation of loan applications Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement. Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate Achieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGE Effective CommunicationAttention to detailProb...

JOB PURPOSE: Responsible for Sales and Collections in the assigned location PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned location Evaluating the creditworthiness of applicants to determine the loan eligibility Ensuring complete documentation of loan applications Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement. Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate Achieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGE Effective CommunicationAttention to detailProb...

Duties and responsibilities Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Loan documentation

JOB PURPOSE: Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting prop...

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property re...

Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12...

Responsible for monitoring business unit performance across NFR programs, and highlighting emerging risks, themes and trends Provide risk review and challenge across all operational risks, including review and challenge of Risk and Control Self Assessments (RCSA) Execute BU specific deep dive reviews Monitor and advise on delivery of Operational Risk initiatives at the business unit level Operates independently; has in-depth knowledge of the NFR function. The role is balanced between high level operational execution and development, and execution of strategic direction of NFR activities. Provides feedback to the NFR program leaders based on business unit level observations Acts as contact an...

Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with rep...

Job Purpose This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control-Compliance of policy and processes Report...

Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing Build, retain and maintain strong relationships with Clients/Channel partners to generate business Effectively engage with credit, operations &...

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets Execute with Rigor - Takes responsibility for meeting targets with focus and effort Own It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approv...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets Execute with Rigor - Takes responsibility for meeting targets with focus and effort Own It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location -Keeping delinquency under control -Compliance of policy and processes...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Job Purpose: The Credit Manager Construction Finance will be responsible for evaluating, assessing, and underwriting credit proposals for construction/project finance (e.g., real estate developers, contractors, infrastructure companies). The role includes detailed financial analysis, risk assessment, and ensuring adherence to internal and regulatory credit policies. Key Responsibilities: Credit Assessment & Underwriting Evaluate credit proposals from real estate developers, infrastructure firms, and construction contractors. Analyze financial statements, project cash flows, promoter background, market potential, and business viability. Conduct due diligence, including legal, technical, and s...

Job Title: Loan Document Processing Manager / Associate Vice President Department: Loan Operations / Lending Services Reports To: COO Position Summary The Loan Document Processor is responsible for reviewing, preparing, and processing loan documentation to ensure accuracy, compliance, and timely completion. This role requires strong attention to detail, organizational skills, and knowledge of lending regulations and procedures. The Loan Document Processor works closely with loan officers, underwriters, and customers to ensure that all required documents are complete and accurate prior to loan closing. Key Responsibilities Document Review & Preparation Receive loan applications and supporting...

As a Credit Manager reporting to the Area Credit Manager, your role will involve assessing Educational Loan applications from students and underwriting them in accordance with the credit policy. **Responsibilities:** - Maintain Credit Quality as desired by the Senior Management - Manage respective vendors for maintaining quality and TAT for all verifications and validation - Monitor and conduct consistent sample checks on verifications and vendor processes - Meet loan borrowers and applicants for personal interaction based on the risk profile of cases - Preliminary screening of borrowers" profiles for maintaining the input quality of the credit system - Perform first-level document checks fo...

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address qual...

InCred is looking for Assistant Manager - Credit to join our dynamic team and embark on a rewarding career journey. Manages credit evaluation, approval, and risk assessment processes. Reviews financial data to support lending decisions. Ensures compliance with internal policies and regulatory standards. Coordinates with stakeholders for credit operations and customer engagement. Disclaimer : This job description has been sourced from a public domain and may have been modified by Naukri. com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

SME is a part of Wholesale Banking that manages lending business for Small Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers. Wholesale Banking SME Acquisition Relationship Manager Grade Manager/Senior Manager/Chief Manager Job Responsibilities of Acquisition Relationship Manager in SME Business: To acquire New to Bank customers in SME segment offering banking solutions/products (Asset based (Fund/ Non Fund), Transaction Banking, Trade Finance, Treasury - FX) Collaborate with banks internal channels as well as open market sourcing for lead ...

Wholesale Banking SME Portfolio Relationship Manager Grade Manager/Senior Manager/Chief Manager About the Business SME, part of Wholesale Banking Group, deals in corporates with turnover between fifty to five hundred crores These new corporates have unique and challenging banking needs Specification What are the areas (in quantitative terms) the job has an impact on PRM will manage existing book PRM will be doing limit enhancement, renewals and refer new to bank accounts PRM will own the relationship and be a SPOC for all client needs PRM will cross sell Trade, Forex and CMS solutions Key Deliverables New To Bank Accounts Growing the current book size Cross Sell Portfolio Profitability and H...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...