1497 Credit Appraisal Jobs - Page 23

We are looking for a highly skilled and experienced Credit Executive to join our team in Chandausi. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests to establish credit limits and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to protect company assets through proper evaluation of all credit requests. Excellent communication skills for conveying credit decisions to stakeholders. Capability to improve underwriting efficiencies while ensuring adequate risk management. Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 2-5 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Jamshedpur. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and customer service principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Quality Executive to join our team in Agra. The ideal candidate will have 11-13 years of experience in the banking industry, with expertise in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 11 years of experience in the banking industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests and establish credit limits. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for improving underwriting efficiencies. Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a skilled professional with 5 to 10 years of experience to join our team as an Assistant Vice President in the Factoring and Credit Appraisal department, located in Mumbai-Lower Parel. Roles and Responsibility Underwrite proposals for new supply chain corporate programs and Factoring & Treds platform. Approve debtor limits for Factoring and regularly review and monitor approved debtor limits with corrective actions. Develop process controls and frameworks for managing product risk for the Factoring business. Facilitate proposal approvals by senior management in compliance with credit policy. Monitor delinquency, deferrals, pending documentation, early warning signs, and take corrective action. Participate proactively to facilitate faster deal closures. Authorize transactions on the Treds platform and ensure timely renewal of limits. Drive automation initiatives to enhance effective underwriting and portfolio monitoring. Job CA or MBA Finance with at least 5-7 years of experience and a good academic background. Minimum 2-3 years of experience in Credit/product in a Factoring company/Treds exchange. Possess strong analytical skills and understanding of both credit and operational risks. Demonstrate good communication skills and the ability to interact with senior management. Proficient in MS Office, especially Excel. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Credit Executive to join our team in Patna. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to work efficiently and effectively in a fast-paced environment. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking or financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly skilled and experienced Credit Manager to join our team in Jaipur. The ideal candidate will have 2 to 7 years of experience in credit administration, underwriting, or a related field. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Ensure security perfection and appropriate charge creation along with filing in ROC for assets securing the facility. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Conduct process mapping and process improvement related to business operations. Coordinate with the operation department for data input and file maintenance. Job MBA in Finance/CA or any graduate degree. Minimum 2 years of experience in credit administration, underwriting, or a related field. Possess strong knowledge of credit management, financial services, and banking operations. Demonstrate excellent communication and coordination skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Bengaluru. The ideal candidate will have 3-8 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and possess in-depth knowledge of ratio calculations and their impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems. Exceed service quality standards and strive for continuous process improvement. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job A graduate or postgraduate degree is required, with CA/MBA being preferable. Possess strong analytical and problem-solving skills, along with excellent communication and interpersonal abilities. Demonstrate the ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong attention to detail and organizational skills, with the capacity to multitask and prioritize tasks. Be familiar with housing finance, credit underwriting, and credit analysis. Have experience in the banking/financial services/broking industry.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department based in Delhi. The ideal candidate will have a strong background in corporate finance and excellent analytical skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance or a related field. Possess strong knowledge of corporate finance, credit appraisal, and risk management. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-10 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1 to 6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit - Housing - EM - Credit in Rajapalayam, South Venganallur. The ideal candidate will have a strong background in credit underwriting and management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Minimum 2 years of experience in credit underwriting and management. Possess strong knowledge of credit underwriting principles and practices. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance and credit appraisal. Possess strong knowledge of corporate finance, credit appraisal, and financial services. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Credit Executive to join our team in Amroha, Najibabad. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for improving underwriting efficiencies and risk management. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2 to 7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through covenant monitoring. Develop and maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MIS and other reporting tools.

We are looking for a highly skilled and experienced Credit Executive to join our team in Jhalawar. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate credit requests, establish credit limits, and ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for effective stakeholder interaction. Ability to improve underwriting efficiencies while managing risks. Familiarity with credit-related processes and procedures.

We are looking for a highly skilled and experienced Credit Executive to join our team in Kota. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations skills. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for communicating credit decisions to stakeholders. Strong analytical skills for improving underwriting efficiencies while ensuring adequate risk management. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced professional to join our team as a Senior Manager - CFSD in Mumbai. The ideal candidate will have 7-10 years of experience in risk management, preferably in the banking or financial services industry. Roles and Responsibility Manage the risk/reward dynamics for the company''s mortgage portfolio by developing proactive mitigation actions. Develop and formulate acquisition/portfolio policies and conduct analysis to fine-tune acquisition/portfolio management strategies. Monitor economic and social environmental factors impacting portfolio credit performance and develop proactive mitigation actions. Review, change, and modify documentation processes, forms, and guidelines for the mortgage profile. Provide functional support on all credit/risk matters to business teams. Manage and monitor portfolio quality, undertaking periodic portfolio and collection reviews. Undertake monthly reviews based on portfolio MIS and manage triggers, taking decisions on portfolio basis the triggers. Partner with the business team in identifying market selection and sales zoning from a credit risk perspective. Identify and analyze risks related to the broader loan portfolio; ensure portfolio diversification and quality across activities and area. Ensure adherence to policies and processes, correcting procedural flaws, and proper documentation. Support Branches in troubleshooting field problems and identifying, designing, and implementing improvements. Enable credit training on credit fundamentals and processes including origination, credit approval, collection, documentation, and disbursement processes. Support & coordinate with the training team for credit-related modules by designing training modules to ensure policy and process training is easily understood by the teams. Participate in the development and monitor the effectiveness of statistically validated risk mitigation tools. Drive innovation in methods of identifying and quantifying extant risks as well as emerging and developing risk trends in the market. Provide senior management with clear insights into the factors driving the credit risk profile of the portfolio and provide forecasts of future performance, identifying means of mitigating key risk factors. Develop analytics in collaboration with leaders across the mortgage business to assist in product development and pricing strategies, driving business growth, and ensuring prudent risk/return balance. Interact with various support groups including IT and compliance to initiate and review systems and processes. Ensure compliance with all Audit/RBI regulations. Job CA / MBA Finance degree. Minimum 7 years of experience in risk management, preferably in the banking or financial services industry. Strong knowledge of credit risk management, risk mitigation, and risk control. Experience in managing and monitoring portfolio quality, undertaking periodic portfolio and collection reviews. Ability to work closely with various support groups including IT and compliance. Strong analytical and problem-solving skills. Excellent communication and interpersonal skills.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1 to 6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in direct sales and marketing is an added advantage. Educational qualificationsAny Graduate, Postgraduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Credit Executive to join our team in Alwar, Thanagazi. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases according to laid down policies and procedures while maintaining strict adherence to quality. Adheres to agreed SLAs and timelines for completing assigned activities. Possesses skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Protects company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensures proper communication of credit decisions to stakeholders. Improves underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure all loans are adequately documented and secured by appropriate collateral. Excellent communication skills for communicating credit decisions to stakeholders. Ability to improve underwriting efficiencies while ensuring adequate risk management. Familiarity with Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

We are looking for a highly skilled and experienced Credit Executive to join our team in Ajmer, Beawar, and J-Grades. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases based on laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for conveying credit decisions to stakeholders. Capability to improve underwriting efficiencies while maintaining risk management. Familiarity with Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook, and other Document Check.

We are looking for a highly skilled and experienced Credit Executive to join our team in Bhilwara, Shahpura. The ideal candidate will have 2-5 years of experience in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations skills. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for improving underwriting efficiencies and managing risks. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit appraisal, underwriting, and risk assessment. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.